BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everyone! Well it looks as if some HYIP admins aren’t letting the grass grow under their feet. I was already expecting to see plenty of new programs (and good ones too) in January but even while the holidays are still going on for many of you there’s a lot of brand new projects opening up. One of them is a short term paid on expiry HYIP called SpicaFinance who started work only yesterday. I’ll be looking at them in a bit more detail before we get to the news but if you like it remember now’s as good a time as any for getting involved.

SpicaFinance have three plans to choose from and the first thing you will notice about them is that you have the choice of depositing through either dollars or euros, depending on what’s more convenient for you. The plans all have the same minimum required for joining and you can get in for as little as $10.

SpicaFinance‘s first plan runs for 5 calendar days and makes one single interest payment that includes you principal on expiry. The rate is 110%. So if we say for instance you spent $100 on this plan you can expect $110 to be handed back to you five days later. Maximum spend is $50,000.

The same $10 minimum will also get you into SpicaFinance‘s second plan. This time it runs for a term of 15 calendar days but again pays on expiry. The interest rate is 140% which also includes your principal. So in other words were you to invest $100 here you are offered $140 back when the plan expires. $50,000 is also the maximum you are allowed to spend.

So far so good, but the third and final plan is the one I’d have most misgivings about simply because of the risk attached. It runs for a term of 30 calendar days and only pays on expiry. In my own opinion daily payments to this one would be far more beneficial, not only to the investors themselves for obvious reasons but to SpicaFinance as a whole in terms of making it a more attractive plan and encouraging more members to deposit. Anyway, if you like a gamble (and that’s what it is) you can still join it for a $10 minimum. Once the 30 days have elapsed you are promised a single payment of 200% interest, principal included. Or to put it in simpler terms – double your money. Maximum spend remains unchanged at $50,000.

The list of payment processors is decent enough with AlertPay, LibertyReserve, and PerfectMoney all in use. And incidentally, I know I mentioned at the start that SpicaFinance are taking deposits in either dollars or euros, but if your using euros then please note that you have to use either LR or PM as AlertPay do not currently facilitate this. Payments are fully automatic and therefore do not need to be requested. Your payout should appear in your chosen e-currency account on the day your plan expires however you are asked to allow up to 24 hours for that to happen.

And that point leads nicely to how you actually join SpicaFinance. It’s a little different than your regular online HYIP as the program doesn’t run off a script in the traditional sense. But it’s not a complicated process and you don’t need to create an account as such. At the top of their website you’ll see a tab marked “invest”. Once you’ve clicked on that you will next see a number of drop-down boxes where you will be required select the currency you wish to pay with, the amount you wish to spend, the plan you wish to join, the payment processor you wish to use, and your e-mail address. Once you’ve registered you will be sent an automatic confirmation outlining the details of your investment including the amount you can expect to receive and on what date you should expect it. So make sure and type your e-mail address carefully.

It’s a nicely laid out website and on a dedicated server with support and protection supplied by Dragonara. And transactions are safe enough from hackers as there’s no real accounts area to break into. SpicaFinance deposits are made directly between e-currency accounts, which while doing nothing for your actual investment does at least makes the transaction itself reasonably secure. Any questions about this or anything else you may wish to know about can be sent to the admin via the support form on the contacts page or directly through one of the e-mail addresses provided.

What little texts there are giving some background info on the program is original if somewhat vague. Claiming SpicaFinance to be a “successful stock trading company” with years of experience though without a functioning website before yesterday are of course there for the newbies and something I doubt many MNO readers will be all that interested in hearing. Still, the information is there for you to do with as you please. The shorter term plans are clearly the ones going to get most attention from seasoned industry players here but at all times remember to protect yourself and your money in this business and always stick to affordable spending limits within a wider and more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

Despite the general sluggishness in the HYIP industry at this time of year I still have a few news update to report today. And I’ll start with probably one of the most popular shot-term programs around right now FutureTrails (reviewed here). Unfortunately it looks like even this program running for over a year now will be taking a New Year holiday starting from today until the end of the week. Although according to FutureTrails‘ terms of service they pay the interest on the 18.5%-22% for 6 days plan on business days only I find it hard to believe that the ForEx market will be closed for the whole week everywhere (I guess at least Wednesday and Thursday should be working days everywhere). It might be some kind of stalling tactic in order to attract more deposits before closing but as the smart investors do they only invest on the days when the program is paying and stop investing when it is not. So I guess we should consider FutureTrails the same way, even though the withdrawals were processed today due to the de-facto temporary closure of the program for one week I would suggest to hold off from depositing now. Although looking back on the impressive payment record of FutureTrails for over a year I tend to believe that it will resume payments next week. We will wait and see anyway and meanwhile read the latest update from FutureTrails regarding the holiday:
“Dear respectable clients,
We would like to take this opportunity to wish everyone Merry Christmas,a prosperous and Happy New Year in 2011.
Our trading desk will be closed for business from 00:00 a.m. GMT December 27, 2010 till 00:00 a.m. GMT January 2, 2011.
Please note that the Forex market would be closed in above mention period, so interest can NOT be paid to members in these days.
Thank you for being our client in 2010. If you have any questions about service or need assistance during the holidays.
Please feel free to contact us and our support staffs will reply you as soon as possible.
Regards, FutureTrails Online Investment INC”.

I would say the same about 144CashAds the admin of which (interviewed here) announced a total halt of their activities for this week. I am aware that everybody needs the rest sometimes and the New Year holiday seems to be a perfect time to do so, still I would suggest holding off your investments until they resume. Because I have to say I also find strange a situation where deposits are still perfectly acceptable but payouts cannot be made. In my opinion, it would be more logical to disable deposits at this time as well and that’s why it looks pretty suspicious to me. Anyway, 144CashAds is just one of the programs that decided not to pay interest during the holidays and I hope they will return next week and get back to normal. But it’s always be better safe than sorry, isn’t it? 144CashAds has been a great performer for six months already and I will keep it on Paying status on MNO just like any other program announcing a holiday beforehand. Here is the latest newsletter from 144CashAds (reviewed here):
“Hi. Merry Christmas and Happy New Year a very Happy Holidays.
Thanks for all your support.
We are now in leave. We will be on from Monday 3rd Jan 2011
Withdraw and earning will be open from 3rd Jan.
Wish you very happy holidays.
Thank you. Lewies
Project admin 144CashAds”.

While many programs go into hibernation mode these days it looks like SolidPercent (reviewed here) only step up their activity and now offer another bonus of 6% to investors willing to deposit $500 or more. Well, it’s the only logical thing to do at this point as SolidPercent has been online for over two weeks already and in order to sustain the payouts to such high-paying plans and keep money flowing into the program such activities can be only encouraged. The other thing is if this works because the majority of the investors traditionally consider Christmas bonuses as something that precedes a scam. And although the admin of SolidPercent announced the results of their previous Christmas 5% bonus which was paid in hundreds according to the last newsletter I doubt this will work so well this time. We will wait and see anyway. Here is the latest news from SolidPercent:
“The results of the action “Merry Christmas”.
Paid bonuses:
AlertPay: $ 269, LibertyReserve: $ 378, PerfectMoney: $ 188, GlobalDigitalPay: $ 59
Total for all days: $894
Congratulations to the lucky ones!
New Action “Happy New Year”.
Deposit $500 and GET 6% bonus.
Make a deposit of $ 500 regardless of the currency and get 6%.
The action period to 31 December 2010.
If you have questions or suggestions, you can reach us on any of the following
email address:
support@solidpercent.com, office@solidpercent.com
For general questions – admin@solidpercent.com
Thank you for choosing SolidPercent corp.”

Despite their only recent emergence in the industry the admin of AccessTomorrow is very active and adds more and more new features. Just added was an investment calculator which you can find in your member’s area intended to ease the mathematical challenges connected to investing in one of the plans offered by the program (1.8% for 50 days, 1.9% for 60 days, 2% for 70 days with the partial principal return). If you don’t want to read the detailed review of AccessTomorrow published on MNO here this tool can be handy when it comes to a detailed break down of your earnings on every day and the total sum you will get on expiry. The news about that useful addition was published on the website of AccessTomorrow and in the newsletter sent to its members last night:
“Subject: Investment Calculator Added!
We wish to inform you that investment calculator has now been added to AccessTomorrow to enable you know the returns on your investment.
In the past few days we were frequently asked about a calculator. Now you should be able to know in detail how your investments function. Also when and how much of the principal is returned.
Have a lovely week, and do not hesitate to contact us if you have any questions.
Best Regards. Admin. AccessTomorrow.”

A new program that launched a week ago and was added to MNO listing tonight is GorgonProjectInvest. This funny name actually originates from the real natural gas project development in Western Australia and is sponsored by such huge multi-billion dollar companies as Chevron, Royal Dutch Shell and Exxon Mobil. So what an online HYIP accepting only LibertyReserve and GlobalDigitalPay as payment processors has to do with this real project I have no idea. Very little I suspect but I quite like the originality of the admin of GorgonProjectInvest site but am kinda confused by what he hopes to achieve with such obvious tall tales regarding their alleged gas investments. If we look at GorgonProjectInvest from the HYIP angle the program is of quite high quality. The investment plans are attractive and sustainable and from $5-$25 minimum you can invest into 1.9% for 30 days, 2% for 90 days, 2.2% for 180 days plans with the principal returned on expiry. The program is running off a licensed GoldCoders script which was highly customized for the program’s needs and can hardly be recognized now. As for security concerns GorgonProjectInvest has a perfect solution for maximum uptime – hosting on a dedicated server with BlockDos protection and SSL-encryption. I am quite impressed with some of their other features which I will discuss in more detail in my upcoming review of the program soon. Meanwhile you can read the first update from them which was published on its website 6 days ago:
“Web Site Live!!
We are delighted to announce that we have officially launched GorgonProjectInvest. Welcome!
We are sure to revolutionize the investment world with our opportunity of a lifetime.
Our incredible new investment package is focused on the Gorgon Gas Project in Western Australia, recognized as one of the biggest LNG developments in the world and offering huge potential for massive returns of investment.
Coupled with numerous other Gas, Coal, Uranium, Iron Ore and Gold projects either already invested or penciled in or future investment we are excited to be opening this opportunity up to the general public.”

The list of the programs that paid me for the last 24 hours includes:
SpicaFinance (the first payments received), AllianceAdvantage, GoldMiningFund, FutureTrails, ProfitixGroup, ChristmasCracker, InvestPlatforms, XSeedFinance, UnicornInv, DollarCommerce, ReProFinance, AccessTomorrow, RussianOilFund, YamaFinance, RevenueBuild, AssetManagement, TerraProfits, YesInvestment and GainBucks.

That’s all for today, guys. I hope to see you on MNO tomorrow with the most up to date news from anywhere in the HYIP industry, but without any nonsense. Remember you’re always on the money with Money-News-Online!