BEWARE! THIS PROGRAM HAS STOPPED PAYING! DO NOT INVEST!

Hi everybody! I hope you’re all looking forward to the weekend as much as I am as I’ve had a pretty busy week so far. It’s not over just yet though and there will still be plenty of activity here for the next couple of days, starting tomorrow with another Live Chat session. I’ll tell you more about than in a moment in the news section, but be sure and pencil it into your diaries. Before that there was another short term HYI program added to my monitoring page last night called InpladoFinance which is what I want to look at before we move on to the news updates. I should point out first of all that InpladoFinance is not a new program (relative to the plans they offer I mean) though they have successfully completed a good number of cycles on four of their five investment options.

All of InpladoFinance‘s plans pay on expiry of the relevant investment term. Interest rates will be based on the size of your deposit, but the minimum is quite affordable for all of them. We start with one that runs for just 1 calendar day. It will set you back a $5 minimum to join and for anything up to $300 InpladoFinance will pay you back 105% interest on expiry, a figure which includes your principal. So invest $100 today and get $105 back tomorrow. For anyone prepared to make a larger investment the following rates apply. You can earn 106% on $301 to $1,000, and 107% for anything between $1,001 and $5,000. InpladoFinance will accept anything up to a $50,000 maximum with a top rate of 115%. See your members area for details if interested.

The second plan runs for 3 calendar days. It requires the same $5 minimum to join, and for anything up to $300 InpladoFinance offer 117% paid on expiry, principal included. For deposits between $301 to $1,000 you can expect 120% and for anything between $1,001 and $5,000 the rate is 123%. See your member’s area for details of larger deposits if you’re interested, but the maximum investment is $50,000 which carries the top rate of 150%.

Next up is a plan that runs for 5 calendar days. For a $5 minimum deposit InpladoFinance offer a payment of 130% made on expiry, a rate which applies to anything up to a value of $300. A rate of 135% is offered on deposits between $301 and $1,000, and a rate of 140% on anything between $1,001 and $5,000. Check your account for information on anything bigger than that, but the maximum spend is $50,000 and the top rate is 200%.

Plan number four from InpladoFinance pays on expiry after a 10 calendar day term and again carries the same $5 minimum price tag. An investment of anything up to $300 will be offered a 165% interest rate, principal included. Deposits between $301 and $1,000 are offered 175% interest while deposits from $1,001 to $5,000 are offered 185%. You can see details of the other offers from inside your InpladoFinance account area, however the maximum deposit is still $50,000 and the top rate is 350%.

And finally the remaining plan, and at the time of writing the only one not to have completed a cycle and put its investors into profit, runs for a term of 25 calendar days. InpladoFinance still require a minimum spend of $5 to join and for anything up to $300 are offering a rate of 270% paid on expiry, principal included. Deposits from $301 to $1,000 are offered 290%, and deposits from $1,001 to $5,000 are offered 500%. Unlikely to be achieved but then again less likely to attract much interest from the average HYIP player either. You can check your account area for figures applicable to higher deposits, but purely for informational purposes the maximum deposit is $50,000 and the top rate is 850%.

Aside from the investment plans InpladoFinance have a couple of interesting side lines going where you can also earn a couple of dollars. For example they have a lottery where a couple of members are picked at random and awarded cash prizes. They also run competitions where they reward the best or most active promoters on the main discussion forums. And regular investors will be pleased to hear that this is not open to monitors, who flood most forums with rubbish anyway (although they have their own contest open to them). It’s probably one reason why there has been so much positive feedback on the program on the forums.

Payment options are to be blunt a little basic. InpladoFinance only accept LibertyReserve and PerfectMoney, though with recent problems with AlertPay I have kinda mixed feelings about whether that’s entirely a bad thing or a good one. Not to stray too far from the point here but there are some perfectly viable alternatives to AP so maybe more admins should start looking around. SolidTrustPay is one for example. Anyway, payments are made manually and will need to be requested. The InpladoFinance admin requires you to allow him up to 12 hours to get everything processed, but so far in my own brief experience with him he’s been much much faster than that. Guess that’s another reason why there’s been a lot of positive feedback about the program.

InpladoFinance is running off a licensed GoldCoders script and their website is fully SSL secured. They are also hosted on a dedicated server with support and DDoS protection supplied by BlackLotus. The best way to connect with the admin is by filling out your details on the e-mail ticketing support form found on the contacts page. InpladoFinance also have a Live Chat support feature, which oddly for the HYIP industry actually works. It’s not a 24 hour service, but if the admin is online and logged in at the time then you might get lucky and find him there to answer your questions in real time.

Texts are original (what there are of them!) though as usual for short term HYIPs give next to nothing in the way of any real information about the program’s history and background. The briefest of paragraphs vaguely touches on “purchasing and trading securities” and says little else. So I think we know what to expect here. You can take the current lifetime of the program – 17 days as of today I believe – any way you like. Some will be negative about it and others positive. All I can tell you that within that time a lot of investors have done very well from some of InpladoFinance‘s plans, and if you think you could be one of them then think it over. I’ll just remind you as always when playing with online HYIPs do so with sensible amounts of money that you have to spare and try to use individual programs as part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY.

Not to get too far from the above review I would like to start today’s news with the most recent newsletter from InpladoFinance, the admin of which is probably very proud to have his program monitored on Premium listing on MNO as he was so kind to say to his members. Well, I guess he will be even more pleased then to tell everybody about the review published on MNO blog and send the link to everybody tomorrow to read too. It’s still incredible how InpladoFinance managed to survive 17 days online and it’s obviously still growing paying such high returns within a promised timeframe of 12 hours. Well, at least my principal was returned very fast tonight, just a few hours before the review had been posted. Here is the latest newsletter from the admin InpladoFinance Robert:
“Premium Listing of the MNO
Hello Dear. Our program is already running for 17 days.
I am very pleased to tell you that InpladoFinance was added to the Premium Listing of the Money-News-Online.com. We are very pleased to work with administrator of MNO Paul
Within a few days, Paul will publish a detailed review of our program.
We are not going to stop there. We will continue to develop and operate.
Ahead of us a lot of interesting things.
Please contact us, if you have any queries. We will be available 24 hours a day to offer you assistance.
Also for your convenience, we have Live Support service.
Best regards, Robert Nelson.”

Now back to the really serious stuff. As you might be aware of the admin of PrimFix Derek recently announced the Live Chat session on MNO tomorrow at 6 p.m. GMT. Or if it’s easier for you that will be 13.00 New York, 19.00 Berlin, and 20.00 Moscow. I’m expecting quite a high level of interest in this as PrimFix (reviewed here) is widely considered as the next big thing in the HYIP industry right now. The program recently entered the Top 10 most popular programs on MNO monitoring after slightly more than two months of monitoring which is considered to be quite a good result. Especially for such programs as PrimFix which pay quite moderate returns compared to its shorter term competitors – 120% after 15 days, 160% after 30 days and 210% after 45 days. The fast payouts and acceptance of all the popular payment processors – AlertPay, LibertyReserve, PerfectMoney and SolidTrustPay – along with Credit cards that are accepted through AlertPay’s interface after some strict verification procedures. Moreover, PrimFix is going to accept direct Bank wires and Western Union transfers from investors around the world which should further strengthen its leading position in the HYIP market. Of course the most successful programs cannot do reach the heights that they do without some great advertising options that enable members to promote the program among friends and relatives and earn some commissions in addition to their deposits. The admin is tirelessly working on adding more advertising tools to make the promotional work easier and achieve better results for all concerned. Splash pages, promotional videos, credit exchanges for real money for the unique hits – this is only a few things on the list of promotional tools available to everybody who wants to promote PrimFix. The Lite version of the site is another great feature that will allow everybody to deposit without even having an account there and it is deliberately written in the most basic English so everybody can understand what is required there. Your own betting platform will be available for you in your PrimFix account next week where you can make bets yourself (as PrimFix is allegedly involved in sports arbitrage as mentioned by Derek in my interview posted here) and get some additional profits in case you guess right. Even if you’re not lucky in gambling you will still be in profit as every lost bet will be placed as a deposit in your preferred plan and will still bring you a profits in the end – such a concept has never been seen before in the industry and I’m looking forward to seeing it in action soon. If you have any questions for Derek and want to find out more about the program you have a unique opportunity to do so in the upcoming Live chat session that will start tomorrow (June, 11th, Saturday) at 18:00 GMT London Greenwich time. Derek was so kind to find the time from his very tight schedule to answer all the questions MNO readers might have in real time, so do not miss this opportunity and get registered on MNO Chat under this link to be able to actively participate. I would like to add that only registered members will be able to ask any questions while guests (those who for some reason don’t want to sign up) will still be able to log in and read the chat in real time but won’t be able to post anything. Please also note that it might take a few hours to approve your account as I do it manually, so make sure you sign up beforehand. I am aware that not everybody will be able to attend and in this case you will still be able to read the full transcript which will be published on my forum tomorrow after it finishes. But you know – it’s so much better to be able to ask your questions live, so don’t hesitate to join in. Derek also mentioned this event in his regular newsletter which was sent to everybody late last night and was entitled “Live chat on this Saturday, bank wire acceptance coming and more”:
“Dear members, We hope you are all enjoying the profits you are earning. We are certainly very satisfied with the responses we have received so far.
This week we made a deal with a well-known exchanger in the industry, Xchanger.org. We placed a link inside member’s area for you to register with them if you need to exchange money between your e-currency accounts and if you sign up under the link inside member’s area, you will get a 25% off coupon that lasts forever! You can get a great discount on their fees.
Also, some of you may have noticed that we have included a splash page in the promotional tools area. It is a simple page with some basic information about PrimFix as well as our promotional video, which you can use to invite people to join our team. You also earn PTP credits from visitors viewing the page.
If you joined us recently, you may not know about our PTP system. Basically, you get 1 credit for each unique visitor (a visitor who has not visited the site in the past 12 hours) you send to PrimFix page with your referral link. You can exchange these credits for money and right now the rate is $1.5 for 1000 credits.
Our betting platform will be available next week and we’ll e-mail you the details once it is ready. As we mentioned it in our previous newsletter, you’ll be able to place risk-free bets inside your member’s area. If you win, you’ll get a bonus added to your account balance instantly but if you lose, the value of the bet will be deposited in one of our plans, which you have chosen before placing the bet.
We are going to have a live chat session at Money-News-Online this Saturday at 6pm GMT. If you’d like to join us, you need to register at their chat room a little earlier, as all registrations need approval. You can do so here: http://chat.money-news-online.com/ .
Also, we would like to remind you of our Lite version, especially if you have friends who don’t use English as their first language. The texts in the Lite Version are written in very simple English, so that it can be easily translated into any language. You will also earn PTP credits and referral commissions promoting PrimFix Lite.
To end this newsletter, I’d like to inform you that Bank Wires and Western Union will be accepted as payment methods next month, our lawyer is going through some paper work to make it an option and it should be ready within a few weeks. Do not forget we already accept Visa, American Express and MasterCard payments through AlertPay, so that everyone can be a part of PrimFix!
Thanks a lot for being a member of PrimFix and for sending us your suggestions and thoughts about it. We are improving our page based on the messages you send to us, post on forums and blogs and we are very satisfied so far although there’s still a lot of work to do. As I already said before, we are here to make this program one of the best opportunities this industry has ever seen.
As usual, please contact us if you have any concerns and our support team will answer you, you can e-mail us both in English and French.
Have a great weekend! Derek”.

Another program that managed to achieve quite a lot of success in its first two and a half months online is undoubtedly GulfReserve (reviewed here). The program recently got in the Top 5 most popular programs which is well deserved achievement as the admin Alina rightly said in the latest newsletter her program didn’t have any serious issues during its time online. I’m sure many investors appreciate GulfReserve for its instant payouts to AlertPay, LibertyReserve and PerfectMoney and the ability to deposit also via Credit card through AlertPay’s interface. Some also like the wide variety of investment plans GulfReserve offers, where everybody can find something they like – 4%-5.5% for 30 business days, 1.2% for 150 calendar days, 105% after 5 calendar days. Communication is also key in this case and you can see as how responsive Alina was when she answered my questions for the interview (you can read it here) or participated in the Live chat session similar to what PrimFix will have tomorrow (the full transcript of that session can be read here). I think considering all this you will see why GulfReserve is now occupying top spots on many popular monitors and that is also confirmed by its hundreds of supporters on Facebook which marks one of the best results on social networking sites in the HYIP world. I guess such success is widely down to the regular contests on Facebook where members can earn some nice cash bonuses by answering some similar questions about the program. By the way, Alina and I are currently in negotiations to run a similar cash contest on the MNO forum, so I will let you know when we come to an agreement on it. Another great opportunity for Alina to learn what members want from the program is another survey which will commence this weekend and will be announced later on. Such surveys were already completed twice and based on their results Alina was able to improve her program so it was a good marketing method and informed her of the needs of potential investors. I’m sure that if GulfReserve continues to operate in the same way the recent mark of 3,000+ active members will be surpassed within the next few months. Here is the last newsletter from GulfReserve:
“More Events, More Success and More Milestones Achieved
I hope you guys are alright. I know its been a while since I wrote any newsletter, so here I am with some important and good updates that I want to announce today.
Its almost two and a half month since GulfReserve was launched under my administration and we have been constantly growing gradually, which is an excellent sign for the future of this whole project. We will soon cross barrier of 3000+ active participants which can be considered as a worthy milestone that we are going to achieve with support of our members…
We are considered as the TOP investment program of today and we are in list of top-5 investment programs in any noticeable place.
If you want to have an example of how successful GulfReserve is and to understand the rate of our growth, I will just give you 1 single example, and that example is of one of the top monitors and blogs… That is Money-News-Online. For instance, we were added there after a couple days of actual launch and today as it says we have been monitored by them for over 71 days already and absolutely NONE problems, NONE noticeable downtimes, NONE script issues, NONE security issues and payments have always been INSTANT and they always will be! and that specific monitor has earned over 400% already, inclusive of ROI, referral commissions and different bonuses we announce.
Speaking of success, we can’t just ignore that GulfReserve had a most successful campaign at FaceBook and we already have over 650 supporters there. This figure is really impressive compared to any other HYI program.
FaceBook contests are resumed!
Once again, just like as it used to be… Our representative at FaceBook will soon post questions and the best answers will be chosen and rewarded with bonus investments and cash rewards, everyone loved it and now its coming back in few hours….
http://www.facebook.com/pages/Gulf-Reserve/209901512378189
Survey Program is Ready! but...
Yes, I have been talking too much about it in my past newsletters and now its officially ready and tested but I suppose I will be announcing it on coming weekend, (I have a server clock for everyone at members home) because I think it would be most appropriate time as there is no ROI paid on weekends, so this will generate some money for them on weekend. So you can expect an exclusive email from me, when this will be announced.
As you all know, we believe in constant development of program and new features and so we will be announcing our future plans after concluding results of our survey program.
There is also a strong possibility of a week-long lasting contest on MNO forums and Paul has already advised me that his designer is getting the banner ready before its announced, so as soon as it happens we will be giving free bonus upgrades exclusively for MNO readers too.
That’s all for now, I am really thankful for your support in making GulfReserve successful and there are lots of other milestones we have to achieve.
Regards, Alina.”

Two days ago the interview with the admin of LucrativaFund Richard (read it here) was posted on MNO and I’m glad that it’s resulted in an increase in popularity of the program which has been running for nearly a month already. One month online is certainly a very reasonable achievement for such any program paying on four short and medium term investment plans – 110%-120% after 5 days, 120%-140% after 10 days, 7%-8% for 20 days, 12%-14% for 10 days. The minimum investment is only $5 and you will be paid within 48 hours on request to any of four e-currencies you joined with – LibertyReserve, PerfectMoney, GlobalDigitalPay and AlertPay. According to the recent newsletter from the admin of LucrativaFund (reviewed here) the VIP-investors of the program can enjoy some extra features not available to regular members. The list of these features along with the links to some discussion boards and its Facebook page are given in the latest newsletter:
“Lucrativa Fund NEWS
Hello Dear LF Investors,
It is almost one moth since we running our program and its going on the top.
We bought many advertising packages from different monitors and doing great promotion. I want to thank Paul, MNO for the great opportunity to have an interview with him:
http://money-news-online.com/blog/2011/06/08/08062011-interview-with-the-admin-of-lucrativafund/
Good news for VIP Investors, who invested more than $1000. We will add LF Debit Cards! I want to remind you, VIP investors have an additional features:
SMS-Notifications
Phone Support Liftime
Bonus Program
Withdrawals to Visa, MasterCard, AMEX
Debit Cards coming soon
We are going to an amazing social media promotion on Facebook, currently we have 125 followers and 554 following people on Twitter.
Nowadays you can see our advertising almost everywhere. We bought stickies and banners on PTP and PTC forums:
http://ecurrencymoneyforum.com/forums/7-High-Yield-Investment-Program-Discussion
http://www.italkmoney.com/forum/12-hyip-high-yield-investment-program-discussion/
http://www.hyrextalk.net/index.php?/forum/24-high-yield-investment-programs-hyip/
http://www.earningpalace.com/forum/high-yield-investment-programs-hyip-discussion-only/
If you didn`t join our facebook page yet, please follow this link:
http://www.facebook.com/pages/Lucrativa-Fund/133407456735848
Hope you are all happy with LucrativaFund and do not forget vote for us every time when you get paid.
Best Regards, Richard”.

The admin of MAHIFund Anuschka (interviewed here) finally officially announced the three new investment plans that are available now in addition to the three described in my review of the program posted here:
“MAHIFund newsletter : 3 new investment packages added!
Dear customer
We would like to announce 3 new investment packages offered by Malcom Arlsey Holding Inc and available from now to our customers.
The first new Plan is the Delta plan running for 40 days. This plan offers you from 190 to 210% after 40 days with your principal included. The Sigma plan offers from 240% to 260% after 50 days with the principal included. The last new addition is a “weekly plan” called the Omega Plan. This Investment package return you from 30% to 32.5% weekly for 8 weeks (Principal included). For trading purposes the minimum amount for the Omega Package is USD/EUR 1000
Feel free to contact us for any questions.
Anuschka Cuperus. Ceo of Malcom Arsley Holding SA”.
In addition to the plans already analyzed on MNO last night I just want to add that just a few hours ago my principal invested in the 25 day plan paying 2%-2.5% daily has expired and I got repaid instantly as usual. So you can see that everything is still working smoothly in MAHIFund and payouts are still being processed instantly which is definitely a good sign, especially after such an important update has been posted.

The admin of Insectrio Robert issued a very bold statement in today’s newsletter where he predicted that his program would survive the whole summer and would still be strong in September, a month noted for a resurgence in HYIP activity after the usual summer slow-down. Well, I’m kinda skeptical about such predictions and I don’t believe anybody including the admin can say that for a fact. It’s entirely possible it will, however nobody can predict the future. Even with the alleged high level of support and reinvestment in Insectrio which the admin talked about so much in the latest update the future can be really unpredictable. At least the positive attitude from the admin’s side is very important as that can encourage members to reinvest and make the program last longer. But with such short-term plans Insectrio offers via LR and Pm only (103% after 1 day, 120% after 5 days, 145% after 10 days, 170% after 15 days) it’s simply impossible to predict how the investors will behave within the next few months as the attitude might shift greatly while the program progresses. So far Insectrio (reviewed here) is doing quite well and all the payouts are processed instantly, but for how long it will last I would not start making predictions here. Here is their latest newsletter issued today:
“Insectrio will surpass this summer!
Dear members,
Thank you! Thank you very much for giving me the opportunity to show you how I can provide you with such an opportunity!
Insectrio has been online for 20 days now and it’s not even the beginning! The HYIP industry is slowing down due to the summer but not so with Insectrio, which is getting stronger from day to day and growing in a wonderful pace with more and more members supporting it by posting their payment proofs on the forums and MaxiVoting for the project!
Now I can say with full confidence, that with this level of support and cooperation I have no doubt that Insectrio will win this summer and make it to September without any problem! This is the very first goal I have in mind now, to surpass this summer successfully. I’m sure that from September onwards when the HYIP industry is on the rise, it will be a piece of cake for Insectrio to sustain itself so let’s all work together (teamwork) to make sure we will be able to fulfill this goal and make it happen!
I’m extremely happy to see that the reinvestment rate has really increased recently with many members deciding to stick with Insectrio and reinvesting bigger amounts everytime. This is exactly what makes Insectrio sustainable with many new investors joining everyday. You have no idea how much I appreciate your support! Thanks to all of you for believing in my project and giving me this chance, you will never regret it!
In this opportunity, I would like to mention that Insectrio website will be unavailable today, June 10th, for 5 minutes between 15:00 to 15:05 (GMT +1), due to maintenance in the datacenter of Dragonara, the hosting provider of Insectrio. This is the message I received from them and I am letting you know about it in order to prevent any worries, as it may probably take more than 5 minutes as written by them.
Finally, if you haven’t yet MaxiVoted for Insectrio or posted your instant payment proofs on the forums, what are you waiting for? This is the best way you can show your support for Insectrio as this will both increase its popularity and help it to become the best program in the market. It takes just few minutes!
Please MaxiVote for Insectrio here:
http://maxivote.com/button/http://insectrio.com
And post your instant payment proof in the following forums:
http://www.moneymakergroup.com/Insectrio-Insectriocom-t377508.html
http://www.talkgold.com/forum/r329423-.html
http://www.dreamteammoney.com/index.php?showtopic=123345
Thank you so much!
Regards, Robert”.

Please note that two programs were listed as Scam today. They are the short term games StableROI and Invest2Gold which both lasted for mere days. Another program listed on Basic on MNO FineGoldGains today has stopped instant payouts and I would not recommend to invest there either. All the three programs have been listed on Basic list and therefore you can see the quality (or lack of) in them.

The following programs featured on my monitoring on Paying status paid me within the last 24 hours:
LucrativaFund, AlphaForex, StockBiz, EarnGroups, Insectrio, GorgonProjectInvest, ReProFinance, GulfReserve, RichieFund, CyproRealty, StraDox, AdvanceFund, PermanentProfit, InvestNetGroup, OSWealth, Opulentia, EurexTrade, BrantonsGroup, UnicornInv, EurosFund, MAHIFund, InpladoFinance (the first payments received) and FeoCash (the first automated payments received).

Today FeoCash has been added to the Premium list on MNO and currently it’s the newest addition to my monitor. FeoCash is a brand new short term program offering different investment plans with automated payouts paid directly to the LibertyReserve or PerfectMoney account you joined from. The script is the same as OSWealth and I believe investors who made a profit from that program will be interested to find out more about this one in my upcoming review due to be published tomorrow. Meanwhile I can tell you that FeoCash offers several different investment plans – an hourly one (4.33% paid hourly for 24 hours) plus on expiry plans (including 118% after 4 days, 150% after 10 days and 280% after 30 days). The minimum to invest in each plan is $10 and you will be paid automatically either hourly or on expiry, so you won’t need to request any payouts at all. I’m also glad to report that FeoCash is hosted on a dedicated and DDoS protected server by Dragonara so you shouldn’t expect many issues with downtime. The program is going to be reviewed on MNO tomorrow, so stay tuned for that, guys.

The second program that went to the Standard list on MNO tonight – BetterMoneyLife – is also a brand-new short term program that just launched today offering two uncomplicated investment plans. One of them is the ever popular 12% daily for 12 days while the other pays 192% on expiry of a 14 day investment period. Usually instant payouts are promised to AlertPay, LibertyReserve or PerfectMoney accounts – all of which are accepted by BetterMoneyLife with a low $10 minimum to invest. Well, more info on payments will be available tomorrow after I test their first withdrawal and also in the upcoming review. For now I can also add that BetterMoneyLife is running off a licensed script from GoldCoders and in order to receive your payouts you have to request them. The site is hosted on a dedicated and DDoS protected server by Dragonara which is considered one of the best providers for HYIPs.

That’s about it for tonight, guys. Have a nice weekend but don’t forget to come to MNO Chat tomorrow and participate in the Live chat session with the admin of PrimFix Derek. See you all then!