BEWARE! THIS PROGRAM HAS STOPPED PAYING! DO NOT INVEST!

Hi guys! Hope everyone’s weekend is going as well as mine here in Berlin! I can’t say I’m looking forward to leaving tomorrow but it’s definitely a place I’ll be back to in the summer. Anyway, for the last couple of weeks many of you have commented on the appearance of one particular website on my monitoring page – and a lot more of you than usual. It is of course JzBux, which is something of a departure for MNO and very much unchartered territory compared to what I’ve usually covered in the past.

The majority of what’s been covered on MNO over the last couple of years have been HYIP websites, followed in a very distant second place by Autosurfs. There’s also been occasional articles and interviews with the owners of some of the main payment processors and e-currency exchange service providers, but one thing I honestly don’t remember covering before is a PTC program, or “Paid to Click”. I guess they’ve been a staple feature of the online investments industry for quite a long time now, and indeed some of these PTC websites have been hugely successful, especially recently, even if they don’t offer the same level of high profits that one associates with the HYIP side of things. So JzBux is one of the new programs attempting to break into the PTC business and, if it too is a success, maybe I’ll try to cover more such opportunities on MNO in the future. Let me know what you think, guys!

I suppose if you’ve never heard of JzBux before or PTC websites in general, the closest thing I could compare them to in the “traditional” online investments business might be autosurfs. I mean I know they’re far from the same thing, but in practical terms both of them require you to view a selection of advertised websites in exchange for getting paid – hence getting “paid to click” on a number of ads. Obviously there should (and I emphasize the word “should”, this is by no means guaranteed!) be a bit less of a “ponzi” connection with PTC websites as the general idea here should be that the owners of the websites getting advertised are basically the ones financing the payments to the members via what they pay the PTC admin in order to get listed.

OK, maybe that’s an over-simplified version of what the PTC business is about, but I’m not here to analyse the whole industry either, just one small section of it called JzBux. And if you wish to join it, there are four levels of membership you can go with. One of these, Standard membership, is free, but for higher earnings you may wish to look at the three levels of paid membership – Silver, Gold, or Diamond. The level of membership you choose will in turn determine how much you get paid for each ad you click on. Two of the last three options are very affordable and no matter which option you do decide to go with the requirements made of you as a member to get paid will be the very same. In other words the Silver Members will need to do exactly the same thing as the Gold Members before getting paid. The Gold Members will just earn a bit more for doing it.

The thing is that joining JzBux isn’t just about clicking on a few ads every day and then just forgetting about it. It can go much deeper than that if you are prepared to make an effort because your earnings can be vastly enhanced by the number of referrals you can bring in, giving you a passive income form their “clicks” before you have ever clicked an ad yourself. To be totally honest however, if you’re ever going to make any serious money from a PTC website that’s the only way you’re really going to do it. If you’re not not particularly adept at referring other like-minded investors to join under your link then don’t worry – JzBux has a system by which you can “rent” a downline for a set period of time and beef up your earnings that way.

More about that in a moment. But if you want to join JzBux then as I said you can do so for free. As a free member you can still refer others to the site and earn from them accordingly. But as a member you will be required to view six ads every day for a length of time determined by the advertiser himself. For each ad clicked you will get paid $0.01c. In addition to that for each as clicked by a member of your downline you will be paid $0.005c. That will take quite some time to add up to anything substantial because as a Standard Member your downline is limited to just 50 referrals. For more than that you’re going to need to be a paid up JzBux member.

So let’s look at the paid options, starting with the Silver Membership. This will cost you a very basic $3.99 to open. To put that in perspective that’s less than the price of a beer (in a bar) in most European countries so it’s nothing most of you are going to miss. Once you have joined up you will need to click on six paid ads every day to get paid. Of course there’s no real legally binding obligation to do this or anything, but if you don’t click then you don’t get paid. For each of the six ads you click you will be paid $0.01c. You will also earn $0.006c for every click made by every person who joins JzBux under your ref link, however as a Silver Member you are again limited to just 100 active referrals at any given time. Any more and you’ll have to consider an upgrade in membership.

For a once-off signing up fee of $9.99 you can become a Gold Member of JzBux. Just like the other options this requires no more than you clicking on a total of six paid advertisements per day. The difference lies in how you get paid. For the clicks themselves you will earn $0.012c per ad. For every click made by the members of your downline however your cut will be $0.01c. As a Gold Member you may have as many as 200 active referrals in your downline at any one time.

And that’s about as good as JzBux will get for the majority of players because the next level of membership – the Diamond level – is I think really for the more serious investors and promoters. It costs $399 to join so that’s a pretty big step up for most people I think. On a practical level there is no more required of Diamond members than any of the others. They should click six paid ads just like any other member. The return for doing so however is $0.02c per click, and the payment for every single click made by your downline goes to $0.01c per click – as much as they themselves will earn. On top of that there is no limit to the number of members you can have in your downline.

There’s no doubt that patience is going to be absolutely essential to anyone hoping to turn a decent profit from JzBux, but there is a sort of “fast track” to help you along the way. As you can see the potential to earn from your downline is much bigger than the potential to earn simply by clicking ads alone. But what if you simply don’t have the resources to start selling JzBux to others in the hope that they join under you? Simple, you just rent a downline. It works like this – not everybody who joins JzBux will do so under the ref link of another member. You are free to just go to the website yourself and sign up with no upline. By doing so you are an unattached member and as such can be placed in the downline of others by the admin of JzBux. By paying a rental fee you can then take a number of these unattached members into your downline for an agreed period of time and start earning a little extra from their clicks in addition to your own, and that I think is where more substantial amounts of money are going to change hands.

Payment options are pretty good from this program. Regular HYIP players (as I know most readers here are) will be pleased enough with a choice between AlertPay and LibertyReserve. Less common in this industry however is the use of PayPal which is available for verified account holders only. The minimum request to withdraw should not be less than $2 for your first payout, $3 for your second, and $4 for your fourth. Payments can be a fairly lengthy process and perhaps not something that most MNO readers would be accustomed to if you’re really more into the HYIP side of the online investments industry. JzBux can take up to 15 business days to complete your payment request, which is three full weeks. So like a said, patience will be a virtue in this one.

JzBux is hosted on a dedicated server from gigEnet with DDoS protection. The website is SSL encrypted and running off a Zeus by Xeon PTC script. Now I’m not in much of a position to comment on the dependability of that product, PTCs being a bit new to me as they are, but I have read some seriously conflicting reports about them from various online sources. There seems to be no shortage of complaints about them, a fact conceded by the admin. He went on to tell me however that JzBux have hired a couple of professional coders to iron out the bugs and improve the overall efficiency of the whole thing. As I’m not all that familiar with how it ran before JzBux had their crew go to work on it I can’t really say how much better it is now, but I’m sure there’s no end of more experienced PTC users out there prepared to share their opinions on the various forums.

Speaking of forums, one of the major pluses to the program is the existence of their own JzBux members forum where you can seek support, share your own experiences (good, bad, or indifferent) or just give your opinion on anything related to the program. Communication is always a major part in any website getting successful so that should give them a boost. Apart from that if you need to communicate directly with the admin you can do so by opening a support ticket on the contacts page, filling out the form with all the relevant details, and submitting it.

The business plan behind PTC sites in general, including this one, is not something I have ever been fully convinced about. The logic behind a webmaster putting his site on a PTC program in the first place notwithstanding (which is a whole other story I’m not going to debate here) the fact that you can make a hell of a lot more money from your referrals than you can from the actual business at hand – getting paid by advertisers to click their ads – leads me to suspect there’s only the finest of lines between most PTC’s and the wider world of online HYIPs and autosurfs with the importance of the “legitimate” income stream generated by the selling of advertising space and therefore funding the members payouts being vastly overstated. So nothing personal against JzBux or their owners, but if I don’t see a chartered accountant vouching for this then it remains in the realms on anonymous online schemes. By all means play if you like it but only as long as you follow the same set of guidelines for protecting yourself in any online HYIP – set yourself an affordable spending limit based on what you can afford and not what you would like to earn, and try to use JzBux as part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

Apparently the rules for two contests announced last night by the admin of the current #1 program on MNO ExtraIncome Phil caused a little confusion among potential participants. So, if you’re already a part of ExtraIncome’s legion of members and enjoying your profits from their three investment plans (120% after 5 days, 145% after 10 days, 170% after 15 days) you will most definitely be interested in winning several hundred dollars in cash prizes. As the concerns arose Phil did his best to clarify them and make his point clearer, so people could realize the potential and participate in the contest which finishes in six days more actively. As you know, every HYIP needs to grow to pay its investors for the longest possible period of time, and ExtraIncome is no exception. You know that it takes a lot of effort and hard labor to pay instantly to AlertPay, LibertyReserve and PerfectMoney for a duration of 4+ months. This achievement is simply incredible like I already mentioned in my post yesterday, but further growth is required to allow current members to be paid for a longer time. That is why I believe launching this contest will be an important part and the next step in the gradual increasing of promotional efforts the admin of the program did so perfectly this far. I believe that some of my readers were actually quite interested in conducting a second interview with Phil and I am currently hopeful that he will agree to this if he has the time. I realize that many things changed since January 2011 when my first interview with him was published (read it here) and ExtraIncome is a bit different now than it was when it was first reviewed on MNO (read the review here). Anyway, I hope that taking into consideration ExtraIncome is currently the best short-term program online the members will support it with active promotion among their friends and contacts. This will definitely help ExtraIncome to last even longer. Here is the latest clarification regarding the two currently running contests and cash prizes available which will be made public in a week time:
“Dear Members,
This is a clarification newsletter regarding the referral contest newsletter which we sent out a few hours ago. Many of our members had so many doubts regarding the criteria to win the contests. So we would like to make the criteria for each contest, a little more clear for our members.
FIRST CONTEST – WINNING CRITERIA, DETAILS & PRIZE
-Members should refer 10 or more people to ExtraIncome.
-Members should have at least 10 ACTIVE (should make a deposit) referrals.
-At least 8 referrals should invest an amount of $500 or more.
-Only new referrals whom you manage to get during the contest period will be counted.
-There will be no limit to the number of winners. If more members meet the criteria for winning, then more will be the number of winners.
-Winner(s) will be given a cash prize of $1000.
-Contest will last for a duration of one full week, i.e., from April 8th, 2011, to April 15th, 2011.
-Winner(s) will be announced only after the contest period ends.
SECOND CONTEST – WINNING CRITERIA, DETAILS & PRIZE
-Member should refer 40 or more people to ExtraIncome
-Member should have at least 40 ACTIVE (should make a deposit) referrals.
-There is no minimum amount requirement as to how much each of your 40 active referrals should deposit.
-Only new referrals whom you manage to get during the contest period will be counted.
-Only ONE winner will be selected for this contest.
-Winner will the the FIRST person to meet the winning criteria of this contest.
-Winner will be given a cash prize of $750.
-Contest will last for a duration of one full week, i.e., from April 8th, 2011, to April 15th, 2011.
-Winner will be announced only after the contest period ends.
Both contests will be independent of each other, and you can win both the contests, if you meet the winning criteria for each. We hope we have cleared your doubts, if you had any. Feel free to contact us if you have any addition queries.
Good luck to all ExtraIncome members who will be actively participating in this contest.
Best Regards, Phil Whitaker. ExtraIncome”.

Of course, DreamRoi (reviewed here) has a long way ahead even to be compared with ExtraIncome and other HYIP leaders but the admin of the program Matt is doing the best job possible by providing instant payouts for eight days already to AlertPay, LibertyReserve and PerfectMoney. Today he told me that there was an attempt to steal money from the program and due to that some preliminary measures have to be taken due to which some of the payouts might go to pending status but in this case they would be processed within 24 hours. The admin of DreamRoi asked for patience because it’s really hard to manage the program paying such high returns (105%-129% after 1 day, 11%-174% after 2 days, 118%-199% after 3 days, 300%-1900% after 29 days) when some hackers try to exploit GoldCoders backdoors and steal from accounts. Today the support phone number for Russian speaking members has been changed and the new number has been given in this latest update from Matt:
“We changed our Russian phone support operator. New number +3 (705) 2032401
Best Regards”.

I don’t really know the reason behind the premature collapse of AstralInvest which was listed on MNO only four days ago, but it’s very obvious to me that the program is in huge trouble. The instant payouts have been stopped without a proper explanation and AstralInvest has been moved to Problem status on MNO because of it. Prior to that though the site of AstralInvest became inaccessible and anybody trying to load the site today saw the message that the site was not found on the server. I’m not sure what happened but straight after it came back online more problems appeared because some members were not able to access the accounts created only a day before. It looks to me like their full database couldn’t be restored after the downtime meaning the data of a significant number of investors was lost which makes it totally impossible to continue such a short term game which AstralInvest was. As you might remember that many similar programs running on AntiDdos stopped paying straight after it was obvious that LR was offline for too long. That was not their intention to scam prematurely but rather an inevitable end to the games due to LR not being available and the huge cashflow issues that resulted. The same case can now be seen with AstralInvest but rather than an LR issue something just happened with their server which caused a loss of data, but nevertheless the end result was still severe cashflow issues. I guess it was something unfortunate but AstralInvest is as good as dead from this point on. I can only guess what really happened with the program, but as the admin keeps silent I suppose we will never know the truth.

Thanks to some readers who informed me today about their pending cashouts in SparkMetals I managed to move them to Problem status straight away and hopefully prevent other investors from losses. The admin as usual has nothing to say which only confirms my fears of its closure only after a month online. In my opinion, SparkMetals scammed intentionally because I can’t name anyone to be in profit from it. Well, I don’t know what can be done with such admins who simply don’t give any investor a fair opportunity to earn money from their programs, but if you have any suspicions of any other program run by the admin of SparkMetals it’s best to avoid investing in it at all costs. Please note that SparkMetals is on Problem status on MNO and do not invest there anymore!

The admin of ExoticFX Charles (interviewed here) sent a light version of the latest update sent to all the members of his program today. In this shortened update he included some good news about the highly anticipated Forex Trading Apprenticeship Program that is due to be launched next week and reported about the significant surge of growth in ExoticFX which resulted in over 2000 members already. And I remind you that this happened after only 50 days online of stable payments to AlertPay, HD-Money, GlobalDigitalPay and LibertyReserve on multiple investment plans which were discussed in detail in my review of ExoticFX published here. This is just a brief reminder of what you might get from the program starting with a $10 deposit – 1% for 120 business days, 1.2% for 140 business days, 1.45% for 160 business days, 2% for 180 business days (principal back), 110% after 2 weeks, 125.6% after 4 weeks, 146.5% after 6 weeks, 192% after 8 weeks. This latest update also included a recent article by Senior Market Analyst of Dantex Trading Ltd. better known by its online name ExoticFX to the masses. You can read the beginning of the article below (after the major updates submitted by ExoticFX) or click on the link if you wish to continue reading further on:
“Forex Trade School to Launch NEXT WEEK!
If everything goes as planned, we will launch the highly anticipated Forex Trade School next week. This is the first step toward the Forex Trader Apprenticeship Program. All those interested should stay tuned for further instructions or visit the EFX Traders Society chat room for discussions.
ExoticFX membership has risen sharply since the announcement of this program. We have surpassed 2000 members at present and climbing steadily.
I want to apologize for not delivering any World or Currency News as of late. With the soon-to-be-released FTA program, my plate has been full.
Joshua Clements, our CFO and Senior Market Analyst of Dantex Trading Ltd., has supplied an article that is worth your time to read: Currencies’ Designated Driver!
Currencies’ Designated Driver!
The Last Sober Currency
When we look at all the world’s major economies, all we can see is a pub full of drunks.
Whole drunken economies, which do nothing but sit at the bar and guzzle shots of stimulus like only true alcoholics can.
And who is bartending, serving up stimulus shots like it’s the last call?
Central Bankers!
Bartenders like Bernanke and Trichet have been passing our ‘rounds on the house’ since late 2007.
Unfortunately, it seems like this Global party bar is going to “Pull an All-Nighter” and then some.
What happens when entire economies get so drunk that they start to trip over themselves? What happens to the rest of the world that is stuck holding currencies from these drunken nations?
Let’s just say… “It’s going to get Ugly!”
The best thing we can do is hold the one “Sober” currency left in the world. As far as we’re concerned, it will be the ‘Designated Driver’ or the ‘Last Sober Currency’ when … Read more
Charles Martinsen
ExoticFX — Just Profits”.

The admin of RebelFunds finally decided to clarify the payment processors and methods his program accepts. And I must say it was pretty confusing because from your member’s account you see that you can make an investment to 2.1%-2.7% for 50 days plan with principal returned on expiry only via AlertPay, LibertyReserve, PerfectMoney and GlobalDigitalPay. Actually it appears that RebelFunds also accepts many other payment methods. You need to contact the admin for more details if you wish to proceed via other methods and save on payment processor fees including direct Bank wires. So, if after reading my detailed review of RebelFunds here you are not satisfied with the payment options you’re free to contact the admin and ask for further instructions on how to deposit using the different methods mentioned in the latest RebelFunds newsletter:
“Subject: Accepted Payment Processors
We accept the following payment methods:
Liberty Reeserve, AlertPay, Perfect Money, GlobalDigitalPay, Western Union, Money Gram, Contact, Migom, UniStream
For Western Union, Money Gram, Contact, Migom, UniStream, Bank-Wire, please contact us and tell us how much you wish to invest and an invoice will be created and sent to you.
With Liberty Reserve, AlertPay, Perfect Money, GlobalDigitalPay you can make investments when you login to your RebelFunds account.
Have a good weekend!
Best Regards. Admin. RebelFunds.”

Late last night I received the first official newsletter from the admin of a newly launched program called PrimFix that had been introduced on MNO blog already but the review of which will be posted soon. From the recent information on the program I managed to find out that PrimFix is actually running on a unique script developed for them by MonetarySoft developers and that the script is pretty safe and secure. Of course only in due course the investors will see the script in action because PrimFix will pay the first withdrawals on expiry on the offered investment plans (120% after 15 days, 160% after 30 days, 210% after 45 days) only in several days when they can request them via AlertPay, LibertyReserve or SolidTrustPay which are all accepted by PrimFix. Judging by the first newsletter I’m glad that the admin realizes that his program has a lot to do to be taken seriously as there are just too many scams around. And the comment in my introduction of the program saying it was “allegedly” involved with online betting is not an insulting one. I just think that any HYI program should be treated as a game. Even if PrimFix is really involved in sports arbitrage betting and makes a good profit from it, it must be verified independently and not by mere words and examples shown on its website. A healthy skepticism is actually very useful for a successful online investor because it will help you realize that in the HYIP industry it’s not all so easy as it seems, and even a programs really running an internet business might be at a loss one day. So sometimes I don’t know if it’s better to be a pure ponzi-game or being involved in some kind of real business which can easily collapse one day. And don’t tell me it is impossible because otherwise the HYIP admins would not like to use investors’ money as leverage for their business experiments but rather use their own money and by multiplying it become millionaires in a few months.
Anyway, in my honest opinion PrimFix is really a program worth a second look and if the admin is truly serious in making his program stand out from the crowd I’m sure many investors will support him with their deposits. Trust you know is very hard to build but it takes only one flaw to lose. I wish the admin of PrimFix a every success in administrating his program and am looking forward to the new exciting features that according to the latest newsletter will be added soon. Here it is from the admin of PrimFix Derek:
“Dear members and visitors,
We had a smooth opening yesterday and I’d like to thank the ones who joined us at the very first day, you made the right decision. We need to say a special thank you to our programmer, our entire script was written from scratch and he did an amazing job, we wouldn’t have a full working website with unique options if it wasn’t for him. There is still a lot of work to be done but all our expectations were perfectly matched so far.
We are working on a new part of the website with unique promotion tools, apparently nobody has ever done what we have in mind in the HYIP industry before so all of you can expect something big. We are pretty sure that will make commentaries about PrimFix pop out to the whole online community, that is what we want. This new section should be ready by the end of the month, we will e-mail you more details soon but as of now, I can tell you it’ll be a very dynamic advertising tool, members who are good at referring will receive extra bonuses and payments and those are not will be able to get some referrals.
The response of the online HYIP community was what we were expecting. Some people showed belief in us and some others made some unfounded commentaries but that is alright, we realized there’s a huge amount of trash out there in the HYIP industry and that it won´t be easy to change it. We take all these commentaries, either good or bad ones, as a thermometer of what people think of us and we´ll use them to make improvements to PrimFix.
Some people said we are “allegedly involved with online betting”, that is not true. We are truly involved with it. We have accounts with nearly all online Bookmakers and we use them on a daily basis with our personal funds and now with PrimFix funds too. It´s not that easy too find these sure bets but when we do, we make a pretty decent profit as you can see in the example in our homepage. There are many things we need to improve at PrimFix and we count on you to help us finding them. Feel free to send us suggestions for the website, we are improving our project on a daily basis so you can always expect something extra on the website.
We wish you a nice weekend,
Derek. PrimFix administrator”.

I have added a new program to Standard list on MNO today. MGFunds which has been successfully running for over three months but only came to me now due to a conflict with the previous owner of hyip.com. MGFunds offers a single investment plan open for investments starting from $30 via LibertyReserve, PerfectMoney, AlertPay and SolidTrustPay (Bank wires are also accepted). The plan pays 3% daily interest for 45 calendar days. Your profits in MGFunds will be credited every day where you can withdraw it but they will be processed by the admin on business days only (from Monday to Friday). Please note that the original principal is already factored into the daily profits and will not be returned on expiry, however, you can increase your earnings with the program by using a compounding feature. With every withdrawal you will be charged a 3% fee and you have to get at least $3 accumulated in your account to be able to request it at all. MGFunds is hosted on a dedicated server by BlackLotus, and has an SSL-secured website running on an original and unique script. More on the program will be posted on my blog in the upcoming review straight after I receive my first withdrawal. Stay tuned for that!

Here is the list of the programs that paid me for the last 24 hours:
IvaStock, CitrusFinance, SquareBoxTrends, MidasGoldFund, DubaiInvest, EurexTrade, DreamRoi, ExtraIncome, InvestNetGroup, SiliconValleyGroup, SafeDepositary, Opulentia, GorognProjectInvest, ReserveInt, ExoticFX, DynamoFunds, OilCapital, ImperialFund, RebelFunds, WagerFunds, GulfReserve, EliteAlliance, FondosMayores, ViscoCorp, Agromatica, GainBucks, Roserlink, BrilineLimited (the first payment received) and JzBucks (the first payment received).

That’s all for today I think. See you guys tomorrow with another review and more news and latest updates from the HYIP industry. Keep MNO as your first and only essential choice for the latest news from the most popular programs in the industry!