Hi, guys! Sorry for not publishing yesterday but as you might have noticed MNO was offline for over 12 hours so it wasn’t possible. Thanks to my hosting provider BlockDos who did everything possible to get me back online as soon as humanly possibly. I would like to thank them for their always outstanding services for MNO and would like to update that this downtime was not connected with any DDoS attacks as feared by some. The official response from the BlockDos support team explained it was a server hardware issue.

Of course, the special thanks goes also to all the loyal readers of MNO blog who were quite concerned by this downtime and wrote to me with their words of concern and support. I truly appreciate this, guys, and am really pleased to have so many friends among all of you. To my multiple enemies I have to say put away your dancing shoes and party dresses – MNO won’t be going anywhere. Although like some people said “I made fortune on HYIPs” I have nothing to be ashamed of and I will continue delivering you the best news and reviews for 2011 just as always. And by the way, I have so many exciting plans for the future which I’m not going to mention at this point, but only so as I can make them happen faster. The only thing I can promise to you is that I will never be opening my own ponzi-game like some others. While I’m quite satisfied with my role as an independent blogger and honest monitor, I have my own ambitions for the future and if the future allows I’m hoping to bring them to life in the new year. Again thank you for your endless support, everybody.

First on the news today I would like to issue a warning regarding MetalicFund. Looks like the site is collapsing and at the moment the payouts have totally stopped. I have already moved the program to Problem status on MNO and removed all the banners since I haven’t got a reply from the admin regarding the complaints received from my readers. Yesterday, I received the first complaint regarding the first pendings to LibertyReserve for over 24 hours and the admin replied to me quite fast and said that he was waiting for his LibertyReserve account to be replenished with new funds. Since there was nothing specified about the possible timeframe on MetalicFund‘s website I decided to give the admin the benefit of the doubt and wait for another 24 hours. Today it appeared that he was lying as I got access to another account of a reader in MetalicFund and saw that the payout to PerfectMoney was also pending for over 24 hours. That was already more than enough to satisfy me that the program is becoming a scam and the excuse that was given to me yesterday was just that – an excuse and nothing more. Of course, I’m still waiting for a reply from the admin of MetalicFund but I doubt I’ll be getting it. Unfortunately, the program became just another fast Christmas scam which barely lasted for 1 full cycle (12 days).

Despite its Christmas themed layout the admin of ChristmasCracker admitted that his aim is to stay beyond Christmas and pay during the New Year as well. Well, I guess the very slow growth caused by the two-day downtime might help him with that because ChristmasCracker will have to do everything possible to prove that the investors shouldn’t be worried about any future downtime and the fact that the admin got landed with an enormous bill to get his site back online and overcome an enormous DDoS attack on his site I guess he is quite serious in his intentions. What’s more, it looks like yesterday the program faced another issue as for some time new deposits were not possible due to some issue that has been spotted and fixed by the admin already. Now both the deposits are credited instantly to your account in ChristmasCracker and the withdrawals are also processed instantly to both LibertyReserve and PerfectMoney on all the plans offered by the program: 103% after 1 day, 107% after 2 days, 112% after 3 days, 123% after 5 days, 150% after 10 days, 190% after 15 days. Well, since ChristmasCracker has been online for 5 days only from which almost for two days it was offline due to being heavily DDoSed, so only the fist four plans are paid now. And I was not an exception here and received my payout from 123% after 5 days plan which was paid instantly to my LR account. The last newsletter from ChristmasCracker was issued last night and featured MNO review which you couldn’t read yesterday since my site was offline. So hopefully you will read it today here. This is the latest news from ChristmasCracker:
“Hello. Writing to you to tell you that there was a small problem for some people that were trying to deposit. Problem is fixed so if you tried to deposit and it didn’t work, then it will work now. So please try again and it will work.
ChristmasCracker has been reviewed on 2 very popular review sites. The review links are below for your reading pleasure. Please read them it will only take 30 seconds and be glad you did: http://money-news-online.com/blog/2010/12/18/18122010-christmascracker-review-and-daily-news-from-the-industry/”.

Just like some other sites recently FondosMayores (reviewed here) is also under DDoS attack now. The admin of the program assured the members that there was nothing to worry about, that the data is safe and that the site would be back online soon. I have really few worries regarding this site anyway as FondosMayores is definitely created to run for a long time offering low and sustainable returns and advertising its site in a low-key manner so far. For instance, the admin of FondosMayores recently contacted me and apologized that the interview was not ready for publishing yet. They promised that it would be send to me after they implement some interesting features which they would like to discuss in the upcoming interview for MNO readers. Well, I will be definitely look forward to the interview from the administration of FondosMayores and if you would like to know the reason of the current site’s downtime please refer to the recent update I just received:
“Dear Members.
We have been under DDOS attack, please do not worry, data base is safe and everything else.
We might have to shut down the server again, if so please do not worry, our programmer is on it.
Thanks for your understanding.
Cheers Members”.

I wonder why some investors like to whine and complain so much and invent a problem where one didn’t exist. Take PandaTrade for instance. You might remember that LibertyReserve had some issues a couple of days and the maintenance affected the instant payment system in PandaTrade. So some payouts went to pending status instead of being paid instantly. I was aware of this issue and was patiently waiting for the admin to complete the payouts manually while somebody preferred to bawl and whine out loud perfectly aware that it might hurt the performance of the program in the long run. Especially it was ridiculous to hear that all the payouts except some pendings due to LR maintenance were completed instantly as well making it impossible to blame the program for selective payouts. I received an apology from the admin of PandaTrade (reviewed here) today saying that all the outstanding payouts had been finished and that the issue was on the payment processor’s side which I knew anyway. So I guess the incident is over now and I just wish the investors were more patient next time. Remember that all panic will decrease the lifetime of any HYIP and groundless complaints will not help you get your money back but rather prevent the program overcoming the difficulties and you will lose your money just because of your impatience.

The admin of FxEconomy (interviewed here) took down his site yesterday and announced that it would be back online on the same day. It looks like it didn’t happen as planned and I was about to move FxEconomy to Problem status on MNO tonight just to find out eventually that the site came back online and I managed to make another withdrawal request. I guess FxEconomy (reviewed here) is ok for investing now as I was paid within a couple of hours after making the withdrawal. Here is the message which everybody could read on the usual place of FxEconomy while the site was offline:
“Dear Visitor, the website is under maintenance, Please visit later.
FxEconomy will be unavailable till 19 December, 1:00 PM (GMT)
This upgrade will give you a faster, more productive system.
Sorry for inconvenience, FxEconomy Technical Team”.

FelixFunds (reviewed here) also warned of possible downtime yesterday but I didn’t notice the site offline, so perhaps it was a really short downtime. Anyway, I know that the admin of FelixFunds Felix (interviewed here) always tries to warn his members beforehand and avoid unnecessary panic which can damage any program more than the actual downtime. Here is the update I received from FelixFunds last night:
“Hello. We will upgrade our host so we will face some downtime during this process. Please don’t panic as we will be back as fast as possible. Also when we will be back in our support (contact) are you will see our new representatives for few countries. Thank you for your appreciation and support.
Regards, Felix”.

By the way, as the admin of FelixFunds promised a few days ago he started the addition of official representatives of then program and currently you can count 6 representatives from 5 countries on the support page of the program. You can see the names of the representatives accompanied by their phone numbers which you can call to receive answers to your questions. Felix said that they are currently working in test mode so you can submit your complaint to the admin of FelixFunds if you think they serviced you improperly. Here is the latest update form FelixFunds which I just received an hour ago:
“We are happy to announce you that our representatives are displayed now in our support (contact) area. They are all in test period but we are confident that they know what they are doing. The job is still open for other countries. Also if you have any complain regarding any of our representatives please email me at admin@felixfunds.com and we will check and fix the problems. Thank you all for your support.
Regards, Felix”.

Today the admin of 144CashAds (interviewed here) also announced that his site might be inaccessible for a few hours due to some technical issues reported by its hosting provider Koddos. Here is the official update regarding that:
“Hi, msg from server admin.
Dear client, There will be a 3 hours downtime today between 9am and 6pm PST as the server will be transferred to a new datacenter. Sorry for the inconvenience.
Thank you. Lewies
Project admin. 144CashAds”.

By the way, as usual on Mondays the cashout button has been opened in 144CashAds today and all the members of the program were able to enjoy the payouts which have been processed by now. I remind you that 144CashAds is accepting all the popular payment processors to a variety of investment plans which were constructed the way that you will be able to get the same 44% pure profit over different timeframes and that the possibility to invest in the faster plans only after investing in the longer term ones. Sounds too complicated for you? Well, this is what I wrote my review of 144CashAds for and you can read it here. The thing I’m sure about is that this investment model works and that definitely helped 144CashAds to survive for almost six months already and reach #6 on MNO rating proving the skeptics wrong. Of course, we can only estimate the real strength of the program if it manages to survive the dangerous Black December but I hope this will happen and we see 144CashAds alive and kicking in 2011 as well. Here is the latest update from the program:
“Welcome to last working week in 2010.
Merry Christmas to all.
Payout button now open and all pay out up to date.
Have a nice day. Lewies. Project admin”.

It appears that the admin of XSeedFinance really enjoys how his program is doing and prefers the slow and steady growth to explosive growth which is more suited to fast Christmas scams. I thoroughly share his sentiments and hope to see XSeedFinance in 2011 as well. In the latest newsletter to the members of XSeedFinance the admin of the program William sent Christmas greetings to all the members and assured that his program would be working as usual during the holidays and you will be sure that everybody will get paid 1.5%-2.5% every business day and 8.5%-13.5% weekly according on their chosen plan to LibertyReserve or PerfectMoney. I think one of the definite advantages of XSeedFinance is that the payouts are not to be requested and are paid automatically to your e-currency account on a daily or a weekly basis. More on the program can also be found here. And this is the latest news from XSeedFinance:
“Hello members, Hope all of you had a nice weekend.
There was not much to update everyone about, which is why I didn’t send out an email last week. All payments are being paid as normal and I hope that all of you are enjoying the convenience of our investment program. We really try our best to live by our motto of being a “No Hassle, No Fuss” investment program!
I know that all of you who celebrate Christmas must be eagerly looking forward to it. So, I hope that all of you have a great time and enjoy the holidays with your friends, family and loved ones. Also, I just want to reassure everyone that we will be working as usual during the holiday season and payments will continue to be made on time. However, since some of our support staff wont be available during this time, response to support requests might take a little longer than usual. Kindly bear with us.
Best Regards, William”.

The administration of RussianOilFund (reviewed here) sent a reminder regarding their currently running Twitter and Facebook contest where 5 lucky winners will be rewarded with $100 each by the end of December. In the second update from RussianOilFund issued today the admin told that both Christmas and New Year’s Eves would be considered as business days and therefore the daily 2%-2.9% interests will be credited on those days to your accounts as usual. Here is the latest updates from RussianOilFund combined in one for convenience:
“Our Facebook and Twitter contest is still in full effect! Contest ends December 30th! 5 of you will win $100!
Enter daily via Facebook and Twitter for better chances of winning! Using the share and invite friends button on Facebook also increases your chances of being one of the five randomly chosen winners! If you haven’t entered yet, now is the time to! Go into the New Year on a high note!
Enter via Facebook: http://apps.facebook.com/sweepstakeshq/contests/76067
Share it to your news feeds and use the invite feature to increase your chances of winning!
Enter via Twitter: http://wildfireapp.com/twitter/233/contests/76067
Re-Tweeting by entering on the link daily increases your chances of winning!
The more you tweet and share, the better your chances are of winning $100 from RussianOilFund!
Christmas Eve is an interest earning day and has no bearing on payouts. New Years Eve is also an interest earning day and has no bearing on payouts.
Thank You, RussianOilFund”.

The admin of PrimoEarnings can now be contacted via popular instant tools like Skype and Yahoo Messenger. And I can see on the contact page more chat programs will be available soon as extra point of contacts. I remind you that PrimoEarnings is an usual short-term program paying 112% after 7 days, 128% after 14 days, and 180% after 30 days. The only difference which makes it unique from others is the acceptance of only one payment processor – AlertPay – with the pending addition of LR and PM payment processors in 2011. This is one of the tricks with which the admin of PrimoEarnings hopes to survive the low-key Christmas season and which attracted some investors to the program. PrimoEarnings has been online for 10 days and so the first payments on expiry have been processed already. I hope to receive my first payout from them tomorrow and of course will report about that on MNO when it happens. If you are interested to find out more about them you’re more than welcome to read my detailed analysis of PrimoEarnings here. And this is today’s short update from the admin extending their points of contact:
“Hello. You can now contact us trough Skype and Yahoo Messanger!
http://www.primoearnings.com/support
Secure link – https://www.primoearnings.com/support”.

The administration of EzProfit seems never to get tired of fooling the investors and is ready to do it on a daily basis. Everybody is aware that the payouts are processed only on the daily plans while all the other investors are being simply ignored and are fed by the nicely written stories about having to buy a $300(!) debit card which for some reason is the only way to pay investors who invested via LibertyReserve and should be paid via that payment processor. Not via a non-existent debit card. Please read more about that in my detailed article analyzing the scamming tactics of EzProfit and perhaps that will make you a little bit wiser and will tell you more about such practices that are used in the industry. The last lame excuse was published on their site which came out as a perfect stalling tactic because later on EzProfit‘s admin could make another story and say that the mythical debit card shipping would be delayed due to Christmas holidays, tornado, snow burying Europe or anything else that could come to mind. Here is the last update regarding “debit cards” I read on their site today:
“Debit Cards Arrived
Finally the debit cards arrived.
Members who have been ordered the debit card, we will ship out the debit card to you by next business day (Monday).”

This is not the ugliest part of the story as many dishonest monitors are still displaying the Paying status for EzProfit and apparently try to hide the fact that their readers could lose money due to their selfishness and egotism. Moreover, the warnings of a few scammed investors trying to tell the truth on public forums are being shouted down by a bunch of noisy and useless monitors that will sell their own mother for a couple of dollars. This again proves my point that most of the monitors are simply useless and even dangerous to listen to. I don’t even what is more hilarious – to hear the endless and cheesy cheerful “I got paid!” from the totally corrupted monitors or to discover the recent imaginary character winning the next $10K in the monthly referral contest held by EzProfit (yeah, they really think that everybody is so stupid!). So after James Dean won the first one the new contest was won by the another made up person Victor R.Dave. Anyway, here is the latest update from EzProfit‘s administration which seems to live in some parallel reality:
“Winner of TOP Referral of the Month.
Congratulation to our member Victor R.Dave who win the TOP referral of the month and the bonus $10,000 already credited into your account. You may withdraw or invest.”

The programs that paid me today are:
PandaTrade, AllianceAdvantage, XSeedFinance, UnicornInv, YamaFinance, ChristmasCracker, FutureTrails, FelixFunds, YesInvestment, GainBucks, 144CashAds, GoldMiningFund, TetraMetals, FxEconomy, AssetManagement, RussianOilFund, ProfitixGroup and AccessTomorrow (the first payment received).

As you might imagine AccessTomorrow is another program that has been added to MNO listing today. This is an interesting and inventive name for an HYIP and I hope the program will be a success. Only accepting LibertyReserve and PerfectMoney AccessTomorrow offers three investment plans with a different minimum to invest: 1.8% for 50 days, 1.9% for 60 days, 2% for 70 days. Please note that from 60% to 70% of your principal is being returned on expiry which should be considered as well. The sustainable plans, nicely made design, a custom built script from Winsoft and hosting on a dedicated server with BlackLotus protection all suggest AccessTomorrow might become a popular program after the winter holidays. I’m going to review the program on MNO tomorrow, so stay tuned for that, guys. This is the first greeting to all the members of AccessTomorrow put on the website last night straight after the program launched:
“Tested And Launched Sunday, December 19, 2010
After more than two weeks of extensive and thorough testing of our servers to ensure they work seamlessly we are now happy to invite everyone to the launch of AccessTomorrow.
Your success is our success. This will always be assured.”

That’s all the news for today, so I’ll say good-bye to everybody now and hope to see you all on MNO tomorrow. You know it makes sense!