BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Happy Easter everyone! Or indeed Passover if that’s what you’re celebrating, but whatever it is I hope you’re all having a good weekend so far. There’s a couple of news stories to get through this evening, some of them good but others frankly are a bit less encouraging. Before moving on to that however there was a new short term program added to my monitoring list a couple of days ago called DollarWallet which seems to be catching on in a big way with investors if their own statistics are to be believed.

DollarWallet started last Thursday just before the holiday weekend so we’ll see when the new business week starts on Tuesday if they can sustain this initial growth spurt. Meanwhile the best thing to do is take a look at their investment plans and see if you think they offer something suitable for you. They offer four short term plans in total that offer various rates of interest based on how much you’re prepared to invest and for how long. All of them make one single payout on expiry and include your principal as part of that payment. One of the plans is a bit longer term and if I’m honest a bit too much of a gamble for my liking (more on that in a moment), but the others could be worth a couple of bucks for a fast profit as long as you play it sensibly.

The first plan runs for a term of just 1 single day. So in other words if you join it today DollarWallet will pay you tomorrow, and since the program’s launch last week there are plenty of investors around who have cashed in on this one already. It costs $10 to join and for anything up to $100 the return on expiry will be 105%. For example if you put $100 in today you could claim back $105 tomorrow, or $5 profit plus your principal. If that’s not enough for you then DollarWallet offer the following rates for higher deposits:
106% for deposits between $101 and $500, 107% for deposits between $501 and $2,000, and 110% for deposits between $2,001 and $5,000. You can check your own account area for what’s on offer to larger amounts than that if you’re interested, but the maximum rate is 130% and the maximum deposit is $50,000.

For a slightly longer investment term of 3 days, but for a no less affordable minimum deposit of $10, DollarWallet offer a single payment on expiry of 116% on anything up to $100. So in this case were you to invest $100 today you would hope to get back $116 on expiry. The figure already counts your principal as part of that so it’s a $16 profit. Sounds OK but if we break that down to average day by day income we can see it’s only very marginally better than reinvesting in the one day plan for three cycles, so do keep that in mind when deciding which plan is really the most suitable for you. Otherwise for larger investments DollarWallet are offering the following rates:
120% for deposits between $101 and $500, 124% for deposits between $501 and $2,000, and 140% for deposits between $2,001 and $5,000. Again check your account area for what’s on offer to larger amounts than that. The maximum rate is 200% and the maximum deposit is $50,000.

Next on the list is a plan that runs for 10 days. Granted that’s more of a risk but with the minimum deposit remaining at $10 you don’t really have to make too much of a financial commitment if you want to play it for fun. In exchange for anything up to $100 DollarWallet are this time offering 160% interest in the form of one single on expiry payment that includes your principal. So $100 this time should, if all goes well, get you back $160 at the end, which is $60 profit plus principal. For larger deposits you are offered the following:
180% for deposits between $101 and $500, 200% for deposits between $501 and $2,000, and 240% for deposits between $2,001 and $5,000. I think most experienced players will agree the interest on larger deposits is going to be difficult to sustain, though it’s also difficult to envisage too many investors taking the risk to begin with so hopefully it won’t put too much of a strain on the program’s cash flow. Check your own account area for what’s on offer to larger amounts, but the maximum rate is 500% and the maximum deposit is $50,000.

Finally DollarWallet’s highest risk and longest term plan runs for a term of 25 days. Interest rates here are less likely to be workable so if the temptation to try it out just proves too much for you do try to keep it as low key as possible. It will cost you a $10 minimum to join and for anything up to $100 the payout – which is made on expiry and includes your principal – will be 350%. Very nice if it works out, and while it’s your money and your decision I myself would be slow to look past the shorter term options. But anyway, for larger deposits DollarWallet offer the following rates:
400% for deposits between $101 and $500, 500% for deposits between $501 and $2,000, and 800% for deposits between $2,001 and $5,000. You can check your own account area for what’s on offer to larger deposits. The maximum rate is 1300% and there is no maximum deposit.

DollarWallet offers instant payments to AlertPay, LibertyReserve and PerfectMoney which I suppose isn’t a bad spread by industry standards. Under normal circumstances payments are made instantly. Just log into your account and request it, you should then have your payout in under a minute. This service is not guaranteed however, and occasionally the admin will have to replenish the program’s accounts. If that happens you are asked to allow up to 24 hours. In fact it’s probably best that you just allow 24 hours anyway and take anything faster as a bonus.

The website is running off a licensed GoldCoders script. Hosting is from Dragonara who who are keeping DollarWallet on a dedicated server. If you have any questions or account related issues you can contact the admin is by filling out your details on the ticketing form found on the support page and submitting it. DollarWallet also have a Live Chat feature which isn’t a 24 hour service and do not offer any information about the best time to find an operator there. Also SSL encryption does not currently feature.

In an unusual move for the HYIP industry the admin of DollarWallet offers a weekly draw, the winner of which will be receive a $500 ready to use pre-paid Visa debit card which he will be able to later fund with his profits from LibertyReserve or PerfectMoney. Now, not to sound cynical towards a new program or anything but I have seen a large number of online HYIPs offer debit cards over the years but have yet to see a single one of them successfully implement it. We’ll wait and see how it works out this time but I wouldn’t be considering this offer as exactly a “selling point” for DollarWallet just yet. In the event that one of you actually gets selected to win this prize however, I would just give a quick word of caution. It hasn’t been explained at this point what will be required of you to receive this debit card, so if you get asked under NO circumstances should you submit scans of identity documents, utility bills, or any other personal information. I’m not saying that’s what’s going to happen here, but it is what happened with every other HYIP that tried to issue cards.

Texts are not original so in the unlikely event that you didn’t know this already you should only be treating DollarWallet as an online HYIP with all the potential rewards and pitfalls that accompany it. So as ever be aware of what you are getting yourself into, spend well within your means, and always try to use any one HYIP – DollarWallet or otherwise – as part of a diverse and varied portfolio.

DAILY NEWS FROM THE INDUSTRY.

The biggest buzz online today was around the most successful short-term program of recent times that suddenly closed – ExtraIncome. The successful story lasted for over four months and many investors in profit were even wondering how it could last for such a long time. Of course not all the investors were in profit as ExtraIncome became really huge recently and possibly couldn’t stand the heat of payments anymore. Without warning the withdrawals to all payment processors have been switched off at some moment today and then the site of ExtraIncome went offline for some time just to re-appear once again an hour later, but missing its official forum and rating page. Well, after that everything became clear and I immediately moved the program to Problem status where it belongs now. I must say that the admin of the program Phil confirmed to me that his program had been closed but for me the reason was way too unbelievable to even seriously consider that (however, everything and anything can happen in this industry, you know):
“Hello Paul. Our website has been hacked and a lot of user payment processors has been changed and their balance transferred to LR account. We could not keep it”.
I would correct the admin a little bit. For me it looks like he was the only one who moved the funds to his LR account. Well, definitely he would not suffer because of the hack if it ever took place unlike some members, but I really hope that he will open another program soon because such admins like Phil who are capable of running a short-term program paying 120% after 5 days for over four months having completed over 25 cycles is absolutely stunning and sometimes even unbelievable. I wish there could be more such programs like ExtraIncome that could last for so many cycles and let so many investors earn. I’m truly sorry for those who lost in ExtraIncome but this couldn’t last forever and you might know that if you are a regular MNO reader. Let’s look for another leader in the short-term market soon, guys!

Another program whose status is kinda shaky and unstable at the moment is IvaStock (reviewed here). There were some complaints here and there reporting delayed payouts and I cannot help but notice that. Today one of my referrals in IvaStock contacted me for help due to his delayed payouts and I immediately asked the admin to pay him (which he did) and explained everything due to extra religious activities. Well, I am not quite sure what people usually do on Easter that might prevent them paying their bills, but it looks to me that his program might be in trouble. I might be mistaken, so guys, if you are not paid from IvaStock for over 24 hours please let me know. At the moment I would advise holding off from further investments in IvaStock just in case it’s going to scam soon.

There was some more news today from one of my Top 10 popular programs ExoticFX (reviewed here). Let’s discuss it in a nutshell before letting you read it in full. I know that some readers have limited time to read all the lengthy daily updates from ExoticFX so to keep you updated I will try to give you a brief recap of the latest news from them. Ok, so ExoticFX for the first time exceeded 2,500 active members which is not a bad result for a program offering low-ROI plans with daily and on expiry payouts (read more about the program in my interview with its admin Charles Martinsen here). By the way, according to the administration the most popular investment plan in ExoticFX is 2% for 180 business days with principal returned on expiry with over the third of all the investors depositing there. I find it really hard to believe as the minimum to invest in this plan is $1K and as you know HYIP players are not keen to deposit such high amounts in any program, even if it looks so real as this one. Anyway, from the other news the Live support software is now placed in all the pages of ExoticFX to find the proper support faster and in a more efficient way has been changed to a more professional version. The Forex Trading School is also taking shape nicely with the first videos added and if you want to learn to trade for yourself you really shouldn’t miss this completely free opportunity. Some testimonials from the stunned participants of the Forex Trading School have been made public as well further strengthening the position of ExoticFX as one of the leading HYIPs now. Here is the full newsletter:
“ExoticFX and EFX Forex Trade School News
ExoticFX
I cannot express enough my excitement regarding the growth we are experiencing at ExoticFX. We have exceeded 2,500 active members, and as you will note on the Top Traders page there are numerous investors that have not only invested heavily, they have invested wisely.
Our most popular Investment is the Daily180 with about 34% participating there. This is a change that has been developing since we have paid numerous Term8 investors and they began making the transition to the Daily180. Because of the compounding feature, it is the highest paying plan we offer. I suspect many will follow the example previously given whereby they compound for a period of time, then reduce compounding and begin to take profits part way through the investment term.
The new Instant Live Support seems to be appealing to those that have used it perhaps because it is private and easy to use as well as readily available when and where needed. We did change the Instant Live Support software to a product more user and website friendly. We would appreciate your feedback as we strive to provide the very best product available.
Forex Trade School
Our Forex Trade School is being well received. Remember, please, that this is still a Pre-Release phase. We are working behind the scenes to create a phenomenal opportunity for you to actually change your lives and become financially independent by investing online, outside the schemes of the Ponzi programs and inefficient Forex platforms that are more interested in stealing your wallet than in seeing you become successful. We aim to provide you the necessary knowledge and information to escape this trend and trade for yourself. If you are fortunate enough to be chosen for the FTA program internship, then of course you will have even more opportunity to grow and learn while using our money to do it.
With the Education we are Providing You Will Develop the Skills Necessary to Take Hold of the Reigns and Become The Master of Your Own Destiny!
We have added some of the Forex Trade School Basic videos. I want to stress again, these are designed for the newest of new forex participants and investigators. They are easy, slow, repetitive videos designed to provide the first level forex experience.
Again, read the manual, watch the videos, set-up your demo account and practice as we develop the next phase of this pre-release and continue to work on the Ultimate Forex Trading Platform.
We would like to thank the members who are posting on our blog regarding the FTA and EFX Programs and we wanted to show you all some of the comments we are getting.
wralyn says:
April 22, 2011 at 8:17 pm
Wow this is so exciting, Ive already read every article, and read the entire e book, and I come back every day for more information to absorb. Now Im just going to u-tube watching videos, and I set up a demo account, and Im going to make a practice trade using the recommends u have on the FTA site.
I cant wait to get the ball rolling on this, It is such an amazing opportunity, I dont know if people really fully realize the scope of what u guys are offering here, heck I dont know if I even know, but all I know is that my gut tells me to stick with u guys. That being said you guys are amazing here at ExoticFX, and I look forward to working with you more extensively!!!
Yolanda Matthew says:
April 22, 2011 at 11:36 pm
I am very proud of Exotic. The company has been growing tremendously at a very fast pace. Investors are looking for security and then profits later. With these new programs being implemented on Exotic, it increases the credibility of this company and makes it easier for current members to get referrals because the layout of the company speaks for itself. There is no guess work everything is written and is found to be true by actions. Just keep doing what you are doing and I know you will be number one on MNO and other forums as well
mrgsnell2 says:
April 20, 2011 at 10:42 pm
I have invested in the hyip market for over 5 years, and I must say that ExoticFX is bringing a whole new way of investing and learning to the table. With the dollar at a all time low and the Stock Market fallen. Well ExoticFX just might be the next big program to get us all on our feet.
Chalit T says:
April 22, 2011 at 11:56 am
Thanks Charles. This is more like a school now..an exciting assignment from a professor.
I am no Professor, but I sincerely appreciate the replies and compliments.
Let me close by reminding you
There is not one program on the same level as ExoticFX. We have told you from the start
We Will Be the Number ONE Program of ALL Time!!!
All you need to do is LOOK at the Evidence, Evaluate the Current Market Conditions, Analyze the Overall environment, and Make the Safest and Most Profitable Play the Market allows and the result will be
Just Profits! … ExoticFX.net
Charles Martinsen. ExoticFX Admin”.

Ok, now for some good news from GulfReserve (reviewed here). The site is back online and like the admin of the program Alina promised last night it’s working and loading just fine. The instant withdrawals to LibertyReserve, PerfectMoney and AlertPay are also switched on and you will be paid on both plans on offered – 4%-5.5% for 30 business days and 1.2% for 150 calendar days – instantly as usual. To sweeten the Easter celebration the imaginative admin opened a so-called Easter Egg Hunt where by finding an image of Easter egg on one of the pages in your member’s area you will be able to get a 1% to 2% random cash bonus which you can immediately withdraw to the e-currency of your choice. The sweetest thing though that even the registered members with no active deposit in GulfReserve will be able to get $0.10 cash bonus to their account. Please note that only those registered before the start of the contest will be paid the bonus and if you create multiple accounts in order to abuse the system you will not be paid either. The honest members of GulfReserve shouldn’t be worried though as they got a perfect Easter gift I guess and some entertainment all in one. Here is the latest newsletter from GulfReserve:
“Easter Egg Hunt is ON…
Well I’d just admit that past 24 hours weren’t just that ideal as I would always expect to be due to technical errors and all those creepy errors all around the site, and even though I just got off my flight to Vilnius from Dubai but I got some excellent news from GulfReserve team that they made my idea of “easter egg hunt” on GulfReserve a reality!
Alright here is deal… We have hidden a cute little easter egg “somewhere” inside your account area and provided you find and click on it, You will get rewarded with (random) bonus ROI of 1% to 2% and if you ain’t one of our investors then worry not as always you can still earn with GulfReserve as our free membership base will earn $0.10 USD which can be withdrawn instantly to any payment processor of their choice!
I am sure you all love being part of GulfReserve and I am not going to write more as for now and I wish Happy Easter to all of our members who celebrate it and for the rest, Happy weekend!
Regards, Alina.”

The admin of JzBux which is the only paid-to-click site listed on MNO announced in the latest update that to celebrate Easter the members will be given the opportunity to purchase different types of memberships in the program as well as rent the referrals with significant discounts which will only be available for a few hours. So grab this opportunity if you want to increase your earnings and get to the next level compared to what you can get by remaining a free member. If you don’t know much about paid-to-click programs please refer to my review of JzBux which was published here. And also I’m going to send some interview questions to the admin of the program Shannon within the next 24 hours, so if you have anything to ask about JzBux you’re welcome to submit your questions in writing to my email address abramsonp@gmail.com I’m always glad if MNO members contribute to interviews by asking their own questions to the admins. This interview will be even more exciting as it will be the first PTC admin interviewed on MNO blog, so don’t miss the opportunity to participate! Here is the latest news from JzBux announcing the holiday discounts for members:
“It’s Easter, and to spread some celebratory cheer, JzBux is offering some incredible specials!
Diamond Discounts
Diamond memberships are the premier option at JzBux, featuring unlimited referrals, higher activity filters, more advanced statistics and tools, and instant cashouts!
1 Month Diamond Memberships are not normally available… the 48 hour sale price is $99.99!
3 Month Diamond Memberships are not normally available… the 48 hour sale price is $149.99!
6 Month Diamond Memberships are normally $399.99… the 48 hour sale price is $199.99, plus we’ll add a FREE extra month!
12 Month Diamond Memberships are normally $599.99…. the 48 hour sale price is $249.99, plus we’ll add a FREE extra year!
Golden Discounts
By far the most popular membership at JzBux, Golden memberships allow anyone to earn a significant income with a minimal buy-in price!
1 Month Golden Memberships are normally $9.99… the 48 hour sale price is $8.99!
3 Month Golden Memberships are normally $25.99… the 48 hour sale price is $22.99!
6 Month Golden Memberships are normally $45.99… the 48 hour sale price is $35.99, plus we’ll add a FREE extra month!
12 Month Golden Memberships are normally $69.99… the 48 hour sale price is $49.99, plus we’ll add a FREE extra year!
Silver Discounts
1 Month Silver Memberships are normally $3.99… the 48 hour sale price is $3.49!
3 Month Silver Memberships are normally $9.99… the 48 hour sale price is $7.99!
6 Month Silver Memberships are normally $15.99… the 48 hour sale price is $10.99, plus we’ll add a FREE extra month!
12 Month Silver Memberships are normally $24.99… the 48 hour sale price is $14.99, plus we’ll add a FREE extra year!
Deposit Bonus
All rental balance deposits made via PayPal, AlertPay, or Liberty Reserve for an amount below $50 will get an extra 3% bonus!
All rental balance deposits made via PayPal, AlertPay, or Liberty Reserve for an amount between $50 and $100 will get an extra 5% bonus!
All rental balance deposits made via PayPal, AlertPay, or Liberty Reserve for an amount greater than $100 will get an extra 7% bonus!
All payments and bonuses will be automatically processed, you will not need to wait to receive any of these promotions. Enjoy!
All offers expire at 3:00 server time on April 26th!”

Another reminder about the ongoing cash bonus contest which is going to expire tomorrow was sent today by the admin of BusinessVentureFunds Jonathan (interviewed here) accompanied with the link to the full transcript of MNO chat that took place on Friday night. They don’t pay on non-business days so you should expect the next payment from 2.15%-2.85% for 120 business days plan to your AlertPay, LibertyReserve or PerfectMoney accounts only on Tuesday. Here is the latest newsletter from BusinessVentureFunds (reviewed here):
“Hello all,
Just wanted to update you all on the chat session conducted by Money-News-Online on Friday. There were a few technical issues, but overall things went on quite well. A big thank you to all those who attended in spite of it being a holiday weekend. And of course, congratulations to all the prize winners! Those of you who were unable to attend the chat session can read the transcript using the below link. Quite a lot of questions were asked by the members, so I am sure you will find some useful information about BusinessVentureFunds and our operations.
http://money-news-online.com/forum/viewtopic.php?f=44&t=1895&start=0
Also, do note that there’s just a little over 24hrs to go for our Easter Promo offer to close. For those of you who are unaware, our Easter Promotion lasts till April 25th and is valid for both new and existing members. All deposits made till 25th of April will receive a random cashback to their ecurrency account upon deposit. The random cashback will be anywhere between 5% to 15% of the deposit amount and you will receive this cashback within 12 hrs from the time of deposit. We have had some delay in processing the cashback payments because of the holiday weekend. In case we have missed processing any of the cashbacks, please do get in touch with us and we will sort it out ASAP.
Regards. Jonathan”.

There was a small news announcement on the site of EurosFund which is going to be reviewed on MNO next week:
“Multi Languages Available
Member can choose their prefer language to view our website.”
Unfortunately, this update was kinda misleading and disappointing to say the least. I don’t think that the addition of the small image for Google translator is considered to be such an effort from the admin’s side. It definitely cannot be compared with a professional translation to different languages that I would be excited about.
Anyway, just to keep you updated I would like to say that I have received my first payment today from EurosFund from 2.5%-4% for 60 days to my LibertyReserve. So you must expect the review of the program to be published on MNO blog pretty soon.

MakeDepositToday has upgraded its listing on MNO today from Basic to Premium and I would like to introduce it on my blog tonight and hopefully review it tomorrow. The program only accepts LibertyReserve and PerfectMoney and provides instant payouts to several different investment plans ranging from short- to medium-term – 105%-125% after 1 day, 130%-220% after 5 days, 170%-480% after 10 days, 220%-750% after 15 days, 2600%-3100% after 35 days, and 300% after 3 days. MakeDepositToday has been listed on MNO monitoring for 15 days already and paying properly every single day so far. MakeDepositToday features a licensed GoldCoders script with SSL-protection and is hosted by the Ukrainian provider AntiDdos. More about MakeDepositToday and its investment plans will be discussed in the upcoming review on MNO. Stay tuned for that, guys!

Apart from EurosFund I have been also paid today by the following programs:
ProfitDeluxe, EuropeFund, DollarWallet, CitrusFinance, PermanentProfit, PicoProfit, AutomaticEarn, CitaFund, BrantonsGroup, GorgonProjectInvest, BrilineLimited, JzBux, GulfReserve, ImperialFund, ViscoCorp and IvaStock.

That’s all to report for today from the HYIP world, guys. Stay tuned for tomorrow’s news and updates and Happy Easter, everyone!