BEWARE! THIS PROGRAM IS PAYING SELECTIVELY! DO NOT INVEST!

Hi all! Hope you’re all keeping well after the weekend. It looks like an interesting start to the working week for me with quite an eye-catching new short to medium term HYI program just being added to my monitor over the weekend. It’s called Alteriva and it just started working last Friday. In many ways it’s more or less a traditional HYIP in terms of how it works and what it offers but there are a couple of interesting features to it as well that I’ve not seen elsewhere. So before we get to the day’s news I want to take a closer look at it. See what you think.

Alteriva has a total of four investment plans for you to look at. All of them make just one single repayment to you which is done on expiry of the term. The first and most basic of them sees Alteriva offer 112% interest, principal included, after a term of one calendar week. It’s called The A1 Basic Plan and can be joined for a $10 minimum. The maximum deposit is limited to a fairly conservative $300 but I guess that’s still more than enough for most regular players.

Of course if you want to spend a little more then who better to accommodate you than an online HYIP? The A2 Classic Plan sees Alteriva accept deposits starting from a $50 minimum up to $600. In return for that they offer a single payment of 128% including your principal on expiry of a two calendar week investment term. For smaller investors that’s only a slight mark-up on what you could expect from re-investing in the first plan for a second cycle, though may be more suitable if you’re making a bigger spend.

Alteriva‘s third plan, the A3 Senior Plan, runs for a term of three calendar weeks. The minimum you will need to join this one goes up to $100, as does the maximum which increases to $2,500. On expiry of the term you can then expect a single payment of 150% interest, a figure that again includes your principal.

And finally the A4 Advanced Plan runs for a term of five calendar weeks. It will cost you a minimum of $200 to join, however if that’s a chance you’re willing to take then the return being offered by Alteriva is 200% which includes your principal, or in other words double your money. The maximum deposit your are allowed to make in this plan is $12,000.

I like the way the admin has kept the minimum deposit levels in all of his plans to sensible levels. Too many programs make the counter productive move of slapping some frankly ridiculous price tags on their plans putting them beyond the reach of the very people they are trying to attract, but Alteriva are making theirs accessible to a much wider audience which should hopefully give them a boost in the popularity ratings.

Something else that won’t hurt is the good spread of payment processors. AlertPay is included along with the usual LibertyReserve and PerfectMoney. Personally my own first payout (of ref comms) was made instantly though that’s not generally guaranteed. The Alteriva admin specifies that payments need to be requested from within your member’s area and that he requires up to 24 hours to get them completed for you. And in a fairly unusual step for a short term program Alteriva are also offering an early withdrawal option. With plans that only run from one to five weeks in the first place it’s unlikely that many investors will want or need to avail of the service, but I guess there is that sort of “psychological safety-net” that makes people feel a bit easier. So if you do need to get your principal back before expiry in an emergency you can do so, however keep in mind that a 20% penalty fee will be deducted.

Alteriva has an SSL secured website hosted on a dedicated server and protected by Dragonara. It’s running on an original and specially developed script with a lot of interesting features. One particular security feature that will catch your eye when signing in to your account is the unusual alternative to the traditional turing code. What you will see instead is a series of six small photographs, mostly of the faces of animals, famous people, or little cartoons. One of these photos is upside down, and that’s the one you then need to click on to access your account. The website is also translated into several different languages including German, French, Spanish, Italian. Chinese, and Russian. And having read the Russian version myself I can confirm that it’s a proper professional translation rather than an automatic one.

Communications in general seems to be a prominent feature in Alteriva. The program has its own YouTube presentation for example, but something that may prove more beneficial in the long run is that they have their own members support forum as well as their own Live Chat room. They’re a bit thinly populated at the moment which is only to be expected considering Alteriva is so new, but it’s up to the members themselves to take advantage of the features which I’m sure they will as the program grows. Other than that you can always get in touch with the admin directly by filling out the ticketing form on the contacts page and submitting it.

Content is original, as is the general appearance of the website which in places resembles an 18 to 30 or a ClubMed holiday brochure more than an online investments website. But anything that sets it apart from the pack can’t be a bad thing I suppose. Officially Alteriva don’t really say all that much about what they are doing to generate such high profits. Sure, they say how great it is to earn, but very little about how to actually go about doing it. However we all know that short term HYIPs come and go, I have a better feeling about this one. Not an endorsement you understand (so don’t misquote me on that) but just a general feeling of cautious optimism. I mean the fact is that more work and organization has gone into Alteriva than the average online HYIP, which kind of indicates to me that no matter what actually happens next, they are at least serious about launching a serious and competitive program with a wide reach. I can’t say if that’s what’s really going to happen, but there’a a decent enough chance of it I’d say. Just remember the usual rules of sticking to strict spending limits and keeping a diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

Finally, the Pre-Release stage of Forex Trade School under the supervision of the main program ExoticFX which was already reviewed on MNO nearly two months ago (read it here) has been launched. By joining this brand-new Forex Trade School you will be enjoying all the benefits that were already mentioned many times in the previous updates from them. I think this is a really wonderful opportunity for those who want to try their luck and learn how to trade ForEx totally free under the supervision of their future mentors. I wonder where else you can get this information for free and will be able not only to earn a living from trading by the end of your training but also will be able to earn commissions by attracting others to the ExoticFX program itself which is paying pretty lucrative returns on variable investment plans with daily returns and principal back on expiry (1% for 120 business days, 1.2% for 140 business days, 1.45% for 160 business days, or 2% for 180 business days) or with the profit credited daily and paid as one single payment on expiry (110% after 2 weeks, 125.6% after 4 weeks, 146.5% after 6 weeks, 192% after 8 weeks). ExoticFX accepts LibertyReserve, AlertPay, HD-Money and GlobalDigitalPay and the minimum to invest starts at $10 which is quite affordable for the vast majority of investors. Just to realize the admin Charles’ passion for his program I would advise you to read my exclusive interview with him which was published on MNO and can be read here. The latest news and invitation to join the Pre-Release of the Forex Trade School launched by ExoticFX and the latest news for the soon-to-be traders and current apprentices is given below:
“Welcome to the ExoticFX Forex Trade School Pre-Release Site
The Forex Trade School is now available for registration. ExoticFX.org
Before we begin, I want to announce that this location, layout and design are temporary during this Pre-Release phase.
The actual site is in development along with the Forex Traders Apprenticeship Program and the Forex Trading Room. The site will be similar in style to our sister program.
The Video training will be released here as soon as everything is properly compiled for delivery. You will be notified via email when that time comes.
Understand that you are among the First and as such you are on the cutting edge of a Fantastic Array of Educational releases as well as a phenomenal trading and business opportunity endeavor. Your participation is critical to our success. Our goal is to provide you a systematic Forex Training program that then leads you into the use of our Forex Trading Room and Forex Trader Apprenticeship program and ultimately into the Professional Mentor position.
You should start immediately by
– Familiarizing yourself with this site
– Downloading the 1st Training Manual
– Reading the archived Exotic Trend Trader messages
– Signing up for the ExoticFX Blog
– Following us on Twitter and/or Facebook
Realize that this is a work in progress. You should consider yourself fortunate to be here at the beginning. Thousands of members will be attracted here. Because you are among the first, through our affiliate program you will be able to earn Huge commissions in the future for assisting us in bringing them.
Your Affiliate link is available here in your members area. Use it to lead those that you encounter to this program.
Many of those that arrive here will also be drawn to the sister program ExoticFx.net.
ExoticFx.net is a Hands-Off Forex trading platform that guarantees a Daily Interest Profit.
Since you are going to attract others to the FTA and the EFX program simply by association, you should register and benefit from the affiliate programs of both programs.
ExoticFx.net is also a fantastic opportunity for you to profit while you are going through these training programs.
Initially this program will begin with the Training Manual and the Basics videos.
Additional programs will be added along the way and we will keep you informed as they arrive.
Be Patient as it will all be worth the wait.
ExoticFX Training Team”.

I’m glad that the upcoming Live Chat with the admin of BusinessVentureFunds Jonathan (interviewed here) has been confirmed now and after a long break the chat is returning to MNO readers on Friday, at 20-00 GMT (London time). Of course, as usual not only will you be able to ask all your questions to the admin of BusinessVentureFunds but you will be able to earn some nice cash prizes which are always a nice bonus for MNO chatters. I will set a reminder on top of my blog tonight so you will make sure not to miss the event. I remind you that in order to participate in the chat you have to have an account registered and approved by me but it’s usually a very fast process, won’t take you more than 24 hours and only requires your email address in return. To refresh your memory about BusinessVentureFunds I can tell that the program pays 2.15%-2.85% for 120 business days returning you principal on expiry. In order to make a deposit in BusinessVentureFunds you don’t have to create an account but rather to invest the minimum of $5 via AlertPay, LibertyReserve or PerfectMoney and get paid on every business day straight to the e-currency account you joined with. It’s that simple! Anything else you should know about the program can be read in my review of BusinessVentureFunds published here. This is the latest news from the admin of the program regarding the upcoming Live chat on MNO this Friday:
“Hello all,
In a follow up to the announcement yesterday, I would just like to confirm that I will be attending the Live Chat session conducted by Money-News-Online on Friday (Apr 22nd) at 20.00 hrs GMT. If you have the time, please do attend and get all your queries answered directly by me. There will also be some attractive prizes on offer, so don’t miss it!
Regards, Jonathan”.

For the last couple of days I received many emails from readers asking what really happened to OilCapital which has been offline for over two days now. I can understand your frustration and despair because nothing (literally nothing!) indicated that OilCapital had issues and might disappear so soon after the latest encouraging update was published. I guess even for the admin of the program that came as a surprise as I doubt very much he expected it either. If yesterday I got a reply from him then today there was absolutely no news from an otherwise pretty communicative person and I’m afraid this is a very bad sign for OilCapital investors. Just like the rest of you I have no additional information that would be confirmed by the admin on what caused this downtime and very possibly the demise of the program (because the longer the site is offline the slimmer the chances for recovery are). I can only speculate on the reasons for what happened which resulted in such bad outcome – was it the result of sophisticated hackers, was it due to some unresolved issues with OilCapital‘s hosting provider Dragonara or extended DdoS-attacks or anything else – I can only guess what went so wrong. Anyway, OilCapital is/was a very good program that paid till the very last minute online and possibly fell victim to hackers. The explanation that is closest to the truth is that somebody did everything possible to destroy the program and make it close prematurely due to his own personal agenda with the admin. We all saw some recent smear and bad voting campaigns against OilCapital on popular monitoring sites and I would not be surprised if those people were behind the closure of the program. Anyway, if the site of OilCapital is somehow miraculously back online within the next couple of days I would suggest to still be careful and do not deposit in it until the payouts are instant again. Until that happens OilCapital will remain on Problem status on MNO. Sad but true, guys!

The site of Opulentia (reviewed here) was not accessible for me for a few hours today. I contacted the admin of the program Daniel (he was recently interviewed on MNO here) for an explanation and got a very speedy reply from him. He said that due to the program’s migration to a new faster server which was required due to increased traffic as a result of the speedy growth of Opulentia the site was not fully propagated and was not accessible in some areas of the world. Well, after some time the website was again available and I’m glad that the admin took measures to ensure that even higher loading on server will not prevent the program from being viewed. Opulentia recently added AlertPay and SolidTrustPay to the already available LibertyReserve, PerfectMoney and GlobalDigitalPay and is now accepting all the popular payment choices. The minimum to invest in Opulentia is only $1 to both daily (paying 2.15% on every business day for 365 days) and weekly (providing weekly 11% payments for 55 weeks) plans. More about the recent issues can be read in the recent update from the program’s admin Daniel accompanied with the link to the recent interview on MNO posted a couple of days ago:
“As we just went through a migration to a new server we apologize for any problems that the process might have caused. Please do understand that we must keep security our top priority, and due to the rapid expansion of our program we really required a faster and more secure server so we opted to do a relatively quick migration now rather then suffer for not doing it later. If you still can’t access our site it is due to DNS propagation which is a slow process and can, depending on your region and your servers, take up to 24 hours to complete.
By the way, you can read  interview with Mr. Beletzky here:
http://money-news-online.com/blog/2011/04/16/16042011-interview-with-the-admin-of-opulentia/
Thank you for your trust.
Best regards, Opulentia Support”.

I have successfully finished the first cycle in AutomaticEarn (reviewed here) today and received the last payment to my LibertyReserve account. As usual it was totally automated and I didn’t have to bother requesting anything. I guess that’s the main feature attracting so many investors to the program which is running off a totally unique script offering totally automated payouts to LR and PM on the following plans – 25%-28% for 5 days and 135%-157.5% after 5 days. Since the first cycle was finished in AutomaticEarn today and all first investors were in profit already I guess it’s the right time to get acquainted with the admin of the program who returned my interview questions today and will be published on MNO tomorrow. Please stay tuned for that if you want to learn more about AutomaticEarn!

For the last 24 hours I was paid by the following programs monitored by me:
GoldInstant, CitrusFinance, ProfitDeluxe, ReserveInt, BrilineLimited, GulfReserve, GorgonProjectInvest, PicoProfit, SuperMoneyInv, WallStreetCompany, ExtraIncome, SiliconValleyGroup, IvaStock, AutomaticEarn, UnicornInv, EarnoSphere, Walwex, ViscoCorp, MGFunds, BusinessVentureFunds, Opulentia, OrientProfit, MidasGoldFund, MakeDepositToday, Roserlink, Alteriva,  RebelFunds and EliteAlliance.

That’s about all the news for today, guys. Stay tuned for tomorrow’s review of a new very promising long term program called BrantonsGroup accompanied with the usual news section from the HYIP world. See you tomorrow on MNO!