BEWARE! THIS PROGRAM IS PAYING SELECTIVELY! DO NOT INVEST!

Hello everyone, or maybe that should be Guten Tag jedermann, because today I’m pleased to be writing to you from Berlin again where I’ll be spending the weekend before returning home. As you know by now of course if you’re a regular MNO reader that work comes first around here so I have all the main news stories for you as usual today. Thankfully it’s been a quiet enough end to the working week in the HYIP industry so not too much to report on today, but one thing that I do want to look at is one of the new programs just added to my monitoring list this week. It’s called IvaStock and it started taking deposits just last Wednesday.

IvaStock is I suppose more of a short to medium term HYIP with just two fairly straight forward investment plans that I guess you’d describe as standard issue for the industry. There’s nothing complicated, there’s nothing too difficult to understand, and they’re both very affordable to just about everyone. That, coupled with a better than usual choice of payment processors should make IvaStock a very accessible program and will certainly do it’s popularity no harm either.

The fist investment plan, and the shorter of the two, is called The Ivast Royal Plan. It runs for a term of 12 calendar days and will cost you just $5 to join. In return for that IvaStock will pay you back an interest dividend of 10% per day for the duration. So you can see it’s a very simple matter of basic mathematics after that to determine that you will break even after ten days and finish with a final return of 120%. Your principal is already counted as part of this so the actual final profit is 20%. Not bad for such a short term and while it’s true there are other short term HYIPs offering more, the key to this one being successful is a relative degree of sustainability. There is no maximum limit to what you can deposit (OK, officially it’s $500,000 but all that means is that you can effectively spend what you like).

IvaStock‘s second plan is just as simple but no less profitable. It’s called The Ivast Premium Plan and it runs for a term of 30 calendar days and is also open to deposits from a $5 minimum to a $500,000 maximum. In exchange for your deposit IvaStock offer daily interest payments of 5%. A bit less than the previous plan but in the long run there’s going to be a lot more of them so ultimately you earn more. 5% per day will mean you break even on day number 20 and finish the term with a total earning of 150%. That figure too includes your principal so the profit is 50%.

A clear profit of 50% might sound nice after just a month, but honestly there’s little to recommend this plan. The problem is that when you compare it to the first plan and what you can earn there, on a day-by-day basis the profit simply isn’t enough to justify the risk. I mean which is better – to earn 5% per day for 30 days, or to join the 12 day plan for two cycles and earn 10% per day for 24 days?

But despite one investment plan effectively making the other one obsolete, IvaStock has a wide choice of payment processors that will go a long way towards making them a popular choice. AlertPay, GlobalDigitalPay, LibertyReserve, PerfectMoney, and SolidTrustPay are all accepted and you won’t get a better choice that that anywhere these days. Payments are made manually and will need to be requested. It isn’t specified exactly how long the admin requires to get everything processed, but in my own short experience with IvaStock they’ve been pretty fast.

IvaStock is running off a licensed GoldCoders script and the website is SSL encrypted. They are hosted on a dedicated Staminus server with support and protection supplied by Koddos. If you need to get in contact with the admin for any support related issues then you can do so by either mailing IvaStock directly or by filling out the support form on the contacts page and submitting it. The contacts page also states that telephone support is available, however this is not currently the case as, rather sloppily I think, no phone number is actually listed.

On the business side of things IvaStock claims to be involved in the trading of so called Penny Stocks, ie companies floated on the stock exchange with individual share prices at extremely low values, thus when the price fluctuates it can bring much greater earnings as the percentage increase relative to the original value can be quite big. They say “1 cent stocks go to 2 cents, 10 cent stocks go to 20 cents” a lot faster than $50 stock goes to $100. Well maybe, but if that’s true then you can be damn sure that “2 cent stocks drop to 1 cent, and 20 cent stocks drop to 10 cents” just as quickly! Texts aren’t entirely original anyway so best ignore them and always tread carefully in the world of online HYIPs. Remember that what can be a fast way to earn money for so many can all to often be a fast way to lose it for others. You should all know the rules by now anyway, namely there are no guarantees here so stick to a spending limit that’s affordable for you and try to avoid dependence on any one HYIP by keeping a diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

As you might be aware ExtraIncome still remains #1 in the MNO Rankings performing exceptionally well for over 80 days already with a total lifetime of over four months. With such high-paying plans offering 120% after 5 days, 145% after 10 days and 170% after 15 days this can only be described as something incredible reminiscent of the golden age of the HYIP industry two years ago. I’m not saying that the main goal of ExtraIncome is to lift the entire industry to its former heights but it’s definitely contributing to it. The admin of the program Phil (interviewed here) did make a successful attempt of making his program #1 among its short term competitors and ExtraIncome is at the moment undeniably the leader among such programs. Accepting a minimum of $5 via LibertyReserve, PerfectMoney and AlertPay and providing instant payouts for over four months ExtraIncome has established itself as a true success story. To make his program as big as ExtraIncome is surely the dream of any average HYIP admin, but the destiny of an exceptional admin like Phil is to make the program even bigger that anyone could imagine. So in the current stage of the program’s development he announced the first ref contest which will run for the next seven days and reward the most active promoters of the program with big cash prizes. So, if you like ExtraIncome and want to help promote it and earn some money at the same time it’s your time to shine and test your skills as a great promoter and excellent helper. The rules of the referral contest which has started already today can be read in the latest newsletter from ExtraIncome (reviewed here):
“Dear Members,
We have a very exciting news for you all. ExtraIncome is proud to announce that we are going to have our first referral contest. All ExtraIncome members are welcome to participate in the contest. The referral contest will begin today, that is on April 8th, 2011, and will end on April 15th, 2011. The contest, as obvious, will last for a full one week.
We will be having two separate contests. Winners of the contests will be selected as per the following criteria.
FIRST CONTEST
-Members should refer 10 or more people to ExtraIncome
-Members should have at least 10 ACTIVE (should make a deposit) referrals
-At least 8 referrals should invest an amount of $500 or more
If you manage to meet the above criteria, you will be selected as a winner, and will be awarded with $1000 cash prize.
SECOND CONTEST
-Members who manage to bring 40 or more ACTIVE referrals to ExtraIncome, during the contest period, will be awarded with $750 cash prize.
Please keep in mind that only new referrals whom you manage to get during the contest period will be counted, and the existing ones will not be counted. There will be no limit to the number of winners. If more members meet the criteria for winning, then more will be the number of winners. Please note that, both the contests are independent of each other, and you can win both the prizes.
We strictly advise members not to refer themselves and create fake accounts, for the sake of winning the contest. Such fraudulent acts will not be tolerated in any case, and the required action will be taken against members who indulge in such activities.
The contest begins RIGHT NOW! Take part in the contest, and grab up to $1,750 in cash.
Best Regards, Phil Whitaker. ExtraIncome”.

ExoticFX (reviewed here) is another great program offering stable and sustainable returns on various plans suitable to every taste be it obtaining payments daily from 1% for 120 business days, 1.2% for 140 business days, 1.45% for 160 business days, or 2% for 180 business days with principal returned on expiry or one single lump payout one expiry from the following plans – 110% after 2 weeks, 125.6% after 4 weeks, 146.5% after 6 weeks, or 192% after 8 weeks. Remember that if you have $10 only in your LibertyReserve, AlertPay, HD-Money or GlobalDigitalPay accounts you too can participate in those plans and earn such profits totally passively. However, if you want to actively determine your own destiny and become the master of your own financial freedom in the future then ExoticFX may have something of particular interest to you. If you do not have a lot money to spare but have an abundance of the necessary dedication and the ability to learn something new and exciting then the newly launched Forex Trader Apprenticeship Program is just for you. As the admin of ExoticFX program Charles (interviewed here) said in the latest newsletter such opportunities are just too good to be missed and remember that no deposits or fees will be required from you to participate in this apprenticeship program which will definitely become another important milestone in the development of ExoticFX which is definitely shifting towards an absolutely different direction previously seen anywhere in the industry. ExoticFX is a unique program with a totally different approach and I’m glad that it was already noticed by many readers who are actively participating in ExoticFX not only as investors with active deposits but possibly now might part in the upcoming trader apprenticeship program all the details of which are given below in the latest newsletter from them:
“What an Amazing Week
We are having a Fantastic response to our announcement of the forthcoming Forex Trader Apprenticeship (FTA) Program. Dozens and dozens of members are inquiring into what they need to do to be a part of this fantastic opportunity.
One underlying inquiry has been regarding ExoticFX and whether it will continue after the FTA program begins.
The Answer…. Absolutely!!!
ExoticFX is exploding with growth. It is ALWAYS going to be a part of the opportunity.
Many, in fact, the majority of our membership are not interested in learning Forex Trading, reading manuals or taking courses. That’s just human nature. Most prefer to get something for nothing … and that is absolutely fine with us. We make a huge profit from the ‘Hands-Off’ approach to trading that is ExoticFX. Why would we give that up?
But let me tell you this …
You should consider becoming the master of your own destiny!
Far too many of you are happy with the Win-Some, Lose-Some world of HYIP. Many have learned to make a little here and there and be happy with that. If that is your passion then by all means have fun. But if you want to escape the mediocre earnings environment and become financially free, I mean be able to do what you want when you want, then NO ONE is going to do it for you. You have to work for it.
We are providing the means to accomplish just that. True Wealth! Absolute Freedom!
These opportunities don’t come around every day. You’re lucky if they come around once in your lifetime …
And here we are with an unprecedented opportunity staring you right in the face … FREE!!!
I realize you have heard this type of HYPE before. But this really is a different situation. We ARE going to change lives for the better. There will be those that will become absolutely financially independent by taking advantage of this program and many will do it this very year!
Will you be one of them?
For the cost of only an hour or so per day, over the next 12 to 18 months, you can create a Financial Fortress for you and your family and we are willing to help you do it.
Through the FTA program and ExoticFX you will be able to substantially diversify your portfolio and rid yourself of the majority of losses suffered at the hands of HYIP admin.
With ExoticFX you can participate in a Fully Managed Fund and earn a Guaranteed Daily Profit.
With the ‘EFX Forex Trade School’ you can learn to successfully trade forex (free) and diversify your portfolio in several ways.
With the ‘EFX FTA Program’ you will systematical graduate to a Professional Trader …
using OUR MONEY
having an opportunity to become a Professional Mentor
being privileged to numerous other Investment Opportunities over time
Obviously the choice is yours …
– Win-Some / Lose-Some or
– Change your life and become Financially Independent
Tell me, What is your preference?
Here is a recap of the FTA program for those that missed it
Isn’t it your turn?
Forex Trader Apprenticeship (FTA) Program
The new FTA program will take several months to fully implement. We are really just getting started. Initially we will launch our ‘Forex Trade School.’ This will be free to join for everyone. Since we have a vast majority of members that have never traded Forex, we will start with the most extreme basics in Video Form as well as a Free Ebook that even veteran traders will find worthy to add to their library.
Once members complete the systematic Forex 101, they will move on to a more Novice and Intermediate educational structure.
ALL THIS IS FREE! No Gimmicks! No Bull!
As was explained in the recent release (http://www.exoticfx.us/blog/free-forex-trading-apprenticeship-program/) we have an ulterior motive. We desire to create the ULTIMATE Trading Room and allow wannabe traders the opportunity to Apprentice under our wing and with OUR FUNDS!
Our trading room will include features like …
? Software Driven Stop Loss – We Prevent you from Losing Money
? Professional Trading Charts – See what Our Professional Traders See as they Trade the Forex Market
? Live Trade Calls – Learn Why and When Our Professionals Trade
? Daily Trade Recommendations – You’ll Know Exactly What to Buy, When to Buy, What Stop Losses to Place, and When to Sell
? Fully Automated Alerts – Your Trading Account and Mentor will Keep you in Touch with the Market via SMS, Social Media, Voice Messaging and Instant Messaging. Never Miss an Opportunity or Get Left Holding the ‘Empty’ Bag!
? See Who Is Online – Interact with Like-Minded Traders, Mentors, Professionals and Brokers
? Wholesale Spreads – Institutional Wholesale Spread Rates Maximize your Profitability
? Proprietary Indicators – Our Secret Timing Indicator, among Others, will Ensure your Success
? Trade Using OUR Bankroll – Graduating Levels with Positions up to $3,000,000.00USD
? Minimum Weekly Profits – Level 12 Minimum Profit Goal of $12,000.00 per Week
…..And Much, Much More!
If you have any questions you should speak with our Moderators via our Live Support (http://exoticfx.chat.123flashchat.com/).
If you are not already a member, don’t waste any time. Sign up for a Free EFX Account (http://exoticfx.net ) and Subscribe to our Blog (http://exoticfx.us/blog) Today in order to be considered for the Free Apprentice program.
Or perhaps you would rather take a Daily profit from one of our current 8 plans available via ExoticFX.
Either way – Financial Freedom couldn’t be simpler!
Charles Martinsen
ExoticFX – Just Profits!”

There was some clarification given today by the admin of BusinessVentureFunds program Jonathan (I hope to publish an interview with him on my blog soon). This explanation concerned AlertPay depositors and since BusinessVentureFunds pays 2.15%-2.85% for 120 business days with principal returned on expiry with a minimum to invest of $5. There is a minimum withdrawal of $1 if you are requesting your payout to AlertPay, and this may not have been made clear. In this case note that the admin of BusinessVentureFunds won’t be able to process the payment until the accumulated amount exceeds $1. Obviously it has nothing to do with BusinessVentureFunds where the payments are still processed on every business day to LibertyReserve and PerfectMoney at any amount and to AlertPay at the minimum amount of $1. More information on how BusinesVentureFunds works can be read in my detailed review published here (please take your time to read the review because the program is much different than the average HYIP you may deal with). Here is the clarification from Jonathan sent today:
“Hello all, Just wanted to send a clarification mail to all investors regarding the minimum payout rule for AlertPay payments. Due to the fact that the minimum payout that can be processed via AlertPay is $1, for those investors whose daily interest payment is less than this, your payouts will be accumulated and paid once the amount reaches a minimum of $1.
Please feel free to contact our support team if you have any questions on this.
Regards. Jonathan”.

The admin of GulfReserve Alina made an attempt today to analyze the current situation in the Middle East including Libyan conflict and join all the dots with her program and the alleged involvement in the gas and oil business on the Arabian peninsula. Well as much as I respect such attempts to connect any HYIPs with offline proper business ventures these are mostly nothing other than nicely written stories with no real credible proof behind it. For me it’s a huge mystery how an HYIP like GulfReserve offering 4%-5.5% for 30 business days and 1.2% for 150 calendar days via LibertyReserve and AlertPay with instant payouts can be actually involved in the oil industry. Anyway from the history of HYIPs we can see over and over again countless attempts to persuade us that a program has some real business plan backing payments to investors. We as investors must be very skeptical regarding these attempts and should always keep in mind that HYIPs are games and whatever the admins say is to be taken with a big pinch of salt so as not to be disappointed afterwards. Here is the latest newsletter from GulfReserve (reviewed here) whose admin tries to persuade everybody that the program is a real business simply because it has survived the recent four-day downtime of LibertyReserve:
“Good day, Despite of all issues lately this industry saw in last days especially a prolonged downtime of LibertyReserve which even caused many top known investment programs to collapse while even now I heard LibertyReserve is “down for maintenance”, so I guess your LR payouts are going to be added as pending until LibertyReserve is back once again. However this whole LibertyReserve situation does NOT effect on GulfReserve as we are backed with real oil and commodities business in background. Yesterday, due to attempt of China to control inflation by increasing interest rates which initiated interesting moments and as it was expected, slide of Oil prices in international market but it didn’t remain for too long and today brent crude oil surged to highest rates and hit up to $125 per barrel, this is one of top prices in past almost 2.5 years. Not to forget due to a civil-war in Libya in which rebels took control of most of Oil reserves and shipment of the country, and currently all deliveries of Oil to European countries from Libya is currently shut down. Most of European nations have already taken steps to find an alternative for Libya and they are once again dealing with GULF authorities to fulfill their needs, which is a positive opportunity for GulfReserve to transact with western part of Europe as well. It seems Oil industry is no longer taking influence from action of such economical giants as China and despite current global scenario has given a new shape to Oil industry. Let me also explain: GulfReserve is a subsidiary of and is operated by a Gulf based oil supplying company so increase and decline in oil prices doesn’t posses any major effect on us or on our investors because we do NOT buy oil from international market, we actually supply oil and having new buyer means its an excellent opportunity and good business. I am sure your cooperation will continue, and together we will proceed towards financial prosperity for all of us.
Sincerely,Your Administrator, Alina.”

Here is the list of the programs monitored on MNO from which I was paid for the last 24 hours:
ExoticFX, DreamRoi, GorgonProjectInvest, CitrusFinance, PermanentProfit, MidasGoldFund, DubaiInvest, EurexTrade, ExtraIncome, InvestNetGroup, SafeDepositary, ReProFinance, InnovativeTrade, ReserveInt, OilCapital, GulfReserve, DynamoFunds, AstralInvest, Opulentia, IvaStock, Agromatica, FondosMayores, GainBucks, ViscoCorp, RebelFunds, BusinessVentureFunds, SquareBoxTrends, WallStreetCompany, ImperialFund, EliteAlliance and WagerFunds.

That’s all the news for this Friday, guys. I hope you will have a good weekend ahead and be relaxed for the week ahead. but if for some reason your Saturday isn’t complete without checking out what’s happening in the HYIP industry – you know exactly where to go – MNO Blog. See you tomorrow, folks!