BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everyone! I hope you’re all having a nice weekend so far and are enjoying your Sunday so far. It’s been a hectic couple of days for me with MNO but I’m glad finally that things have quietened down a bit today and there is less news. Typical for a Sunday I guess, and I for one am not complaining. I’ve got plenty to keep me busy for the coming week anyway, and am currently writing to you from the train to Vienna.

What I do have for you today however is an interesting interview with the man behind one of the most intriguing HYI programs you’ll find on the net today. It’s called InternationalCommerce and its admin Ferdinand has been it running successfully for a whopping 18 months. Sounds like a long time but in reality it seems the program is only getting warmed up. Despite the length of time it’s been open for business the program has escaped the attention of many, including myself. The reasons for the apparent low key approach by InternationalCommerce are explained Ferdinand below and I think are perfectly reasonable. You will also see that he has some big plans for his program and feels now that the time is right to raise awareness of it and bring it to a higher level. There seems to be no doubt in his mind that InternationalCommerce can very comfortably run for another 18 months. I’d usually be quite skeptical about that but he’s already done it once, obviously knows what he’s doing, so who am I to argue? You know a number of years back it really wasn’t all that unusual for long term programs to run for three to four years and the examples are maybe not plentiful but definitely there. Will InternationalCommerce be a throwback to those days? I honestly don’t know but let’s keep our fingers crossed and see where the admin can take the program next. “Slow and steady wins the race” as he so eloquently said himself.

Before we hear from Ferdinand let me just remind you that InternationalCommerce is a long term HYIP offering rates of 1.8%, 1.9%, and 2% interest per business day for terms that run for 100 business days. For further information about this or anything else connected with the program I suggest you first start with my original review published here, and if you have any thoughts or comments you’d like to share then please leave them on the discussion thread relating to InternationalCommerce on the MNO forum here.

“1. Hi Ferdinand, please introduce yourself to the readers of MNO and give us a little background information on yourself and your experience in managing other peoples money.

Hi Paul and MNO readers. My name is Ferdinand, and I’m the administrator of InternationalCommerce. I have a lot of experience of being an online investor in this industry and have been an investor for a very long time. Then I thought of starting my own program and started InternationalCommerce. Day after day, I am gaining experience and strongly believe that I can make full use of that experience in managing the money of my clients with superior perfection and security.

2. Can you share some facts about the InternationalCommerce business with us? How long have you been in operation? Are you the sole employee or do you have an assistant or a partner?

InternationalCommerce is an online investment program set up for the purpose of generating profits for its clients by investing their money in foreign exchange, stock market, mutual funds, securities, and other sources which can generate comparatively high profits in comparison to what’s offered by a common bank.

Yes, I am the only person managing and running InternationalCommerce, and I handle the payments, support tickets, advertising, and everything else that matters for the smooth operation of the day to day business.

3. Assuming someone is coming into the online HYIP industry for the first time, can you talk us through the process of joining InternationalCommerce? What do I need to do and what can I expect to happen next and over the following number of months?

Those who are unaware of how to join InternationalCommerce and make profits from it, all you have to do is become a member by registering on our website, and then log in to your account, and make the deposit you intend to.

In the next few months, in fact in the next few weeks, the design of InternationalCommerce will be changed entirely to a new and more attractive one. The compounding feature will be disabled to ensure the longevity of the program and a huge advertising campaign will begin to bring the program to the attention of online investors all over the globe.

4. What are you offering investor in terms of plans and profits? What is the minimum and maximum amounts you can invest?

InternationalCommerce offers its clients three main plans to invest with. The plans and the deposit limits being as follows:

Plan 1

Return: 1.8% daily for 100 business days (Principal is included in the daily return)
Minimum Deposit : $15
Maximum Deposit : $5,000

Plan 2

Return: 1.9% daily for 100 business days (Principal is included in the daily return)
Minimum Deposit : $5,001
Maximum Deposit : $10,000

Plan 3

Return: 2.0% daily for 100 business days (Principal is included in the daily return)
Minimum Deposit : $10,001
Maximum Deposit : N/A

5. What happens if I want to leave the program early? Is there a minimum lock-in period for my deposit? Am I allowed to leave at all before expiry?

There is no provision set for anyone to leave the program early, i.e., before their investment expires. The minimum lock-in period for your deposit is 100 business days, and clients are not, in any case, allowed to leave the program before the expiry of their investment.

6. What payment processors are InternationalCommerce currently dealing with? Do you think the choice is a bit limited and that you may appeal to more investors if you expanded it?

InternationalCommerce accepts the payment processors, Liberty Reserve and Perfect Money. I don’t think the choice is limited because most of the online investors use these processors for online investing. Also because of its relatively low fees and due to privacy matters, as members who wish to remain anonymous can do so.
I might think of adding some more payment processors if I get suggestions from my clients, or if there might arise a need for the inclusion of more in addition to those already accepted.

7. Can you give us any other general statistics on the program, for example the number of active members, total deposits, total withdrawals, etc?

InternationalCommerce now has about 5400 members in total, of which about 4800 are active. The total deposits have now reached close to $700,000 and almost $250,000 has been paid in withdrawals.

8. What would be the best and most efficient way of contacting you if I have any questions or problems?

The best and most efficient way to contact us if you have any questions or problems is by sending us a support ticket by filling in the contact form. All tickets received will be answered within a maximum timeframe of 12 hours.

9. What have been the most common questions, problems, or other support related issues that you have had to deal with so far? Is there anything you would like to address here so that members can avoid having to contact you?

The most common questions we have received so far are related to the investment plans, the referral commissions, and the methods by which we generate profits from the money invested by our clients. Yes, I would like to make the most common question asked by members clear here, whether or not the interest is paid only on business days. Once again, I remind you, interest is credited to your accounts only on business day, i.e. from Monday to Friday. Interests for your deposits will not be credited on weekends.

10. Can you tell us in detail about the security of InternationalCommerce? Who is your hosting provider and how highly do you rate them as a service provider? What script are you running off? Is your website protected with SSL encryption?

InternationalCommerce website is hosted on a highly secure dedicated server provided by Dragonara and is running on GoldCoders, the most common and popular script used in this industry. At present, the website is not protected with SSL encryption but in the next few weeks will be added to the website for more security.

11. I said in my review that you have been online for 18 months. So why have so few people heard of you before now? Why were the major forum threads only opened in May of this year and why so little advertising?

The reason that InternationalCommerce wasn’t popular until now is obvious. The reason being that I didn’t advertise the site on a large scale before as I am doing now. It explains why the threads in the forums were opened late. The main intention why I gave InternationalCommerce little advertising before is because my motives follow the proverb, “Slow and steady wins the race”. That explains it all. Now that the program has established a good base and has a good reputation, I can make InternationalCommerce big and the best in no time.

12. What other outside business and investment activities are you involved with? Can we see any independently verifiable proof of these activities?

The methods by which InternationalCommerce generates profits for its clients is by investing their funds in foreign exchange, stock markets, mutual funds, and other high yield securities. InternationalCommerce has a huge backup fund reserved in case the market goes down or goes through abnormal conditions.

13. Tell us more about the general advertising and promotional strategies being used by InternationalCommerce. In a very competitive market what are you doing to bring the program to a wider investment audience?

First of all, like I said before, my main intention was to establish a good base for InternationalCommerce, which I have already done. Now I am on my way to bringing my program to the attention of all online investors around the world with heavy advertisements and by other promotional methods.

14. Are there any plans to develop InternationalCommerce further in the near future? Will there be any interesting changes made soon? How are you planning to keep the program competitive with so many other options open to investors?

Yes, I have a lot of plans for the development of InternationalCommerce. To mention just a few the design will be changed to a new and more attractive one, the compounding option will be disabled to ensure the longevity of the program, SSL security will be enabled, and the advertising campaign will be stepped up to the next level in order to get the attention of more online investors.

15. Considering that InternationalCommerce is such an established program, but also relatively unknown, perhaps you can share your experience of the recent HYIP industry crisis? Why do you think it happened?

The recent HYIP industry crisis occurred mainly because of the fall of the big giants like GeniusFunds, PanaMoney, NanoMoneyCorp and GoldNuggetInvest, and as a consequence many investors lost their money and became afraid to invest anymore. But with the rise of new and established programs, for instance InternationalCommerce being one, the industry has began to revive from and is getting back to full strength, like before.

16. Some great programs collapsed, many others have opened and closed in the meantime. So what did you do differently to survive this long? Do you think you can last another 18 months online?

The first thing I did to make my program survive this long was to ensure that my program moved at a slow pace like I mentioned before. I did not look forward to make my program big in one or two weeks, but rather ensure that the program’s growth is at a steady rate. Because of this principle which I put into effect, InternationalCommerce has now been established as one of the top HYIPs, and there’s no doubt that it will last for more than 18 months to come. InternationalCommerce is not a runner, but a program that is here to make profits for its clients for a long time.”

That’s about it for today guys, except to say thanks to Ferdinand for taking the time to complete my questions and to wish the best of luck to all the investors either already there or considering joining up soon. Enjoy what’s left of the weekend and hopefully I’ll see you all here again tomorrow for all the latest news and views from around the industry. Stay tuned!