Hello everyone! Well, so much for the Summer slowdown anyway. We’re gotten as far as Thursday and already I’ve had a busier week than the last one, though how much longer that goes on for I really can’t say. The most recent addition to the MNO monitor’s Premium List is a brand new short to medium term program by the name of AudivaTraders, and before getting to the day’s news I’d like to take a closer look at it for you and see if you think it might be worth your while joining or not. I don’t want to sound biased or anything but I do have to say it looks quite well organized and probably worth a second look at the very least.

What you have on AudivaTraders is a choice of three investment plans. They all carry a different minimum deposit level, but all try to combine profitability with sustainability – two key ingredients for any successful HYIP. Before we get to the precise details of them I want just let you know first that you may invest in any of the plans using either dollars or euros. I’m going to describe them using dollars myself, as I know most of you, even European based readers, will be more accustomed to playing the HYIP market in that currency. But keep in mind that the choice is there for you of you want it. And of course obviously the rates of interest will be the very same, regardless of what currency you spend.

The first plan runs for a relatively short term of 2 weeks. Fittingly it’s called simply The Short Plan and can be joined for a $10 minimum. And for a simple name it’s also a remarkably simple plan – in return for joining AudivaTraders offer you a once off payment of 108% interest to be made on expiry. That figure includes your principal as part of the payment so your personal net profit is 8%. so were you to invest $100 you get $108 back on expiry of the term. The maximum deposit allowed here is $3,000.

AudivaTraders second plan is equally straight forward. While it does carry a substantially bigger risk, it’s decidedly more profitable should you wish to take it. It’s called The Medium Plan and runs for a term of 4 weeks. This time the minimum investment goes up to $20, while the maximum stretches to $6,000. Your own reward for joining is a single payment of 131% interest made on expiry. AudivaTraders again include your principal in that so that means a net profit of 31%. In other words a $100 investment gets you back $131 in total.

And finally there is The Long Plan. Again the risk goes up, bit so too does the potential profit, so keep in mind that if you feel the interest rate is just too tempting to pass on but really don’t fancy the gamble you can always split your deposit between the three plans, keeping the smallest part for this one. In the worst case scenario you’re still more likely to at least get something back on your investment. Just a suggestion. Anyway, it runs for an 8 week term, and AudivaTraders will pay you 196% interest on expiry. The minimum cost of joining this plan is $30 and you can spend anything up to a $12,000. The payment includes your principal so your net profit is 96%, or to put it another way a $100 deposit gets you back $196.

So as you can see the AudivaTraders admin is trying to combine sustainability, profitability, and relatively long (in relation to the profits he’s paying) investment terms. The list of payment options is fair enough by industry standards and includes AlertPay, LibertyReserve, and PerfectMoney. As I already mentioned earlier you can spend either dollars or Euros, and as an added bonus all withdrawals are instant. In the event of instant withdrawals not being available – something that happens most programs from time to time due to technical problems with the processor – the admin insists he can still do them manually within 12 hours. Let’s hope he doesn’t need to very often.

AudivaTraders is running off a highly customized version of the ProBizScript which should be familiar to many of you as they are used, albeit in a slightly different format, by a couple of other programs. Maybe not the most popular name in the business but it’s still a quality product and usually pretty dependable. AudivaTraders is also hosted on a dedicated Staminus server with SSL encryption, and support and protection from DDoS attacks by Koddos. When registering you will also notice the option of using an on-screen “virtual keyboard” to avoid any spyware programs stealing your information, as well as the requirement to set a security question for any recovery problems you may encounter later on.

Communication seems to be high on the agenda which is always a promising sign for any new HYIP hitting the market, though in the interests of fairness I can only review what the admin already has in place at the time of writing, ie what you will discover if you visit the AudivaTraders website on the same day I’m writing this. Only time will tell how good he really turns out to be in practice, but at least at the moment he certainly has the intention of either making himself or a support operator available on the main forums and also of having Live Chat support up and running by the weekend. As of today however should you wish to fire any questions at him the best way of doing so is through the online ticketing form on the contacts page. In return you will be given a ticket ID number which you can use to track the progress of your issue.

Texts are original, and while I can’t really see much of practical value to you in what they say, it does add up to what looks like a very well planned and organized program that certainly gives off a solid first impression of professionalism. AudivaTraders may not look to be the most profitable thing in the HYIP market at the moment, but don’t be deceived by that either. A lower return can lead to a lot more cycles and in the long run that’s a lot more important than just throwing up ridiculously high interest rates that no admin could possibly sustain for more than a couple of weeks. And with the Summer so often being an unpredictable season in the HYIP industry you really shouldn’t underestimate the value of giving more importance to sustainability rather than just offering huge returns without any clear plan on how you’re going to pay them.

As always never forget that while although AudivaTraders looks a good prospect now, we are still talking about the HYIP industry and there are way too many factors that are both impossible to predict and impossible for investors to control. So just remember if you’re joining AudivaTraders (or any other internet based investment program) to always put a sensible limit on your spending and keep a wide and diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

I don’t believe it’s been announced officially yet, but MAHIFund (reviewed here) has now added three more investment plans to their list. In addition to the existing plans – Alpha (1%-1.5% daily for 15 days with principal back on expiry), Beta (2%-2.5% daily for 25 days with principal back on expiry) and Gamma (170%-180% after 30 days) MAHIFund has added the following three investment plans also named after letters of the Greek alphabet:
– Delta Plan pays 190% after 40 days for deposits ranging from $5 to $250, 200% after 40 days for deposits from $251 to $1,000 and 210% for $1,001 or more.
– Sigma Plan pays 240% after 50 days on deposits from $5 to $250, 250% after 40 days on deposits from $251 to $1,000 and 260% for $1,001 or more.
-If you are ready to invest above $1,000 in MAHIFund you can try your luck in the weekly paying Omega Plan where you will get 30% for 8 weeks on deposits from $1,000 to $5,000, 31.25% for 8 weeks for $5,001 to $25,000 and anything more than that will get 32.5% for 8 weeks.
Remember that for all the new plans offered by MAHIFund starting from today your principal is already included in the earnings and will not be returned to you on expiry. I myself am not sure why the admin would add so many new plans as usually these things can scare potential investors off. We all know if a program is running fine there is no need for an admin to make such drastic changes, especially if they are added out of the blue and without any proper announcement. So I think everybody will draw their own conclusions but surely any official announcement from the admin of MAHIFund Anuschka (interviewed here) on this matter would be more than welcome. I will let you all know as soon as I get any additional information on the matter. Meanwhile, I can confirm that so far all the payouts are still processed instantly by MAHIFund to all payment processors – LibertyReserve, PerfectMoney and AlertPay. I hope they will keep up the good work by paying everybody for a long time!

As you might be aware the admin of AlphaForex also never announced the addition of AlertPay as its third accepted payment method (after LibertyReserve and PerfectMoney) for several days since I noticed it in my account and mentioned it on my blog earlier. Today that’s been put to rights and AlertPay’s inclusion has been officially announced in the following update from AlphaForex:
“AlertPay payment system is available now
We are happy to announce that we start to accept Alertpay as an alternative payment system for all of our customers. Alertpay (www.alertpay.com) is an online payment system.
Deposit via Alertpay will be processed and approved Manually.
AlphaForex Management”.
I remind you that AlphaForex has been monitored on MNO for two weeks now paying 1.6%-2.6% returns for 180 days with payouts credited on business days only and principal returned on expiry. More about AlphaForex you can read in my detailed review of the program posted here.

Clearly as the first stage of the full translation of their website into four languages comes to completion, the admin of SafeDepositary announced that the advertising banners were also now available in four languages as well. So if you speak not only English but also German, French, Italian or Spanish you will be able to promote SafeDepositary in your local communities and get some extra referral commissions. Of course if you do so your downlines should expect to understand the site fully in their native tongue, and to satisfy that demand SafeDepositary promised that this process would be finished within the next 10 days:
“Multi-language banners
Dear clients! SafeDepositary website is preparing for multi-language interface integration. First of all we added banners in German, Spanish, Italian and French language. The whole SafeDepositary website will be available in these languages within next 10 days.”
Many investors would say SafeDepositary is widely regarded as one of the most stable low return programs around today, paying 1.6%-2.3% for 150 business days with your principal returned on expiry. The program accepts all the popular payment processors including LibertyReserve, AlertPay, PerfectMoney and SolidTrustPay with a $10 minimum and usually pays instantly which probably helped its success a lot in the long run. SafeDepositary was better described in my review originally published here.

One of the most popular e-currency exchange sites and the only one approved by MNO Blog – xChanger – came out today with some really excellent offers for clients. Summer discounts will include LibertyReserve and PerfectMoney exchanges to AlertPay and SolidTrustPay with 0% fees (!). Yes this is true, if you need AP or STP and have an excess of LR and PM the best opportunity to sell it is now with xChanger. But you should remember that it is a limited offer and you can take advantage only while it lasts. I remind you that in order to make an exchange with xChanger.org you have to first register in the site and in order to exchange from AlertPay you have to become also a verified member by submitting special documents. More about this highly rated service provider can be read in my interview with its admin Andrei posted here. And this is the latest summer promo offer from xChanger available now:
“Hello, Summer is here. We’re celebrating this hot season with some even more hotter rates. Check out below:
Liberty Reserve -> AlertPay = 0% (limited time!!)
Liberty Reserve -> SolidTrust Pay = 0%
Perfect Money -> AlertPay = 0% (limited time!!)
Perfect Money -> SolidTrust Pay = 0%
AlertPay -> SolidTrust Pay = 3.5% (limited time!!)
(these are the hottest rates. For all exchange directions rates, check out the site http://xchanger.org)
Go here to place an exchange request: http://xchanger.org
Have a joyful summer, xChanger team.”

I wonder how ignorant some investors can be and how crooked some monitors can be too. I’m talking about the situation surrounding EarnoSphere which stopped paying yesterday after a series of account suspensions and altering the images of some honest monitors who dared to move this scam to Problem status where it belongs. Some investors are still writing to me and asking that maybe it’s all a misunderstanding and EarnoSphere will be back since they were paid to AP . Well, I can tell you with 100% certainty that EarnoSphere is gone and will not be back. Granted the admin managed to do something really amazing as EarnoSphere ran for 145 days which is over four months – a result that would be unbelievable for any short term program. Despite that the admin finished the program as a pure scammer like usually happens and is still accepting deposits while selectively paying to some small investors and collaborating monitors misleading amateur investors to bring more money into this proven scam. This is how the industry works but please do not ask me why some people never learn and invest more than they can afford to lose in any HYIP. Remember that diversification is the most important key to success here and trusting some crooked monitors who will gladly accept spare change in exchange for displaying Paying status for a few more days. I think the only thing that the investors can actually do about that is to ignore such cheating monitors and do not invest via their referral links. Only after realizing that they are losing the confidence of investors and therefore the money made on referral commissions will they stop this shameful practice. When starting MNO I could never understand why some monitors are so crooked until I actually faced the ugly truth about collaboration between admins and some monitors. That is why you should only support honest monitoring sites and encourage admins to put a stop to this awful practice of selective payouts and make them realize that once their program was put to Problem status due to verified complaints from their members they have a very short time left unless they solve the issues and pay everybody like they promise in their terms and conditions. This is the only way to put a stop to tactics like we see from EarnoSphere now. So be very vigilant against scammers and I’m sure that will bring some great results in the near future!

As you can see I was also right about BrilineLimited the admin of whom blocked my account two weeks ago which forced me to move the program to Problem status on MNO. Today I see that GoldPoll have also moved the program to Problem status due to verified complaints about more blocked accounts, so apparently the admin keeps paying selectively. I wonder how those who supported BrilineLimited and attacked my point of view are feeling now when it looks I was right all the time. Hiding your head in the sand and ignoring the problem is simply not an option on MNO, especially when it was glaringly obvious that there was severe cash flow problems there. Those who listened to my advice given two weeks ago and didn’t make any new investments into the program still have their money in their pockets now as it was impossible to profit from the program during two weeks. Remember that even one case of account blockage usually indicates a pending scam, especially if it’s verified and when even the admin had admitted that. Remember that MNO never collaborates with any admins and only displays Paying status when the program actually pays to everybody. And if some investors and crooked monitors choose to ignore my warnings they will pay the price in the form lost money. I do not care about that as I’m doing all I can to stop the selectively paying scammers but you should also make your own efforts and do not allow such admins to flourish in this industry. That is why such admins will never be welcome on MNO and if they don’t like what I offer they can go elsewhere, especially to those monitors who do not have any principles and will sell their own mothers for a few extra dollars. I’m sure MNO readers will not mind if I have less programs from such scammers listed on the MNO monitor, do they?

The programs monitored on MNO which paid me for the last 48 hours are listed for you below:
AudivaTraders (the first payments received), EliteAlliance, CyproRealty, GorgonProjectInvest, Insectrio, UnitrustDirect, GulfReserve, RichieFund, AdvanceFund, MAHIFund, SafeDepositary, StableROI, ReProFinance, InvestNetGroup, OSWealth, PermanentProfit, Opulentia, EarnGroups, EurexTrade, MGFunds, Invest2Gold, AlphaForex, PrimFix, BrantonsGroup, UnicornInv, UmProfit, StockBiz, EurosFund, StraDox, ViscoCorp and LucrativaFund.

A new short-term program has been added to MNO Premium list tonight called InpladoFinance. Well, the program is not actually new as it’s been running for an impressive 16 days now. This term will look even more impressive if you see the investment plans offered by them – 105%-115% after 1 day, 117%-150% after 3 days, 130%-200% after 5 days, 165%-350% after 10 days and 270%-850% after 25 days. InpladoFinance only accepts LibertyReserve and PerfectMoney with a minimum to deposit of $5 and payouts processed within a 12 hour period on request. So far I can see only good feedback about the program on forums and monitors and I believe it’s also due to its nonacceptance of AlertPay which is the main threat now for the survival of any short term program. InpladoFinance is running off a licensed GoldCoders script and has a properly SSL secured website hosted on a dedicated server by BlackLotus. More about InpladoFinance will be posted in the detailed review of the program which I’m going to post on MNO after the first payment is processed and the program is moved to Paying status. Stay tuned for that, guys, and see you all tomorrow!