BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everyone! After the first new review of 2011 last night I have the first MNO interview of the New Year today, so I hope you find it interesting. It’s with the admin of a long term investment program called TerraProfits. The program offers terms such as 1.2% for 30 days, 1.5% for 60 days, 1.8% for 100 days, and 2.1% for 150 days, all with your principal returned on expiry.

There’s been a couple of positive changes to TerraProfits since I started monitoring them (read the original review here) so today I’m pleased to have an interview with Steven who’s the program’s admin. He’s going to explain a little bit more how it all works and how it’s evolved since first being launched.

“1. Hi Steven, please introduce yourself to the readers of MNO and tell us about your own role within TerraProfits. What are your own duties within the program? How would you describe a typical working day for you as an admin of an online investment project?

Hello, Paul. My name is Steven, I am the main project administrator. During my working day I work with the advertising policy of the project, financial issues and overall coordinating of the work of the site.

2. Can you also give us some background on the program? How long have you been running? What were you hoping to achieve by starting it in the first place? Apart rom you is there anybody else working on TerraProfits?

Our site receives investments from the participants since October 25th. When we were opening the site we wanted to have a universal investment platform, accessible to any user on the Internet. I can say that it’s working out for us – our site is becoming more accessible due to translating the site into other languages and overall improvements on the project.

3. What about the investment plans? Can you explain them in detail to us? What are the minimum and maximum amounts for investment, what rates of interest are on offer and how long do they run for?

We have four investment plans: 1.2% per day for 30 days (minimum amount – $1, maximum – $100), 1.5% per day for 60 days (minimum amount – $101, maximum – $1000) 1.8% per day for 100 days (minimum amount – $1001, maximum – $5000) and 2.1% per day for 150 days (minimum amount – $5001, maximum – $20000). The investment plans are made up according to our financial activity.

4. Tell us about the payment options available from TerraProfits. What payment processors are you currently dealing with? What are the most popular ones?

We receive money on the site through the following electronic payment systems: AlertPay, LibertyReserve, PerfectMoney, GlobalDigitalPay. The most popular system among the investors is LibertyReserve.

5. I see that you also have instant payouts available. Tell us about that and can you also tell us about the security issues around this method? Are you sure it’s totally safe and can members be sure of that as well?

Our technical administrator is responsible for the security issues of repayments in our project. Our script is completely unique with its own security system to protect it from hacking, which is why the participants don’t need to worry about the security of their funds.

6. How highly would you rate the security of your own website? Tell us about your hosting provider and how highly would you rate them as a service provider? Are you using SSL encryption?

Our hosting provider is DdoSWIZ. We are renting a server with protection from DDoS attacks. I can say that over two months of its work TerraProfits has been almost always available, and this shows the reliability of our hosting service. We use SSL protocol with Comodo protocol certificate on our website.

7. What about your script? Who is the provider and what do you think the benefits of this script are to both the admin and the investors?

As I have already written, our script is completely unique and it has been written by our technical administrator. It already has all the necessary functions for working with investments on it. We aren’t stalled on the same spot either – we try to add something new to the script as per the requests of our participants.

8. What kind of customer support do you offer? What is the best and most efficient way to contact you if I have any questions? What about your Live Chat support? During what hours (GMT) is it usually available?

The best way to contact me is through emailing me at support@terra-profits.com (you can send your messages through a form on our site). Online chat support is provided by Alex as well. I cannot tell you the exact time when the chat system is on, it depends on our work load.

9. What have been the most common questions and support issues you have had to deal with? Is there anything you want to say to readers now so they can avoid having to contact you in the future?

The most common issues are related to overall site work. For example, whether we add percent on weekends, or whether we calculate a compounding interest. I can answer one more time for MNO readers: a percent on the profits is added 7 days a week, we don’t use compounding, but the participants can reinvest the funds on their account balance manually. I would also like to note that sometimes the orders for repayments can be turned into a manual mode and be processed by me within 3 working days (usually faster than that). This is not connected to us in any way and happens when the third-party payment system is not working properly.

10. December usually brings a slowdown to the online investments industry. As an admin why do you think that is? Your own program seems to be doing well enough though, so did you have any deliberate strategy for keeping everything running?

December is truly not a very good period for the online investment industry. But I think that if the project is working with stability, the support is done properly, and overall the project is growing, there shouldn’t be any issues.

11. I notice that there has been a steady stream of improvements to your site since first being reviewed on MNO back in October. The addition of extra languages, new security features, and so on. Perhaps you could explain them to us here and tell us how they benefit both the program and its members.

We are trying to make the project more convenient for the participants and accessible for potential investors. For example, many Internet users don’t speak English properly and that creates issues for investment possibilities. Our team is trying to make the site multi-lingual, in that it is supporting overall advancement and improvement of the project.

12. Are there any plans to develop TerraProfits further in the near future? Will there be any interesting changes made soon? How are you planning to keep the program competitive with so many new HYIPs opening every day?

Of course, we have plans. We are going to add new languages to the site, we will make it possible to perform internal money transfers, we are working on the possibilities of investment through bank transfers, etc. In general, competitiveness is not an issue for us and we are going to try to make the project the best in the industry.

13. And finally is there anything else you wish to say not covered in this interview? If there was just one thing you could say to investors to get them to join your program before any other then what would it be?

I’d like to thank you for the interview. I’d like to tell the investors that at the present moment there are many opportunities for investing on the Internet. TerraProfits is one of the most accessible and convenient ways to invest. With our help, you can increase your capital without too much effort.”

Thanks a lot to Steven for that and let me just finish by wishing him and all the members of TerraProfits the very best of luck in 2011 and hope the project continues to grow into something we can all profit from. That’s about it for this evening but I’ll be back earlier than usual tomorrow with all the main news stories so make sure and check back here for that. See you all then!