Apr 13th, 2011 Archives

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BEWARE! THIS PROGRAM HAS STOPPED PAYING! DO NOT INVEST!

Hello everyone! After what’s been a pretty quiet week so far in the HYIP industry I’m pleased to see something of a spike this Wednesday as I have just added what I am hoping will turn out to be a huge hit for short term investments. It’s called ProfitDeluxe. They launched just a couple of weeks ago and after a fairly inconspicuous start to proceedings they have been quietly honing their trade and building a name for themselves as a dependable performer. I think they are now just about ready to start branching out a little and start taking the program to a new and higher level. And who knows? Maybe even in the process ProfitDeluxe might emulate some of the other runaway success stories in the short term HYIP market we’ve seen this year. I mean none of us can see the future and it is a huge gamble, but there’s a very strong possibility that in another month or two ProfitDeluxe will be the name on everyone’s lips.

To start with it’s really a very basic concept. ProfitDeluxe are offering just one simple investment plan. It will cost you a minimum deposit of $10 to join and it runs for a term of 5 calendar days. You will then be rewarded with one single payout on expiry of 125% interest. This figure includes your principal, leaving you with a clear profit of 25%.

Or to put it another way, let’s say you join up with a $100 investment. ProfitDeluxe will hand $125 to you on expiry of the five day term, which is a pretty lucrative plan to say the least. The maximum deposit allowed is relatively conservative by industry standards at just $1,000. However if you are a more serious player and would like to try your luck with a higher amount you will be allowed to keep more than one deposit running at any given time.

Deposits to this plan are allowed via AlertPay, LibertyReserve, and PerfectMoney which is a fairly reasonable spread I suppose. Payments are made manually so you will have to log into your members area and request them. Once you’ve done that the ProfitDeluxe admin says he can usually get the transaction completed within about 12 hours, which might be a little ambitious as the program expands but as long as he can keep up that kind of pace then I guess it’s a pretty good service. The use of AlertPay will also be hugely beneficial to the program overall as it can be a crucial factor in throwing it open to a much wider and more diverse audience, not to mention a typically more affluent one.

DdoSWiz is the hosting provider and they are keeping ProfitDeluxe on a dedicated server with support and protection. The website is SSL encrypted and is running off a script under license from GoldCoders. And if you have any questions about that, the plans, or any account related issues in general then you can contact the administration by means of the online e-mail ticketing system. Just fill in your details on the form provided on the contacts page and submit.

ProfitDeluxe has been paying for a couple of cycles already and I saw only positive feedback about them on public forums and monitors, so there’s no doubt that some of you have done pretty well from them already. It’s also helped by the fact that it’s got a decent enough layout, is user friendly, easy to navigate, and despite being a very uncomplicated program is quite well explained anyway. There’s also been talk of an investor’s forum but there’s no solid information on that at the moment so I can only guess that it’s further down the road for ProfitDeluxe, assuming they can achieve the membership levels needed to justify it (a formality I’d say).

Texts are original and – personally I’m pleased to see this – do absolutely nothing to indicate that ProfitDeluxe is anything other than an online HYIP. It’s a refreshing bout of honesty that we see all too seldom in the industry these days and something the admin is to be commended for. While I would strongly disagree with the statement on the homepage that there is no risk involved (in fact I’d say the risk is as big as anything in the HYIP business) at least no one is trying to pull the wool over your eyes and trick you about the real nature of what it is you’re getting yourself into. So if you’re joining ProfitDeluxe then there’s no real reason for doing so without both eyes wide open. It’s a HYIP, it’s a risk, but right now it’s a worthwhile one. Just stick to the usual common sense maxims of affordable deposits (not difficult considering the low maximum investments allowed, so thank the admin for that one) and try to diversify your portfolio.

DAILY NEWS FROM THE INDUSTRY.

Let’s start the news section today with the more materials issued by ExoticFX regarding their upcoming Forex Trading Apprenticeship Program. In this latest newsletter attention was concentrated on the free character of the program in its pre-release stages which will be a kind of trial run before releasing it to the general public willing to learn how to trade on ForEx markets successfully. The earning potential of the current members lucky enough to join during this pre-release stage of the program’s development was the main subject of the newsletter. It looks like the benefits of joining first will be numerous as the admin of ExoticFX Charles has every intention of making this highly educational program huge on the market with the possibility to earn commissions from referred members after the program goes on general release with all the proven techniques, is fully developed, and will guarantee a stable income from sales and fees to those with promotional skills and can explain the benefits of joining it to its friends and social contacts. I actually think that might look like some kind of chain of related products at the later stages where the first members will benefit from earlier involvement (similar to MLM in some ways). This could build a very real additional income to ExoticFX and in the end give a stable performance for a long time to its main program. They pay on eight investment plans – daily plans with principal returned on expiry (1% for 120 business days, 1.2% for 140 business days, 1.45% for 160 business days, 2% for 180 business days) and plans with single on-expiry payouts (110% after 2 weeks, 125.6% after 4 weeks, 146.5% after 6 weeks, 192% after 8 weeks). ExoticFX is currently accepting HD-Money, LibertyReserve, GlobalDigitalPay and AlertPay starting from $10 minimum. More about that can be read in my comprehensive review of the program published here or in my exclusive interview with its admin Charles Martinsen here. This is the latest newsletter from ExoticFX issued today:
Welcome to the EFX Forex Trade School – pre-release program.
Together we are going to embark on a journey that will not only provide you the necessary skills to become a Professional Forex Trader, but will also become instrumental in changing the face of online investing forever.
Once this course is completed, you will No Longer need to rely on High Yield Investment Schemes or spend thousands or even hundreds of dollars investigating numerous forex strategies looking for something that actually works.
With this ExoticFX systematic approach we will take you step by step, from wherever you are now to the position of a successful Forex Trading Professional.
If you are determined to become financially free and dedicated to doing whatever it takes to get there then, this course will provide a clear and well defined path to prosperity.
There are some things you need to know right now.
The EFX Forex Traders Program entails 4 different entities:
1. Free Forex Trade School
2. Free 24/5.5 Fully Mentored Live Trading Account
3. Free EFX Forex Trader Apprenticeship (FTA) Program
4. Free Professional Mentor Training Opportunity
Since this is a Pre-Release and you are registering now — provided you follow the steps and continue the program — these will all be FREE to you for life.
Your first steps will be to enter into the Free Forex Trade School.
This Forex training school will evolve from what it is now (a Forex training program) to a fully functional Forex Trade School. It is a process that is in development and you are entering at the very beginning.
Don’t misunderstand, what you are about to be involved in is very comprehensive and will be extremely profitable. It will take you from wherever you are and turn you into a professional trainer. But the structure of how it is presented will change over time and through your participation, feedback, successes and failures, you will assist in structuring the program and maximizing its effectiveness.
Your rewards for being involved at the beginning and assisting, simply by participating, will astound you when it has been completed. You will be rewarded with opportunities that are not freely afforded those that will follow in your footsteps.
The next phase of the program to be developed is the
Free 24/5.5 Fully Mentored Live Trading Account
We have already described this in the information that brought you here, so we won’t reiterate it at this point.
What you do need to know is that this, too, is in a development stage. During the interim we will be using the MT4 platform to get you integrated into something similar.
The additional benefits of our private trading room will be unparalleled in the world of Forex. This will not be free forever except to those that arrive during the pre-release, provided they follow the steps and continue the program.
This is, in fact, fantastic news for those of you that plan on becoming Mentors or assisting in the Affiliate part of the program, which I will describe in a moment.
(Commissions will be available to those that lead others to the Trading Account whether they Mentor the account or not)
Free EFX Forex Trader Apprenticeship (FTA) Program
Once the Live Trading Rooms are completed we will begin the implementation of the FTA program which has also been previously outlined. Further instruction and updates regarding the FTA program will be released periodically as it is developed. This Free program is Invitational and will be offered to all those that complete the Forex training program, show promise in the demo accounts, and express a desire to embark on this journey that will change their financial lives.
The additional benefits of our FTA program will be unparalleled in the world of Forex. This program will not be free forever, except to those that arrive during the pre-release, provided they follow the steps and continue the program.
This is, in fact, fantastic news for those of you that plan on becoming Mentors or assisting in the Affiliate part of the program, which I will describe in a moment.
(Commissions will be available to those that lead others to the FTA program whether they Mentor the account or not)
Free Professional Mentor Training Opportunity
As we have successful graduates from the FTA program, we will invite those that demonstrate exceptional skills to partake in the EFX Professional Mentor Training.
This program will provide instruction on how to mentor others participating in the FTA and the Live Trading Account programs.
Once a mentor is ready, they will have several options and or levels that they may acquire. Mentors will make their own decisions as to how far they want to take their opportunity. They will be able to earn substantial commissions by…
– Mentoring FTA Apprentices
– Mentoring Live Trading Account Members
– Selling FTA program
– Assisting in Live Conference Call Webinars
– Developing Affiliate Marketers
– Supervising other Mentors
– Spread Fee Sharing
– Franchising
– Franchising Sales
and much, much more
Affiliate Marketing
Not everyone will qualify for the FTA program.
Not everyone that qualifies will become Mentors.
But… EVERYONE that is finding this program in the pre-release stage will be able to benefit from commissions generated through…
– Mentoring FTA Apprentices
– Mentoring Live Trading Account Members
– Selling FTA program
– Assisting in Live Conference Call Webinars
– Developing Affiliate Marketers
– Supervising other Mentors
– Spread Fee Sharing
– Franchising
– Franchising Sales
and much, much more
The Affiliate Marketing program will provide a commission share for affiliates on ALL levels.
Let’s remove the hype and look at the least possible example…
Suppose you join this program, you don’t like it or life simply won’t afford you the opportunity to complete it for whatever reason… but… you refer someone that does complete the program.
Let’s suppose that this referral is not invited to participate in the FTA program but they do utilize the live trading room. When they make trades, spread fees are charged. (Spread fees are points charged by the broker to make the trade.) As the one who introduced or referred the Trading Account Holder, you will be paid an affiliate or referral fee for as long as that person utilizes the service.
Let’s look at a more profitable example…
Your referral completes the program, is invited to FTA participation, they become a Mentor and a Franchise Owner, and they even sell a Franchise or Franchises. You will share in the revenues from all of the above. In fact, you will receive a commission on every dollar they ever make with these programs… including their participation in the ExoticFX Hands-Off Approach or Fully Managed Funds (our currently available 8 guaranteed daily or term profit plans)!
This Affiliate Marketing Program alone could afford you a tremendous annual residual income.
“We intend on doing whatever it takes to ensure the success of this endeavor and will continually be upgrading and adding features, benefits, and materials that will increase profits, commissions, and referral fees for all those that are involved.”
Like we said… “We intend on setting the Forex market on FIRE with this Apprenticeship program, but first we need to create a presence, graduate apprentices, and establish momentum and product awareness. Like any Internet or Cyber endeavor, traffic, coupled with a desirable successful program, will equal profits.
Like any Internet or Cyber endeavor…
“Traffic + A Successful Program = PROFITS”
We need your help to accomplish our goals… at times the road may be rocky… but together we can create a super-highway to success.
And The rewards will be limited only by …… your desires.
ExoticFX – more than Just Profits!

The admin of SquareBoxTrends (reviewed here) posted a short update yesterday letting investors know about the maintenance on GlobalDigitalPay which along with LibertyReserve and PerfectMoney is accepted by them:
GDP is down
Global Digital Pay is down for a few hours today, “We are undergoing some scheduled maintenance. We should be back at about 05.35 GMT” so payments to anyone with GDP will not be payed until they are back up in a few hours time.
Currently GDP site is up and running well and I have been paid already by SquareBoxTrends which offers several long-term investment plans with principal return on expiry – 1.1-1.6% for 60 business days, 1.3%-1.8% for 80 business days, 1.5%-1.95% for 100 business days, and 1.7%-2.2% for 120 business days.

If you use AlertPay and withdraw your money to your credit card you must be aware that starting today such withdrawal requests will not be available temporarily while AlertPay resolves an issue with their banking partners. All other withdrawals are still being paid normally. Please pay attention to the latest update posted on the official AlertPay blog tonight:
Credit Card Withdrawals and Validation Codes Temporarily Unavailable
Hi Members,
We wish to inform you that, due to temporary issues with our banking partners, we will not be able to support withdrawals by credit card or send validation codes to validate your credit card until further notice.
If you have initiated a withdrawal to your credit card, the withdrawal will be cancelled and the funds returned to your AlertPay balance. You may still withdraw your funds through any of our available options: bank transfer, bank wire, money order or certified check.
If you would still like to validate your credit card, we will charge your card an amount between $1.00-2.00 instead of sending a validation code. When this charge appears on your credit card statement, you must confirm the exact amount in your AlertPay account; afterward, you will be refunded for the charge to your AlertPay account.
We apologize for the inconvenience and will post an announcement on the blog once our banking partners have resolved the issue.

Please note that GainBucks program might be in trouble now and it might well be moved to Problem status on MNO if I don’t get a satisfactory reply from some reasonable questions I put to their administration. As you might remember more than a month ago GainBucks launched a new plan paying too-good-to-be-true returns of 20%-30% for 30 days with the principal and profit returned on expiry. You might also remember that I strongly advised against depositing into this plan provided it offered unsustainable returns and most definitely aimed to scam, using exactly the same technique used by EzProfit (you can read my analysis on that program here and see the huge similarities between them and GainBucks). But despite my advice and the high minimum of $500 to invest in this plan it still found some takers who honestly believed that they would be able to withdraw $3K from their $500 deposit in a month as if GainBucks pulled money out of thin air. No, GainBucks used such deposits to launch a huge advertising campaign which you saw during the last month and of course paid to existing members that were smart enough and profited many times from depositing into the original daily plan paying 1% for 500 days from its beginning almost seven months ago. GainBucks has been a great program until recently when the on expiry plans started to come to completion, and of course straight away some excuses started to be passed to those naïve enough to believe they could actually multiply their money like that so fast.
Today I was contacted by one of my readers complaining (and showing proof from his account and proof of deposit made via LR a month ago) that his account in GainBucks was not credited with profits even though it matured. On his reasonable request sent to the administration of GainBucks he was given a polite reply that he would have to wait at least 2-3 weeks because allegedly the admin is afraid to pay profits to the wrong account and the wrong person. Here is the explanation I received from GainBucks tonight to my inquiry as to why that person was not paid properly:
Dear Paul, We would like to pay him in full amount but we are afraid that we pay to the wrong owner.
Honestly, our database been hacked by the hackers 2-3 weeks ago. (Few days before LR website been hacked if you remember). Some members LR account, password and email address were changed.
In the past 2-3 weeks we lose some money due to paid the withdrawals to wrong LR account and we need to repay to the actual owner LR account.
For big amount withdrawals, fixed plans and 30 days plan, we will required member to send us their home mailing address to verify. (In this case, the hacker won’t give their address) In the letter, it will contain the verify codes, their email address, their username and their LR account.
Once they are verified, then we will pay the full amount in a single transaction to their LR account to make sure we are not paying to the hacker LR account.
For the monitors, there is no need to verify as we can easily check your LR account on your website payment page.
Hope you understand our situation.
Some members already verified who request big amount of withdrawals such as $1000 above.
Thanks”.

Have you read that reply with due attention and did you get the same feeling as I had afterwards? Misleading and misrepresentation of the facts trying to disguise the inability of GainBucks to pay to some large investors justifying this by the security concerns and necessary verification of your home (!) address which will give the necessary time of 2-3 weeks to keep their status on monitoring as Paying and manage to steal more money from more naïve investors that will still invest in such plans. Of course, such selective payouts (the admin even admitted that the monitors would not be affected) and stalling tactics cannot and will not be taken seriously by my monitor and would not help them to escape the Problem status on MNO starting tomorrow if they don’t pay the investor in question what they owe him. Considering the previous experience with such programs like YesInvestment and EzProfit I must say that this is very unlikely to happen and therefore I would like to warn you from making any further deposits even in the daily paying plan of 1% for 500 days because GainBucks will most definitely close in a couple of months without allowing you to break even. Even the excuses given by the admin in the above explanation are very contradictory and shows his true nature. What is the use verifying a postal address which is unheard in the HYIP industry anyway (LR accounts are totally anonymous) when you can simply pay the due amount to the same account you received the deposit from? And it’s not some kind of secret information like the admin of GainBucks tries to present trying to justify selective payouts but is available on the LR site by tracing the payout batch number. That is what I asked him in my last email which will definitely remain unanswered because he knows that I’m right and he simply doesn’t make any sense and contradicts himself. Sorry, but I have a lot of experience here. I know the tricks and I know when the admins are not being honest. Well, this won’t work with MNO which does not tolerate selective payouts, especially when it sees a clear pattern used by similar programs in the past. Remember, that you cannot scam me and it’s much better not to fix the problem than to reply with such lies which only expose your program. Please note that GainBucks will be moved to Problem status on MNO tomorrow in case I don’t get any confirmation from my reader about his payouts. In my opinion such people are the only ones who lose their money very fast if greed takes over them. So don’t be like this and use your head before investing in such too-good-to-be-true plans!

Last night the site of PrimFix (reviewed here) went offline and the admin sent an urgent update informing the members that due to some spam complaints received by their hosting provider they would not be available for the next 24 hours. Well, at the time of writing the issue due was dealt with and the admin of PrimFix announced that the site was back online. Once again you can deposit into any of the three plans paying on expiry (120% after 15 days, 160% after 30 days, 210% after 45 days) using AlertPay, SolidTrustPay and LibertyReserve payment processors starting from a $10 minimum. The first payouts from PrimFix are yet to be processed and are due in a week or so. I will inform you on my blog as soon as I get mine. Here is the latest newsletter from the admin of PrimFix Derek:
Dear members,
As you may have noticed, our website is now online again. We apologize for the down time, our hosting provider got our website down due to some members spamming the website, we are editing our terms of service to reinforce how spam can affect our business, we will let you know when that is finished. We have deleted three user accounts from PrimFix due to spamming. We encourage you to promote our website, but please do it as our terms of service allow you.
We would like to thank you for not panicking and for the nice messages we received on the past 24 hours. Payments are going out as usual and our website is fully functional again.
Once again we apologize and thank you for your patience,
Have a great day, Derek”.

I would like to let you know that just a few minutes ago I have received a reply to the the second interview from the admin of the current #1 program on MNO ExtraIncome, Phil Whitaker (read the first interview with him here). I think it was the right time to do it as a few months passed since the first one was published. Of course the investment plans offered by ExtraIncome (120% after 5 days, 145% after 10 days, 170% after 15 days) were properly explained in my original review of the program published here and they didn’t change they first came online over four months ago. But I know that investors still encouraged me to do the second interview and I included some questions that were sent to me because interest in them is simply tremendous now and I hope it will help you learn more about the program and perhaps even make ExtraIncome part of a well diversified HYIP investment portfolio. Stay tuned as the full interview will be published on MNO next Friday!

Tomorrow I will be reviewing a newly launched short term program that has been added to MNO premium list today – AutomaticEarn. The program offers two investment plans – the first features daily payouts (25%-28% for 5 days) while the second pays on expiry (135%-157.5% after 5 days). The most interesting feature of the program is the automated payouts which do not need to be requested to your LibertyReserve and PerfectMoney accounts. I was already paid the first ref commissions automatically to my LR and PM accounts which made me move AutomaticEarn to Paying status on MNO already. So I’m looking forward to receiving the first payout on the daily plan which I joined and reviewing it after that. By way of introduction I would like to emphasize another interesting thing about the program is the script which I have never seen before. But that’s good because for such short-term programs not having a generic GoldCoders script is already a huge advantage. AutomaticEarn is properly SSL-secured and is hosted on a very serious hosting provider RackSpace which I remember only from the golden age of HYIPs when they were huge, but never saw much of them after that. However me their “whois” page shows a shared server which is definitely not such a good idea as a dedicated server which is mentioned on the site. There are also some contradictions in the site’s FAQ, mainly that they mention AlertPay as an accepted payment processor which is not in fact accepted yet. But I have contacted the admin of AutomaticEarn and hopefully he will clarify everything by the time the review of his program is published on MNO tomorrow.

Here is the list of the programs that paid me for the last 24 hours:
IvaStock, SafeDepositary, DreamRoi, ExoticFX, OilCapital, CitrusFinance, EliteAlliance, ExtraIncome, MGFunds, SquareBoxTrends, ReserveInt, DubaiInvest, GulfReserve, GorgonProjectInvest, InvestNetGroup, PicoProfit, ProfitDeluxe, SiliconValleyGroup, DynamoFunds, MakeDepositToday, BrilineLimited, ImperialFund, WallStreetCompany, MidasGoldFund, Opulentia, PermanentProfit, Agromatica, RebelFunds, GainBucks, ViscoCorp, FondosMayores, BusinessVentureFunds, EurexTrade, UnicornInv, EarnoSphere, Roserlink and AutomaticEarn (the first payments received).

That’s all for today, guys. I hope that the information provided was useful for you and I hope you will support my work by visiting my blog daily and subscribing to the daily news. See you tomorrow with the detailed review of the new short-term program AutomaticEarn and all the important daily news and updates from the HYIP industry. Stay informed – stay with MNO!

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