Beware! Opulentia is officially closed! Do not invest!

Hello everyone! Well it’s finally time to say my goodbyes to Ireland where I’ve have had a most enjoyable vacation this last couple of weeks and I know I’ll miss the Guinness and the good food. I’m looking forward to a long weekend in Berlin for the next few days before going home. Anyway, there’s still time for business and one program in particular I wanted to tell you about. I know most of the regular blog readers will also be looking in on my monitoring site as well, so perhaps you’ve noticed a program listed there since late February by the name of Opulentia. It’s a long term HYIP that had previously been included on the Basic List there, however after a decent enough performance the admin has decided to upgrade to the Premium List I want to take a closer look at the details behind Opulentia, including their investment plans, this evening.

So to start with Opulentia have two investment plans for you to think about, and I think unusually for an online HYIP these days the minimum cost of joining is a bargain basement $1. The first plan runs for 365 calendar days (a year) and will give you a daily interest payment on your principal. Just note that payments will only be made from Monday through Friday with no earnings on the weekend. The rate is 2.15% per business day. At the end of the cycle Opulentia should then return your initial principal. There is no upper limit to what you may deposit, and the same standard interest rate will apply no matter how much or how little you spend.

So what does that mean in practical terms? We’ll say for instance that you invest $100 in this daily plan. In return you can expect to earn $2.15 per business day. Five payments per week would allow you a return of $10.75 over the course of a seven day period and “break even” (by which I mean reach the point at which you can’t possibly lose money no matter what happens next) after you receive 47 payments, or just over nine weeks. On completion of the plan you should have accumulated a total profit of $559 and then have your original deposit returned. It’s also worth noting that despite running for a full calendar year, this plan puts you into profit after a relatively short period. 9 weeks out of 52 is a pretty short wait in anyone’s book before collecting a pure passive income so keep that in mind if you feel the investment term is a little bit long for you.

Opulentia‘s second plan is actually a little longer than the last one. Instead of daily interest payments they now offer weekly ones for a term of 55 weeks. You may still join for the minimum $1 deposit with no upper limit placed on how much you can spend. The interest rate paid on all deposits regardless of their size is 11% per week. At the end of the term Opulentia then return your principal.

You can see plainly enough that over the course of a week this plan is only very marginally more profitable that the first option, so it has little to recommend it beyond maybe the convenience of not needing to log in and withdraw so often. With a longer wait between payouts it’s also a riskier plan, though considering it runs for over a year I wouldn’t overstate the extra risk either.

But anyway, to make a practical comparison between the two plans we could expect a $100 deposit made here to bring in $11 per week, get you to the point where you can’t possibly lose money after 10 weeks (remarkably good concerning the 55 week term) and see you finish with a final profit of $605. The original hundred then gets handed back. So that’s less than fifty bucks separating the two plans which is nice if it’s already in your pocket but over the course of a year really quite negligible.

A couple of other things you will need to know about joining Opulentia include first of all the payment methods. They have an OK selection in terms of variety, but one thing they’re missing is a verified option. Then again, you could say the same for most longer term HYIPs. Your choice is currently between GlobalDigitalPay, LibertyReserve, and PerfectMoney. Payouts are made manually so will need to be requested. Once done the admin requires you allow him up to 24 hours to get everything done.

There is no option to withdraw your principal and leave Opulentia before the end of the investment term, but then considering how quick you’re going to be in profit I don’t think it’s really a service they need to be offering. One other thing is that compounding is also available in both plans so if unlike myself you’re a fan of the practice then it’s there for you if you want it.

Opulentia is running off a licensed GoldCoders script ant the website is properly SSL secured. From within your members area you also have the option of setting a sensitivity level on detecting when your account is accessed from different IP addresses or web browsers. They are hosted on a dedicated server by BlackLotus with their highest level of DDoS protection so that should make them pretty stable too. In fact I don’t think I remember any problems worth mentioning with Opulentia in the forty-something days I’ve been monitoring them. If you have any need to contact the program then customer support is made available through the online e-mail ticketing form that you can fill out and submit.

Opulentia describe themselves as a “private investment program with purpose to provide our members with interesting investment opportunities”, a claim I’ve seen worded exactly like that on several other online HYIPs. Though other texts are original I think that’s enough to indicate the real nature of their business, which is a lot closer to the world of online HYIPs than the stock and ForEx markets they allude to on other sections of the Opulentia website. So as ever go into this with your eyes open, consider the risks before you join and not after, spend responsibly, and try to diversify.

DAILY NEWS FROM THE INDUSTRY.

Not a whole lot of news to report on today guys, but it may well indicate that the HYIP industry is coming to its senses after the seemingly devastating effect of the LR downtime recently. It looks like admins have a lot less to say these days as LibertyReserve functions perfectly well now. So I have received only a couple of real updates today, one of which was sent from the admin of OrientProfit which has been monitored on MNO for two full weeks. The main point of the newsletter is the success of OrientProfit which is apparently popular among investors especially now that the first withdrawals on expiry on 120% after 12 days plan have been received so many members enjoyed their first profits. The second plan can be joined by those who prefer stable daily returns for the long run as OrientProfit will pay 2.5% during 120 calendar days with the principal returned on expiry. Depending on the chosen plan the minimum to invest is either $10 or $50 and you can join via AlertPay, LibertyReserve or PerfectMoney. You can read more about OrientProfit in my detailed review published here. Below is the latest news from the program:
“Hello. This week was amazing for OrientProfit, its getting very popular and we really happy with that. Our program is now 14 days old and our membership has continued to grow as well as upgrade. We welcome all new members who have joined OrientProfit and importantly thank our old members for their support.
OrientProfit remains an honest and sustainable investment service provider paying its members in two investment plans.
The first plan pays 2.5% daily for 120 days (principal returned) daily cashout
The second plan pays 10% daily for 12 days (principal included) cashout at expiry
We also offer a 5% referral commission paid into your OrientProfit account.
Good stable plan for you but for you to earn, upgrade is required. Minimum Upgrade cost just $10.00 while the maximum upgrade cost $20000.
OrientProfit is making wave to become #1 online investment program, we are so confident in our services and we want your full support in making this project a success.
Members who invested in our 10% daily for 12 days plan have started receiving their profit + principal back. All withdrawal requests have been processed and support tickets answered.
Once Again, THANK YOU for being a member of OrientProfit.
Best Regards, Barnett Leon”.

The admin of MidasGoldFund Warren (interviewed here) issued another press-release today which commented on the huge growth the program experienced lately with already over 2,700 active investors. I might believe those stats if they counted all the members of the program, but only active members must hold at least a $10 minimum deposit via AlertPay, LibertyReserve or PerfectMoney to 1.7%-2.7% for 30 calendar days with principal returned on expiry. In my opinion the stats shown are slightly inflated, especially considering that the HYIP industry is not what it used to be. Moreover I just checked their phone number which is supposed to be for customer support and sending text messages, but I was told the number was invalid and therefore cannot be contacted. I don’t know if it’s a simple error or a deliberate attempt to confuse members but I hope the newly added phone number on which you’re supposed to reach MidasGoldFund representatives starts working soon because as of today it does nothing. Meanwhile it should either be corrected or removed.
Another topic for discussion in this press release by MidasGoldFund was the success in trading in gold bullion and the introduction of a paper contract system for those willing to invest over $25K in the program which is supposed to be sent by regular mail. In my honest opinion, any written contract with an HYIP is something fancy enough but usually not having any real value. Less that the paper it’s written on in fact. Even such good programs like MidasGoldFund paying perfectly well over two months already will end sooner or later and any written contracts will not save you a cent. Please note that all HYIPs are risky ventures and you can win and lose in any of them, so approach them all with caution and only invest what you can afford to lose, be it $25 or $25K. Here is the full newsletter for all the members of MidasGoldFund (read the full review of the program here):
“MidasGoldFund stands at over 2700 active investors. Warren Lincoln, President of MidasGoldFund, commented on the state of membership, “It is truly phenomenal to be approaching the three thousand active investor number at MidasGoldFund. The embracing of us by the investor community is a testament to the staff of MidasGoldFund and what we do for our investors.”
MidasGoldFund launched telephone and SMS support as an increase in client assistance to our over 2700 active investors. You may dial or send a text message to +1 (773) – 819 – 5186 at anytime if you need assistance from MidasGoldFund support representatives. Warren Lincoln commented on the addition of telephone and SMS support, “One of our main goals in the growth of MidasGoldFund was to be one step ahead in client support needs and develop a strong investor relations core to MidasGoldFund. We have achieved this by introducing a phone support number that can also be sent a text message. We have added several customer service employees to solely handle client relations with the addition of phone support.”
MidasGoldFund has introduced a paper contract system for investors of $25,000 or more. Investors who are currently invested in MidasGoldFund with $25,000 and more as well as future investors will be issued a paper contract via mail. Warren Lincoln commented on this exciting addition to MidasGoldFund, “With the recent growth of large scale investors, we deemed it necessary to serve their needs with the addition of an issued contract signed by our corporate heads as outlined in the laws of our corporation.
MidasGoldFund clears 470oz of physical gold bullion. In order to maximize revenue generated by MidasGoldFund, MidasGoldFund participates in private gold brokering to be involved from start to finish in hard asset commodity trading. MidasGoldFund has concluded on the delivery of an additional 470oz of physical gold bullion. Warren Lincoln, President of MidasGoldFund, commented on the latest delivery contract, “Our private gold brokering division is our greatest success in 2011. Private investment in physical gold is up in 2011. Thank you to our strong physical gold brokering division of MidasGoldFund. It currently generates the maximum revenue for MidasGoldFund.”
MidasGoldFund is a privately held global investment company dealing in the life cycle of gold. MidasGoldFund accepts public investment and pays on a 30 calendar day investment term with daily interest rates varying from 1.7% to 2.7% daily. MidasGoldFund enables investment globally by accepting e-currencies, Liberty Reserve, Perfect Money, and Alert Pay.”

A new program has been added to the Premium list on MNO today. It’s a brand new medium term program called PrimFix offering three plans with payouts on expiry – 120% after 15 days, 160% after 30 days, and 210% after 45 days. The minimum to invest in PrimFix is $10 in each plan and LibertyReserve, AlertPay and SolidTrustPay are all accepted. PrimFix is running on a very original script which I didn’t recognize myself (most probably it’s a unique script developed specially for the program). PrimFix is allegedly involved in sports arbitrage betting to make money for its investors and some examples are given on the main page together with a certificate of incorporation from the Seychelles. The program is hosted on a dedicated server with Dragonara protection and the site is SSL secured, so everything is in place to provide a stable working environment for a long time. I will have a more detailed review of PrimFix on my blog soon, but for now you can read the welcome message from the admin of the program which was posted on the PrimFix website announcing their official opening to the general public:
“PrimFix is now open
Today is a very special day for us, PrimFix is now open to the general online community. We started this project two years ago and now that we have both our legal registration and website ready, we can start doing business with you.
This place will be used for communication with our members. We will post announcements here and you are welcome to make commentaries, you are free to criticize, praise, send us suggestions or advice. We would love to hear what you have to say.
Please take some time to read our website, we would love to have you with us.
Best regards, PrimFix Administration”.

I have been paid today from the following programs:
EliteAlliance, SquareBoxTrends, CitrusFinance, MnSInvest, ExoticFX, DreamRoi, DubaiInvest, InvestNetGroup, ExtraIncome, GulfReserve, OilCapital, SiliconValleyGroup, OrientProfit, AstralInvest, Agromatica, ReserveInt, WallStreetCompany, EarnoSphere, PermanentProfit, Opulentia, FondosMayores, WagerFunds, GainBucks, ViscoCorp, RebelFunds, UnicornInv, SparkMetals, MidasGoldFund, Roserlink, ImperialFund, BusinessVentureFunds, GorgonProjectInvest, InnovativeTrade (the first payment received), DynamoFunds (the first payment received) and IvaStock (the first payments received).

That is all for today, guys. Stay tuned for more interesting reviews and all the daily news from the HYIP industry on MNO – today’s news today!