Beware! HotInvesting has been moved to Problem status due to selective payouts! Do not invest!  

Hello everyone! It’s no secret and even less of a surprise that the industry is winding down a little at the moment as happens every summer (though I did think it would happen a bit earlier than this myself). A slowdown in activity doesn’t mean a complete stop of course, and one brand new short term program to open up in recent days has been HotInvesting, a program that will I think have a familiar look to many regular MNO readers.

It’s the latest in a line of high risk ventures that have become so prominent in the short term HYIP industry over almost the last year now. Several programs like HotInvesting have proved to be enormously popular games with online investors, and indeed many have been very successful ventures that put a lot of their members in profit before the inevitable closure. On the other hand some were a bit more of a disappointment, so you never really know what to expect. Then again, that’s really what the HYIP industry is all about, particularly when it comes to very short term programs like this one.

As you might expect, HotInvesting have a fairly extensive list of plans for you to choose from. To be fair some of them aren’t bad at all and might be worth a few bucks while the program is new. Some of the longer term plans are best avoided maybe as they are unlikely to come up with the unfeasible interest rates that will do nothing other than separate the newbies and the gullible from their cash. But the shorter term ones could easily run for a big number of cycles.

So to start with HotInvesting‘s first plan runs for a term of just 1 single day. Given that the program is two days online therefore I can confirm at least that HotInvesting is currently a paying program and has put its first investors – myself included – into profit. You can join for a $10 minimum and your return, which will be based on how much you invest, will be paid on expiry. Your principal will be included in the payment and the rates are as follows: 105% on investments between $10 and $200, 106% on amounts from $200 to $501, 107% on amounts from $501 to $2,000, 115% on amounts from $2,001 to $5,000, and HotInvesting‘s top rate of 130% for anything bigger than that.

Your second option runs for 2 days and makes daily interest payments. It’s a bit more straight forward than the previous one in the sense that HotInvesting have a much narrower range for the payments. It will still cost a $10 minimum to join, however for anything up to $3,000 HotInvesting offer 56% interest per day, principal included. That’s 112% in total. Alternatively if you spend anything above that (with no stated maximum) the rate is 75% per day. But that’s a lot of money to find out if it’s an achievable offer or not so do be careful.

HotInvesting‘s third plan runs for a 5 day term. It also only costs a $10 minimum to join but in this case reverts back to single payments made on expiry. Final rates will depend on your original deposit and will include your principal. Rates are calculated as follows: 128% is paid on deposits between $10 and $200, 133% on anything from $201 to $500, 138% on deposits from $501 to $2,000, 320% on deposits between $2,001 and $5,000, and 800% for anything bigger than that.

The next plan also pays on expiry and runs for a 12 day term. Deposits start from a $10 minimum and for anything up to $200 HotInvesting are offering a single payment made on expiry of 168%, principal included. It’s difficult enough to see this one being sustained for any kind of a significant number of cycles so if you do want to play make sure it’s sensible. For larger deposits HotInvesting have the following offers available: 180% for deposits from $201 to $500, 192% on amounts from $501 to $2,000, then leaping to a seriously unobtainable 1100% interest for deposits from $2,001 to $5,000 and 2100% for anything above that (obviously not recommended).

For HotInvesting‘s fifth plan the term is 25 days, the minimum investment is still $10, and interest payments are still made just once on expiry. The rate being offered for deposits between that $10 minimum and $200 is 245%, which includes your principal. Larger deposits are offered larger payment rates as follows: $201 to $500 is offered 270%, $501 to $2,000 is offered 300%, $2,001 to $5,000 is offered 1503%, and 3621% for anything bigger than that.

The final plan on offer from HotInvesting is perhaps the most unobtainable of all, though I include it anyway for informational purposes. There’s just one single rate of interest payable on expiry, regardless of how much you invested. The term runs for 45 days and the offer is 5000% interest for any deposit of $10 and up. Clearly this was planned to take full advantage of the greedy and the newbies, so avoid this one in favor of some of the more realistic shorter term options of which HotInvesting has many.

As you can see there are quite a lot of sustainable plans, but really only if everyone keeps their deposits to a sensible level. Payment options are a little basic as you would probably expect from a program like HotInvesting, and they only take LibertyReserve and PerfectMoney. This is unlikely to change but I suppose most of you will know full well it’s a gamble anyway so won’t make too much of a big deal about it. It should be noted though that payments are not instant. You will need to log into your account area and request your payment. Once done the HotInvesting admin requires up to 24 hours to get everything processed.

Hosting is by the AntiDDos company whose reputation has become solid enough this year. Even if not all the programs they have hosted have been financially rewarding for the investors there’s been few serious technical issues with any of the websites they’ve hosted. They have HotInvesting on a dedicated server and the programs runs off a script under license from GoldCoders. The website is also SSL encrypted for safer browsing and more secure transactions. Should you have any questions or support issues with your account you can contact the admin by filling in the e-mail ticketing support form on the contacts page and submitting it.

Other than that all I can really say is that there’s no serious business plan outlined to back up the interest rates offered by HotInvesting. Nor would I expect there to be one. Like anything in the world of online HYIPs it completely anonymous and while that has its benefits it also has it’s pitfalls, so do try and be sensible if proceeding with an investment here. Just remember to set yourself a sensible spending limit, stick to it rigorously, and if you’re ever tempted to spend too much in any one HYIP (HotInvesting or otherwise) it might be better instead to consider smaller investments in a wider more diverse portfolio instead. But for now there’s a reasonable chance of making a few bucks from HotInvesting if you use your head and play the system right.

DAILY NEWS FROM THE INDUSTRY.

I would like to start the updates section today with some disturbing news from EarnGroups. I looks to me like the most popular short-term program might be in trouble now as AlertPay limited their account and no deposits or withdrawals are possible until some verification procedures are completed. According to the admin of EarnGroups Christopher (read my interviews with him here and here) this should be completed within the next four days. Well, I wonder how he can be so sure of that as AlertPay is quite demanding towards HYIP admins when it sees a lot of money in their accounts and in my opinion will do everything and anything possible to keep this money for themselves. They’re well-known at this stage for stealing money from their clients whenever they find it suits their needs. We all know the recent scandals with other HYIP admins led to nothing but collapse of some major programs this year (just remember ExoticFX‘s problems!) and only in very few cases such as GorgonProjectInvest for example do programs manage to survive after AlertPay’s attacks. So despite the admin’s assurance that everything will be ok with EarnGroups I’d have to be a bit more cautious myself. AlertPay could also hold the verification procedure up for quite a long time and there is no guarantee whatsoever that the verification will even be approved at all. Obviously, the fate of EarnGroups (reviewed here) is now totally in AlertPay’s hands which is not known for a particularly sympathetic attitude to successful programs. This has even prompted many admins to refuse AP in their programs at all anymore. After the following update my advice for the investors would be quite reasonable – to hold off any deposits with LibertyReserve and PerfectMoney (even if the withdrawals are still being processed ok) until the situation with AlertPay is clear and is properly resolved. Here is the latest from the program:
“On-Going AlertPay Verification
Hi Members,
This is for the attention of all members who use AlertPay to invest and withdraw in EarnGroups. As of this moment, our AlertPay account is undergoing certain verification procedures, and therefore, all money transactions, that is, both deposits and withdrawals via AlertPay payment processor will be temporarily unavailable. The verification process is expected to be completed within the next 4 days (2 business days), after which transactions via AlertPay will resume.
We, therefore, remind all members who use the payment processor AlertPay to invest and withdraw in EarnGroups to be patient until the verification process is over. You are kindly asked not to submit any withdrawal requests to AlertPay till then. We will notify you by e-mail as soon as the verification procedure is over, after which you will be able to deposit with and withdraw to AlertPay.
Transactions via the payment processors Liberty Reserve and Perfect Money will not be affected in any way due to this, and will go on as normal.
We wish you a pleasant stay with us.
Best Regards, Christian. EarnGroups.”

Some concerns was raised today by many investors over PrimFix (reviewed here) because their website was down for a while. It looks like the admin Derek (interviewed here) isn’t particularly satisfied with his hosting with Dragonara and decided to finally move the website to a more stable hosting provider. Although the site’s downtime could create panic among the PrimFix investors I can say that Derek has already issued an update which will calm everyone down. He also updated his members on the official Facebook page today. Even though the website of PrimFix is still not available in all the places it’s encouraging what Derek was saying about the payouts – it looks like no payouts would be affected and they would continue to be paid as usual to AlertPay, SolidTrustPay, LibertyReserve and PerfectMoney to all the plans available – 120% after 15 days, 160% after 30 days, 210% after 45 days. Well, for over three months online PrimFix proved to be a great performer and I hope that this move will only make it stronger and strengthen the investors’ trust in the admin’s professional abilities to handle such situations. I will keep you updated on what is going on with PrimFix, but meanwhile please read the latest update issued just a few hours ago:
“Dear investors,
As most of you noticed, our site has some issues in the past 24 hours so I decided to send this newsletter and explain what happened. Our hosting provider, Dragonara, had some serious issues and all sites hosted with them were up and down the entire day which forced us to make a fast decision, we decided to move our site to a different and more professional hosting provider.
I understand you might be scared when any page that involves your money goes down but sometimes it happens and we just have to deal with it. As some of you may have seen on the news, the giant Master Card system had a short downtime last month and many merchants were scared, of course they came back and have continued their business as usual just like we are doing. We will allocate a bigger share of our betting money into making the payouts in the next few days but that won’t affect our business, we are making an outstanding profit this month so you don’t need to worry about anything.
I have to say I was very surprised with your attitude when you realized our page was offline, instead of screaming scam and filling disputes, most of you remained calm and tried to contact us through e-mail and Facebook. I am very glad to know that there’s such a high level of trust between PrimFix and its investors, I would like to say a big thank you for all of you who supported us and believed in us. I don’t judge the ones who didn’t, you have the right to be upset since it’s your money that was supposedly at risk but you can now see that it wasn’t and I’m sure a big part of you will feel much safer being an investor of PrimFix from now and on.
I believe we must look at this downtime the positive way, we are with a much more powerful server, which means our page can handle a lot more traffic and features. We are thinking about a PTP contest and some other new developments to our page, if you have any ideas for future of PrimFix, please contact us and we will be glad to hear them.
As I already told you before, I understand that words don’t mean a lot in this industry but I also strongly believe that, once more, PrimFix has proved itself to be different than other ordinary HYIPs out there, we are not going anywhere and I am sure most of you already know that. PrimFix is nearly four months old and things have been amazing so far, we have hundreds of members in profit and hundreds of members building a secondary income source with PrimFix.
I’m sending out payments as usual. There are many happy stories yet to come with PrimFix, I am sure many of you who are sticking to us will have nice stories and numbers to share with your family and friends very soon. Once again, thanks for your patience and enjoy your weekend. As usual, don’t hesitate to contact us if you have any sort of problems or questions regarding PrimFix.
Respectfully yours, Derek Rochester.
PrimFix administrator.”

Today say the official announcement of a new daily paying plan from AudivaTraders that was just introduced only earlier. It offers 0.5% for 15 days which will give the total profit of 7.5% by the end of the investment term when the principal should be also paid back to you. Well, this new plan by AudivaTraders (reviewed here) offers you a slightly worse result than its on expiry counterpart that pays 108% after 2 weeks but with daily payouts this alternative still looks a bit better to me and will be good for those seeking a daily payout instead of on expiry ones. Of course the other two plans with higher risk and higher returns on expiry – 131% after 4 weeks and 196% after 8 weeks – are still available and you can join them if you prefer their more profitable returns. For its first 45 days of monitoring on MNO I can’t say that AudivaTraders became hugely popular among readers despite offering instant withdrawals to AlertPay, LibertyReserve and PerfectMoney and recently the minimum to invest has been reduced to $5. However with this level of consistency I can say that it may get more exposure in the future. The new plan along with the welcome addition of social networking sites for greater promotional results (Twitter and Facebook) and releasing their certificate of incorporation along with other legal documents on the way should really get AudivaTraders more notice. I guess the upcoming interview on MNO which should be received by the end of the week will possibly make AudivaTraders more recognizable as well, despite the much lower returns than their main competitors. Here is the latest newsletter released today:
“New Investment Plan! – AudivaTraders
Dear AudivaTraders Member,
AudivaTraders has officially added a new investment plan to our company we have named, “Daily Special.” This plan runs at 0.5% Daily for 15 Days, Principal Returned upon Expiry. Of which your ROI would come to 107.5%. The limit has been set for this plan at minimum of $5.00 & maximum of $1000.00. Through time, this limit can vary depending on how well the market is doing.
Thanks for the support and feedback. This is one of the most requested addition for AudivaTraders and we were more then happy to accommodate!
Along with that addition, AudivaTraders welcomes you to check out the homepage for a few more functions we have added. Facebook and Twitter among the Social Connect group, we invite you to join our groups and keep up to date instantly via those social networking sites. Also, AudivaTraders will be providing support through each network!
http://www.facebook.com/pages/AudivaTraders/119735378118850
http://twitter.com/#!/AudivaTraders
Our company has had many inquires about our business and we are working on legal documents that will let us publicly release investment information as well as company information. Our Incorporation certificate has been released, and can be found on the homepage.
“Enjoy A Successful Life With Trading Done Right!”
Best Regards, Dale Taylor. AudivaTraders.”

The admin of JPDaily Rich had another positive announcement of nearly 5% daily profit for his program’s investors. As you might be aware a few days ago a negative result ate into 20% of investors’ deposits creating panic and prompting many to withdraw their principal, reduce the risks, and get at least something from the program. For the last couple of days though the results were quite positive and already almost half of Wednesday’s losses were returned to investors’ accounts in the program. JPDaily is not a regular HYIP and is the only one in my memory where the investors can share the profits but also bear the losses sometimes. So you should be a good player in order to be in profit with this one (more on how the profits are accrued to your account in JPDaily can be read in my review of the program here). This is the latest newsletter containing the latest results and analysis by the admin:
“Daily Result: +4.94% for JPDaily
Todays result has been announced!
Check your balances and request your withdrawals!
Daily Report: http://jp-daily.com/forum/YaBB.pl?num=1311347451
Investor Balances: http://jp-daily.com/investors.htm
Referral Stats: http://jp-daily.com/referrals.htm
News:
Ok cool, a roller-coastery repeat of yesterday!
But that’s nearly half of the Wednesdays loss back already. Just gotta hold it together for a couple more days and we’ll be on our way again.
No other news to speak of today.
More tomorrow!
Regards, Rich”.

Here are the list of the programs that paid me promptly within the last 24 hours:
PermanentProfit, EurexTrade, BrantonsGroup, InvestNetGroup, PowerfulStrategy, ReProFinance, EarnGroups, Opulentia, GorgonProjectInvest, AlphaForex, StockBiz, MonetaryOasis, FeoCash, HyperCompound, GlobalFxTrades, ViscoCorp, BaseBucks, TopsFund, UnicornInv, LibertyHoard and HotInvesting.

That’s all I wanted to report today, guys. See you all sometime over the weekend!