Hello everyone! I think many of you are continuing to celebrate Christmas today. That’s what most HYIP admins are doing anyway as most of them have this listed as a non business day and only sent more holiday wishes to their members. Therefore, there is not much news to report today either.

We will start probably with the latest update (or should I say the lack of one) from HyperCompound. It became obvious for even the biggest optimists today that the program has scammed everyone and that the supposed exchange delays was just an excuse for selective payouts which till today continue to some monitors that will display a paying status for the program. As you might know, MNO is not one of such monitors and though I gave the benefit of the doubt to the admin Gary and kept his program on Waiting status for some time to allow him to sort out his “issues”, but apparently it was pointless. I must say I didn’t conceal the payout issues from my readers, but as many of you considered them as a result of bad timing during the holidays. Despite that, readers were warned about further investments in HyperCompound beforehand and I honestly told you that I was ready to believe what the admin had to say in his defense. Well, I must admit that he lied now, although there were no apparent warning signs. In my opinion, for its six months online HyperCompound just became too big to handle the payouts and since it was allowed to withdraw principals before expiry many investors obviously used this opportunity to get some extra money before Christmas. I can’t say that HyperCompound was a bad program – quite on the opposite, it lasted for long enough to be in profit, but as usual, in any HYIP games there will be winners and losers and HyperCompound was no exception. Unfortunately, it’s all happened just before Christmas which definitely spoiled the holiday for some unlucky investors.

I would like also to clarify what I had to say about ReProFinance’s performance in my last post just before Christmas. Please don’t get me wrong as it’s not an endorsement of this program but rather acknowledging the fact of what a quality program with good management can achieve as an example to other admins who would like to make their programs as long-lasting as ReProFinance. At the same time the extra long holiday being taken by them at the moment suggest NOT to invest there until they return. Of course, the holiday is well deserved but nobody else is taking ten days off. So it would be better just to wait for the return of ReProFinance in January. As we saw with the example of HyperCompound above, sometimes programs can’t manage rapid growth and are affected by the festive slowdown in the industry. Hopefully this won’t happen with ReProFinance, but still it’s better be safe now than sorry later.

As I said at the top of the page the main topic of the updates issued for the last few days were the holidays, usually accompanied by the admin’s work schedule. Starting with the admin of WorldwideCapital who is taking 6 days off during which the members will not get paid. Since the program is paying on business days only this announcement efficiently makes the next 8 days a holiday. In my opinion there is nothing to worry about in this case as the admin extended a big banner on MNO monitoring for another month only last night, and nobody would do this via LR if they intended to scam soon. Anyway, WorldwideCapital (reviewed here) recently reached number six on MNO’s list of the most popular programs and is progressing nicely for over three months already paying 1.5%-2.3% for 150 business days with principal returned on expiry via LibertyReserve and PerfectMoney. I think in 2012 WorldwideCapital may become one of the leaders of the HYIP industry if the admin continues prompt payouts after the New Year holidays. Here is the update that was posted on the program’s website just recently:
“Christmas and New Year Holidays
Dear Customers,
We wish you Merry Christmas and Successful New Year.
Due to holidays, interest would not be accrued on 26 December, 27 December, 28 December, 29 December, 30 December and on 2nd January.
Referral earnings and balance withdrawals are processed as usual on those days.
Happy holidays!”

EVBusiness (reviewed here) is also sending festive greetings to members. The program has become steadily popular in the industry having garnered attention of 25,000 members according to the admin (which is vastly exaggerated in my opinion). Nevertheless we can’t deny that the steady instant payouts to LibertyReserve and PerfectMoney investors for over a month of 2.8% for 60 days with the possibility to withdraw principal at any time is getting attention. And though the most recent addition of Credit card and Bank guarantees raised some eyebrows among the experienced investors, it doesn’t take away from an otherwise good performance for the first month online. Eventually, it’s the stable payouts which is going to decide the fate of the program and with many investors about to see their first profit from EVBusiness and the admin purchasing banners and Sticky listing on MNO I believe they might actually surpass my previously modest expectations of it. We will wait and see anyway. Below is the latest email where the admin also emphasized that EVBusiness would not have any holiday schedule and that the payouts would be processed as usual:
“EVBusiness Merry Christmas
With 2012 fast approaching, everyone here at EVBusiness would like to wish our members a Merry Christmas and a Happy New Year. It’s been a busy year for EVBusiness and now is a great time to reflect on everything we have achieved and where we are going. We like to ensure you receive the greatest investment service so this year we introduced a variety of new products including EVBusiness VISA Card and Bank Guarantee.
We also rolled out our best special events, attracting over 25,000+ members, 11,000+ FaceBook Fans, 4,000+ Twitter Followers, 500+ Incorporated Partners and 100,000+ active members in EVBusiness forums to enjoy the VIP investment service we provide. EVBusiness would like to thank you for your continuous support and we look forward to bring you a fruitful year with investments and benefits. Please notice that we are working during the holidays as we promised and all withdrawals will process instantly as usual.
Best Regards, EVBusiness”.

There was a shorter than usual update from HYIPInnovation‘s admin (read my interview with him here). I was kinda concerned first and wondered why, but everything was explained in the newsletter in which the admin Sean just congratulated his members on Christmas, Hanukkah and New Year, and nothing else… seriously! Anyway, HYIPInnovation (first reviewed here) pays investors 5% for the duration of 25-40 business and since taking a break wasn’t mentioned in the update I guess the investors should expect to be paid by HYIPInnovation as usual:
“Happy Holidays From the HYIPInnovation Team!
 We are hard at work making our program being the finest and keeping an eye out for Santa. If any of you find him, please don’t forget to let him know that HYIPInnovation have been nice this year!. So, from our hard-working staff to you, we want to sincerely wish you, your friends, and your family a Merry Christmas, Happy Hanukkah, and a Wonderful New Year!
Happy holidays!
Sincerely, The HYIPInnovation Team”.

Another quick newsletter was sent by FXMoguls (reviewed here) – the program that in my opinion has a good chance to shine in 2012 as well. That was just a holiday greeting without any further info:
“Merry Christmas from FXMoguls LTD
Dear members, Just a very quick newsletter to wish you all the merriest of christmas’ and our very best wishes for the new year.
We have got some very exciting things planned for 2012 that we are confident will not only enable us to better serve you but will maximize your earnings and separate us from the pack.
Please enjoy this special day.”
I remind you that FXMoguls is paying 2.4%-3.7% for 150 business days with principal returned on expiry. They take LibertyReserve and PerfectMoney starting with a tiny minimum of $0.01 which makes it extremely affordable.

An even shorter update was posted on the site of Royalty7 (reviewed here). With this program accepting all the popular payment processors including LibertyReserve, AlertPay, PerfectMoney and SolidTrustPay and very possibly being run by an experienced admin with a good previous track record Royalty7 might not be a bad choice if you would like to get fast and sustainable returns from one of the investment plans currently offered by them to any investor with a $25 minimum – 7% for 22 business days and 110% after 7 calendar days. Here is the short Christmas update you can find on the site of Royalty7:
“Holiday and greetings.
To those of you who are celebrating, Royalty7′s team would like to wish a happy holidays.”

Maintaining its number one spot on MNO’s Premium list TopsFund (reviewed here) has managed to survive six months online and rightfully became one of the most popular programs among readers. Some of the investment plans offered by the program cannot be recommended (including 1800% after 360 days, 1080% after 180 days, 2250% after 150 days) while the daily paying plans with more modest returns are still quite attractive and include 11% for 10 days, 0.5%-1.5% daily forever (principal back after 18 months), 0.6%-0.7% for 300 days (principal returned on request), 1.5%-3% for 150 days (principal back). There was two Christmas updates posted on the TopsFund website – one about a small delay in payments on Christmas day, and the second features their best wishes to members:
“Withdrawal will be delayed on 25th due to Christmas holiday. Will be back to normal on 26th. Merry Christmas !
Merry Christmas And A Happy New Year!
We would like to wish you and your families a Merry Christmas and Happy New Year. We hope that the new year will be prosperous and happy for you and your loved ones.”

More Christmas wishes also came from the same administration team of TopsFund as I think it’s not a big secret for everyone that OneInv is very likely run by the same people. Anyway, here the update was even shorter and includes only a couple of lines:
“Merry Christmas and Happy New Year.
We congratulate you on Christmas and New Year. We hope New 2012 Year will bring you prosperity and happiness to you and your family.”
OneInv (reviewed here) accepts LibertyReserve and PerfectMoney and just like the other program has a few good paying plans – 11% for 10 days, 0.6%-1.2% daily forever (principal back after 12 months), 1%-2% for 300 days – as well as two others not recommended in any circumstances – 1500% after 300 days and 2500% after 250 days.

According to the request sent by the admin of LegderWallet (reviewed here), I removed the part of the review which linked the program to the questionable payment processor which looked a fast scam to me. The admin told me that he’s not going to accept that payment processor anymore (as if somebody ever used it, lol!) and removed any mention of it from his site. It didn’t last long, however, and I can see now that there is another “generous” offer for all eDollarPoint members which is obviously used to promote this shady e-currency most possibly run by the same admin. So, I have decided to restore that part of eDollarPoint e-currency in my review and would recommend you to skip over this “generous” offer and avoid this payment processor at all costs:
“New Year Offer
New Year Offer to All EDP Users 2000$ EDP and 2000$ Lr we will give $5000 id and Referral commission and withdrawals in Lr Offer Up to Jan 2nd 2012 for more details send mail to ledgerwallet@gmail.com”.
There was one more news item added to LedgerWallet asking members whose deposits for some reason not credited to their accounts properly to report it to the admin:
“Missing Investments
If Any One Miss Investment Are Requested To Send Mail To ledgerwallet@gmail.com with batch number and user id”.
Apparently, this might be connected with a flaw in the script which looked to me that way when I first made an investment in LedgerWallet. They pay on one single plan from 1.5% to 4% for the duration of 75 calendar days via LibertyReserve and PerfectMoney starting from $10 and principal returned on expiry.

Here’s the list of the programs which paid me promptly for the last two days:
HYIPInnovation, APEnergyInvest, EVBusiness, ForexReflex, LedgerWallet, BonusPayMe, TopsFund, OneInv, WorldwideCapital, FelminaAlliance, TopWallet, Royalty7, LifeTimeProfits, AmbrianInvestment, SolidForexLtd, WalesFinance, PaidJack and ProfitableSunrise.

That’s all I have to report to you tonight, guys. Again I would like to send you my very best wishes on the Christmas and New Year holidays and hope that you’re spending them in the warm atmosphere of your friends and loved ones. You deserve to relax so I’ll see you on MNO tomorrow at the same time!

LifeTimeProfits