Beware! PammGroups has stopped paying! Do not invest there!

Hi everyone! To finish up the week I want to take a closer look at another of the recent additions to the MNO monitoring list called PammGroups. It’s another short term program this time (if that’s not your thing then don’t worry, I’ll be looking at a new longer term one over the weekend) which by now will have a familiar look to it for most of you. Though whether you like HYIPs like this or not it is more than likely that PammGroups will become a popular pick in the coming weeks.

There are five plans in total to choose from in the program, all of which make one single payment on expiry. PammGroups will determine the interest rate based on the size of your deposit and include your principal in the payment together with your profit. So the first one runs for just 1 single day and can be joined for a $10 minimum. Anything from that up to a deposit of of $500 will get you back a total return of 105%, or 5% profit. For bigger deposits PammGroups offer 106% to amounts from $501 to $1,000, and 107% for anything between $1,000 and $2,500. If you’re interested in spending more than that then check the PammGroups members area for the applicable rates.

Your second option runs for 3 calendar days and can also be joined for a $10 minimum deposit. Anything up to a $500 investment sees PammGroups offer you a return on expiry of 117%, principal included. So that’s 17% net profit for yourself. Returns on larger deposits include 120% on amounts between $501 and $1,000, and 125% for anything between $1,000 and $2,500. See the PammGroups members area for further details if interested in spending anything more than that.

PammGroups third plan runs for a term of 7 calendar days, which as you can see is more of a risk but still need only cost you a $10 minimum to join. Risk more than you’re comfortable losing and you’ve only got yourself to blame. Anyway, for a deposit up to a maximum value $500 PammGroups offer a final payment of 143% on expiry, principal included. For bigger deposits the payouts on offer include 150% on amounts between $501 and $1,000, and 160% on amounts from $1,001 to $2,500. Unlikely to be achievable on any sort of consistent basis but as I said the deceision to join or not rests with you. For information on larger investments see your PammGroups members area.

The next plan runs for a term of 14 calendar days and requires a $100 minimum deposit. But apart from the cost, the increased risk will probably help to make it a less popular pick as well. Interest payments are made once on expiry and will include the member’s principal as is the case with all PammGroups plans. Deposits up to a maximum value of $500 are offered a payment of 200%. If you wish to make a bigger deposit then other rates include 220% on amounts between $501 and $1,000, and 250% for anything between $1,001 and $2,500. See your PammGroups account area for any further details on deposits bigger than that.

And finally with a term of 30 calendar days is a plan perhaps best avoided. I’m not trying to say that PammGroups can’t possibly last that long (well, I’d be surprised but it is entirely possible to do so) it’s just that it really does make things more difficult for you as an investor and kinda defeats the whole purpose of joining a program that can put you into profit in as little as 24 hours. But just for your information, PammGroups offer the following interest rates paid on expiry – 350% for a $500 minimum deposit and up to a value of $1,000, and 425% on $1,000 up to $2,500. Check out the members area for any information on deposits bigger than that.

Payment options are limited to just LibertyReserve and PerfectMoney and will most likely stay that way. Payments are not made to members instantly but they are completed very very fast. Officially PammGroups will tell you to allow up to 24 hours for your payout to be processed, but so far for me it’s never taken them anything even remotely so long. And in my opinion this is probably a much better situation for a program that runs off a GoldCoders script like this one does. It’s far more secure and allows the admin to verify that the money is genuinely going to the investor who rightfully owns it rather than some account hacker.

As for the design and security, like I already said PammGroups is running off a script under license from GoldCoders. The website is SSL encrypted and is hosted on a dedicated server with support and protection by AntiDdos. If you have any questions for the admin relating to your account then you can reach him by filling out the e-mail ticketing form you’ll find on the PammGroups support page and submitting it. Also featured, something more than a little misleading, is a banner proudly announcing Live Chat support, supposedly available 24 hours per day, 7 days per week. Sounds like a great feature until you actually try to use it, because then you’ll see the message “Online Support is currently not available. Please leave a message.” I mean it’s not essential that an online HYIP offer such a service in order to be considered a good program, but why say it at all if you don’t actually do it? Anyway, that’s one thing I’ll ask the PammGroups admin if he ever agrees to an interview.

Texts suggest that PammGroups are somehow involved with ForEx trading, though personally I’m not aware of that (or any other activity) generating such huge returns. So as with all high risk HYIPs you know to keep your wits about you at all times and be aware of the danger, but not afraid of it. If you play it right PammGroups can generate a reasonable return on a modestly sized deposit within a reasonably short space of time. The problems only arise when people have totally unrealistic expectations and start acting on them, and that rarely ends well in this industry let me tell you. So as ever keep PammGroups as a smaller part of your portfolio (assuming your joining it at all, that is) and set yourself a sensible spending limit. But just because some of the plans seem a bit unfeasible doesn’t mean there isn’t a couple of bucks to be made on the others.

DAILY NEWS FROM THE INDUSTRY

NEWGNI – STP BONUSES, CURRENCY STREAMS AND SPLASH SCREENS

Despite being online for only four weeks NewGNi has rapidly become a very popular investment choice among MNO readers, most possibly due to its close association with the program that used to run in 2008-2010 called GoldNuggetInvest (read more about that in my full review of NewGNi posted here). More interest in the program paying 1% per business day and 6% weekly with no expiry date and the possibility for your principal to be withdrawn after a 180 day lock-in period was drawn after the introduction of SolidTrustPay as NewGNi‘s third payment processor (joining LibertyReserve and PerfectMoney) a few days ago. There was a limited number of cash bonuses available for the first 100 deposits made via SolidTrustPay to mark the occasion and apparently there were still some spots left. So contact the admin of NewGNi Jurgen after you make a deposit via STP to claim your cash bonus. Other improvements announced in today’s newsletter include some affiliate tools that will help active promoters to earn 5% ref comms from the traffic exchange websites and the new feature which those of you who make withdrawals from NewGNi on a daily basis should have definitely noticed by now. I’m talking about the Currency Streams feature which will allow you to make your withdrawal request only to the same currency you made your deposit with. Before that you could request withdrawals to any e-currency of your choice but I guess with the introduction of STP and their stricter rules it was necessary to finish with that. I guess it’s the right decision and will prevent it from draining the reserves of one particular e-currency. If you need a good exchanger that could be used in a fast and efficient way to exchange your STP, LR and PM I would recommend xChanger.org but NewGNi is no longer handling such exchanges themselves. Below you will find the full newsletter from Jurgen containing all the important updates:
“Newsletter 27 January 2012
Dear clients, friends and fans
Before leaving for the weekend I’d like to give you a news update about our week here at NewGNi.
Most of you are aware, that we have recently added SolidTrustPay as a payment option and we are very satisfied with its acceptance. On the occasion of accepting STP we are offering the following bonuses for a limited time, if you deposit with STP:
$10 bonus for deposits of $100 or more
$20 bonus for deposits of $200 or more
$50 bonus for deposits of $500 or more
We have limited the bonus giveaways to the first hundred depositors only – there are still some up for grabs. Please note: One bonus per member only and bonuses will be credited to your E-Wallet. In order to claim your bonus please contact us via Support Ticket from your members area, with the phrase ‘STP Bonus’ in the subject and your transactions details in the body and allow us up to 48 hours to credit your account.
During the last couple of days we’ve received a couple of support requests regarding so called Currency Streams, a feature in our system that was only enabled after the acceptance of STP. What it means is that our script will break everything down internally by processor/currency and members will have to manage multiple currencies in their E-Wallet and Cash Balance. Practically spoken if you earn LR, you have to withdraw to LR. If you fund your E-Wallet with STP, you need to create an STP investment. If you earn STP referral commission, you need to cash it out to STP.
Other questions asked are often explained in our FAQ or our User Manual. If you have a question, please check there first, before opening a support ticket. You will find our User Manual under the ‘Additional Pages’ section in your back office.
For our active marketers a splash screen has been added to your ‘Affiliate Tools’ section. You may use the splash screen in traffic exchanges, like EasyHits4U.com (there a plenty more around, just google traffic exchanges) or just send the link to you affiliates and friends. Your ref link is embedded and you will earn 5% commission from each deposit of your downline.
That’s all for today, have a nice weekend.
Best regards, Jurgen
NewGNi Administration
Follow NewGNi on Twitter, Facebook and MNO”.

FOREXREFLEX – 2011 RECAP and 2012 PLANS

In the latest newsletter from ForexReflex posted late last night the admin of the program Patrick (interviewed here) gave a short history of the program and its plans and achievements from 2011-2012. I can’t judge the trading part because I have no idea about that myself though I doubt very much that the high returns offered via AlertPay, LibertyReserve and PerfectMoney – 1.5% for 15 business days, 1.7%-1.9% for 30 business days, 2%-2.4% for 60 business days, 2.2%-2.8% for 90 business days with principal returned on expiry – can be sustained and backed-up by real trading. In other terms though we can see ForexReflex definitely improving throughout the first weeks online – the addition of payment processors, launch of the massive advertising campaign on different websites (including MNO) and offering multi-lingual support and making the site available in different languages (Russian is already available with German coming soon). The latest newsletter from ForexReflex (reviewed here) which was split in two parts can be read below:
“ForexReflex 2011 Recap & 2012 Online Overview
ForexReflex 2011 Recap
2011 was THE year for the final development of ForexReflex; conclusively conquering all obstacles to ensuring security, going live online, and culminating in our first public maneuvers utilising digital currency! Everyone from our investors to web development staff to the trading software engineers to customer support put their nose to the grindstone, and worked to take ForexReflex into the homes of everyone with an internet connection. We’d like to take this moment to thank every single one of you heartily!
Our trading in 2011 was marked by many very, very short term, safe moves. The Japanese Yen ended up providing us with several interesting gains; when the Aussie and the Euro lost to the US Dollar, they ended up losing even more to the Yen at points, so it was a remarkable year for this safe haven currency.
Gold was a safe place to put our reserve and 50% of our long term funds for the year, as global fear has driven people toward historically safer currency related commodities. Silver however had a few notable blips and ended up on the short end of the stick, which we were able to map out surprisingly reliably. Our automated system keeps being able to accurately predict and track both currency and commodity year over year, and each new year provides a fresh set of data to assist with fine-tuning our operations.
It’s been a great start for the company as regards our online presence – we’ve been able to add more digital currencies such as AlertPay and Perfect Money, in addition to Liberty Reserve. We wonder at what point do we see a real market for trading these digital currencies, as that would truly mark the next evolution of money. We’re excited for 2012, and thank all our original online investors who began with us right from the start; we thank you graciously for putting your trust in ForexReflex.
———————————————————————————-
ForexReflex 2012 Online Overview
Happy 2012! ForexReflex continues to make improvements to our web interface and support staff – here’s a few things coming down the pipe in 2012:
First off, please welcome our newest support staff Alex – he is fluent in English and Russian, and will be working at our live chat and handling support tickets.
Also, we have very big plans to upgrade the member-to-member interaction on the site. While we are being specifically vague in order to keep our methods and business practices safeguarded, we’d like for everyone to get a heads up that there are more revolutionary innovations coming to ForexReflex regarding social connectivity. Along with another widget or two, the first half of 2012 should be very, very exciting on the site.
We also plan to expand our trading and begin opening more commodities-related accounts – less volatile and consequently financial products with a more modest interest rate. ForexRefleks, Ltd. is growing, and we want your business for all aspects of your investment portfolio – from high yield forex products to safe, reliable long term investments.
Enjoy the start of the year, and best wishes to all our investors and ForexReflex family!! Healthy and prosperity to everyone in 2012!”

PROFITIMA – MNO REVIEW ANNOUNCEMENT

The admin of Profitima announced the review of his program which was posted on MNO last night (click here to read it). I hope that the promotional efforts undertaken by the admin will bring him good results and Profitima will become a popular choice among online investors and MNO readers. For those who didn’t read my review I’ll remind you that Profitima pays on several investment plans – 1.5% for 30 days, 1.7% for 60 days, 1.9% for 90 days, 2.1% for 120 days. The original principal gets returned on expiry of each and the payment processors are AlertPay, LibertyReserve and PerfectMoney. Here is the latest from the program:
“Profitima Review on Money-News-Online!
Dear members,
We hereby announce that Paul Abramson, the owner of MNO, has published a detailed review of Profitima on his blog. Here is the link to the review: http://money-news-online.com/blog/2012/01/26/26012012-profitima-review-and-daily-news-from-the-industry. Feel free to contact us if you have any further questions.
Best Regards,
Profitima Administration”.

ONLINEINVEST SCAM!

Unfortunately I have to report selective payouts from OnlineInvest which has been confirmed after complaints received from some readers. Due to that and the admin’s failure to explain the delays I have to move them to Problem status on MNO and issue a warning against new investments. You should be perfectly aware of the fact that selective payouts will not be tolerated on MNO and despite of Paying statuses on all other sites please note that OnlineInvest will stay on Problem status unless the admin pays all the pending requests and officially explains the reason for the delays. From my experience with HYIP monitoring that happens quite rarely, so just be ready for the worst – and if you still get paid by OnlineInvest just enjoy your extra profits but never reinvest again as the program will most likely collapse soon!

GET PAID REPORT FOR 27/01/2012

Here is the list of the programs I was paid by during the last 24 hours:
From MNO Sticky list: RelaxCapital, MoneyHysteria.
From MNO Premium list: OneInv, EVBusiness,  NewGNi, Royalty7, EurexTrade, FXMoguls, BaseBucks, LuxorAlliance,  IncomeInt,  WinningProfits,  GeniusVenture, FelminaAlliance, ProfitableSunrise, SolidForexLtd, BensonUnion, PlexCapital, LucidNature, FACTUnion, SenrosGroup, PammGroups,  VascoForex.
From MNO Standard list: ProvidentInv, LifeTimeProfits, PanamaHedgeFund, Profitima.
From MNO Basic list: WalesFinance, AmbrianInvestment, UFOWin.

For tomorrow I’m preparing a detailed review of the new and promising but at the same time pretty complicated program called VascoForex. Also you will be able to find all the latest updates from your favorite e-currencies and most popular HYI programs listed on my monitor. Stay tuned and updated and you won’t be disappointed!