Hi guys! Looking forward to the weekend? Well, good for you. It didn’t go for me as I planned so I had to reschedule the planned MNOFridays issue to a later date. It looks like I’m not so good with time-planning as I thought, but I hope you don’t mind. I promise you that I will try my best to deliver you MNOFridays before too long.

Anyway, despite the end of the business week and the general slowdown in the HYIP industry due to the holidays I have a lot to report, so I hope the news update for today will be interesting for you and full of events and curious developments you were not expecting.

And I suggest we start with the news from surprisingly the longest lasting short-term program now – RevenueBuild (reviewed here). It looks like the slow growth and the reasonable investment plans really helped the program last for over a month already successfully paying on three investment plans via LibertyReserve and PerfectMoney – 105% after 2 days, 107% after 3 days, 110% after 5 days. The program is slowly gaining momentum and looks much more stable at the moment than its loud and flashy counterparts that can’t last for more than a couple of cycles. I must say I had high hopes for RevenueBuild from the beginning and am in total agreement with what the admin of the program Steven had to say in my interview (click here to read) that consistency and stability in performance were more important for the program’s development than expensive promotions. Such an approach has proven to be wise and as I said already RevenueBuild has been online for 33 days and is still paying to every member. This good achievement along with the steady growth and generally positive members support was the headline in the most recent update from Steven dedicated to the successful accomplishment of RevenueBuild‘s first month online. Here is the newsletter in full:

“We hope everyone of you are doing well and discovering us even more with each passing day. RevenueBuild recently completed it’s first month of online operations successfully and going strong. It has been a steady start and we are proud to announce that we are celebrating our first month anniversary. We are devoted to this venture and we believe to have the passion to make it even more better in the upcoming months.
Our Investments continue to do well and we are proud of this effort to keep our customers satisfied with our fast support and timely payouts. This has always been our motto and will continue to be in the future. The program has been growing steadily and I’m happy that RevenueBuild has a perfect platform in the making for a Strong future.
We hope to move forward with even strong support from you members and make this platform worth something different. One thing you can expect with RevenueBuild is fast payouts with good support and I believe this is good enough to make it a perfect program.
Have a happy weekend and until the next newsletter..
Warm Regards, Steve.”

I would like to warn you from sending sensitive and personal information to any HYIP admin which can be used without your permission for verification purposes in payment processor systems or anywhere else. Last night I received a strange and very suspicious email from the administration of FelixFunds with a job offer for possible local representatives in different countries. The thing that made me uncomfortable about is that FelixFunds asks you to send them your passport or other ID (I guess he meant a copy of that document, lol) and a bill as a prove of your address. Believe me that this might be really dangerous to send such documents to a ponzi HYIP and can compromise your security in so many different ways. So be extremely careful and do NOT send any documents to FelixFunds or any other admin if you don’t want them to be used to steal your identity. I wonder if this request from the admin’s part was a deliberate attempt to steal personal info from his investors or he was just unaware that it could lead to such issues. In any case, at the time of writing FelixFunds (reviewed here) is still paying but with such behavior one cannot help but wonder what the admin’s real motives are. Here is the last newsletter from Felix, the admin of FelixFunds (interviewed here):
“We have job opening positions now. Anybody who would like to be our representative in his own country can apply for this job. You only need to send documents (passport of ID card and a bill to prove address) for verification to admin@felixfunds.com and you can become our representative in your own country. All the details for this job will be emailed to each of you after documents verification. This way we hope we will extend much faster and the members will trust us more too. So start to send documents for verification and get a job.
All representatives will appear on our site in a special section that we will add.
Regards, Felix”.

MutualTreaty (reviewed here) silently underwent a complete redesign of its website and is currently looking much better in my opinion. Strangely, this event was not given a mention in the news section of the website along with the daily published Forex news from the real financial world which obviously has nothing to do with the program’s activity. I wonder why this didn’t happen as I do like the new layout of the much better than the previous one and I believe it is worth being highlighted. In my opinion, any visible and invisible work on making a website better is an indicator that the admin didn’t forget about the development of his site and is still active in the background with something other than processing payouts. MutualTreaty has been a great overall performer so far having been listed on MNO for over 4 months already and paying profitable but not outrageously expensive returns of 2%-2.4% for 100 business days (principal included) on your investments that can be made via all the popular e-currencies including LibertyReserve, PerfectMoney, AlertPay and SolidTrustPay with a low $10 minimum. Usually the withdrawals from MutualTreaty were instant for me in some cases and in other cases the waiting time before the request and the time I actually see the money in my e-currency account didn’t exceed 24 hours. I’m quite positive about the perspectives of that program but since we are currently in December I would wait and see whether MutualTreaty is able to make it into the New year. I would definitely hope they could!

TerraProfits (reviewed here) is yet another program which I can say is developing steadily and which I would like to survive Black December as well. It looks that the administration of the program is still actively adding more features to make TerraProfits more convenient to its members and to itself, lol. Anyway, today one useful feature added allows you to exchange LibertyReserve, PerfectMoney and AlertPay just inside of your member’s area for a small fee. This is really convenient but one thing concerns me – you cannot exchange AlertPay in your balance to LR and PM while the other direction is perfectly fine. So the addition of that feature to TerraProfits‘ script which is by the way original and so can be easily customized is more beneficial to the admin of the program willing to get rid of excessive AP funds than to its members. Anyway, TerraProfits is still paying well and instantly on all the accepted plans – 1.2% for 30 days, 1.5% for 60 days, 1.8% for 100 days, 2.1% for 150 days (principal back on expiry). I wish the administration good luck in surviving this harsh month and reaching 2011 as a successful program. Here is the latest short update from TerraProfits announcing its built-in exchanger:
“Today we have another good news for our participants. We’ve got several letters asking to integrate an interior exchanger to TerraProfits. Well, due to our programmers’ efforts exchanger is available now in the section “Exchanger”. Bear in mind that a commission is charged on the exchange. In the section you’ll find exchange courses and available directions. If you have any questions or suggestions, please, e-mail support@terra-profits.com”.

Unfortunately, we have to admit that Konstant wasn’t able to survive this period and folded today. Well, I’m not sure what really happened because the admin ignored my email. One thing I know for sure regarding Konstant – the instant withdrawals stopped abruptly today and there were many complaints on public forums as well. When I try to make a withdrawal request from Konstant instead of the usual instant payout I received the following message: THE LIBERTYRESERVE SYSTEM WAS UNABLE TO PERFORM YOUR REQUEST AT THIS TIME. It is not true as the instant withdrawals from other programs were made perfectly well today. So we must conclude that such an excuse along with the still accepted deposits and silence on the admin’s part indicate only thing – the collapse of Konstant. Generally, I can’t say that Konstant was a bad program as paying 4.8% daily for 45 days online instantly to LR accounts put many members in profit as until today there were no issues with the program. Obviously, one of the major attractions to the program was the unique script that credited the hourly 0.2% interest to your account and processed the payouts to LR instantly – the thing that stopped today. As usual in this case with collapsing HYIPs you can still make deposits in Konstant so please be careful and do not invest anymore. The program is most probably a scam now!

ChristmasCracker was back online today for a few hours before eventually going offline for the second time. During that time I managed to make the first withdrawal but as expected it went to pending status instead of being processed instantly as promised on the site. Then the story took another twist and has returned again, completing the payouts and is still working fine at the moment. Obviously the last thing on the admin’s mind was to be getting a site up and running and buying a nice design, a licensed script and a seemingly perfect DDoS protection package just to find out during the first hours online that it was not so perfect at all. Apparently, the ChristmasCracker website was a victim of a malicious and a very powerful DDoS attack and my suspicion about that was confirmed today when surprisingly I received an email from the admin explaining the situation. But we now have a glimmer of hope regarding the future of ChristmasCracker for those who joined. The site is online again with better DDoS protection than before. Probably the admin had some powerful enemies which brought his site down just hours after launching but he was unaware of who it might have been. Anyway, I’m not sure that we can believe everything promised here but in my opinion it’s good that he is not going to surrender to those unfortunate difficulties and is ready to fight for his program. I hope that such determination will be rewarded and now that instant payouts have resumed I have returned them to Paying Status on MNO. And as no significant deposits had been made before the attacks began hopefully the damage won’t be lasting. You can read all the details and what he’s doing about it in the official update for the members of ChristmasCracker posted below:
“Hello. Welcome back to ChristmasCracker.
We have suffered a big DDoS attack over the past 24 hours. We are back now. Site is working well.
We were hosted with Blacklotus Elite DDoS Package cost: $800.
But the attack killed this protection and we have had to upgrade our DDoS Protection to very powerful protection to $3000 per month protection in addition to the $800 Server.
We have protection of around 40% of GeniusFunds had, so no more attack will stop us now.
We are super protected.
I am running a fair game and pay out for long time ever after the Dec 25th christmas date. My goal is to stay here and defeat all Problems and Challenges in the way.
Many admins would have run but not me. I defeat all problems and all enemies to provide a fair game for everyone.
Withdraws are still instant and you can view them in realtime on the website at the View payouts link.
We are here to stay and new ddos protection will protect us from going down again. It is very expensive but i am a strong admin here to defeat all problems and challenges.
If you have any information on who was attacking us please reply so we can hire a botnet to take them out.
Thank you”.

If you haven’t read my review of GoldMiningFund yesterday you’re welcome to do so here. The admin of the program sent a small reminder today to his members willing to read the detailed analysis of GoldMiningFund‘s investment plans and overall impressions:
“Hello members of GoldMiningFund, you can read the review made by Money-News-Online here:
http://money-news-online.com/blog/2010/12/16/16122010-goldminingfund-review-and-daily-news-from-the-industry/
Best Regards.”

I received some complaints regarding AlertPay issues that were spotted in the account of FutureTrails when AlertPay simply reversed the funds having been sent to members accounts basing the decision on the fact that the money originated from fraudulent funds (not necessarily the fault of FutureTrails themselves) and that the merchant was not aware of that when sending the money. One of my transactions for ref commissions made from FutureTrails‘ AlertPay account last week was reversed as well but I didn’t consider it worth mentioning because I believed it was an isolated incident. Yesterday though I was told about the same thing happened with one of my readers for a significantly larger amount of money. The reason for the reversal was exactly the same like it was given to me by AlertPay last week:
“Our Security team has reason to believe that you received unauthorized funds from alertpay@futuretrails.com. As a result, we have reversed the corresponding payment(s) from your AlertPay account. Details of the payment(s) in question are as follows:
This payment was reversed because the sender had unknowingly come into possession of fraudulent funds. Please note that the sender was not aware of this and they are not responsible for this situation.
However, we ask that you stop shipment of any products or services you are providing as a result of this payment. We apologize for any inconveniences caused by this matter. For further assistance regarding this matter, please respond to this email directly.
Thanks for using Alertpay, The AlertPay Team”.
It doesn’t mean of course that FutureTrails is not paying to everybody, just for some reason some payments are reversed and this is apparently not the admin’s fault. I don’t know what we can do in the current situation as I cannot move the program to Problem status on MNO as the payments on all the plans (18.5%-22% for 6 business days) are still being processed to all payment processors – LibertyReserve, PerfectMoney and AlertPay. Just maybe you should be cautious about the investing huge amounts of money into FutureTrails via AlertPay. I hope this information will help you make some reasonable investment decisions if you consider investing in FutureTrails (reviewed here) which remains one of the most stable and longest-running programs online.

Here is the list of the programs that paid me for the last 24 hours:
PrimoEarnings, FutureTrails, ProfitixGroup, TerraProfits, RedOrchidInvest, RussianOilFund, XSeedFinance, FxEconomy, ECashBroker, FenixTrust, FelixFunds, MutualTreaty, PandaTrade, ReProFinance, TetraMetals, YamaFinance, 144CashAds, ProfitEu, InvestPlatforms, FondosMayores, YesInvestment, UnicornInv, AssetManagement, RevenueBuild, GoldMiningFund and ChristmasCracker (the first instant payments received).

That’s it for today. Have a good weekend and hope to see you on MNO tomorrow with more news from the industry, and – if they manage to stay online and achieve some stability – a review of ChristmasCracker. See you then!