BEWARE! THIS PROGRAM HAS STOPPED PAYING! DO NOT INVEST!

Hello everyone! Hope you all enjoyed the weekend and had a nice couple of days off. After a slow enough week last week I’m encouraged to see a couple of new and very high quality additions to my monitoring site in recent days, one of which is called RichieFund. That’s a brand new short term HYI program, the type of which has proved to be extremely popular in recent times. And I don’t expect this one will be any less so. Before we move on to the day’s main news stories I’d just like to take a closer look at RichieFund for you and see what they have to offer and see what makes them any different for the other online HYIPs competing for your cash.

To start with RichieFund have a series of four investment plans that while all being quite profitable, mostly aren’t too ambitious either in the sense that they are offering ridiculously high returns that they might struggle to pay for more than a cycle or two. So while we all know these things are limited if you act on it now and take the chance then the odds are drastically better in your favor. The plans also offer something for everyone with a decent enough selection of options for a short term HYIP that give you a choice between receiving payment on expiry or less risky (though less profitable) daily payments.

The first of the four plans – simply called The Daily Plan – runs for a term of 4 calendar days. You can join it for a $5 minimum and deposit as much as you like up to a $3,000 maximum. In return for that RichieFund will give you a daily payment of 27% interest. They already factor your principal into those payments so at the end of the term your total returns add up to 108%, giving you a net profit of 8%. So in other words if you deposit $100 you can expect to earn $27 per day until you reach $108.

The second plan runs for the same 4 calendar day term but is much more profitable. Mind you, it comes with an added risk because RichieFund don’t pay you anything until expiry. If that’s a risk your willing to take then it’s called The 4D Fixed Plan and can be joined for a $5 minimum. At the end of the term you will be rewarded with a payment of 118%, a figure which also includes your principal leaving you with a net profit of 18%. The maximum deposit allowed in this plan is $3,000.

Next is The 8D Fixed Plan and it runs for a term of 8 calendar days. This time the minimum investment takes a hike to $50 but in return RichieFund are offering a payment of 140% which is made on expiry. Again this includes your principal so your own net profit is 40%. The maximum investment limit for this one also goes up, not that anyone would be spending this much but if you’re interested it’s $10,000.

And finally the plan with the highest risk as well as the highest potential reward should the admin manage to complete it runs for a term of 16 calendar days. It’s called The 16D Fixed Plan and is going to set you back a hefty $100 to make the minimum deposit, so I guess it’s one for the more serious players. If you decide to take the gamble however RichieFund are offering one single payment given to you on expiry of 190%. As always that includes your principal so it’s a total profit of 90%. The maximum deposit allowed is $20,000.

Payment options are good enough by the standards of any short term HYIP and include AlertPay, LibertyReserve, and PerfectMoney. Please note though – and this is very important – if you want to join RichieFund and pay via AlertPay the minimum deposit with this payment processor is $20. That makes no difference if your joining the 8 or 16 day plan where the minimum deposits are already more than that anyway, but just keep it in mind if you’re a small player looking to join one of the 4 day options. So with that in mind a distinct advantage to RichieFund is the payments, which are instant. Just log into your account, request it, and provided there are no technical faults on the side of the payment processor you should see the money safely in your account within a minute.

So far everything is up to a decent enough standard, but there isn’t anything to really make RichieFund stand out from the other short term programs doing the rounds at the moment yet. That changes with the script, which is the thing that really catches you eye. It’s totally unique and custom made, something rarely seen in the world of short term HYIPs. I think I might have seen it before but can’t be sure. If I did I don’t remember the name but can tell you it’s very rare in the industry. It’s quite unlike anything you’d see from GoldCoders for instance, though I suppose you’d have to visit the website yourself to see what I mean. Registration therefore is a little different to what you might be used to in other programs, but really quite simple. You will be asked you name, your e-mail address (which then becomes your RichieFund username), and to set your own password which you are asked to type in twice to avoid any mistakes. Then you need to type in the random “captcha” phrase that appears on the screen and click the box that says you agree to the terms and conditions. And that’s it, you’re now a fully fledged member and ready to deposit. Just be aware that you will not be receiving an e-mail confirmation so it’s very important to write your password down and keep it in a safe place.

Other than that RichieFund is hosted on a dedicated server with support and protection from Dragonara. That’s a pretty good choice and a fairly solid service provider so downtime, if there ever is any at all, should be minimal. The website is also fully SSL encrypted for safer browsing and more secure transactions. If you have any further questions or comments for the RichieFund admin then you can contact him by filling out the e-mail ticketing form on the contacts page and submitting it. You also have a members forum where you can discuss the program with your fellow investors, and while activity there is a little slow at the moment (RichieFund is only online two days after all) I guess that might change in time if the members feel like chatting.

One thing I was pleased to see (or should I say not to see?) is what they have to say about their business. There isn’t one. RichieFund is a straight up HYIP and a total online gambling based game. So is everything else in this industry, but this time at least the admin isn’t going to waste his time or yours by telling you any fanciful stories about the stock markets or ForEx trading. This is a high risk game that will make a lot of money for some of you, but not all. And this is exactly how it’s presented to you without any lies. There’s no excuse for not knowing exactly what you’re getting yourself into here by joining RichieFund and I do kinda like admins with no pretensions and wish to disguise the truth about what this business is really all about. So I think you know the rest by now – try and keep a reasonably diverse portfolio, and stay within a spending limit that’s affordable for you. And of course remember to have fun!

DAILY NEWS FROM THE INDUSTRY.

You might remember yesterday there were a couple of problems with accessibility to the SafeDepositary website reported. Well, as expected this was to do with the installation of a new more powerful server and the migration of the program on to it. Today the site was loading fine and the instant withdrawals to AlertPay, LibertyReserve, PerfectMoney and SolidTrustPay have resumed once more for those who invested in 1.6%-2.3% for 150 business days plan returning the principal on expiry. I can confirm this as I myself was paid instantly from SafeDepositary again today and also noticed that the website was loading faster than before of which the latest update posted on the site of SafeDepositary (reviewed here) was all about:
“New server installed
Dear clients! As you may see, SafeDepositary website is loading much faster than before. The website has been moved to a new more powerful server yesterday.”

The admin of GorgonProjectInvest Paul (interviewed here) reports today that the profile update error had been fixed and now investors can update their details in the program without any issues. Here is the update regarding that posted today on the site of GorgonProjectInvest and containing the reminder on how the update profile function works:
“Profile Update Error Fixed
Many of you have not been able to change your contact details or add new Account Numbers to your profile because of a script error. This has now been fixed!
If you have sent a Support Ticket in because of this issue please log into your account to try again. It should work without any problems.
Just as a reminder, when you change something in your profile, don’t forget to add your Security PIN at the bottom of the form and make sure your e-mail address is valid as you will also get a confirmation code sent to your e-mail address.
If you still have trouble when you want to change something, please contact our support team and we will assist you.
Thank you”.
By the way, GorgonProjectInvest is still going phenomenally well and after 160 days online and even after its AlertPay account suspension not only did it manage to survive but also still paying fine and as promised within 48 business hours. Moreover, I noticed that recently payments to PerfectMoney became instant again which is definitely a healthy sign. GorgonProjectInvest still keeps the #1 on MNO monitoring and it looks that it will not have any competition for that spot for a long time which I personally like to see. I remind you that GorgonProjectInvest accepts a several payment processors (LibertyReserve, PerfectMoney, GlobalDigitapPay, Pecunix and SolidTrustPay) and direct Bank wires for four investment plans – 1.9% for 30 days, 2% for 90 days and 2.2% for 180 days. There is also a special plan available paying 3.5% for 180 days exclusively to investors depositing from GlobalDigitalPay. On each plans the principal is returned on expiry and deposits can start from as low as $1. You can read more on GorgonProjectInvest in my original review posted here.

There was a message on MAHIFund‘s website today notifying investors that for a number of hours instant withdrawals to AlertPay were not possible and that anyone requesting them had their withdrawal placed in a queue to be paid manually:
“We are processing a small maintenance on our Alertpay Instant Withdraw feature. All AlertPay payment requests will be placed in Pending during next 6 hours and processed manually. We also advice you to wait few hours to request your payment with AlertPay if you want to receive it instantly as usual.”
I must say that it looks by now the situation has been fixed and I can confirm that the payments to AlertPay (as well as to LibertyReserve and PerfectMoney) are instant again. MAHIFund was first reviewed on MNO here and the admin was later interviewed on MNO as well (you can read the interview by clicking this link). The program offers three investment plans with instant payouts. Two of them pay daily and return your principal on expiry – 1%-1.5% for 15 days and 2%-2.5% for 25 days, while another one giving a lump sum on expiry that includes your principal – 170%-180% after 30 days.

I must say that I have to take my words back about LucrativaFund when I found it suspicious that after the admin of the program Richard added a new high paying plan of 28% for 5 days for deposits of $250 and more having also delayed payouts slightly on Saturday. I even predicted that LucrativaFund would not be able to survive till Monday which looked to me pretty obvious that time. Well, it looks like the admin managed to prove me wrong this time as I can see that not only are payouts still being processed in time but to my surprise Richard even upgraded his listing on MNO to the highest Premium status and that makes it possible to arrange an interview with him which hopefully he will take advantage of within the next few days. The explanation of the slightly delayed payouts on Saturday provided by Richard was that he was expecting funds to be processed from an exchanger look viable at the moment provided LucrativaFund is paying to everybody now within terms. I remind you that apart from the limited 5 day plan for big investors smaller ones can take their chances by investing in the other four plans – 110%-120% after 5 days, 120%-140% after 10 days, 7%-8% for 20 days, 12%-14% for 10 days. LucrativaFund accepts deposits starting from $5 via LibertyReserve, PerfectMoney, AlertPay and GlobalDigitalPay and payments are usually processed within 24 hours on request. More about the program can be read in my review posted here.

The admin of CyproRealty with the weird alias “Goerge Polis” sent another newsletter to members stating that the program was doing alright with payments made on time and asking for their support by voting on forums and monitors. Well, for the last few days I once received a complaint about a blocked account in the program but was unable to verify it as the member of CyproRealty complaining was not in my downline. Anyway, I haven’t received any other complaints beside that one so I keep displaying Paying status for CyproRealty. The program has been monitored on MNO for 26 days now paying 1.2%-2.4% for 180 business days with principal returned on expiry to your AlertPay, LibertyReserve or PerfectMoney accounts. Here is the latest newsletter from CyproRealty (reviewed here):
“We would like to welcome all new members to CyproRealty and also say a warm hello to old members for their great support.
CyproRealty is now 26 days old online and is exploding with growth towards being the number ONE online investment program.
Presently, we are working on our first contest which will be introduced next week.
We kindly request every member of CyproRealty to vote for us after you receive your payments, and also post your payment proofs. Your support is an important factor for the growth of CyproRealty. As of today, all payment requests have been processed.
Once Again, thank you all for being a member of CyproRealty. Feel free to contact us if you have any questions.
Warmest Greetings, Goerge Polis
Admin. CyproRealty”.

I must inform you that UnitrustDirect which has been monitored on MNO for 11 days paid me on expiry of my investment late last night. The payout was instant and I truly wonder how this wonderful program remains almost unnoticed and underrated after nearly two months of successful payouts to LibertyReserve and PerfectMoney. UnitrustDirect is running off a totally unique script and offers four investment plans, each paying you on expiry – 107.1% after 10 days, 123.8% after 25 days, 194% after 65 days and 403.4% after 125 days. More about the investment plans and some investment tips can be read in the full review of UnitrustDirect posted on MNO here.

Here is the list of the programs that paid me today:
LucrativaFund, CyproRealty, OsWealth, RichieFund, AdvanceFund, BrantonsGroup, EarnGroups, Insectrio, MAHIFund, EarnoSphere, PrimFix, GorgonProjectInvest, Opulentia, MGFunds, StockBiz, UnitrustDirect,  ViscoCorp, EurosFund, UnicornInv, SafeDepositary, StraDox, UmProfit and StableROI (the first instant payments received).

That’s all the news I have for today guys, except for one other small matter that I would like to bring to the attention of any HYIP admins reading this. As and from today MNO will no longer be accepting AlertPay payments in exchange for banner advertising. If you wish to use AlertPay funds to purchase banners then you can exchange them to an alternative e-currency and then pay. The good news (for you!) is that I am aware that this can be a time consuming process that takes a bit of time on your part, so I will shortly be reducing the prices to reflect this. Anyway, see you all tomorrow with the latest updates from HYIP industry and most popular programs. Stick with MNO – you know it makes sense!