Hi guys! As we move towards the end of the month it seems pretty obvious by now that the majority (but by no means all) of the new programs starting up at the moment look to be geared towards to medium to long term HYIP market. One such program just added to the MNO monitoring list is called DailyGains. They have some reasonable plans available but oddly enough it’s the longest term one that’s both the most affordable and the most profitable.

So it’s almost a bit like I’m describing the plans to you in reverse order than the way I’d usually do it. DailyGains has three investment plans for you to choose from. The first one runs for 60 business days (12 weeks) and can be joined for a minimum deposit of just $1. You are offered a daily interest payment of 3% per day, made from Monday to Friday only. Your principal is counted as part of this payment and so will not be repaid on expiry, though your final earnings should be 180%. Maximum spend is $50,000.

In practical terms that would mean a $100 investment made to this plan would see DailyGains repay you $3 per business day ($15 per week) allowing you to break even with your 34th payment and see out the plan with a final earning of $180, or 80% profit. All the simplicity of a short term game with the stability of a long term one.

Next DailyGains are offering a plan that is equally profitable to the first one but does have the advantage of putting you in profit a little bit sooner. Something you’re going to have to pay for by the way as the minimum deposit goes up to $500. The term itself runs for 45 business days (9 weeks) and offers daily interest payments of 4%, made from Monday to Friday only. A successful deposit here will get you a total return of 180% just like the last one, but will see you break even on (business) day number 25. Again your principal is not returned on expiry so 80% is the final profit. Maximum spend is $75,000.

The third plan has a bit less going for it due to the high minimum required to enter. Maybe a year ago we would have seen a few takers, this time I’d be less sure. It also offers you what is ultimately a reduced final profit but in a much shorter period of time if you are prepared to risk a pretty substantial sum of money to obtain it. The minimum deposit required to join is $5,000. The term runs for 30 business days (6 weeks) and offers 5% interest per day from Monday to Friday. That allows you to break even and see a profit after just 20 payments which is an advantage (if you can afford it!) But payments only add up to 150% in the end which includes your principal. So I know this won’t apply to anything more than a handful of readers but if you are thinking about sinking that kind of cash into DailyGains then think about whether you want a faster but reduced profit or are prepared risk the extra wait for something a little more generous. Maximum spend is $100,000.

Unfortunately DailyGains accepts only one payment processor – LibertyReserve – so you know that all transactions are final and if you lose then you’re on your own. Don’t be afraid of it but all these programs require a gamble so do keep it sensible. It’s partially compensated for by the use of instant payouts and the very low minimum to deposit. Payouts will need to be requested but should appear in your e-currency account within minutes of of you doing so. And of course that can be a good indicator of the general health of the program as well, so as long as that continues you know the program is going well. DailyGains is also a very affordable program and many people with even a couple of dollars in their LR account can try it out.

The program’s design is quite decent, DailyGains is running off a licensed GoldCoders script and is hosted on a dedicated server with Ddosprotectednet. I’m not familiar with that particular hosting provider, however the name implies that the site should be DDoS protected. Contact with the admin should you have any further questions or support related issues is made by filling out the ticketing form on the contacts page.

Texts are not original however and have been seen in the HYIP world before. Only indicating that DailyGains shares a designer but not necessarily an admin. It would also indicate to me that the claims about being involved in outside business and investment activities are unlikely to be fully accurate. There is quite an interesting news section but this too is being fed by another online news source, which isn’t actually all that uncommon though in this case it’s without being cited. So don’t treat them as anything other than an online HYIP, but it’s reasonably well organized and and requiring just a single dollar to join also very affordable. That also means there’s no passable excuse (there never is!) for spending more than you can afford, especially with a certain festive season only around the corner as it is. But as a smaller part of a diverse portfolio DailyGains is worth at least thinking about and researching further if you like what they have to offer.

DAILY NEWS FROM THE INDUSTRY.

Last night I received another email from the currently very popular HYIP CazaInvestment. This program has been successfully running for 5 weeks already and currently offers two daily plans: 3.2% for 45 days (the minimum to invest is $10) and 12% for 12 days (the investment minimum is $100). The weekly plan is not recommended for investing as those who made deposits there faced several technical difficulties and had to ask the admin to process their payouts manually. According to the latest newsletter sent out by the admin of CazaInvestment Pally (interviewed here) after just 5 weeks online the program has over 3,000 members and is still growing well. I would skip though their claims about being a registered entity in Cyprus and being involved in a profitable gas and oil business. Everybody should be aware that every HYIP is a game where there will be winners as well as losers so proceed with caution. At the moment though CazaInvestment does look like a nice place to invest and I think the most popular option now is the newly added 12% for 12 days plan where most of the investors look into first and rightly so – as it’s the fastest profitable plan on offer and by joining you have a chance to be in profit after just 9 days. Anyway, this is the last email from CazaInvestment where they also offered a private exchange of all the e-currencies they accept (LibertyReserve, PerfectMoney and AlertPay) which you can make also to Western Union and MoneyGram. More details on that and other news from CazaInvestment (reviewed here) read below:
“Hello. To keep you updated is a key part of our business and today we would giving you details of all that our project entails from the beginning until this moment, but first let us appreciate you for been a member of CazaInvestment Inc.
CazaInvestment Inc, is a private legally registered firm in Cyprus, since the time of registration it has been managed by top oil and gas financial personnel, towards improvement a decision was signed by our team to make an online investment platform hence we set up CazaInvestment which has been online for 35 days. CazaInvestment has so far been well managed with 3192 members and a total investment running to thousands, members are pleased due to fast payout and quality customer support rendered. This is a profitable and sustainable business, we know what we are doing and we know how to serve you right, we believe in relationship and sustainability and this is what we work to achieve so if you have an investment with us you have no need to be worried, sit back relax and watch your investment grow.
We are offering exchange to our members for a little fee, contact us if you need to make an exchange from either of Alertpay, LibertyReserve and PerfectMoney, we also send Western Union and MoneyGram but this service is only available to our members. Withdrawal request are been processed in the order it’s been requested, all plans are working perfectly well, our customer support is open to answer your questions 24/7 so feel free to always send us email or chat with us. CazaInvestment Inc – Your Profitable Oil and Gas Investment.
Thanks, Pally Eppie.”

By the way, just before I intended to publish this update on MNO I was contacted again by the CazaInvestment admin with some clarification regarding the weekly plan. So please note that officially the former weekly plan (where the minimum deposit is $50) is now paying 3% for 21 days with daily withdrawals allowed and with the principal returned on expiry. I’m still not sure on how safe it is to invest there and anyway, in my opinion 12% for 12 days is still a better and more profitable option for the prospective investors of CazaInvestment.

It looks like the admin of the one of the longest running programs now – RedOrchidInvest – was seriously concerned about the security of his website and his members who couldn’t access the website during the last huge DDoS attack on their servers. So from now on there will be two mirrors of the main website where you will able to access your account when the main site is down. Actually, RedOrchidInvest never stops surprising me with its longevity. When I first reviewed the site here I had no idea that I would be writing these lines nearly ten months later when the HYIP industry survived such a huge crisis and when so many giants collapsed. This is even more amazing why such an average looking program as RedOrchidInvest with no fancy graphics or enormous advertising campaigns could survive and still pay for fourteen whole months already. The plans on offer in RedOrchidInvest (it only accepts LibertyReserve and PerfectMoney along with Bank wires) vary greatly and definitely every investor could find a plan that suits him. This is just a short description of what is still offered by RedOrchidInvest for over a year already without major changes: 10% for 11 days, 2.125% for 48 hours, 1.2% for 83 days + principal back, 6% for 1 week + principal back, 1.5% for 66 days + principal back, 1.8%-5% daily until you reach 300%, 1.5%-5% daily until you reach 300%, 2.2%-5% daily until you reach 300%, 3%-5% daily until you reach 400%, 5% for 100 days. Anyway, I hope that RedOrchidInvest will continue its good work for a long time to come and we will see it around in 2011 as well. You can read more about them and the admin Nathan in my interview conducted a few months ago and published on MNO blog here. Currently RedOrchidInvest is among the top 5 performing programs on MNO and I think deservedly so. The last newsletter from Nathan can be read below:
“We don’t want to repeat the information blackout like on 11/16, when our servers failed and were not accessible due to a Ddos attack, and we weren’t able to get in touch with you. We therefore setup two new domains, redorchidinvest.com and redorchidinvest.info. Redorchidinvest.com will redirect you to the program, or there will be information for you, and on redorchidinvest.info, there is also an additional information and mail server setup.
Nathan, admin, RedOrchidInvest”.

There is some good news today from another long-lasting program which holds the #1 spot on MNO – CherryShares (reviewed here). After several days of delays in withdrawals to LibertyReserve it looks like they are catching up with most of it. I have been paid a couple of pendings today and I can see that many investors on public forums are satisfied that the withdrawals are being processed. Maybe we will see CherryShares fully recovered soon? Of course, it’s all good news for LibertyReserve account holders and investors but we shouldn’t forget the main issue with the short-term plan and the inability (or unwillingness) of CherryShares‘ administration to return member’s principals on the short-term weekly plan. I believe we will see if everything is really fine with CherryShares in December when the first withdrawals of principal on the short-term plan will be allowed. The Christmas period will be a hard task for the program to survive as well because it’s obviously much bigger today than it was a year ago. So we will wait and see how the situation develops during the next few weeks. So far my congratulations go to those who have been waiting patiently for their LR withdrawals from CherryShares and received them today.

The admin of FelixFunds Felix (interviewed here) added a very useful feature for his members today – a Shoutbox. So now on the main page of the site you can see the most recent conversations of the members with one another and with the admin himself. I believe that any form of communication is good for a program and I like the fact the FelixFunds’ admin is so proactive and is really trying his best to make his program a better place for the investors. I remind you that FelixFunds accepts LibertyReserve, PerfectMoney and AlertPay to the perpetual plan paying 1.2%-2.3% on every business day with no expiry date and with the ability to withdraw your principal at any time with a 15% fee. More about FelixFunds can be read in my detailed review published here. Please also do not forget about the daily cash contest which is held on the MNO forum and sponsored by Felix. You can participate by logging into your account on MNO (click here to register) and checking out the appropriate thread for the contest here. This is the latest short newsletter from FelixFunds:
“We’re glad to announce you that instead our former chat we have implemented now a shoutbox, both on our homepage and in members area. We hope that this way you will be able to communicate easier to each other. Please enjoy it!
Regards, Felix”.

Unfortunately, I have to move MicroTechFund to Problem status on MNO today and further investments into that program simply cannot be recommended. I myself have three pending withdrawals from them and till today was patiently awaiting them to be processed. I remember last time when I contacted the admin with the same issue he apologized and told me that he couldn’t get access to the admin’s panel and was waiting for help from the creator of Neversay script on which the program has been running. After that my withdrawals were paid so I assumed he had the same issue again. But till now no answer has been received and I already got one complaint for the pending withdrawals from one reader. So I decided that it would be best to move the program to Problem status on MNO until the admin answers my email and pays to everybody. I hope this will happen but for now please be careful and don’t invest in MicroTechFund!

Please note that investing in the new plan currently being offered by GainBucks (reviewed here) is NOT recommended. They opened a new plan offering a ridiculously high rate of 10% for 150 days with a high minimum of $250 and a single payout on expiry. I’m sure almost 100% that if you invest into this plan from GainBucks now you will not see your money back at the end of the investment term (the same tactics were used by the recent scam EzProfit which still pays on daily plans while totally ignoring payouts from on expiry plans). Also we can see the good news for those who are in daily plan with GainBucks earning 1% for 500 days – judging by the recently added plan we can see that the administration of GainBucks plan to stay online and pay to everybody for at least 5 more months (the time left enough before the first principals on the 150 daily plan are going to expire). So if you still think of investing into 1% for 500 days plan in GainBucks that might be a wise investment decision (for more info on the scamming tactics by EzProfit please refer here to see the very similar pattern). Here is the news about the recently launched Mutual Fund in GainBucks:
“New Mutual Fund Launched !
Mutual Fund plan pay 10% daily for 150 days. Total 1500% return. Pure profit is 1400%
Principal deposit included the interest return. Interest GUARANTEED.
Limited invest amount offered, will be closed for invest once reached the limit.”
Min: 250.00 Interest 10% will be sent to your account daily for 150 days. Principal deposit included the interest return. Interest GUARANTEED. Limited invest amount offered, will be closed for invest once reached the limit.”

Some more news from GainBucks today – they stopped accepting deposits into the very reasonable 6% for 20 days plan and I congratulate those investors who made a profit using my analysis of GainBucks‘ strategy which was given to you when the plan was just introduced. Now the plan used as bait for the larger investors that might be tempted to invest into the 365 and 150 day plans is closed and the deposits there are not allowed anymore. Here is the short update about the closure of that promotional plan:
“Promotion Plan Closed!
Promotion plan closed as we already reached the investment limit.”

The only exchanger recommended by MNO with the simple name xChanger.org is having a special promo this week. Its admin Andrei (interviewed here) announced that for the time being the very special rates of exchange have been announced for the exchanges made from LR and GDP to AP and STP respectively. If you want some SolidTrustPay you will even get a 1.5% bonus to your account. This is done probably due to the reduced popularity of STP as payment processor and a small demand from HYIP players due to the very small number of programs currently accepting it. As for AlertPay, I believe there are still many people who cannot get their accounts with AP verified and therefore prefer to use xChanger to get some money to other e-currencies which don’t require registration, like LibertyReserve for instance. Anyway, I can confirm that xChanger is one of the best around with the very reasonable rates and some very unique features appreciated by the investors like discount codes, SMS notification and others. This is the latest newsletter from the admin of xChanger regarding the special promotional rates:
“Short update.
Special Promotion. You won’t find lower rates on the market at the moment. If you do, please let us know and we’ll match the rate you found.
Liberty Reserve -> Alert Pay = 2%
GlobalDigital Pay -> Alert Pay = 2%
Liberty Reserve -> SolidTrust Pay = -1.5%
GlobalDigital Pay -> SolidTrust Pay = -1.5%
Note: Exchanges TO SolidTrust Pay get a 1.5% bonus, which means you get 1.5% more than what you pay.
We’re having special promotions from time to time to balance our reserves among different e-currencies. This a great way for you to make the exchange you wanted at an extremely reduced rate for a very limited time. You can be sure these promotions won’t be active for very long. Don’t miss out, act now!
Thank you for choosing xChanger.org for your online exchange needs.
Have a great day, xChanger team”.

I have been paid today by the following programs:
EarnPlaza, CazaInvestment, ProfitEu, TerraProfits, AvatarSurf, 144CashAds, ReProFinance, Konstant, InvGenerator, CherryShares, AssetManagement, GWDConline, InvestPlatforms, OptimumPride, OilStructure, GainBucks, YesInvestment, FutureTrails, GloTrade, Flamanta, TetraMetals, PandaTrade, MutualTreaty, FelixFunds, FondosMayores, ECashBroker and DailyGains (the first instant withdrawal received).

That’s all the news for today, guys. I hope to see you all on my blog tomorrow with more news and updates from the industry and a review of another new long term program called AllianceAdvantage. Stay tuned, and always be on the money with money-news-online. You know it makes sense!