Beware! WorldFinanceClub has stopped paying! Do not invest there! 

Hi everyone! Staying with the recent surge in shorter term HYIPs to be added to the MNO monitoring page in the last week, before this evenings news update I want to look at one called WorldFinanceClub. Not exactly a brand new program though it is one that’s been well under the radar since first opening coming up to four weeks ago now. The plans on offer from WorldFinanceClub will probably have a familiar feel to experienced fans of short term HYIPs as they do resemble those that dominated the industry some time back (though have become less visible in recent months). I wouldn’t really draw any connections between them however as there are enough differences to separate WorldFinanceClub from most of the similar style programs to have gone before. So let’s take a look at what they have to offer and whether or not you like what you see.

You have six plans in total to choose from in WorldFinanceClub, most of which pay you a return on expiry of the investment term based on the size of the initial principal, and one that pays you by the day (though that one only runs for two days anyway). Deposits start from quite an affordable minimum, for which you are offered a reasonable payment. The top rates are only offered to those gambling with substantial amounts of money and are gradually less sustainable as we are about to see.

But we’ll start with the shortest term plan which can be joined for a minimum deposit of $10 and pays once on expiry after a term of 1 single day. In other words join today and WorldFinanceClub will pay you tomorrow. This payment will include your principal. Deposits starting from the $10 minimum up to a value of $250 will earn a total return of 105%, or to put it another way you get a net profit of 5%. For larger deposits the following rates will apply:
107% for amounts between $251 and $500, 112% for $501 to $1,000, 117% for $1,001 to $5,000, 123% for $5,001 to $10,000, and 130% for $10,001 to $50,000.

The second option runs for 2 calendar days, making daily payments for each. You can join for a minimum deposit of $10, and anything up to a value of $250 will get you back a daily return of 55%, which is 110% in total, principal included. So that’s a clear profit of 10%. If you wish to spend more than that then the following rates are what WorldFinanceClub are offering:
58% per day (16% profit) for deposits between $251 and $500, 62% per day (24% profit) for $501 to $1,000, 67% per day (34% profit) on $1,000 to $10,000, and 75% per day (50% profit) on $10,001 to $50,000.

WorldFinanceClub‘s third plan runs for a term of 5 calendar days, and returns to making payments on expiry for deposits starting from a $10 minimum. Investments from that up to a value of $250 can earn 130%, principal included, or 30% net profit. If you’re comfortable taking a bigger risk then WorldFinanceClub also offer the following:
150% for amounts between $251 and $500, 180% for $501 to $1,000, 220% for $1,001 to $5,000, 270% for $5,001 to $10,000, and 330% for $5,001 to $50,000.

This is followed by a plan that pays on expiry after a term of 10 calendar days. The basic rate on offer this time is 180%, principal included, made for any deposits from a minimum $10 up to a value of $250. I have to say though that from this point on the plans get increasingly less and less workable. Granted WorldFinanceClub have kept it going this long but really we have no way of knowing how many members have been investing in plans like this or longer. I suspect a minority, if any at all. For larger deposits you can expect WorldFinanceClub to offer the following rates:
230% for amounts between $251 and $500, 300% for $501 to $1,000, 390% for $1,001 to $10,000, and 500% for $10,001 to $50,000.

The next plan runs for 20 calendar days and while not completely impossible to make a profit for some members (by which I mean members investing small amounts) it’s probably unlikely to complete a significant number of cycles either. It still costs a $10 minimum to join but keep it sensible if joining because the risk is high). Payment is made on expiry and WorldFinanceClub are offering a return of 300%, principal included, on all deposits up to a maximum value of $250. Larger deposits are offered the following rates:
400% for amounts between $251 and $500, 500% for $501 to $1,000, 600% for $1,001 to $10,000, and 800% for $10,001 to $50,000.

Less advisable is a plan running for 30 calendar days, also paying on expiry. For a minimum spend of $10 up to a value of $250 WorldFinanceClub are offering to pay you 500% interest, principal included, on expiry. Granted it need only cost you ten bucks to find this out but it’s unlikely to do much more than generate money for the admin and not the investor. Other rates being offered include:
650% for amounts between $251 and $500, 800% for $501 to $1,000, 950% for $1,001 to $10,000, and 1200% for $10,001 to $50,000.
Perhaps not the best idea to put anything more than the minimum in here (if even that) but that’s not to say WorldFinanceClub can’t successfully get you a more realistic profit elsewhere from the shorter term plans.

Payment options are surprisingly not just limited to LibertyReserve and PerfectMoney like most HYIPs in this style. Apart from them WorldFinanceClub also accept AlertPay. Payments are made manually and will need to be requested by the investor. Once the request is made the admin asks for up to 24 hours to complete your transaction.

WorldFinanceClub is quite a design looking website, easy to navigate and with good graphics and a nice design. Not that it guarantees your money or anything but don’t underestimate the importance of a good first impression in attracting new members, especially important for high interest short term games like this one. The website is also SSL secured, runs off a licensed GoldCoders script, and is hosted on a dedicated server by a company called LimestoneNetworks. That’s a new name to me in the HYIP industry and I can’t really say all that much about the quality of any protection from DDoS attacks they may or may not provide. I just think the fact that WorldFinanceClub is still here at all after almost four weeks allows them the benefit of the doubt this time however, so until we see a problem let’s not look for one. If you have any further questions about the program or your account you can catch the admin by filling in the e-mail ticketing form on the contacts page.

Texts are basically made up of copy/pasted info taken from other websites, and give nothing away as to how WorldFinanceClub could possibly sustain the bigger payouts. But then if you’re a regular player in the online HYIP industry and should therefore either be comfortable with the risks (while of course making a deposit that’s relative to them) or else look elsewhere. For some investors such a long lifecycle could be a negative factor, but if you prefer established programs with better track records then you might like to try your luck. Just remember to keep your spending within a strictly sensible and affordable level, and make best use of programs like WorldFinanceClub by keeping them as part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

METALROI – SOLIDTRUSTPAY ADDED

The most important point from the latest update from the rapidly growing MetalROI (reviewed here) included the addition of SolidTrustPay as their fourth payment processor todayjoining AlertPay, LibertyReserve and PerfectMoney to the only available investment plan – 2%-2.5% for 85 business days with principal returned on expiry. However the addition of SolidTrustPay which has recently experienced a huge revival will definitely help MetalROI reach new heights.

As per the admin’s newsletter MetaROI has already reached 750 registered members after only three weeks online which is a very decent result for a program with moderate daily interest. He even mentioned someone who invested $30K but I find that really hard to believe. About as likely as the claims that MetalROI is backing up the payouts with a legitimate business anyway. But I guess it’s the admin’s job to persuade investors (especially the ones with thick wallets) that the program is not a ponzi. I think regular MNO readers will know better. Although the most important thing in every good HYIP (and I believe MetalROI is a good HYIP) is an admin who can run a program for a long time with gradual improvements along the way. And the admin of MetalROI Allard is making such improvements along the way which along with the addition of STP, the splash page for further promotion, and a Google widget allowing you to read the website’s content in your native language. These are not really impressive features in my opinion, but I guess it’s worth your attention and hopefully the small improvements will continue along the way. Here is the newsletter from MetalROI in full:
“MetalROI progress
Dear members,
We’re very glad to let you know that MetalROI has now over 750 registered members with an activity ratio of almost 80%, which means about 600 investors have already trusted us a part of their investment capital and we would like to thank you all for trusting our investment fund in such an early stage of our online version.
As you may know, we deal with several offline contracts and some of our former clients are also joining our online version, investors like M. Johannes from New Zealand who kindly allowed us to cite him as example of someone who invested 30k $ in MetalROI in its first week because of its previous results and recommendations. A few companies also contacted us as they are interested in investing at MetalROI and we’re very satisfied with the whole industry’s response so far.
Some of our members requested SolidTrustPay as a funding option and we would like to inform you that we have already opened an account with them, our script perfectly fits their payment gateways. Another great news is that now our page has a Google Translator widget that allows you to view all our pages in any language that this tool supports so if you feel better reading our page in your native language rather than in English, feel free to use it.
Our marketing and design team have created a unique splash page to help our promoters inviting new people to MetalROI, this page contains basic information about our business model and investment plans and its main goal is to give them a first impression about us. If you have ever been into MLM or other online activities, you may already know that splash pages have always been a powerful advertising tool, you can see it at www.metalroi.com/splash .
The prices of our three main investment sources, Gold, Silver and Aluminum were rather stable this week, except at the end of it but as some important political events were going on the world this week, our trading team was more careful and went for shorter term trades and once again our strategy was a complete success.
Once again, thank you for choosing MetalROI.
Best regards, Allard Barents
MetalROI Administrator”.

CFDONLINE – EVERYTHING GOING ACCORDING TO PLAN

According to the latest update from CFDonline (reviewed here) the program’s stats are really healthy and everything is going smooth as silk. I can confirm that the payouts from CFDonline on all the investment plans – 1% daily forever, 1.5% for 30 days, 2% for 60 days, 2.5% for 90 days with principal returned on expiry – are processed instantly to both LibertyReserve and PerfectMoney. I especially liked the fact that now you can request payouts twice every 24 hours instead of just only as used to be the case. That alone will allow you more flexibility in maintaining your investments, especially if you have a few of them in different plans. The admin also mentioned the fact that the first investors in their 30-day plan had received their principals back and turned a very nice 45% profit for themselves. Unlike many other sites, CFDonline doesn’t have any issues with downtime and I noticed they always seem to be online and the payouts are always instant. I hope the admin can maintain the same level of service for a long time to come. Here is today’s newsletter in full:
“CFDonline Updates
Dear Investor,
As the time passes so fast, someone can still be wondering where it went. Just look yourself over the shoulder and look back, Bang! 2 days gone. That’s how I find time passing by busy working every day. There is nothing wrong in that as thats just meant I have a lot to do as we keep growing daily. And I enjoy it allot.
Now almost 40 days old our status is as following.
1020 members joined CFDonline with 43% active investing.
$21,214 active investments and $7,746 paid out.
The different is quiet big as a start is always slow and accelerating. Investors with 30 days plans just started get principal back on the plan last week. So a very healthy balances indeed. Now in just a few days, first investors on the 90 days plans are already getting in profit. Congratulations to your all.
Still when we look at the plan interest, the leader is still clearly the 90 days plan with its now 97% of total, 2% on the 30 days plan and 1% on the forever plan and 60 days plan.
Server status: Unbreakable and no problems so far.
My mood: Seriously? Fantastic
Support requests: Decent low as we have no problems
Support from Investors: Amazing, and I thank you for that
Payouts: Instant and fast
It is now also time to renew the advertising for a new month on the monitors with same massive advertising and same monitors as already used. Still I will add on a few more monitors on my list with massive advertising on their sites to this week. Updates will be sent out.
My news section was updated today so its more easy to read. I know! Its my fault. I write to many news emails. But anyway, now its done, and it looks nice.
If you have any questions or just want to say hi, please feel free to drop by the online chat any time.
Kindly regards, Stevan Brady
Admin CFDonline”.

FELMINAALLIANCE – PLANS FOR IMPROVEMENT AND HOLIDAY ANNOUNCED

FelminaAlliance (reviewed here) is also running smoothly but can boast a much longer run of about 10 months. Of course given the very low interest offered by FelminaAlliance – 1%-1.6% for 180 business days with principal returned on expiry – it will take you about five months to break even. But those who joined back in summer 2011 will have no regrets. Since then FelminaAlliance continues its gradual development and as well as LibertyReserve and PerfectMoney now takes AlertPay and direct bank wires. Their popularity grows with every week online so as happens all too often in this industry there are scammers lining up to take advantage of FelminaAlliance‘s good name. You may remember that a fake site was exposed recently, and in today’s newsletter the admin emphasized that the program has no official discussion board yet, so asked you treat any emails inviting to join such forums as spam. Also he advised to get all the recent updates on the program’s development from FelminaAlliance‘s official page on Facebook and welcomes any suggestions and questions you might have. Currently the admin is working on adding different languages which will allow non-English speakers to read it. And last, but not least – no profit will be paid on the first of May which is one of many holidays observed by FelminaAlliance. The full weekly newsletter can be read below:
“[FelminaAlliance] Weekly Newsletter
This is the official weekly newsletter from FelminaAlliance.
In this week’s newsletter we would like to draw your attention to the fact that recently some of our customers have received emails inviting them to join our official investment discussion board. We would like to make it very clear that, as of now, there is no official forum, group, blog, board, etc. that we officially endorse. The only official message board that we use is our Facebook page.
We would also like to inform you that we are working 24/7 to improve our services and expand globally. We plan to launch several localized versions of our website shortly.
Last but not least, we would like to remind you that we observe all official holidays in the United States and Panama. May 1, 2012 is Labor Day, one of the official holidays in Panama. According to our Terms of Service, we do not pay interest on the official holidays we observe.
Please find a moment to visit our official Facebook page at http://www.facebook.com/Felminacom. This is the fastest way to read the latest news and updates.
Please do not hesitate to contact us should you have any questions and need help with anything. Your thoughts on how to improve our website and the services we offer are more than welcome.
Best Regards,
Marketing Department,
FelminaAlliance Inc.”

ENR-G – FULL RECOVERY AFTER DDOS-ATTACK

One of the more popular long term HYIPs in recent months, certainly one of the better organized, is unfortunately showing a side effect of its own popularity. I am of course referring to the current barrage of DDoS attacks aimed at ENR-G. I don’t really have much to say about this at the moment. To the admin’s credit he has been in constant communication but to be honest there’s not really much more than what he’s already told me that he can say on the matter either. Basically ENR-G have been under attack for a number of days now, though until now the actual downtime was negligible. BlackLotus, who are ENR-G‘s hosting provider and have a solid enough reputation, have been dealing with it well enough up until now, but every time the attack is mitigated it seems to change direction and start again. And so the cycle continues! The good news however is that at the time of writing ENR-G seems to have recovered and is now back online. Rory, the admin of ENR-G and interviewed on MNO here, sent the following update just a few minutes ago:
“ENR-G Newsletter – Recent Downtime Inbox
Dear Members,
At the time of writing this the site ENR-g.com is down but Paul is kind enough to post this on his blog for us. I do anticipate by the time of publishing though for our site to be back in full force.
Over the last week the ENR-G.com website has been under a massive attack. The big silver lining has been Black Lotus and their ability to mitigate attacks very quickly. In fact I’d venture to guess that most members had no idea that we were under attack for the last 7 days.
Be that as it is when an attack method is changed it generally must be re-mitigated by Black Lotus and thus we may experience some downtime as a result. This is nothing to be concerned with as it has happened a number of times already and our administration is always right on top of things making sure that we keep you informed and up to date in any way possible.
Should the site ever be offline you can email enrg.com@gmail.com as an alternate contact that will work even when the actual website is down.
Let me again thank you very much for your membership and don’t hesitate to contact us if we can help in any way.
Diverse Traders LTD”.

One would hope that’s the end of the problem and the last we’ll see of the attacks, but just after that update was sent Rory also asked me to point out to members that (without getting into too much technical detail) due to the nature of the attack and the methods used to overcome it, it might be possible that some members will have difficulties in accessing ENR-G, despite the fact that the worst of the attack has now been dealt with. But if that’s the case then don’t worry about it, as it’s a very simple matter of just dropping Rory an e-mail with your IP Address, and he’ll see to it that you’re whitelisted and free to log in again. Here’s what he had to say about that:
“Due to the DDos filter being quite high some members may experience an inability to access the site due to your ip address being blocked.
Please forward your ip address to enrgtech@gmail.com and it will be whitelisted right away to fix the access issues.”

After all of that I almost forgot the most important thing! That ENR-G is a long term program offering investors terms of 1.2% for 30 days, or 2.2%-2.7% for 90 days, and your principal back on expiry. All the popular payment options are available, including AlertPay, LibertyReserve, PerfectMoney, and SolidTrustPay. Further information can be found in my full review of the program first published on MNO here.

FIXEDMONTHLYINCOME – RECENT MAINTENANCE WORK SUCCESSFUL

A program that I can only describe has having crept up on us and taken us all by surprise is definitely FidexMonthlyIncome. How come? Well, I guess I really should have noticed this earlier (being the owner of MNO monitor and all!) but it occurs to me that despite flying well under the radar that FidexMonthlyIncome has now become the longest running program on my monitor. It’s clocked up a very impressive 424 days so far and no sign of slowing down just yet. As with all websites there’s a lot of work involved in keeping things running smoothly, and so the admin recently posted an update regarding some essential maintenance work required for on the program. It didn’t take long so I guess not many will have even noticed, but at the same time it’s good to keep in touch with members and let them know what’s going on. Of course it has to be said that this program might not appeal to everyone given that it’s such a slow burner, but it’s really just a question of patience. Plus when you consider the only investment plan of 10% paid monthly comes with a clause that offers you a no questions asked principal return anytime you like, then it’s pretty much up to yourselves how long you want to stay put. They haven’t missed a payment yet, and in fact I got the latest one only earlier today. There are some limitations of course, including a high minimum deposit and a limited number of payment options (just LibertyReserve and bank wires). Consider this though – had you joined FidexMonthlyIncome way back in February of last year when it first opened, and stayed a member all this time, you would have done quite well out of it by now. Still, if you’re into playing HYIPs for faster money then sure, I get it, but just keep it at the back of your mind that such programs are out there and are a handy way for even the most ardent fan of short term HYIPs to supplement their income. Maybe not a “get rich quick scheme” in HYIP terms but easy money nonetheless for anyone with more patience than the average player. Anyway, if you want more information on FidexMonthlyIncome then you can check out my detailed review of the program first published here. And for the latest news regarding their site maintenance please see below:
“Scheduled Network Maintenance [23 April 2012]
Dear valued customers,
Please be informed we will having Scheduled Network Maintenance during below said day and time.
Maintenance Date/Day : 23rd April 2012
Maintenance Duration : within 5 hours
The purposes of the maintenance is to do Upgrade on the Network equipment.
Best regards, FidexMonthlyIncome Inc. Customer Support”.

TRADE4TEN – THE FIRST CYCLE COMPLETED

Getting back to shorter term programs now, Trade4Ten (first reviewed on MNO here) just completed the first cycle of the only plan they have on offer to investors of 10% for 12 business days. Payouts are made via LibertyReserve and the still unproven AsianReserve. Not much of a choice but who cares if it’s profitable? Certainly not the first investors who joined Trade4Ten on the day they started, as they are now comfortably in profit and weighing up whether to go for another round. But some expansion wouldn’t hurt either. The admin sent his congratulations to those members completing their first cycle today, and I suppose over the coming days we’re going to be hearing more and more stories as the early investors, though joining on later days, begin to reach a profit as well. The full message from the Trade4Ten admin can be read below:
“Congratulations
We Congratulate All Our Users Who Completed First 12 days With Us And We Thank All For Trusting Us And Investing With Us Regards – CEO”.

GET PAID REPORT FOR 25/04/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: –
From MNO Premium list: NewGNi, Royalty7, OneInv, EurexTrade, BensonUnion, ProfitableSunrise, GeniusVenture, SilverStructure, DividendService, ENR-G, SolidForexLtd, FixedMonthlyIncome, VascoForex, FelminaAlliance, PlexCapital, CFDonline, FreedomTradingLtd, Trade4Ten, PrimeXCash, MoneyEra, MetalROI, ForexProgressive, FinBay.
From MNO Standard list: PanamaHedgeFund, InternationalForexLLC, WorldFinanceClub.
From MNO Basic list: UFOWin, CheeseCash, PerfectLottery, HippoWin, DuoMoney, WinWinBet (the first payment received).

That’s all I wanted to report today, guys. I hope you like my daily reports and I hope to see you back again tomorrow. Stay tuned and see you on MNO soon!