BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everybody! Hope you all had a nice weekend. I finally put my travels behind me and returned home to sleep in my own house for the first time in three and a half months and must say I feel so much better for it. No reason to wait around though so it’s straight back to work as usual with the first new program of the week I want to look at for you, and it’s a good one. It’s called TetraMetals and while not exactly brand new it is quite a long term program. Having launched the program originally at the end of September, the TetraMetals admin is really only now starting to do some advertising of any significance. And that’s by no means a bad thing with a program like this. As the saying goes it’s a marathon and not a sprint.

There’s a couple of interesting plans on offer here, four in total, and while it has to be said that some are well outside the budget of the average HYIP player I still think they might get a couple of takers should TetraMetals establish themselves as a dependable payer going into 2011. Meanwhile the minimum deposit in their first plan costs just $1 so I guess it may appeal to a lot of you who might usually prefer shorter term games but are looking to diversify.

That’s just my own opinion really but I guess it’s up to the individual investor. I’ll try to just stick with the facts for now and the first thing you need to know is that the first of TetraMetals four plans is called The Palladium Plan and it runs for 160 business days (32 weeks). As I said you can join for just a $1 minimum. Interest payments will be made on a daily basis between Monday and Friday at a rate of 1.5% per day. In addition to that when the term expires your principal will be returned.

So what does that mean in practical terms? Let’s say you invest $100. In return you would then receive $1.50 per day from Monday to Friday, adding up to $7.50 per week and allow you to break even after 67 business days. The total profit should be $240 and you can then add your initial hundred on top of that. Not bad, eh?

The next plan, the so called The Silver Plan, again runs for 160 business days meaning payments will only be made from Monday to Friday. Your deposit will earn you a rate of 1.9% on those days for 32 weeks adding up to a very reasonable 9.5% per week. And when the term expires your deposit will again be returned. So you can expect to break even after 53 payment days and earn a total profit of 304% on top of your principal.

The next option is for the more serious risk takers out there. Or should I say the wealthier? Anyway, with a $5,000 minimum required to join TetraMetals have a lot to do in order to tempt investors into this one but these are nothing if not interesting times in the online HYIP industry. With a consistent performance between now and the new year I think they could get more takers than than many of their competitors offering similar plans.

It’s called The Gold Plan and also runs for 160 business days. In return for your $5,000 (or more!) you are offered a daily interest payment of 2.2% made from Monday to Friday. That accumulates to 11% per week, allows you to break even after 46 business days, and earns you a total profit of 352% which is in addition to your principal which is then returned.

What’s more unlikely to get quite so many takers is TetraMetals The Platinum Plan as it carries a $20,000 price tag should you wish to join. But for your information the investment term runs for 160 business days making interest payments of 2.4% from Monday through Friday. Total payments should add up to 384% and your initial deposit is returned on expiry.

Incidentally, just because TetraMetals only pays profits on business days doesn’t mean that you can’t withdraw your money at the weekend. You won’t actually earn anything, but if you forget to let’s say withdraw on Friday you can still request it on Saturday. Payment options are currently limited to LibertyReserve and PerfectMoney (typical of many of the current crop of good long term HYIPs) though the admin has told me unofficially that plans to add AlertPay and SolidTrustPay are underway. Keep an eye on MNO for further developments there and I’ll make sure you’re the first to hear about it. Just keep in mind that the verification processes (especially with STP) can be very thorough so won’t happen overnight. Payments are made automatically through the script but still need to be requested. One bonus feature that I know you’ll like is the use of instant payments. Just request it and it should appear in your e-currency account in a couple of minutes or less. If you are a fan of compounding then that’s also available for you here.

Overall, I’m quite impressed with the professional layout of the website, original texts, sustainable investment plans, a unique script which is a feature common to only the better programs, SSL-encryption by Comodo and the DDoS protection and hosting on a dedicated server by Dragonara. It all points in just one direction – TetraMetals is the next big thing. Being a big thing (ie popular) does not mean running for a long time you understand, but definitely means it will become a popular choice among online investors. And a skilled admin can turn that into something that will last longer.

Customer support is available in a number of ways. You can e-mail the admin (his name is James) directly, and so far I have to say he’s been quite amiable and quick enough in dealing with my own questions. Or else you can fill out the form on the contacts page and submit that instead. The company is incorporated in New Zealand and though while that by itself doesn’t guarantee much (it’s not a difficult thing to do) it does come with a postal address and a telephone number. I’m in no position to verify the address – any curious Kiwis reading this can check it out in Aukland if you wish – I was able to check their phone number. The time difference between them and me would suggest whoever’s at the other end was tucked up in bed when I called (sorry if I woke you James, lol!) I did at least get a message service. They also have a fax number and Live Chat support, which is not a 24 hour service.

The business concept behind TetraMetals is quite original and refers to dealings with precious metals – a break from ForEx at least but a HYIP industry favorite nonetheless. The texts are original as well as the script which is quite good and highly customized. As long term readers will know I don’t put much stock in the claims put forward by HYIP admins concerning their business activities and suggest you pursue the matter through independent authorities if this is more important to you than it is to me. But approaching TetraMetals purely as an online HYIP I can see that there has been quite a lot of work done here and nothing would indicate a fast scam. Not in HYIP terms anyway.

I mean I don’t want you to think I’m just being dazzled by a flashy website or anything, but it is pretty well organized and deliberately being taken forward at a reduced pace to enhance the longer term growth. And for better or worse it is extremely well written. The basic idea is that the company is trading in four different metals of different values on a number of different international stock markets. So TetraMetals is probably worth a few bucks as an affordable part of a wider portfolio.

DAILY NEWS FROM THE INDUSTRY.

It’s quite strange to me how wide the level of inconsistencies I recently spotted from the administration of CazaInvestment is. Just yesterday in the interview given to MNO Pally told me that the difficulties they had with the Executive weekly plan where the profits that are supposed to be credited on a weekly basis and were available for withdrawal in members’ accounts couldn’t be found. So in the interview (read it here) the admin said that the problem had been solved and that everything was alright now. Then just a few hours after the interview was published on MNO he issues a newsletter where admits that the Executive plan is still a mess and that it would be disabled for some time while all the withdrawals from this would be processed manually. At the moment of writing I see that the Executive plan is enabled again and everybody can invest in it while I’m not sure if the issue has been addressed as promised in the interview. Anyway, after such issues with the weekly plan and inability of the admin to fix it in the shortest possible time and inconvenience to the investors I don’t think there will be too many takers for the recently introduced 12% for 12 days plan. Although proven to be a popular plan model among investors over time it has quite a high minimum of $100 while for instance the daily plan paying 3.2% for 45 days only requires $10. Certainly it’s up to the investors to decide if they want or not to invest with CazaInvestment as my main task is to deliver the news to MNO readers. So here is the latest newsletter from CazaInvestment (reviewed here):
“Hello. Today marks the beginning of another great week, we hope you are in profit or almost in profit with Caza. This is actually what we wish all our members can achieve with the shortest minimum time, CazaInvestment has been growing fast and this is because of your support, we appreciate and wish for the best.
Our interview has been published on MNO and you can have a glance of it by clicking on this link: http://money-news-online.com/blog/2010/11/14/14112010-interview-with-the-admin-of-cazainvestment/ . A new plan was added yesterday and I can see a lot of question from investors and members, Please Principal would not be returned if you invest in the CazaExplosive plan which pays 12% of your investment daily for a period of 12 days. For those of you who invested in the CazaExecutive plan please we apologies for the inconvenience in your account, the plan has been disabled for the main time hence we would manually process all earnings from this plan.
The top is what we reach out for, The Top is where every member of CazaInvestment would get to, we are going to stay on track and continue our fast payment and hold on to quality support service.
Thanks, Pally Eppie”.

Please be aware about the currently circulating phishing emails allegedly from the admin of PawnShopFund Frederick (interviewed here) while in reality they are from some scammers trying to steal your personal details and most probably withdraw the money you have in your account in the program. I know that the changing of your payment processor details in PawnShopFund is impossible but it’s always better to be on the safe side so do not send your personal info to scammers! Quite insignificant news apart from the main warning was the slight change in the ref commissions system to make it fairer. Here is the full newsletter from PawnShopFund (reviewed here) which already reached #4 on the MNO rankings and is already an enormously popular program:
“Dear members, I’ve just got noticed that some impostors are trying again to act in our name.
Please be aware don’t send your password in e-mail to anybody asking you to do this.
The fake e-mail shows that it is sent from admin@pawnshop-fund.com but it is not, we are never asking you to give us your password. The text of the fake e-mail:
We just received huge traffic from your referral link and some fake accounts. So we have to review your account. Please send me your current password!
Please be aware.
And some good news:
From today if your referral makes a deposit from his account balance you will get after this transaction a referral commission too. This is to avoid the problem caused by the new function that some members from mistake deposited first in their account balance and then from there into a plan.
Best regards, Frederick. Admin of PawnShopFund”.

Another popular program that has been afloat for nearly five months already due to its unique investment plan structure is 144CashAds (reviewed here). It’s paying 144% in different variations and on six different plans where an investment in one of the plans is the main condition for entering the following one. You can read more about that in my exclusive interview with the admin of 144CashAds Lewies here. I think he’s doing a fantastic job of processing payouts to four accepted paying processor (LibertyReserve, PerfectMoney, AlertPay and SolidTrustPay). Please just make a note to yourselves that the payout button is disabled on Saturdays and Sundays so although profits are credited to your account on every calendar day you can only request your accumulated profits from Monday to Friday. So the latest update from 144CashAds contained the reminder about the payouts schedule:
“Hi. Hope you all enjoyed weekend. Payout button now open and all payout done.
Welcome all new members in to our family. Pls feel free contact with us if you need any help.
Nov 10$ cash bonus stared for all 6 plans holder members.
Enjoy earning with 144CashAds.
Lewies. Project admin”.

One more piece of good news – I received the payment from my 115% after 7 days plan in Flinexa (reviewed here) and it was processed instantly like as promised by their terms. Well, considering that I decided to give a it another go and invested into the second more profitable plan offering 144% after 14 days. I think Flinexa is off to a very good start and I hope we will soon see many payment proofs on the public forums. I remind you that the program accepts LibertyReserve, PerfectMoney and AlertPay and pays instantly on all the payment processors.

Unfortunately, not all the programs are of the same high quality. It looks like FinanceCity scammed just a few hours after the review was published on MNO so it lasted for only two days. I tried to contact the admin but after I saw that the rating page had been completely removed from the FinanceCity website I realized that the program was a scam. I wonder why it happened so fast but perhaps it was due to the smaller than usual amount of investors over the weekend when the program obviously didn’t receive the necessary amount of redeposits to keep going. But perhaps the answer was easier – the greediness of the admin. Anyway, I hope that such programs like FinanceCity will not be very frequent among those monitored on MNO. As you know I cannot predict the lifespan of any program (though I did urge caution) and sometimes (rarely though) even such new programs like FinanceCity collapse quite fast.

One more program had accessibility problem today – FutureTrails (reviewed here). For several hours the site was inaccessible but now it’s back online and paid me all the pending withdrawals as well. The admin didn’t reply to my emails though and didn’t explained anything about the downtime. Frankly speaking, he was not very willing to explain also why FutureTrails recently was transformed into a short-term program paying 18.5%-22% for 6 business days. Well, for over a week it’s doing OK even with the new plan so hopefully FutureTrails will stay online for a long time.

I added another program to my monitoring yesterday but failed to introduce it to you on MNO due to the lack of news. So today meet Konstant – the program that is paying you 0.2% hourly (4.8% daily) for 100 calendar days instantly to your LibertyReserve account. Konstant is not very new as it’s paying for nearly two weeks but what I like about it is a custom made very simple but very efficient script which credits your account with your profits hourly so you can actually see your profits grow in real time (you can see the timer on the site which indicates the time left to the next crediting of your account). Konstant is hosted on a dedicated server by a Dutch hosting provider Leaseweb. So far all the payouts were instant and I believe the program can be proud of its quite simplistic organization and very good and original script. More about Konstant will be able in my review later on this week. Stay tuned for that, guys!

The second program that was added just a few hours ago is called RevenueBuild. It’s a brand-new short-term program launched just today and offering three quite reasonable short-term plans paying 105% after 2 days, 107% after 3 days and 110% after 5 days on deposits starting from $5 which you can make via LibertyReserve and PerfectMoney. RevenueBuild is running off a licensed Neversay script and is hosted with BlackLotus enriched with SSL encryption. I have my own reservations about the investment plans on offer which I’m going to give explanations from the admin of RevenueBuild first before publishing them on my upcoming review which you will be able to read on MNO soon.

The programs that paid me for the last 48 hours are listed below:
Konstant (the first instant payouts processed), PawnShopFund, RedOrchidInvest, EarnPlaza, TetraMetals, RoboticInvest, ReProFinance, HourlyInstant, InvestPlatforms, GWDConline, CazaInvestment, FelixFunds, Flinexa, FxEconomy, OilStructure, YesInvestment, FiboTradePro, CherryShares, GainBucks, WorldPrivateFunds, FondosMayores, TerraProfits, OptimumPride, AssetManagement, PandaTrade, FutureTrails, 144CashAds, GloTrade and InvGenerator (the first instant payments received).

By the way, InvGenerator will be the next new short-term program that is going to be reviewed on MNO tomorrow night. So stay tuned for that and I hope to see you all on MNO with more news from the HYIP industry tomorrow!