Hi guys! It’s nice to see you all here on MNO and I bet you’re already busy buying Christmas presents for your loved ones. If you don’t like Christmas shopping just like me you might be pretty good in decorating Christmas trees, sending best wishes to your friends or making preparations for a huge party. Be it this or that way I hope you will spend these winter holidays in the most terrific way. You know you deserve it!

For today I would like to start the news with the most recent update from PrimoEarnings. The program is considered by many investors as one with an excellent chance to survive Christmas. Despite the short term plans offering 112% after 7 days, 128% after 14 days, and 180% after 30 days the admin chose a different way to develop his program and decided to refuse all payment processors except AlertPay during the program’s first weeks online. So till January, 10, 2011 anybody can enjoy the chance to get such huge profits feeling some kind of assurance that the admin won’t close until he is in profit with other payment processors like LibertyReserve and PerfectMoney which are in the pipeline for early 2011. The other great features of PrimoEarnings that might get it noticed even during the low season is the instant payments to AlertPay along with the admin’s dedication to updating the members frequently on all the new features he tirelessly adds. I hope this will not remain unnoticed and we will see PrimoEarnings in 2011 in full force. Here is the latest email newsletter announcing the addition of Russian speaking support and the upcoming full translation of the site into Russian and reminding about the points of contact and the forum thread where you can support PrimoEarnings (reviewed here) by posting after you’re paid:

“Support in Russian language is now available. ru (@) primoearnings.com
We are currently working to translate site in different languages. Russian version fully will be ready within 1 week, for now only beta version.
You can find language flags in header and change them anytime.
First contests will be announced in same day when LR and PM will be added (10th January).
http://www.primoearnings.com/contests
—————–
Support PrimoEarnings in forums.
http://www.moneymakergroup.com/Primoearnings-Primoearn-t364229.html
http://www.talkgold.com/forum/showthread.php?t=312995
http://www.dreamteammoney.com/index.php?showtopic=113010
Site online – 12 days
Follow us in Twitter – http://twitter.com/PrimoEarnings
You can chat with us trough different Instant Messengers :
Skype – PrimoEarnings
Yahoo Messengers – PrimoEarnings
ICQ – 642179579”.

Like I said on my blog yesterday SolidTrustPay has been added by UnicornInv (reviewed here) a few days ago but has to be added by the admin manually so you need to write to support and to ask for your account to be incluced. My STP account was updated after I contacted UnicornInv – a perpetual program paying 6% weekly or 1% on every business day. The necessary follow up was published on the UnicornInv site explaining how existing members have to add STP to their profiles based on the data they provided during the registration in the program:
“21 December 2010 – SolidTrust Pay Account Details
All our existing members who liked to have their STP account name added to their account profile, please contact our support team and we will add it for you. Please note that you have to provide your birthdate, country and zip code in order to do so.”

FondosMayores finally came back online after some downtime caused by a DDoS attack on their servers and I can confirm that the pending payouts have been paid already. I remind you that FondosMayores is a low-ROI program that offers many different plans where you can invest via all the popular payment processors (LibertyReserve, PerfectMoney, AlertPay and SolidTrustPay) along with a bank wire option and currently there are several investment plans to choose from with different minimums to invest: 1.2% for 125 business days, 1.5% for 100 business days, 2% for 75 business days, 0.55% daily until you reach 200%, 5%-8% weekly until you reach 300%. More on the program can be read in my detailed review of FondosMayores published here and I hope the interview is also coming soon like the admin promised.

It might be that TetraMetals could become another fast scam which hasn’t even lasted for one full cycle. The program really looked pretty good and received quite good reviews not only on my blog but on many blogs and forums as well. It looks like 7 weeks online was enough for the admin to collect enough money and scam. Maybe he simply didn’t want to wait till January when the deposits from investors taking a break for the winter holidays could have added new life to the program. Anyway, the instant payouts have stopped yesterday I couldn’t even contact the admin because Gmail returned my emails sent to the domain address marked as non-deliverable. At the moment TetraMetals is offline for me and I’m not sure if we’ll ever see it back. But to be on the safe side please do not deposit in TetraMetals even if they do return as it’s most probably a scam already and possibly another victim of the general slowdown of the industry in December.

The HYIP industry cannot stop surprising me every day with its unscrupulous practices and scamming tricks. As if all the lies the admins keep feeding us are not enough there are more and more stupid excuses being invented every day in order to not pay investors. The shameless administration of FiboTradePro promised to pay all pendings just a few days ago but managed to become bankrupt already, and now it’s official. What the reason was to mislead their members is still a mystery to me! But wait – the site with a lot of debts and angry investors is on sale now! Can you imagine that? Instead of paying its investors FiboTradePro sent out an email asking them for more money for a useless bankrupt website. I’m simply speechless at this email, guys:
“Hello dear members and admins
Due to bankruptcy we decided sell fibotradepro.com project and program.
If you are interested please contact us.
Also we apologize for withdrawals delay.
Thank you FiboTradePro”.

Another stunning update came today from half-scam EzProfit program. I say “half-scam” because they still manage to pay selectively on the daily plans only (read more on that in my detailed analysis here). But it looks that even those payouts are going to be delayed now because the administration of EzProfit also want to celebrate his Christmas holidays with the money stolen from investors. Well, this is how it’s done – some investors are at a loss, but don’t worry, the admins are enjoying their holidays and that’s all that matters. This is the way things work in the HYIP industry so I guess the admin of EzProfit will be having a really merry christmas and happy new year unlike some of his investors:
“Withdrawal payment and email reply will be delayed.
Start from 22 Dec 2010 to 1 Jan 2011, most of our staffs are on holiday. All wihdrawal payment and email reply will be delayed due to festive season. We wish you a Merry Christmas and a Happy New Year!”

Other paying programs are also going to slow down during the holidays. So, the admin of RedOrchidInvest Nathan (interviewed here) issued a short update today where he mentioned when his program will not be paying profits (as is my understanding anyway). The program definitely finished this year in good health and for a program that has been online since 2009 it’s been a great achievement so far. Let’s have a look to the New Year and see if RedOrchidInvest (reviewed here) will still be among the leaders of the industry just like it’s become on MNO. Currently the program is ranked #2 on my monitoring. Here is the latest news:
“Merry Christmas and a Happy New Year
RedOrchidInvest Holidays – 23-24-25-26. 2010 and 30-31 2010 / 1-2. 2011”.

GainBucks which is ranked #3 on MNO (reviewed here) is also announcing some possible delays with the payouts during the festive season. However, the most important thing is that apparently the earnings will still be credited to your accounts in GainBucks daily and you will even be able to make withdrawals and get paid but it will take up to 72 hours which is still ok as it’s a holiday period for most of us:
“Merry Christmas and Happy New Year!
From 23th Dec 2010 to 2 Jan 2011, email reply and withdrawal payment may take up to 72hrs to process due to Christmas and New Year holiday season”.
I remind you that GainBucks offers three investment plans with daily payouts (1% for 500 days, 1.5% for 400 days, 2% for 300 days) while all other plans are not recommended for investing due to only being paid on expiry which is unlikely to happen as it’s not so sustainable.

Although RussianOilFund also announced that they will be spending the holidays with family and friends it will seemingly not affect the program’s performance and they promise to work on holidays as well. I’m not sure though regarding the business days as Christmas and New Year might be somehow affected because RussianOilFund only pays its interest of 2% to 2.9% daily only on business days (read more on that in my review here). I guess we will hear about that at a later time because in the latest email only some benefits to RussianOilFund‘s exclusive clients were mentioned including the sending of the so-called “oil delivery contracts” for viewing. Well, I guess the exclusive investors (those who dare to invest from $3,500 to the program) will be soon pondering on the miracles the current version of Photoshop can conjure up. Anyway, here is the full version of the most recent newsletter sent today by RussianOilFund:
“Hello RussianOilFund Family,
We hope all your preparations for the holiday season are going well! We will be spending time with our families over the Christmas season, but we will still be working for you even on the holidays. We are excited to announce that our first Executive Clients Program newsletter has gone out with a special bonus that was a surprise that we did not announce. If you are part of the Executive Clients program you will be receiving certain corporate documents at times as a PDF file. A special PDF file was attached to this first newsletter for our Executive Clients: an oil delivery contract copy.
This is a new benefit for our Exclusive Clients. As we go into 2011, Executive Clients will be receiving certain documents such as oil delivery contracts as PDF files for viewing.
For those of you who have not read about our Executive Clients Program, it can be read in its entirety on our website at this link: https://russianoilfund.com/index.php?a=news#10
We will have a special Christmas Day email from our board of executives. We hope it adds a little something to your Holiday season.
Thank You, RussianOilFund”.

The latest addition to my monitoring tonight is a program called SolidPercent. Well, I cannot say that the program is new because it has been online for nearly two weeks and considering the high-paying plans it offers to online investors it might be quite risky to join it at such a time. SolidPercent pays on three investment plans: 2%-3% for 3 business days, 3%-4.5% for 5 business days, 4%-6% for 10 business days. The minimum to invest in all three plans is $10 and the interest is fixed and depends only on the amount invested. Of course, the principal is going to be returned to you on expiry but I wonder if the interest is credited on business days only (according to the program’s terms) what will be the SolidPercent payment schedule for the upcoming holidays. I have emailed the admin with this question already and hope to receive a reply by the time the review is published. Also it looks like SolidPercent had a long history behind with different hacking attempts and DDoS issues earlier. Currently the site is hosted on a dedicated server by Dragonara and is SSL-secured and I hope this will put an end to their troubles. Currently there is a 5% bonus offered until December 25th to the brave investors willing to deposit $100 or more to any plan and by any e-currency accepted by SolidPercent: AlertPay, LibertyReserve, PerfectMoney and GlobalDigitalPay. The review of the program will be posted on MNO as soon as I get my first payout and receive an answer from the admin to the questions I asked him today straight after adding his program to MNO.

And finally we get to the results of the poll that’s been running on MNO for the last week. Just to recap, the question put to you involved the practice of “trolling” on internet forums. If you want to know exactly what that means then refer to my recent article about it published here, but the poll itself asked:

What is your opinion towards online trolling in the HYIP industry?

Not surprisingly most opinions were largely negative. Then again, it’s hard to put a positive spin at all on the subject and many of you seem to be in agreement that trolls really do nothing to help the situation. They merely encourage the collapse of their target and in doing so enable the escape of the admin with everyone else’s money rather than doing anything to help the ones who lost. The number one answer with 42% of the vote said:
They are destroying good opportunities while ignoring the real scams, and not providing any practical help to anyone.

In distant second place but still with a high percentage of votes, a massive 28% of you feel the practice has gotten so out of control as to question the value and integrity of the forums themselves. Forum owners or moderators should take note, that’s a potentially huge amount of traffic being denied to you by the actions of a relatively small number of people, most of whom contribute nothing to your forum but there very presence there keeps so many others away. 28% of readers said:
I rarely find anything useful on internet forums, they’re loaded with dishonest people with hidden agendas, and are best ignored.

A slightly more mixed opinion was expressed by 17% of readers who think of trollers as a sort of accidental public servant, giving the answer that they believe them to be:
A necessary distraction as some newbies really do need to be warned about the dangers here, and at least it helps them learn not to spend too much money in ponzies.

And finally the least popular reply to the poll, and hardly surprising that this was also the most neutral answer, was expressed by 14% of MNO readers. The hold the belief about trollers that:
They’re entitled to their opinion, there is both good and bad aspects, but they rarely tell me anything I didn’t already know.

Thanks a lot to everyone who took part in that and I hope you all found it as interesting as I did. Which brings me to the topic of our new poll which is going to run for the next week. As usual by the way you can find it just to the right of my shoutbox on the main blog page. So what I want to ask you is what you think of HYIP admins, or to be more specific, how successful do you think individual admins are? The question will be as follows:

Do you think HYIP admins are always in profit by the time their programs close?

And the possible answers are:
a) Yes, the overwhelming majority make a huge amount of money. 90% of them or more have massive profits for their owners.
b) I think yes, they do make a certain amount of profit but they also make huge payouts. They make money for themselves but not more than a handful get what I consider to be rich from it. Not by running just one program, anyway.
c) I think it’s more complicated than that. There are hundreds of things that can go wrong that the admins can’t control and they can lose money very easily if they are not prepared. More of them than we realize probably do lose something.
d) There’s not as much money in the HYIP industry as there used to be. Admins are earning something, but probably less than the big monitors and forum owners.
e) HYIP admins take the same gamble as their investors. It’s completely unpredictable and probably as many admins earn very little or even lose money as those with huge profits.

In closing I would like to share the list of HYIPs that paid me for the last 24 hours:
AccessTomorrow, TerraProfits, ReProFinance, PandaTrade, FenixTrust, RedOrchidInvest, AssetManagement, FxEconomy, XSeedFinance, RussianOilFund, ECashBroker, FelixFunds, ChristmasCracker, ProfitEu, FutureTrails, AllianceAdvantage, ProfitixGroup, MutualTreaty, YamaFinance, UnicornInv, 144CashAds, YesInvestment, GainBucks, FondosMayores and PrimoEarnings.

That’s about it for today and I hope to see you on MNO again tomorrow. And don’t forget – Christmas is coming – so get into the festive mood already!