BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hello all! Before the day’s main news stories I want to start today’s update with a look at a brand new short term program called AstralInvest, which in terms of investment plans has quite a lot in common with a number of popular HYIPs that we’ve seen in recent months. You’ll see what I mean in a moment when I tell you about the plans, some of which are pretty handy if you act quickly enough and are looking for a modest return on a modest deposit – the main advantage to AstralInvest being that it’s fast. Other plans are a bit less feasible but as long as you play sensibly then you stand a fair enough chance.

What you’re presented with on first entering the AstralInvest website is a selection of mostly very short term plans usually, though with one exception, running for three days or less. There’s a variety of payment schedules that in turn make payments on anything from an hour-by-hour basis to one single payment on expiry.

The first of six available plans runs for a term of 1 day. Interest on your investment is paid on expiry so in other words you invest today and get paid tomorrow. You can join for a $10 minimum deposit and for anything up to $200 you will get a payment of 106% which includes your principal, meaning your actual profit if 6%. For larger deposits the following rates apply:
$201 to $500 gets 106.5%, from $501 to $2000 gets 107%, and from $2001 to $5,000 gets 108%.
There is no maximum limit on investments and a top rate of 127% is offered. See the member’s area for details if interested.

AstralInvest’s next plan also pays on expiry after a term of 3 days. You will again only be required to make a $10 minimum deposit in order to participate and for anything up to $200 a return of 119% is offered. That includes your initial principal making the profit 19%. For those prepared to make larger deposits there are higher rates available, calculated as follows:
$201 to $500 gets 120.5%, from $501 to $2000 gets 122%, and from $2001 to $5,000 gets 125%.
Again there is no maximum limit on investments and a top rate of 200% is offered. See the member’s area for more details on that.

The third plan makes hourly payments for a term of 24 hours, and is probably the safest bet in my opinion in terms of risk anyway. You can join for a minimum deposit of $10, and for anything up to $500 earn back 4.36% interest per hour. Than will bring you in a total of 104.64%, which includes your principal. If you are prepared to spend between $501 and $5,000 then the rate increases slightly to 4.38% giving you a total return of 105.12%
Higher rates of a maximum of 5.5% are offered to higher deposits with no maximum spend. See your AstralInvest member’s area for the figures there.

Then we come to a daily payment plan. The term runs for 2 days so you can expect two separate payments that will also count your principal. Anything between a $10 minimum up to $200 will earn you a daily payment of 56.5%, or 113% in total. And just like the other plans AstralInvest will make slightly higher payments to those investing more and more amounts. The rates include:
57% per day on $201 to $500 (114% total), 57.5% per day for $501 to $2000 (115% in total), and 58.5% on $2001 to $5000 (117% total).
Larger deposits are accepted with no maximum and a top rate of 100% per day could apply, which again you can see from your account area if interested.

Next on the list is another on expiry plan which is by far the riskiest one on offer here and to be blunt unlikely to attract many experienced HYIP industry players as members. It runs for 29 calendar days at the end of which AstralInvest are offering one single payment that includes your principal. It costs $10 to join and for anything up to $200 you are offered 200% interest on expiry. Larger deposits are offered larger payouts with 300% offered to between $201 and $500, 550% available on from $501 to $1,000, 1100% paid on deposits of $1,001 to $3,000, and 2500% paid on anything larger. Hardly an achievable sum but there it is for your information. I know that you can spend smaller amounts if you want to, but honestly I’d be impressed if one full cycle was to be completed here. Best to stick to the safer options because whatever chances you have of earning a profit from AstralInvest are going to be found there.

Also included purely for your information is AstralInvest‘s final plan. It offers you a 300% payout after 1 day. It might sound great but there’s a huge catch. It’s going to cost you at least $20,000 to join so I doubt the average industry players will be queuing up to join this one either.

Your choice of payment methods is very limited here with only LibertyReserve and PerfectMoney in use at the moment, which is unlikely to change. So remember their “no chargebacks” policy when deciding how much to spend. On the other hand AstralInvest are using instant payouts, which is really only to be expected considering this is essential for a program that offers a plan that pays you by the hour. Just request it from your members area and you should see it in your e-currency account immediately.

The program is running off a licensed GoldCoders script and is also hosted on a dedicated server by AntiDdos with an SSL-secured connection. You will also find various details relating to things like total amounts of money deposited, paid out, number of members, et cetera on the home page. Customer support if you have any questions for the admin is available by filling out the e-mail ticketing form on the contacts page and submitting it.

Recent examples of very similar HYIPs to AstralInvest would suggest that it can be popular and successfully run for a good number of cycles (cycles of the shorter term plans that is, as I said you might prefer to avoid the longer term one). However there’s been more than a few examples of programs using a similar set-up that have failed to sparkle as well, so take nothing for granted here and assess each program individually. Just because it looks like one or another program guarantees nothing, neither success nor failure.

The AstralInvest homepage alludes to participation in the ForEx markets. There is nothing available that would prove that but I think you should know by now that few businesses other than online HYIPs offer the kind of returns being paid here. How long AstralInvest can sustain itself for is anyone’s guess so keep your spending limits sensible and always try to keep a diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

Let’s start today’s news update with the most recent newsletter from the current #1 program on MNO ExtraIncome which has achieved a startling level of popularity during its amazing first four months online. What makes ExtraIncome an amazing program you might ask? Well, let’s start with the already accomplished 24 (!) lifecycles for the most popular plan in a program paying 120% after 5 days where literally thousands of investors have received instant profits to their LibertyReserve, PerfectMoney and AlertPay accounts. The other plans offering even higher returns of 145% after 10 days and 170% after 15 days are also popular among the more serious players. I guess those of you who are interested in finding out more about ExtraIncome can always refer to my review (posted here) and my interview with its admin Phil Whitaker (published here). Although I’m quite skeptical about his promises to be a different type of HYIP and to stay online forever (like any program ExtraIncome heavily depends on the new deposits), we can’t deny the fact that 120 days online is an amazing achievement and stable payouts and the members supporting the program by re-depositing and inviting new members is truly a phenomena, especially when we see so many fast scams among short-term programs. No one offering similar returns can even come close to ExtraIncome in terms of reliability, consistency and longevity.
In the latest newsletter issued today to commemorate its fourth month online there was also some stats (noting 11,000 members in the program) and an Alexa graph indicating they’ve joined the top 10,000 most popular sites in the world. These are all great indicators of the program’s popularity among the HYIP investors, however, the most important factor determining the ongoing success would be the admin’s pledge to constantly improve their service to clients. Combined with the forum which has already become a poplar resource for members there will be more features added soon likewise SSL-encryption, Live Chat support and a multilingual version of the website. Of course MNO is monitoring the development of ExtraIncome closely and readers here will be the first ones to hear about any positive or negative changes that might occur.
The latest newsletter from ExtraIncome is below:
“Dear Members,
It has been exactly 120 days now, or 4 months, since we have begun our online journey. That is really an amazing feat to have achieved, especially in this industry. ExtraIncome has been growing strongly, and at a very swift pace all these time, and we have proved ourselves to be the best in this industry. No other program has ever come close to us, and they never can, because ExtraIncome is different, and so are we special. Our members have been a huge support for us, all along the way, and you are the reason why we have reached this exact position where we are at now. I have no words to express my happiness and excitement.
During the past 4 months of journey, ExtraIncome has proved itself to be the most trustworthy and risk free online investment opportunity. Many programs have come and gone during the past 4 months, and we are well aware that many of you have lost in those programs. But ExtraIncome is still here, and we will always be here for our members. That is what makes us different, and so special. When other program work to make money for themselves, we here work to make money for our members. That is what exactly our name implies – we are you extra income earner. We are doing our level best in providing quality service for our members, and we have proved it all throughout the journey.
The growth of ExtraIncome has been stupendous all along. ExtraIncome has managed to conquer the hearts of 11,600 online investors. Yes! Our membership database has grown to 11,300 members, and as I write this, the count is increasing at a rapid pace. Daily member registrations have soared to 300 to 400, which is even increasing day by day. Deposits are sky-rocketing. The Alexa traffic rank of ExtraIncome has reached 13,761, and it will not take us long to be ranked among the top 10,000 websites around the world. Please take a look at our Alexa stats here,[ http://www.alexa.com/siteinfo/exincome.com#trafficstats ], and witness the mind-boggling growth of the great ExtraIncome. Those stats just proves how strong we are, and how much more stronger we are growing every single day.
The fame and reputation of ExtraIncome is rising day by day. Most of you already know that ExtraIncome is the top and most preferred program in this industry. Our members have been investing and re-investing all the time, because they know that there is absolutely nothing to be afraid of at ExtraIncome. Our highly sophisticated instant withdrawal system allows members to withdraw their earnings instantly. Yes, that is right! You get paid within a matter of a millisecond after you submit your withdrawal request. Sounds brilliant, isn’t it? Well then, come experience the feeling to get paid instantly, if you have not yet.
But we are not going to stop it just there. We have a lot of plans to develop our program to meet the highest possible needs of our members, because our members are whom we work for. You are our employers, and we are your employee. It is your necessities that we strive to put into effect. We will be increasing our advertising campaign in the coming days, and we will also be implementing the Secure Socket Layer (SSL) feature for our website, to step up the safety of the transactions being made, to a higher level.
We have many more developments coming in our way, like a Live Chat, different language integrations, and many others, and all those will be done gradually. Together, we will re-write the history of high yield investment programs. When the other programs become a history, we will still be here, and our members will still be earnings a lot of money from us.
We are going to be your extra income earner for all your life throughout, because we are not going anywhere anytime. We are paying thousands of dollars every single day, and we intend to be in business for many years providing the same quality service for our members. As we have said before, visit us after 3 months; visit us after 6 months; or give us a visit after 1 year; we will still be here serving our members to the best of our abilities.
We invite all those members who have not joined our official forum (http://www.board.exincome.com) yet, to join our official forum, and be a part of the huge ExtraIncome community. Witness with your own eyes the huge payments we are paying out every day in the Payment Proofs section. You can see amazing payment proofs of over $3500 in our official forum. Moreover, you can meet new members, make new friends, get your doubts cleared in the least possible time, post your payment proofs, introduce yourself to the family of ExtraIncome, and do much more. All our members and moderators are of great help to each other, and that is exactly the reason for the huge success of ExtraIncome.
The management of ExtraIncome wishes all its members, a prosperous money making stay with us. Make your dreams come true with the extraordinary ExtraIncome.
Best Regards, Phil Whitaker. ExtraIncome”.

One program that has impressed me more than most in recent times, and one that will I’m sure challenge for the number one spot on MNO before too long, has definitely been ExoticFX (reviewed here). I mean let’s not go into it here but we all know (well, experienced players know) that the online investment industry has taken bit of a pounding recently to say the least. We’ve seen a lot of the so called “industry giants” come and go over the last couple of years, but to my mind perhaps one of the most significant developments in the industry in recent times has been the launch of ExoticFX. Not just the launch of it, but the whole organization of it. The very way they conduct their business is, in my opinion, doing more to revitalize the entire industry than pretty much anyone I can think of at the moment. And you can throw HYIPs, forums, blogs, monitors, whatever, in there. Nobody is acting so proactively and progressively as ExoticFX. Whether they know it or not a hell of a lot of HYIP admins owe these guys a massive debt of gratitude, though I do hope the average investor will appreciate them as well.
High praise indeed you might think but these guys have identified the outstanding problem in the online investments industry and have been the only ones to address it. And aggressively so. You can clearly see the evidence of this by way of the fact that the recent trouble with LibertyReserve who went offline for over four days brought the HYIP industry to an almost standstill. That’s insane! Seriously, think about that for a moment. It’s insane! Can you imagine going into the business center of any major city and finding every shop, factory, office, hotel, restaurant, theater, bar, etc, closed due to the fact that one single bank had a day off? Impossible! So why does it happen within the HYIP industry?
What ExoticFX are attempting to do, and making a fine job of it so far, is to re-instill confidence in the industry, to stop people from being merely passive observers of their own money and to get them actively involved working towards something better. The admin of ExoticFX Charles was interviewed here (and did a better job than most of explaining his program by the way so please read it). It’s true that online opportunities come and go, and I know this as well as anyone so I’m not going to tell you that ExoticFX is some kind of industry “holy grail”. There is no guarantees with them but with the introduction of their ForEx Trader Apprenticeship Program I think they have taken a major step in taking real control of this industry out of the hands of the fast buck scams and put it back in the hands of the real investors who make up this industry. You can find numerous updates on ExoticFX, who offer terms of 1% for 120 business days, 1.2% for 140 business days, 1.45% for 160 business days, 2% for 180 business days, principal back, 110% after 2 weeks, 125.6% after 4 weeks, 146.5% after 6 weeks, and 192% after 8 weeks, throughout MNO but the latest one is published below:
“This is Only the Beginning.
While others are scrambling to keep their programs alive due to the almost 5 days of Liberty Reserve downtime, ExoticFX is moving full steam ahead to unveil the first of our …
Forex Trader Apprenticeship (FTA) Program
You need to understand this FTA program will not replace the 8 plans we have available at ExoticFX. Our Guaranteed 1% to 2.3% Daily and Term return plans will always be a huge part of the process. In fact, they will be the primary focus for the majority of our members.
The new FTA program will take several months to fully implement. We are really just getting started. Initially we will launch our ‘Forex Trade School.’ This will be free to join for everyone. Since we have a vast majority of members that have never traded Forex, we will start with the most extreme basics in Video Form as well as a Free Ebook that even veteran traders will find worthy to add to their library.
Once members complete the systematic Forex 101, they will move on to a more Novice and Intermediate educational structure.
ALL THIS IS FREE! No Gimmicks! No Bull!
As was explained in the recent release (http://www.exoticfx.us/blog/free-forex-trading-apprenticeship-program/) we have an ulterior motive. We desire to create the ULTIMATE Trading Room and allow wannabe traders the opportunity to Apprentice under our wing and with OUR FUNDS!
Our trading room will include features like …
? Software Driven Stop Loss – We Prevent you from Losing Money
? Professional Trading Charts – See what Our Professional Traders See as they Trade the Forex Market
? Live Trade Calls – Learn Why and When Our Professionals Trade
? Daily Trade Recommendations – You’ll Know Exactly What to Buy, When to Buy, What Stop Losses to Place, and When to Sell.
? Fully Automated Alerts – Your Trading Account and Mentor will Keep you in Touch with the Market via SMS, Social Media, Voice Messaging and Instant Messaging. Never Miss an Opportunity or Get Left Holding the ‘Empty’ Bag!
? See Who Is Online – Interact with Like-Minded Traders, Mentors, Professionals and Brokers
? Wholesale Spreads – Institutional Wholesale Spread Rates Maximize your Profitability
? Proprietary Indicators – Our Secret Timing Indicator, among Others, will Ensure your Success
? Trade Using OUR Bankroll – Graduating Levels with Positions up to $3,000,000.00USD
? Minimum Weekly Profits – Level 12 Minimum Profit Goal of $12,000.00 per Week
…..And Much, Much More!
If you have any questions you should speak with our Moderators via our Live Support (http://exoticfx.chat.123flashchat.com/).
If you are not already a member, don’t waste any time. Sign up for a Free EFX Account (http://exoticfx.net) and Subscribe to our Blog (http://exoticfx.us/blog) Today in order to be considered for the Free Apprentice program.
Or perhaps you would rather take a Daily profit from one of our current 8 plans available via ExoticFX.
Either way – It couldn’t be simpler!
Charles Martinsen
ExoticFX – Just Profits!”

I’m glad to report that as promised by the admin of BusinessVentureFunds Jonathan last week his program now accepts AlertPay in addition to LibertyReserve and PerfectMoney. Nothing can be simpler than to make a deposit in BusinessVentureFunds because you don’t need to create an account in the program. The daily payments of 2.15%-2.85% for 120 business days with principal returned on expiry (in return for a $5 minimum deposit) will be processed directly to the e-currency account you joined from. Hence there is no need to have an account in the program. I think it’s quite convenient but at the same time not very common for HYIPs in general. That’s why I’ll be asking the admin of BusinessVentureFunds about this tomorrow. And if you have any questions of your own for him please do not hesitate to send them to my email address abramsonp@gmail.com as I will be accepting them for the next 24 hours. BusinessVentureFunds is now on Premium list with MNO and I hope to have a Live chat with the admin on MNO Chat as well. This is the latest short update from BusinessVentureFunds (reviewed here) announcing the addition of AlertPay:
“Hello all,
Last week at the request of many members I said that we would be adding AlertPay soon. So, as promised we have now integrated AlertPay into our system. You can now make deposits via Liberty Reserve, Perfect Money and AlertPay payment processors.
Regards. Jonathan”.

One of the hottest short-term programs now – DreamRoi – keeps getting better and better. Tonight I found the header of the site had been changed (for the better) and that German phone support had been added to English and Russian. Live chat in all the three languages has been added. Here is the latest update from the admin of the program Matt:
“DreamRoi added German 24/7 Phone support. Now we have ENGLISH, RUSSIAN and GERMAN phone supports.
+1 (646) 4169023 (English)
+7 (495) 648-60-00 DIAL *039 (Russian)
+4 (31) 2297235 (German)
You can also contact us trough LIVE CHAT feature also available 24/7 and in English, Russian and German languages.
We added new header in website, I hope you will like it.
Best Regards, Matt.”
I remind you that DreamRoi is on MNO for 5 days already offering instant cashouts on AlertPay, LibertyReserve and PerfectMoney on the following plans – 105%-129% after 1 day, 11%-174% after 2 days, 118%-199% after 3 days, 300%-1900% after 29 days. More on this can be read in the detailed review of DreamRoi published here.

I would like to report that last night I was paid from the 120% after 12 days plan from OrientProfit (reviewed here). I must say that when first joining this plan I was not aware that it only pays on expiry as the description on the site was quite misleading and promised daily withdrawals. After I pointed this out to the admin he reacted quickly enough and changed the description. So now you can be sure that if you want daily payouts you should invest in the 2.5% for 120 days plan with principal returned on expiry. However I think that the on expiry plan will bring you faster profits which can be requested to AlertPay, LibertyReserve or PerfectMoney. I must say that when attempting to withdraw my expired deposit yesterday I was quite surprised to see that the account was a total mess and that only 10% profit was credited. To the admin’s credit he replied to my email quite fast, apologized for the inconvenience, and assured me that the glitch had been fixed and now the profits are credited correctly. So, if you have any issues in your account in OrientProfit please contact the admin and I’m sure he will fix everything for you in no time.

Unfortunately I had to move DenXon to Problem status today as they delayed payouts for over 48 hours and the admin stopped replying to my emails. I also received a couple of complaints from readers regarding their pending withdrawals and can confirm that I’m not alone in this. The program only lasted for 5 weeks but those who was the first to join the 12% for 12 days plan which was added a couple of weeks ago should be in profit anyway. For a program like DenXon 35 days of payments was a flop and a huge disappointment to investors. However, we can never know for sure when any program will collapse and therefore take extreme caution at all times when investing in HYIPs. Please always remember that, guys!

I have been paid today by the following programs:
SquareBoxTrends (the first payment received), ExoticFX, AstralInvest, DreamRoi, EurexTrade, ExtraIncome, GorgonProjectInvest, OilCapital, SiliconValleyGroup, ViscoCorp, UnicornInv, ReserveInt, Agromatica, GulfReserve, GainBucks, RebelFunds, Opulentia, ImperialFund, MidasGoldFund, FondosMayores, BusinessVentureFunds, WagerFunds, Roserlink, EarnoSphere and FixedMonthlyIncome.

As you can see from my daily payment reports Opulentia has always been a stable performer for me and paying very fast for over 40 days now. Only yesterday the admin upgraded to Premium listing on MNO and therefore will be reviewed on MNO tomorrow. The site of Opulentia has an extension .ch and this is not a coincidence because according to themselves it’s a private investment program based in Switzerland operating for over 4 years. We will approach it as a regular HYIP though and from the forum threads I can see the first mention of Opulentia only two months ago. The program accepts three payment processors – LibertyReserve, PerfectMoney and GlobalDigitalPay – and the minimum to deposit in either plan is $1, making it a very affordable option for any investor. Opulentia has two investment plans which returns your principal on expiry – 2.15% on every business day for 365 calendar days or 11% weekly for 55 weeks. It is running off a licensed GoldCoders script, is properly SSL-secured, and is hosted on a dedicated server by BlackLotus with the highest level of DDoS protection. More on the program you can read in my detailed review tomorrow – so don’t miss out!

The second program on my Premium list today is IvaStock. This is a brand-new program that only launched today. It’s offering two investment plans – 10% for 12 days and 5% for 30 days. The minimum deposit for either is $5 and a wide choice of payment processors will help make IvaStock a popular choice. LibertyReserve, PerfectMoney, AlertPay, GlobalDigitalPay and SolidTrustPay are all accepted. IvaStock is running off a licensed GoldCoders script with SSL encryption and is hosted on a dedicated Staminus server with Koddos protection. I’ll have a more detailed review as soon as I receive the first payment and receive an answer to some questions which I sent the admin. So, stay tuned for more info on IvaStock during the coming week!

That’s all for today, guys. I hope you’re having a nice day and I’ll see you on my blog tomorrow when sadly I’ll be leaving Ireland and going to Germany (also very nice!) for a couple of days before going home. See you soon!