Happy New Year everybody! To start the first post on MNO for 2012 I would like to wish a very Happy New Year to all my loyal readers and wish you every success for the coming year. I hope that MNO will remain your main source of information if you want to be updated on how things are going in the HYIP industry and want the the most up-to-date news and views from the most popular programs online, and will become an essential read for all the HYIP players, regardless of their experience or approach to investing. I will try my best to maintain the status of the most popular HYIP resource online and intend to make some changes in January that will make my site more user-friendly and communicative. So the first thing to do on my blog this year I have decided to change the structure of my daily news updates. Starting from today the news will be divided into sections each of which will be dedicated to a particular piece of news about one program monitored on MNO. Hopefully starting tomorrow my programmer Andrew who is also the creator of 888Script (read my interview with him here) will be able to finish the important widget that will enable me to give different links to every piece of news on which every article will be divided from now on and post the news in this way on my monitoring page as well. I hope that my readers will appreciate this and visit a lot more often. There is more to come which will be announced later, so stay tuned.

NEWGNI – PAYMENTS TO RESUME ON MONDAY

Starting with my favorite new program – NewGNi (to be reviewed on MNO in a couple of days). As you might already know, the administration of this, possibly the most interesting program of 2012, decided to list exclusively on MNO. So you won’t be able to find it on any other monitoring site, except in cases where they add the program on their own and without any monitoring fees paid. You might remember that the previous program ran by some of the same people – GoldNuggetInvest – ran from 2008 to 2010 when and was comfortably the most popular program online though without having any official monitors apart from MNO. And I can tell you that MNO’s readership was not as big as it is today back then, so you can see that it pays off to be monitored on my site exclusively. No wonder then that the current administrator of NewGNi Jurgen who was a partner in the old GNI decided to do the same. Of course, it’s way too early to praise the new program as it has to establish itself first, but having the same original script and Dragonara hosting and DDoS protection I believe that it could be possible to emulate their previous success, or at least survive for as long. Time will tell though if this is to be the case, but the current sustainable plans offered by NewGNi to all LibertyReserve and PerfectMoney users paying 1% on every business day and 6% weekly with no expiry date and possibility to withdraw your original principal in 180 days makes me think that the previous record of paying for 18 months can be beaten. Especially it can be seen by the support NewGNi is currently receiving from some smart experts and the efforts made by the admin to make the program more popular and communicate properly. So in addition to the installed SSL certificate that will provide more security for members, NewGNi has also recently opened Twitter and Facebook accounts where everyone can be updated on the most recent news. For instance, today no payments will be processed for obvious reasons of the New Year celebrations. According to the latest tweet from Jurgen, the next batch of withdrawals will be processed by tomorrow:
“Last withdrawal requests for the year processed. Next withdrawals will be processed on Monday, 2nd of January.
Wish you all a happy and prosperous New Year 2012!”

FELMINAALLIANCE – NO PROFITS FOR JANUARY, 2nd

The last newsletter from FelminaAlliance for 2011 waved good-bye to the old year and embraced the new. Here is the full update:
“[FelminaAlliance] We wish you a Happy New Year!
This is just a short message to tell you that we at FelminaAlliance Inc. would like to wish you all and your families a Happy New Year.
We do believe that this will be the year of stable growth and steady development for our company.
We are making every effort we can in order to improve our services and get you the best results.
We wish you all a year filled with happiness and blessings.
FelminaAlliance Inc.”
As you might remember from my detailed review of FelminaAlliance posted here, the program pays from 1% to 1.6% for the duration of 180 days with principal back on expiry. Deposits can be made not only by LibertyReserve and PerfectMoney, but also by AlertPay and even direct bank wire. Taking advantage of both the US and Panamanian holidays that FelminaAlliance observes, the administration recently issued a short update reminding its members about the non-payment on the coming Monday:
“The New Year’s Day.
We observe the official holidays in the United States and Panama. Monday, January 2, 2012, is the New Year’s Day in the United States. According to our terms of service, no interest is paid on the official holidays that we observe. Please be advised that the complete list of holidays that we observe can be found in the FAQ section on our website.”

GENIUSVENTURE – NEW YEAR’S BEST WISHES

GeniusVenture was the last program reviewed on MNO in 2011 (click here to read it). And it was also a very promising program from an experienced admin and offering a very sustainable investment plan available from $10 via LibertyReserve – 1.5%-3% for 300 calendar days with no principal return. There is no new investment plans available from GeniusVenture yet (though that might soon change), but only the New Year’s greetings update posted on the site:
“Happy New Year 2012!
From all of us at GeniusVenture Inc to all of you in every part of the globe here’s wishing you a very happy new year full of the very best life has to offer.
We hope that this 2012 new year will bring prosperity and wealth to you and your family.”

LEDGERWALLET – OBVIOUS CONNECTION WITH EDOLLARPOINT SCAM

As I already mentioned in my detailed review of LedgerWallet (click here to read it), the program was somehow connected with a questionable new payment processor eDollarPoint which I would not recommend readers to use in any case, looking a fast scam with a cheap design and no reputable exchangers available. The connection between LedgerWallet and eDollarPoint which is probably run by the same team has become even more apparent today when the update posted by LedgerWallet implies that the program will only accept LibertyReserve and eDollarPoint on a 50/50 ratio with the profits to be paid to LR accounts. I’m not sure if it will be mandatory just an option as the admin is really very vague about it. At this moment I can’t see any such option in my account with the program which still takes LibertyReserve and PerfectMoney starting from $10 and paying 1.5%-4% for 75 days with principal returned on expiry. Here is the short update:
“EDP And LR Investments
From 1st January 2012 WE Take 50% EDP and 50% LR And Daily Profits In LR And 15% Referral Commission On Only 50% LR Investment In LR e.g 5000$ id 2500$ EDP and 2500$ LR Regards Admin”.

TOPWALLET – NO DELAYS FOR NEW YEAR HOLIDAYS

The admin of TopWallet (his program was reviewed here) stays positive about the potential of his program and maintain its 6-hour timeframe for payments no matter what. In last night’s update along with the usual New Year’s best wishes he also assured members that the holidays would affect neither deposits nor withdrawals and TopWallet will be working to the regular schedule. For now it remains one of the strong performers among the short-term programs and is actually the only one to survive the festive season. As far as I know, TopWallet still pays on all the investment plans – 105%-130% after 1 day, 116%-220% after 3 days, 142%-600% after 7 days, 191%-1100% after 14 days, 350%-2500% after 30 days – and processes payouts to both LibertyReserve and PerfectMoney quite fast. Let’s hope that it will stay this way for a long time. Here’s the last newsletter from the admin:
“TOPWALLET INC: “Say goodbye to year 2011 and welcome a brand new year 2012!”
Hello, TopWallet administration and support team would like to send you warmest greetings for the new year! I promised that we will step into 2012 and now only few hours to achieve that! You must be as excited as we are here during the last day of 2011. Just let us remind you that all withdrawals and interest on investments will be credited and paid like usually, without any delays. You can expect to get paid within 6 hours like usually during this New Years’ eve.
Have a victorious new 2012! And enjoy your night!
TopWallet Administrator”.

EVBUSINESS – NEW VIDEO TO WATCH AND DOWNLOAD

If you’re a member of EVBusiness (reviewed here) and joined on day one then congratulations are in order because you should be in profit by now from the plan paying 2.8% for 60 calendar days with optional principal withdrawal anytime and instantly processed withdrawals to both LibertyReserve and PerfectMoney. It might teach the skeptics who accused the admin of being fast scammer not to be so hasty. In my opinion, so far EVBusiness has been developing gradually, and though the recent announcements of Bank guarantees and Credit cards could turn away some experienced investors it looks like it didn’t affect the payouts. Today I discovered there is now a video presentation of EVBusiness available on the main page of the website. In the video a suited man calling himself David Walker talks about the company’s experience in trading and their offices in London and other financial centers employing hundreds of members. Needless to say all this incorporation nonsense is just that, and shouldn’t distract you from approaching EVBusiness as a regular online HYIP as real traders simply cannot almost triple your money in two months – it’s just not possible. If you think that EVBusiness is a regulated company in the UK you should really read my article here about how easy it is to get incorporated in that country and this one here about what you’ll really find if you go looking for HYIP offices. I hope you will find my investigations useful for you and will not make the mistake of treating EVBusiness or any similar high-yield programs as real ventures because they are not what they say they are. I would still applaud the admin’s efforts though because he’s definitely targeting the big fish. The question is – would such wealthy people really be stupid enough to believe such stories? Well, I personally don’t think so, because otherwise they would not have gotten rich in the first place! Anyway, if you want to be entertained you can watch the video on the main page of EVBusiness or follow the links to popular video streaming websites such as Youtube. Here is the official update about this new and controversial video presentation:
“EVBusiness Presentation Video
We highly recommend that you download our official presentation video for better understanding about our business and strategies. You can send our presentation video to others via e-mail as an attachment or a download link.
 You can watch this video online on YouTube, Vimeo, MetaCafe, DailyMotion, MySpace, PhotoBucket, GrindTV, MegaVideo and EVBusiness Video or download it from EVBusiness, RapidShare, 4Shared, MegaUpload or MediaFire servers listed in EVBusiness each in eight different formats. If you have any question, or difficulty downloading this material, please contact EVBusiness support center.”

RISKCAPITALFUND – CURRENT IMPROVEMENTS AND FUTURE PLANS FOR 2012

One on the fastest growing programs now is definitely RiskCapitalFund (reviewed here) which became even more talked about after the first payments on the only plan offering 150% return after 25 days were processed a few days ago to AlertPay, SolidTrustPay, LibertyReserve and PerfectMoney payment processors. Now the program is on the rise and the first investors to profit started promoting the program more intensely. The admin of RiskCapitalFund Lenny also recently asked me for an interview so questions were sent a few days ago. While I can’t say when he’s going to answer I can assure you that I will publish it as soon as I hear back from him. Having been positive about the program, I cannot help but question the figures provided in the recent newsletter issued last night. He was talking about 1,500 members some of whom had thousands in deposits which I believe is way too much for a program which only recently started payouts on expiry. Such growth would be more believable for a short-term program than for modestly paying RiskCapitalFund in which many had doubts just before the first payments started a few days ago. On the other hand, we can safely say that the admin is a savvy professional who knows exactly how to market his program properly and attract an audience. Recently he launched an institute of global representation similar to that of some other successful HYIPs in the past – it has already 33 representatives from 18 countries and will be expanded with time. The activity of the members is rewarded with contests launched on their social media sources, particularly via Facebook. To even further promote the site Lenny recently opened a chat feature which seems very popular among members and promoters alike. According to the latest newsletter, some improvements were made in the FAQ page and paid-to-promote program which is yet another tool to increase your earnings in RiskCapitalFund. More plans to make the program even better were also announced, but hopefully he’ll will talk about that himself in the upcoming interview on MNO which I’m looking forward to:
“Stepping into 2012 on the right foot
Dear members, RiskCapitalFund is now one month old and we are sending this newsletter to share some of our figures during these first weeks and also as a way to celebrate the upcoming year.
Almost 1,500 investors have already joined RiskCapitalFund and our growth rate has been increasing exponentially. we are receiving investors of all sizes and coming from all continents, ranging from our minimum investment to several thousands. This diversity is exactly what we were expecting for RCF as we are trying to reach a global audience by offering our promoters the opportunity to register as a local representative. Many people who were never a part of the online investment world are now entering the business as they can communicate in their local languages through our representatives.
As you may have seen on forums, our first investors were paid their profits this week. It was a happy coincidence that the first withdrawals were sent near Christmas since we were hearing negative comments based on fear of us disappearing during the holiday period. While we understand where these fears came from, we deliberately chose not to respond to them as we knew words mean nothing but time was going to prove we were here to stay and indeed it did. We breezed through Christmas and even though we are satisfied with the current levels of growth, RiskCapitalFund is not even 1% of what we expect it to be and we sincerely hope you will be with us until RiskCapitalFund is the biggest program of the industry and beyond.
Our growth rate can also be seen through the amount of traffic our page has received so far. We are getting many visitors from several different blogs and forums and another growth indicator we use is our Facebook page. The number of likes and page views can also be seen in the graphics ( http://www.riskcapitalfund.com/images/ins.png ). Please continue to post on our wall and communicate with us through the social medias were we participate.
Speaking of social medias, we would like to inform you that we are updating our promotions page and creating new promotions via Facebook. You can easily earn some extra money just by being an active member as there are no pre-requisites for participating in our promotions. However, right now, we are giving away 5 weekly prizes for people who ask questions via our Facebook page. These prizes will increase as your activity increases and we expect dozens of members to be participating in these promotions soon.
Also, we have just launched our Slogan Contest. We want to get new ideas for slogans we will use in our upcoming banners and other promotional tools. You can view more details about it on our Promotions page or at Facebook. Winners will see their slogans in our promotional material and will earn a $10 prize, we will select 10 winners every two weeks and they will be announced on our website and contacted directly via e-mail.
Something that has actually been well above our expectations is the number of investors promoting RiskCapitalFund. Over one third of our investors have at least one active referral and that has been very surprising for us, so we would like to extend a big thank you for believing in our efforts. Our commitment to you will be honoured. To celebrate this fact, we are now launching a promotion called Representative of the month in which we will choose our top 10 representatives based on their actions as an active RCF promoter to earn a $50 bonus and become GOLDEN REPRESENTATIVES, which means your representative profile in our page will be shown before others and will have a Golden Star on it stating our recommendation and thus getting you even more referrals. We will consider your number of referrals, new ideas shared with us and every extra effort for promoting our program such as video or audio guides, extra graphics, blog posts, public forums activity. Everything counts; use your creativity to promote RiskCapitalFund. If you feel like you need to contact us to show your efforts, please do so at contact@riskcapitalfund.com. Join RCF‘s industry leaders for an exciting glimpse into what is involved in our revolutionizing RCF project.
Our page now offers you a tool that allows you to chat with other visitors browsing the site, including registered members. When our staff is online, they will also be online to answer eventual questions. You can see this chat at the bottom of every page inside RCF‘s site.
We also updated our Frequently Asked Questions page with the most common questions we received from members via e-mail and live support and that will reduce the workload of our support staff and allow them to provide more elaborate answers when you contact them.
There will be more changes and improvements to our site shortly. Right now our programmers are working on a forum based discussion platform for RiskCapitalFund‘s administrators, support staff, investors and representatives. Our goal is to make that forum one of the most active separate communities this industry has ever seen and we hope you will be a part of it too.
We thought it would be a lot harder to jump into the HYIP area but so far we found this industry very interested and active and that motivates us to work on RiskCapitalFund project even harder. If you have suggestions for our program, please contact us with them. It’s a pleasure to work with such an active membership.
May 2012 be a blessed year for all of us filled with happiness, joy and good reasons to live!
Cordially, The entire RCF team”.

GET PAID REPORT FOR 01/01/2012

Here is the list of the programs I was paid by during the last 48 hours:
From MNO Sticky list: APEnergyInvest, EVBusiness.
From MNO Premium list: TopsFund, OneInv, EurexTrade, Royalty7, HYIPInnovation, FXMoguls, FelminaAlliance, LedgerWallet, SolidForexLtd, ProfitableSunrise, OnlineInvest, GeniusVenture.
From MNO Standard list: TopWallet, LifeTimeProfits.
From MNO Basic list: AmbrianInvestment, WalesFinance, EtoroGainClub.

That’s about all I have for you today, guys. I hope to see you tomorrow when I’m going to start the new business week with an iterview with the admin of FXMoguls (reviewed here). Stay tuned and see you all then!