BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi guys! I hope you’re all looking forward to the weekend as much as I am. It’s been a slippery few days in the HYIP industry for sure and I know I could do with a break. I’ll still have all the news for you of course, plus tomorrow I have an interesting article in mind that I hope you’ll like. More on that later but first I want to start with RealFunds, a brand new short term HYIP just added to the MNO monitoring list yesterday. Not to start on too negative a note but I do know that many of you share the same attitude as me to such games at this time of year, so feel free to exercise a certain level of caution. No need to go into details again as the subject has been well and truly covered already. However I also feel that there is (as there always is) still some money to be made, so at least think about whether you feel RealFunds is the place to make it or not.

What RealFunds are offering you is a selection of four different investment plans or various levels of risk and attractiveness. All of them make daily payouts and all of them include your principal. So starting with Plan A, the minimum cost of joining is $10 with the maximum set to $1,000. It runs for a term of 5 days and pays you 24% interest per day, which adds up to a total of 120% returned. In other words for a $100 spend you would get $24 per day until you reach $120.

Plan B is a bit longer and comes with a 10 day investment term. The minimum you need to invest goes up to $20 and in return RealFunds are offering a daily payment of 14% interest. This comes to 140% in total including your principal. A $100 spend here would therefore bring in $14 per day up to a total of $140. The maximum you are allowed to deposit is $2,000.

Next is (obviously) Plan C and it runs for an investment term of 15 days. During that time RealFunds are offering a daily interest payment of 11%. By the end of the term that should add up to a total of 165% of your initial spend. So for a $100 investment this time you should get $11 per day until you have earned $165. The minimum investment goes up again with RealFunds requiring at least $50 to join and a maximum of $3,000.

And finally their fourth and final plan, Plan D, will cost you a $100 minimum to join. It runs for a 25 day term and offers a daily payment of 8.8% interest. Again your principal is factored into those payments so on expiry should have added up to a total of 220%. Or to put it another way the minimum $100 investment here would get you $8.80 per day up to a total value of $220. The maximum spend is $4,000.

Now, I don’t know about you but to me it’s glaringly obvious that there is absolutely no reason in pursuing anything other than the first 5 day plan. The others pay you almost the same profit you would get by simply rejoining the 5 day plan for another cycle at the end. For example, why would you want to join a plan that only pays you 11% per day for 15 days, when you can join one that pays you 24% per day for 5 days and then just join it again and again? Over the course of 15 calendar days you’ll earn almost as much, and quite a bit more if re-investing your profit as well as your principal. That of course is assuming RealFunds will still be around by then, which is another reason why the shorter term plan looks more appealing – it’s safer. The list of payment processors is very limited with a choice between LibertyReserve and PerfectMoney, so be aware that all transactions are final and if you lose anything don’t bother complaining – they ain’t interested! Payments are made manually so you will have to log in and request them. Once done the RealFunds admin requires up to 12 hours to get it processed. Not instant but still pretty fast.

The program is running off a licensed GoldCoders script. RealFunds is hosted on a dedicated Staminus server and is SSL-secured. Any questions can be put to the admin by filling out the online support form found on the contacts page and submitting it. Privately he’s been quite communicative.

Everything else from this point on will basically depend on the admin’s intentions and the members support. I already noticed many banners having been purchased and while that doesn’t indicate anything for sure at least he’s not afraid to spend a little cash in order to get noticed. But the ball is in your court now as the saying goes, and while things are a little shaky in the industry RealFunds is probably one of the better short term programs to open this month. If you’re going to insist on joining short term HYIPs anyway then it may as well be this one, just remember to spread your investments around, don’t depend on any one single HYIP, and keep each individual spend at a sensible level.

DAILY NEWS FROM THE INDUSTRY.

Staying on the topic of short-term programs for a while and start tonight’s news with the most recent update from the recently launched MetalicFund which was reviewed on MNO yesterday (read it here). The program offers only two investment plans with $10-$50 minimum where you can invest via all the five popular payment processors: 10% for 12 days (principal included) and 5% for 45 days (principal back). Of course, by reading the first newsletter from the admin of MetalicFund issued today you should really skip all the nonsense about their “trading business” and not to forget that it’s an HYIP with the usual risks involved. Well, I guess almost all the admins will tell you this, so it’s kinda excusable and is aimed at newbies. The admin also asked to support MetalicFund on public forums and monitors after you receive your payment and also encouraged everybody to contact him if they have any further questions. Last night’s MNO review was also mentioned in the newsletter which is republished below:
“Welcome to MetalicFund, this email is meant to give you an insight of this project and how it is been managed, we already have a review from Mr Paul who is an Admin of MoneyNewsOnline Blog and the link to His review is added to this email.
MetalicFund is a newly opened online program meant to profit members on the basis of their participation; we offer two investment plans which pays a profit of 10% Daily for 12Days and 5% Daily for 45Days + Return of initial principal.
What, How and Where We Operate: MetalicFund is an Enterprise which trade on precious metals online, we are known for our quality productivity. Our Business is online, we buy and sell gold, silver and palladium online, we operate from American and Europe as part of our team reside in Netherlands and some in United States.
This project is developed to help everyone make an extra earning. This is a honest project and the reliability is certain however it should be noted that this is not just like any HYIP in the industry, we are going to operate with detailed information and we will carry you along on a daily basis.
Review: http://money-news-online.com/blog/2010/12/09/09122010-metalicfund-review-and-daily-news-from-the-industry/
We have threads on Forums and you can vote for MetalicFund when you are paid. We will not joke with your profit, all withdrawal would be paid in minutes and we would be at the service of answering all emails.
Do you have questions? Do you wish to speak to a support person? Do you have suggestions? Are you having any challenge of being a member of MetalicFund? It’s your responsibility to contact us and it is our utmost responsibility to supply reliable and adequate answers. Please stay tuned.
The Team of MetalicFund”.

Finansima successfully paid me last night for the first time on the deposited weekly plan. I remind you that Finansima accepts AlertPay, LibertyReserve and PerfectMoney into a plan paying you 7.5%-9% weekly for 36 weeks with the principal returned on expiry. The minimum to invest in Finansima is $30 and the profit is fixed and depends on the amount of your deposit. It’s credited to your account on a weekly basis. You’re welcome to read more about Finansima in my detailed review of the program published here.

The administration of PandaTrade sent out an official newsletter addressed to all the members still unaware of a new useful feature of multi-lingual PDF presentations which are now available on the site of the program and of which I already reported on my blog last night. In the extended version of that update the admin of PandaTrade also emphasized that even if you are still unable to understand how the investment plans work then you are welcome to read the FAQ posted on the website or get a consultation from their support or one of their local representatives which were assigned already from 8 countries. But I think the best way to understand how PandaTrade works is to read MNO’s detailed review of the program which you can find here. It will give you very comprehensive information on how the site works (just remember since the review is published on MNO PandaTrade started accepting STP as a payment processor together with LR and PM). Here is the newsletter version that was sent by PandaTrade today:
“Welcome to Client Support Department of PandaTrade!
Be closer to PandaTrade. We provide an opportunity to get PandaTrade PDF presentation in 30 languages of the world to enable every person to understand the essence of our business and evaluate his/her investment opportunities in mother tongue.
If you participate in our partnership program you may show the presentation to your clients in their mother tongue. It will significantly enlarge the number of the clients you attract, and your income as well.
Visit presentation page and choose your native language.
If you need any help to control investor area, you may use information provided in section Help for investors.
Probably your question has already been answered on the FAQ page.
If you need a consultation of a specialist, please contact online consultant.
Make maximum use of investment opportunities. PandaTrade – inspire success trading!
Client Support Department of PandaTrade”.

RussianOilFund (reviewed here) issued another update today which was actually a follow-up to the previous newsletter informing the investors about the migration to BlockDos servers. The website of RussianOilFund was not accessible for a short time earlier which probably meant that the propagation process was taking place in my area which was mentioned in the newsletter anyway. I can now confirm however that the website is back and fully operational once more. There was also an announcement about the new corporate update which is scheduled to be published on their site by tomorrow as well as a reminder about the ongoing contest on RussianOilFund‘s Facebook and Twitter where 5 random members will be chosen and rewarded with whopping prizes of $100 each. More about everything can be read below in the latest news from RussianOilFund:
“As of the writing of this newsletter, the new servers should show up in all parts of the world and should be accessible for all. As you know we are part of the BlockDOS family now. DNS Propagation of our Domain should be viewable for all now and you can login to view your account. Part of upgrading our servers to BlockDOS means our domain nameservers had to be changed to the new protected ones. Different parts of the world propagate the new servers at different times.
We have announced via Facebook and Twitter that a Joint Venture agreement has been signed in Hong Kong by our team. Corporate Update 6 will be released Saturday. This will reflect Part 1 of 3 in the releasing of details of the Joint Venture and its stipulations. Part 2 will be Corporate Update 7 and Part 3 will be Corporate Update 8. Stay tuned via our website, Facebook, and Twitter.
Remember our $500 giveaway is still in effect! 5 winners will be randomly chosen to win $100 from RussianOilFund! Enter via Twitter and Facebook daily!
Twitter: http://wildfireapp.com/twitter/233/contests/76067
Facebook: http://apps.facebook.com/sweepstakeshq/contests/76067
Thank You, RussianOilFund”.

I would like to issue an official warning about OnlineMoneyInvest. As predicted by me two days ago the program collapsed after the introduction of two high-paying plans and disabling their instant withdrawals. It looks like some selective payouts were still processed yesterday, however today I received a couple of complaints from my readers about more than 24 hours non-payment from them. Today I guess even the payouts to monitoring sites stopped and the admin removed the real MNO monitoring logo on his rating page and replaced it with a static image which leads nowhere. It just proves that the program officially became a scam and no further investments there are advised. Despite running for 10 days only we can say that OnlineMoneyInvest was a moderately successful short-term game considering it was launched in a dangerous season. If we consider the amount of short-term cycles (1 and 2 days) we can conclude that OnlineMoneyInvest lasted for several cycles which was a much better result than for instance an over-evaluated AvatarSurf that also finished last night. Anyway, this only proves my point that if you prefer to play in such short term games like OnlineMoneyInvest you’d better not commit yourselves to the long-term plans but play in the shortest ones. And of course the absolutely stupid thing to do is to invest into so-called promo plans which promise to pay extremely high returns which HYIP admins usually announce when the program is about to collapse. This was a very clear signal given by the admin of OnlineMoneyInvest two days ago which was immediately spotted by the more experienced investors who stopped investing in it. The plans added promising 222% after 1 day were obviously a trap which many newbies would fall into. Well, if you keep reading MNO regularly I believe you know how this industry really works and didn’t become a victim of the latest scam, but on the contrary – were in profit from it.

Here is the programs monitored by MNO that paid me for the last 24 hours:
MetalicFund, LrPmBrokers, TerraProfits, InvestPlatforms, XSeedFinance, FenixTrust, Flamanta, FelixFunds, Konstant, MutualTreaty, PandaTrade, ReProFinance, TetraMetals, AllianceAdvantage, ProfitEu, 144CashAds, YesInvestment, YamaFinance, GainBucks, FondosMayores, RealFunds, FutureTrails, RedOrchidInvest, ECashBroker, RussianOilFund, Greenvestment and UnicornInv.

That’s it for today everyone. I will be back tomorrow with another issue of MNOFridays and more news from the industry. Stay tuned for that, guys, and to those of you for whom Friday is the end of the working week I wish you a very pleasant weekend ahead!