Hi guys! I’m in a pretty good mood today but I keep wondering what is it that makes particular HYIP admins behave in such an erratic manner, seemingly bent on revenge against the entire planet. Some sense of insecurity perhaps, or the last remaining trace of a conscience that keeps bothering them. Their day just doesn’t seem to be complete without spitting venom at those either more fortunate than them or else just plain better at doing their job. That would explain the origin of the spoofing emails allegedly from the admin of EarnGroups suggesting their AlertPay account was suspended and asking EarnGroups members to support them by sending requests to AlertPay in order to make them reinstate the account. I was a little bit suspicious as to the true origins of this mail so checked the EarnGroups website which of course acted like nothing was wrong. Which was perfect of course because nothing is wrong! AlertPay deposits are still accepted and payments are still processed instantly as usual and from the very same AlertPay account. So how could it be possible that the AP account of EarnGroups was suspended? I contacted the admin of EarnGroups Christian and got a speedy reply that some competitors (namely the admin of Insectrio) is trying to bring the program down by sending spoofing emails allegedly coming from EarnGroups. So after checking the return path of all of three spoofing emails from EarnGroups and that one which the admin of Insectrio still uses to encourage everybody to put more investments into his own scam I can see with my own eyes that originally all those emails were sent from the same return path insec2f3@industry6.dragonara.net. If you use Gmail and also received those spoof emails you can check this yourself by clicking on Show Original link in your Gmail account. Now that we proved that the failed Insectrio admin tries to bring down the perfectly good program paying for over a year it makes no sense from the point of view of a reasonable person. So the question arises as to what makes the Insectrio admin do this and why he hates EarnGroups so much? I have a few guesses – either it’s a personal grudge with the EarnGroups admin or just plain old fashioned jealousy. EarnGroups keeps delivering and has done for over a year now, paying everybody instantly. Another guess would be a total mental breakdown suffered by the admin of Insectrio Robert who by the way still tries to “revive” his program by displaying fake images of monitors on his main page and keeps sending emails trying to persuade everybody that Insectrio is still paying which of course is not true. He even tried to add an AlertPay account which he obviously hates but would still use to squeeze a couple of bucks from unsuspecting investors after another attempt to steal the contents of your LibertyReserve account failed when he tried to fool everyone into creating an API (thus handing control of the account over to him).

Anyway, due to the spoofing emails in circulation (though actually only delivered to those who joined Insectrio!) the admin of EarnGroups Christian (you can read my interview with him here) reacted quite fast and issued another newsletter in response to this scam. Some security measures were also put in place, a very welcome addition to an already excellent level of service from EarnGroups which should keep the scammers at bay!

To be honest most admins probably have something to be jealous about when it comes to EarnGroups (reviewed here). They quickly became the most popular short-term program online just weeks after revamping the site and introducing some new plans. The recent redesign and the addition of instant payouts attracted even more fans who are flocking into the program depositing into two investment plans paying on expiry – 120% after 7 days and 145% after 14 days. After only 39 days of monitoring EarnGroups has managed to become one of the top 5 most popular programs on MNO which is simply an incredible achievement. According to the most recent newsletter the admin is not going to stop even though it’s already growing at a fast pace. There are plans to add a Live Chat support together with multi-lingual phone support. Other news includes the implementation of the highest level of security ever that will help protect the website from the attacks. And from now on the deposits from AlertPay will be accepted not only from verified members (the feature was enabled for security purposes before) but also from unverified members. LibertyReserve and PerfectMoney remain the other two options but I can confirm that seeing the referral commissions in the program I came to the conclusion that AlertPay is still the most popular choice for investing. Read the latest genuine email from the program below and ignore all the other spoofing emails you might have received today:
“EarnGroups – Simply Outstanding!
Hi Members,
EarnGroups has been officially online for 441 days now, and our growth is rising by very high extents each and every day. Our member database is expanding at an astonishing pace, and we are emerging as one big sensation of the industry. Due to the ever increasing popularity and reputation of EarnGroups, people all around the world are joining EarnGroups to take part in the investment opportunity we have been providing for almost the past one and a half year.
EarnGroups has achieved huge milestones ever since our birth back in April 2010. From the stages of infancy, we have now reached a point where we have become the most common and popular talk among the investors of this industry. The daily visitors to our website are increasing by amazing figures every single day, and our Alexa traffic rank has reached a fantastic figure of 36,707[ http://www.alexa.com/siteinfo/earngroups.com#trafficstats ]. Member registrations are soaring high, and deposits are increasing at a rate which any of you can even imagine.
Obviously, due to our huge success, some jealous admin is trying to harm EarnGroups in every way he can. It has come to our attention that, this fraudster is sending spoof emails to the members of his program, who at the same time are members of EarnGroups, as if the email is sent by us. He is spreading fake news that our AlertPay account has been suspended. We assure you that our AlertPay account has no problems whatsoever, and is working in the best condition. Our AlertPay account is a business verified one, and will never ever have any kind of issues.
We have also been notified that this jealous admin has also been asking his members to enable the API feature in their Liberty Reserve account. Please be advised that you should NEVER enable API in your Liberty Reserve account, because by doing so, you will be giving him control of your Liberty Reserve account, and it will be the biggest mistake of your life.
Members, we have been running EarnGroups for the past one and a half year, and till now, we have not had any kind of issue with our program, be it with our payment processor accounts or whatever it might be. Rest assured, nothing is going to happen in the future too. We are not here to let you down, but to lift up the standards of your living.
Due to the this recent event of spoof email circulation, we have decided to mention your full name, client ID, e-mail address, and the date of your registration at EarnGroups, in every newsletter sent out by us from now one, like the one you can see at the top of this newsletter. You can make sure that the newsletter you received is from us, if all the details mentioned, especially the date of registration, matches with the ones in your EarnGroups personal account. If any of the details mentioned are incorrect, we strongly advise you to disregard the email at once, even if it happens to appear from us.
Additionally, all official newsletters sent from EarnGroups will be posted in the News section of our website. If you receive a newsletter appearing from us, and if you do not find it in the News section of our website, you can confirm that it is not sent by us, and is a spoof.
We are constantly researching for new features to be added to our website, so that we will be able to serve you in the best possible way we can. A couple of the features we have in our mind are the Live Chat, and telephone support in various languages, these will be implemented pretty soon. Our top priority is to serve and assist our members at our very best, and so we believe that the new live interaction service with our customer support representatives will make you feel even better at EarnGroups.
As far as the security aspects of our website are concerned, we recently upgraded the level of our website security to a much higher level. This was done to prevent any downtime from happening to our program website, and also to provide the best security for your personal accounts. There are several threats and attacks that happen online to different websites, and EarnGroups being an online investment program, have implemented the highest level security features for our website to safeguard all sensitive information stored on our server.
The recent security upgrade brings you some very good news. As you probably might know, we had disabled accepting deposits from unverified AlertPay accounts sometime back, owing to security reasons. But from now on, we will be accepting deposits from both verified and unverified AlertPay accounts. This means that, now you have the choice to invest with Liberty Reserve, Perfect Money, and both verified and unverified AlertPay accounts.
We would like to express our sincere gratitude and thankfulness to all of you, for your constant support by being a part of EarnGroups. We wish you a prosperous and pleasant stay with us.
Best Regards, Christian. EarnGroups.”

It’s quite rare in this industry to see HYIP admins send out updates of any real practical value for investors. Usually all we can see is advertising emails trying to tell us how great the program is. It looks that the admin of Opulentia Daniel (he was interviewed in MNO here) tries to break that trend and from time to time issues quite helpful newsletters containing especially important information for newcomers that started investing in HYIPs more recently. In today’s update Daniel decided to give a brief description of the five payment processors which Opulentia accepts – LibertyReserve, PerfectMoney, SolidTrustPay, AlertPay and GlobalDigitalPay. Since Opulentia is one of the most popular programs among MNO readers having been monitored for almost five months I would like to remind you that the plans where you can invest with a low $1 minimum are paying daily (2.15% on every business day for 365 days) or weekly (11% for 55 weeks) with your principal returned on expiry. More about Opulentia and the plans it offers you can read in my full review of the program posted here. Below you will find a brief analysis of each popular payment processor (please note that my personal opinion of them might be different to what Daniel has to say):
“Opulentia: eCurrencies
As our new members often ask as to recommend an ecurrency for them to use we decided to review all of those that we accept. It is up to you to pick one that satisfies your needs completely.
– Liberty Reserve is the oldest and most popular ecurrency. As far as privacy goes, this is probably the best system as the company is registered on Costa Ricca and no account verifications are necessary. Transfers on Liberty Reserve are non-reversible which means that, once paid, the money shall remain on your account (unfortunately, that is also reason Liberty Reserve is often chosen by cyber criminals). It is not possible to directly fund or withdraw money off Liberty Reserve. There is a list of exchangers to use for that purpose here: http://www.libertyreserve.com/en/exchangers.
– Perfect Money is a system that was made as a direct competitor to Liberty Reserve, with a few small differences. One of the good things is that the number of accounts you use to login and the number of accounts you can receive money on are different which is superb as far as security goes. Perfect Money has a verification procedure, which is a must if you wish to directly fund your account using wire transfers. It is another benefit compared to LR, as you can’t directly fund money on LR. Perfect Money also has a list of independent exchangers which you can see here: https://perfectmoney.com/business-partners.html . A drawback to Perfect Money is the fact that the administrators of this system are anonymous, and we have no information about them.
– AlertPay is a payment processor which works rather differently then the two we mentioned. It is registered in Canada and it respects all financial regulations in Canadian law. Verification is basically necessary and users are not anonymous. In cases of frauds and thefts, the transactions are reversible. This processor is more a competitor to PayPal then anything else. It is also the most user-friendly payment processor we accept. Direct deposits and withdrawals are possible by credit cards, bank transfers, money orders, etc. A drawback for AlertPay are their pretty high fees.
– SolidTrustPay is a payment processor similar to AlerPay. The difference is in slightly lower fees on STP. But, from our experience, this is the least popular processor. We assume that the main flaw is that there have been security breaches in the past, and even today it often happens that it is offline.
– GlobalDigitalPay is a processor similar to Liberty Reserve and Perfect money, but is a lot smaller then them as it is the newest. A positive side is that the people behind it have been in the industry for quite a few years and it is actually the same team that is behind London Golden Exchange. It also has superior technical support then the previously mentioned ones. However, there have been some problems with liquidity on GDP and we can’t be certain about the causes as the administrators are not completely transparent. They did assure us, tho, that they are working on resolving the issues. What we do know is that most exchangers stopped exchanging GDP or are doing so with astronomically steep fees. We do hope that GDP will resolve these problems as it has plenty of potential. In the current moment, even though we will still accept it, we can not recommend using it until the issue has been resolved.
We hope that these short reviews will help anyone who did not decided on what processor to use yet.
Thank you for your trust.
Best regards, Daniel Beletzky”.

The admin of JPDaily Rich announced the latest results for today and this time it was a modest return of only 2%. In his newsletter the admin also referred to yesterday’s review of his program posted on MNO here and gave the link to his forum thread discussing some interesting investing strategies you can use when investing in his program (worth reading!). Considering we can see daily returns as high as 20% I believe we will have more positive results from JPDaily in the future. Here is the latest from them:
“Daily Result: +2.08% for JPDaily.
Todays result has been announced!
Check your balances and request your withdrawals!
Daily Report: http://jp-daily.com/forum/YaBB.pl?num=1310477467
Investor Balances: http://jp-daily.com/investors.htm
Referral Stats: http://jp-daily.com/referrals.htm
News:
Our independent review by Money News Online has been published. And you can read that here: http://money-news-online.com/blog/2011/07/12/11072011-jpdaily-review-and-daily-news-from-the-industry/
Also, I recommend reading this thread in our forum (I posted something about investment strategy that you should consider); http://jp-daily.com/forum/YaBB.pl?num=1310397611 (Reply #4)
And that’s about all for today.
Not a huge return, but it was a nice confirmation for me today of the 40bankroll approach we’re using this time around. It won’t absolutely eliminate loss days. But it’s going to make us very consistent I believe. We have a lot of margin for error with this 8-table approach. (And a lot of opportunities to walk away and try again later/ the next day).
But we’ll see if we can do better tomorrow! As big results are always fun.
Regards, Rich”.

I noticed that FeoCash which used to pay in totally automated mode has now went to manual and all my recent withdrawals from the program which accumulated in my account should be requested to LibertyReserve and PerfectMoney accounts. I’m not complaining as after the request the withdrawals are processed quite fast but it’s not what we were used to, when members just made a deposit and forgot about it as the withdrawals from all the investment plans on offer (4.33% for 24 hours, 118% after 4 days, 150% after 10 days, 280% after 30 days) were paid automatically without the need to lift a finger. Well, according to the admin of FeoCash this problem doesn’t exist anymore and all the investors could avail of automated payouts again:
“Urgent Message
Due to the system defect, some accounts’ automatic withdrawal could not be accessed and it needs to withdraw manually. Now our technician has solved the problem. Please re-check your account who has that abornal case before.”
I’m glad to report that since FeoCash has been paying for over a month already the first lucky investors who risked investing their money in the longest and most profitable plan paying 280% after 30 days should have been paid by now. I must say that over a month lifetime is a pretty good achievement for such a short-term program as FeoCash and I wish them to last many more successful months. You can read more about FeoCash in my detailed review posted here.

I don’t know if it’s too early to draw a conclusion but I have received a few complaints about pending payouts from UniPrimes for over 24 hours. Since the program’s FAQ promised to pay within a 48 hour timeframe I cannot move the program to Problem status on MNO yet but since the payouts stopped abruptly and without any particular reason I believe the investors have some reason to worry. Anyway, I can reconsider the status of UniPrimes on MNO monitoring tomorrow, but meanwhile just to be on the safe side I would not recommend any further investments there for now. I will update more on this on my blog later, so stay tuned!

The following programs have paid me for the last 24 hours:
EarnGroups, GorgonProjectInvest, GulfReserve, MonetaryOasis, JPDaily, BaseBucks, EurexTrade, BrantonsGroup, InvestNetGroup, PowerfulStrategy, Opulentia, ReProFinance, SafeDepositary, HeinxInvest, AlphaForex, StraDox, FeoCash, FxLandiar, HyperCompound, GlobalFxTrades, PermanentProfit, UnicornInv, StockBiz, PrimFix, ViscoCorp, TopsFund and LibertyHoard.

That’s all I have to report today, guys. Stay tuned and don’t miss the upcoming interview with the admin of MonetaryOasis which I plan to publish tomorrow. So stay tuned for that and always be on the money with Money-News-Online!