BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everybody! First of all let me say that it’s pretty unlikely that I’ll be publishing anything tomorrow. I might and I haven’t decided yet, but I doubt it. So let me just take this opportunity to wish each and every one of you and your families and your loved ones all the very best for Christmas. I hope you have a great holiday, I hope you can spare at least a few minutes from your day to reflect on it’s true meaning (regardless of your personal faith), and I really hope Santa Claus is good to you! He’s making a list you know, and checking it twice, lol!

Anyway, on with business. Another one of the masses of short term HYI programs to have started up this month is one called SolidPercent. They were added to my monitoring list just yesterday although they’ve been online for almost the last two weeks. I think it fair to say that at this stage this one might be best for the gamblers among you but then again everything else in this industry comes with a high degree of risk attached at this time. So let’s just see what they have to offer and you can make up your own minds about them, keeping in mind that Christmas is just two days away. Also keep in mind that it’s still unclear to me whether the plans run for business days or calendar days. There’s conflicting reports on this with some pages saying one thing and some saying the other. You may be thinking now “well, why didn’t you ask first?” but I’m afraid the admin’s answer was a bit on the cryptic side and didn’t exactly specify.

SolidPercent have three short term plans to choose from, all of which make low interest daily payments before returning your principal on expiry. We start with The (suitably titled) Starter Plan. It runs for 3 days and makes payments based on the size of your deposit. You can join for a $10 minimum and for anything up to $160 you can earn 2% interest per day with your initial deposit returned at the end. So in other words the intention is that if you were spend let’s say $100 you get back $2 per day ($6 in total) and your original principal back after that.

For those wishing to take a chance with larger sums of cash then SolidPercent offer 2.5% interest per day (7.5% in total) on amounts between $161 to $400, and 3% per day on anything larger up to a $4,000 maximum (earning 9% in total).

The second plan is called The Professional Plan and runs for 5 days. You can join for a $10 minimum and for anything up to $260 you are offered a daily payment of 3% interest. Your principal is then handed back on expiry giving you a 15% profit. Larger deposits of from $261 to $500 are offered a daily rate of 3.75% (total 18.75%), and for anything above that up to a $5,000 maximum the daily rate is 4.5% (total profit 22.5%).

The third and final option is called The Expert Plan and it runs for a term of 10 days. You can still join for a $10 minimum and receive a daily payout of 4% on investments of $360. Principal is then returned on expiry leaving you with a total profit of 40%. SolidPercent are offering daily payments of 5% (50% total profit) on deposits between $361 and $600. The top rate of 6% per day (giving a final profit of 60%) will apply to deposits between $601 and $6,000.

As far as payment processors go it’s a fairly standard list for a short term online HYIP with SolidPercent accepting AlertPay, GlobalDigitalPay, LibertyReserve, and PerfectMoney. Payments used to be instant however that’s no longer the case. Following some hacking attacks that intention was short lived and now all payouts are done manually. Once you have requested it the admin asks you to allow up to 48 hours for it to be processed. Please also be especially wary of that fact because with Christmas nearly upon us there is no information that I can see detailing what (if any) break to the payment schedule will be taken over the holidays. You may have to wait a bit longer, but I honestly can’t say at this point so feel free to take it up with the admin before progressing. Currently there is a 5% bonus offered until December 25th to the brave investors willing to deposit $100 or more to any plan and by any e-currency.

SolidPercent is hosted on a dedicated server by Dragonara and is SSL-secured and despite some early DdOS related issues I hope this will put an end to their troubles. The script is unique and if you need to get in contact with the admin you can do so by submitting a support ticket on the form provided on the contacts page, or else over the phone. There is also a postal address which is most likely a virtual hosted office/mail forwarding service.

Texts are a mish-mash of material borrowed directly from a variety of other websites, some HYIP related and some not, so obviously I suggest you ignore any claims that SolidPercent be in any way related to the world of real business. It’s a short term HYIP, it’s been running for almost two weeks, and the Christmas holidays are in full swing. So you don’t need any reminders from me about how to approach the program. But for anyone unfamiliar with the HYIP industry always be cautious as there is a high risk attached to everything. Set your spending limits to what you can afford to lose and stick to them.

DAILY NEWS FROM THE INDUSTRY.

It looks like the HYIP industry is moving into it’s annual phase when investors are taking winter holidays and there will be a lot less new money coming into flow for the next couple of weeks. And that’s the reason why we will see many programs offering Christmas bonuses in order to attract at least some small deposits from investors which are still available. Like we can rephrase the recent popular song: “We’re gonna fight, fight, fight for this money”, lol. So we should expect some unbelievable bonus offers from HYIP admins at this time trying their best to extend their lifetime. Obviously this task will be harder for programs like ProfitixGroup (reviewed here) offering 10% for 20 days. Since the program is now paying the profits already for the first investors it’s vital for it to get some new deposits to sustain such high returns and this period will be pretty dangerous for them. I estimate their chances of survival to be pretty low, just like any other program offering such high returns during Christmas. So it’s up to you if you want to take advantage on the current offer running in ProfitixGroup till the end of the year offering a 10% bonus which will be added to your deposit (the minimum investment to qualify for the bonus is $50) made via any e-currency accepted by the program: AlertPay, PerfectMoney and LibertyReserve. The reasons for the addition of the bonus (of course, it’s by popular demand) and the rules have been specified in the latest email sent today to members of ProfitixGroup (by the way, the program is still paying like clockwork after 2 weeks online):
“Hello. At the requests of more and more of our members we decided to add a X-mas Bonus. Starting from now until the end of 2010, anybody who will deposit at least 50$ will get a 10% bonus added to his deposit.
For example: If you’ll invest $100, you’ll receive bonus deposit of $10 (your bonus will be added in 2 hours).
Bonus to deposit: 10%. Minimum deposit is $50 and maximum is $50’000. Everyone can participate (new and old investors).
This offer ends December 31 in 23 hours 59 minutes.
Best regards, ProfitixGroup.”

Another program that will definitely face an uphill struggle to survive Christmas will be ChristmasCracker (reviewed here), offering such high returns as 103% after 1 day, 107% after 2 days, 112% after 3 days, 123% after 5 days, 150% after 10 days, 190% after 15 days. Of course the DDoS attacks faced by them during their first hours online has slowed down its growth significantly and might help with that. But the general trend for such programs is still down so it will be a tough enough task for them to be here in 2011. I don’t quite understand though why the admin of ChristmasCracker keeps bragging about for how long he intends to stay online with his program as today the following message was added to the member’s area:
“We will be online after Christmas. Even to late January of 2011 and early February of 2011.
Our investing site is here to provide you with an opportunity to make some profits even into the year of 2011. We will still be here after the Christmas season.”
Analyzing this message, I would say that the admin is trying to persuade others and mostly himself that he is capable of running ChristmasCracker for weeks ahead. I think such constant reminders about that might actually have a negative impact on investors. We all know that HYIPs need a constant influx of new members to sustain payouts to the old ones and during Christmas it can be quite hard to secure higher deposits from people who have better things to do with their money. So such updates can be quite an easy thing to promise but a much harder task to actually achieve. That’s why I will be neutral at this point and would like to say to the admin of ChristmasCracker – we will wait and see. So far the payouts to both LibertyReserve and PerfectMoney are instant but we all know how such programs can be fragile.

Of course, I’m more positive about the perspectives of low-ROI programs simply because they don’t need more new funds during this period to sustain the payouts. And one such program we will almost surely see in 2011 is InvestPlatforms (reviewed here). The program is paying stable and their reasonable investment plans including 1.2%-2% daily variable for 120 calendar days and acceptance of LibertyReserve, AlertPay and Bank wires makes me hopeful that InvestPlatforms has a perfect chance to survive. Today the news was announced that they will not work for the next 5 days so your account will not be credited with daily profits during that time. All the deposits will be accepted and the withdrawal requests will be processed as usual during that period though. Here is the latest news from InvestPlatforms regarding their Christmas schedule:
“No daily Interest on 23rd and 27th Dec
Dear Members, There will be no daily interest for the Gold and Platinum account during Holiday period on 23rd & 27th Dec.
Our office will be close from 23rd to 27th, All business and support team will be resume the service on 28th Dec.
All withdrawal request will be proceed as usual.
Regards, Sandy Lam. Support Manager”.

Another sustainable low-ROI program paying 1.3%-2.1% for 150 business days with the principal back on expiry – FxEconomy (reviewed here) – also announced its Christmas schedule today. And it looks like their holidays will last even longer and will take 10 days. I hope to see the program back to its good shape in early January 2011 when it’s going to resume work and hope that FxEconomy will last for a long time. I guess the prior notification about the non-business days entitles the program not to pay daily interest during this period and I’m totally ok with it as FxEconomy just recently changed hosting provider, had some downtime, and is still paying fine for nearly 4 months already to AlertPay, LibertyReserve and PerfectMoney payment processors. You can read more about FxEconomy in the detailed interview the admin gave to MNO (click here to read) and you can find the latest update and best Christmas wishes from him below:
“Dear Investor,
First of all, we at FxEconomy Ltd would like to wish you and your family Merry Christmas and a Happy New Year. Looking back at the 2010, we can definitely say that this year has really been a success for us. We have reached all the goals we have striven for. Throughout the entire year we have been serving your investment needs almost flawlessly, but we surely admit that there is still plenty of room for perfection. We do hope that the year 2011 will be even more beneficial and successful for you and for us.
We have Official market holidays from December 24, 2010 till January 2, 2011 due to a low market activity on the markets and Christmas and New Year’ s holidays.
As always, we welcome your suggestions on how to make our services better and more convenient for you.
Feel free to contact us should you have any questions.
Your Sincerely, FxEconomy Ltd.”

Also some Christmas wishes came today from AllianceAdvantage (reviewed here). But as usual along with this the newsletter it was also packed with all kind of useful info. It’s also quite a lengthy update so I hope you don’t mind if I just highlight a few of the main points:
1) The upcoming referral contest is going to start on January, 3rd and will last for two weeks. Everybody will be notified regarding the rules beforehand.
2) The short analysis by Jeff of the current situation with HYIPs and the conclusion – most investors are idle now and are waiting for 2011 to become more active in the industry.
3) The announcement of the new design that will be implemented in AllianceAdvantage shortly.
4) The introduction of a new support staff member who is going to start working in January (as the program is growing it be quite handy for Jeff to get some extra help).
5) The importance of checking your email address in your member’s area you use for contact with them and your AlertPay connected email.
6) The necessity to make some specific actions for those who use Boxbe services to avoid communication issues in the future.
7) Some simple rule you have to follow when you submit a support ticket in support desk of AllianceAdvantage to make sure your email will be delivered and answered properly.
It’s no wonder that Jeff is taking so much attention to communication issues as I believe that AllianceAdvantage is the best when it comes to online support. I believe that the introduction of more support staff soon will make this support even more efficient, though I must say that Jeff is one of the best admins I’ve even seen when it comes to answering emails and explaining things properly. If you want to know how AllianceAdvantage works read my review published here. If you don’t have time I will just remind you that AllianceAdvantage offers three investment plans (1.7% for 50 days, 2.2%-2.4% for 60 days, 2.5% for 90 days) and pays the principal back on expiry to the account you have deposited from (currently AlertPay, LibertyReserve and PerfectMoney are accepted). I really hope that AllianceAdvantage will continue far into 2011 and am glad to present you the most recent newsletter which is posted below:
“The Christmas holiday seems like it is really approaching fast now, so I wanted to send out a newsletter to wish everyone a good holiday. I don’t know about you guys, but this month has just flown by. Tomorrow is Christmas Eve and they have already forecasted 6 more inches of snow by morning!!
I’m really looking forward to the New Year as we have quite a few positive things we are going to be doing with AllianceAdvantage and the website. I was glad to see a lot of interest in the upcoming referral contest and so we have decided to start the contest on January 3rd and end it on January 17th. I will send out a newsletter ahead of time to let everybody know what the rules are etc. It will be ran fairly and I hope to see a lot of you get involved. The winners will receive cash as prizes and will be able to be withdrawn to your payment processor right away. I will post the prize amounts ahead of time and I think that it will definitely be worth your while as the prize amounts will be generous and should draw plenty of excitement.
I have been very happy with all of the interest in AllianceAdvantage and the website is doing very good. I couldn’t be more pleased! I have spent a lot of time on the phone as well as in e-mails with members and non-members both that have all indicated that they are making plans to make deposits so that 2011 is a better year for themselves and their families. From what I have seen and heard, it is true that there is a certain percentage out there that wanted to get through Christmas and then decide how much they had to deposit after January 1st. I think some people are waiting to see what websites are still around and viable in January as they think that that is a good indicator of how strong the program is this. Most of them are eager and enthusiastic, so I am very optimistic that there will be good things ahead for the HYIP industry as a whole.
We have been talking to our web designers about implementing a new look for our website and we will have quite a few new things to announce throughout the first quarter that I think you all will be very excited about. They will all be very positive and will help us achieve our goals to be at the top of the list by June 2011.
We have a new customer service lady named Kathy that will be starting in January and she will be helping with all things customer service related, and that will help free my time up so that I can make sure that AllianceAdvantage keeps evolving into a bigger and better site.
When you get a chance, please check your e-mail address inside your account profile to make sure that it is correct, especially for AlertPay. I have a couple people that do not have it entered correctly and it will not allow payment to be made because AlertPay will not recognize it. The bad thing is that I cannot even contact them to let them know, as they have it the same way for their e-mail address.
There are also a few people that use the program Boxbe and for those of you that are familiar with it, it bounces back all e-mails that the person does not have listed in their approved senders list. If you do happen to use this program, please make sure that you have us in your approved list, otherwise it can make it almost impossible for communication sometimes.
One other thing I would like to mention, if you have a question and submit it via our Support Desk, please make sure that you click on the link that is sent to you in an e-mail shortly after you sign up. You only have to do it once and it just confirms/verifies your e-mail account. If you forget to do that, it puts your support ticket in a suspended folder and not in our help queue.
I believe that is everything for today but I will be in touch soon to let you all know the particulars on the referral contest as well as other things. A big thank you to all the members out there who have deposited in our program. It is because of you that we are becoming such a great success!
All of us at AllianceAdvantage would like to wish you a Merry Christmas and the very best of the best in the New Year! Talk to you again soon.
Jeff. Admin”.

And finally there was also some festive greetings from the admin of TerraProfits. He just sends his best wishes and highlights the fact that their website has been given a temporary makeover for Christmas. Usually I try not to notice but time it’s actually quite tasteful for a change! TerraProfits was first reviewed on MNO here and pays 1.2% for 30 days, 1.5% for 60 days, 1.8% for 100 days, and 2.1% for 150 days with your principal returned on expiry.
“Dear participants! As you may have noticed, we renewed our site. It’s connected with the upcoming Christmas and New Year. If you have any questions, e-mail to support@terra-profits.com or use an online chat – there you can talk with our support engineer, Alex. We wish you Merry Christmas and a Happy New Year. TerraProfits Administration.”

Here is the list of the programs that paid me today:
SolidPercent (the first payment and 10% bonus received), ProfitixGroup, GoldMiningFund, AccessTomorrow, InvestPlatforms, XSeedFinance, ChristmasCracker, FenixTrust, MutualTreaty, PandaTrade, ReProFinance, YamaFinance, Greenvestment, AllianceAdvantage, FutureTrails, FondosMayores, FelixFunds, FxEconomy, UnicornInv, RevenueBuild, RussianOilFund, YesInvestment, TerraProfits and GainBucks.

Please note that I have currently one pending withdrawal from ProfitEu for more that 24 hours so I have moved them to Waiting status and have contacted the admin already. So any further investments in ProfitEu are not recommended until stated otherwise.

That’s all for tonight, guys. I’m not sure if I’m going to publish anything tomorrow, so I would like to send you the best Christmas wishes and hope this holiday will be unforgettable for you and your family and friends. I sincerely wish you the best Christmas celebrations ever and hope to see you back on MNO soon!