Beware! InvestConcept has stopped paying! Do not invest there!

Hi everybody! Hope you’re all keeping well this weekend, particularly to all the father’s out there, this being Father’s Day in a lot of countries. So if you’re someone’s Dad then have a nice day! And for anyone following the Euro 2012 tournament I hope you’ve been enjoying that too. Been a few surprises there so far. But anyway, getting to the real business of this blog which is the HYIP industry, before today’s news I want to take a look at another brand new addition to my monitoring site’s Premium Listing. It’s a medium term program called InvestConcept and it would appear to be getting a fair amount of enthusiasm from online players already, despite being so new. And it’s not difficult to see why as it’s quite a nice looking package but more importantly combines profitability with sustainability. Not that it guarantees you anything in InvestConcept mind, but it’s always a pretty good start.

There’s quite an array of investment plans available from InvestConcept. Budgetary concerns, ie the minimum cost of joining, will obviously limit their appeal to the majority of players, though you can still sign up for as little as $10. That one is called The IC Start Plan and it runs for 24 business days, or just short of five weeks. During that period InvestConcept are offering a daily interest payment (made from Monday to Friday) of 1.5%. That will accumulate to 36% in total which is then considered net profit once your principal is returned as promised by the admin. The maximum deposit in this plan is $299 so it’s an ideal starting point for smaller players or those just in the industry for the fun of it.

If you’re a more serious player though, then you can look into InvestConcept‘s IC Standard Plan. This will set you back a $300 minimum to join and takes deposits up to a maximum value of $999. The term is just marginally shorter at 23 business days but the interest rate goes up, this time to 1.8% per business day. By the end of the term you should have amassed payments totaling 41.4% which only becomes net profit after the InvestConcept admin returns your principal.

After that things get a lot more serious with InvestConcept requiring a $1000 minimum spend before anyone can join their IC Advanced Plan. Like the others the term is very similar, running for 22 business days this time, with the interest payments jumping to 2.3% per business day. So by the time of maturity your payments should have yielded a total net profit of 50.6% at which time the InvestConcept admin returns your principal. The maximum deposit you can make here is $1,999.

Anyone looking to go in with a $2,000 minimum can look into The IC Special Plan. Again the term shortens by a day to 21 business days but the interest rate goes up to 3% per business day. By the term’s completion payments eventually add up to 63% in total, this being you total net profit once InvestConcept return your initial principal as promised. Maximum spend is $4,999.

For a $5,000 deposit (or anything up to a $9,999 maximum) you can join InvestConcept‘s VIP Plan. This one runs for 15 days and makes daily payments of 10%  per day. Things are a little different this time however, as InvestConcept include your principal as part of the payments. So the total return of 150% is your own money back (which takes ten days) plus 50% net profit. Now, you might be thinking what’s the point of that, because it’s less profitable than other less expensive plans. But the benefit here is that you’re in profit a good deal faster than any of the other plans, none of which actually put you in profit at all until your principal gets returned.

And lastly I think mostly for informational purposes is The VIP Special Plan. This one runs for 10 days, costing a $10,000 minimum to join. InvestConcept offer 15% interest per day here, again counting your principal as part of the payments. At a 150% final return it’s no more profitable than then previous plan, but again has the advantage of putting you in profit that little bit faster. Though for a $10K minimum requirement to join it’s all academic anyway. Maximum deposit it $100,000 (which would make for a nice Father’s Day gift for someone, lol!)

Generally speaking I’d usually have said that there probably wouldn’t be a great deal of interest in anything other that InvestConcept‘s first plan. You can see for yourself the costs involved and it’s no secret that less people are throwing that kind of cash around these days so it’s hardly news exactly. But in this case there will probably (eventually, when/if the program establishes a dependable reputation) be some exceptions due to the good selection of payment processors. As well as the usual LibertyReserve and PerfectMoney, InvestConcept are also taking Payza and I suppose more importantly SolidTrustPay. That, plus the sustainable interest rates might be enough to at least tempt some of the bigger spenders into taking a closer look at the program. Payouts themselves are made manually and will need to be requested from within your InvestConcept account area. Once done the admin requires you to allow up to 24 hours for him to complete the transaction, keeping in mind that you won’t earn any interest at the weekend. Compounding is allowed by the way in all plans except the final VIP plans, so if you really feel the need to add to the existing risk you can set your own rate starting from 10% and increasing in increments of ten after that.

Overall InvestConcept is quite a good looking website, with the unique custom made script they’re running off lending a more professional feel that you see on a lot of other HYIPs. Hosting is on a dedicated server with DDoS protection by Koddos, and the website is SSL encrypted by GeoTrust. If you need to get in touch with the admin with any further questions or account related issues then you can reach him either by writing directly to the e-mail address provided or else filling in the online ticketing form and submitting it. InvestConcept also list a postal address in the UK, though I know this to be a serviced, virtual office used primarily for mail (ie you won’t actually find the admin there should you decide to knock on their door). Also listed is a telephone number, and just to underline what I just said about the mailing address, the dialing code is in a different country completely to where their office is supposedly located. A better option if you need to get your questions dealt with in real time is the Live Chat feature available when an operator is online, though at the moment no working hours are published.

The website content, ie the written texts, are original which isn’t all that common in the industry. Commendable as that is, there still isn’t a whole lot to back up the claims made about the InvestConcept business, which we are told is allegedly ForEx trading. Nothing we haven’t heard in the HYIP industry before, so needless to say caution is to be exercised. Though InvestConcept has a very good chance of becoming a popular pick during this industry slowdown, you still need to keep your spending at a reasonable and affordable level, and make more effective use of it by keeping it as a smaller part of a diverse and varied portfolio.

DAILY NEWS FROM THE INDUSTRY

METALROI – FIRST MEMBERS IN PROFIT

Just a couple of days ago the first investors who deposited in MetalROI when they first came online online 75 days ago managed to reach the break-even point in their investments and received the first profits from the 2%-2.5% for 85 business days plan. Congratulations to all concerned and I hope it’s just the beginning of a long run for the program which now accepts all the popular payment processors starting from $10 including LibertyReserve, PerfectMoney, Payza and SolidTrustPay. According to the last newsletter issued by the admin of MetalROI Allard (interviewed here) on that occasion his program currently has over 3,000 registered members and about a quarter of a million dollars in active deposits which sounds quite unrealistic (but where can you find an admin not exaggerating his stats, lol?). The latest overhaul another subject covered, as well as the advertising banners which were also revamped. This will certainly increase MetalROI‘s presence on the HYIP market and help develop the program’s name which allegedly trades precious metals. Along with the alleged success on the metal trading market Allard also told us that official representatives of his program contribute immensely to the continuing growth as well as some good promotional results on numerous blogs and monitors. I was also positive about MetalROI‘s prospects as you can see in my full review of the program posted here. Hopefully they’ll keep up the good work and more and more investors will be in profit over time. Just remember that MetalROI is a ponzi-game like any other HYIP, so keep your investments there at a level you can afford to lose. Here is the latest newsletter from the program in its entirety:
“MetalROI – Over 2 months online!
Dear MetalROI investors,
We are happy to announce that MetalROI has been online for over two months now and that we already have hundreds of members in profit. With over 3,000 registered members and over 250k $ in active deposits, MetalROI is experiencing an outstanding growth rate and profit levels that we haven’t seen before.
Our communication department has decided to change our site’s design into something more comfortable and modern as a part of our expansion project and you can see this new design on our site now. We hope you appreciate this change; it’s not only more appropriate for our business but also lighter and faster loading.
Our representatives system has been very successful so far. A week ago we contacted all our representatives to keep track of their activities and future plans for MetalROI and recent statistics showed that 9 out of 10 investors with an investment capital of over $5,000 join MetalROI via our representatives system that has now representatives from more than 20 countries. We don’t have exact statistics about how many people joined MetalROI via a representative as several of them are also big promoters but we can say that our top referrers both in terms of number of referrals and total deposits are representatives and we couldn’t be more satisfied with these results.
Our biggest profit this week was on the gold market, the graph (http://metalroi.com/gold.gif) shows a huge decrease in prices in between the 6th and 7th June which reported us a huge profit as this decrease was partially predicted, we knew prices were going down but they went even lower than expected, giving us an extra profit. We would like to remind you that we make profits out of a change in prices of Gold, Silver and Aluminum and not just when prices go up. Between the dates we mentioned, there was a difference of over $1 per kilo of gold which is a sort of rare situation that generates incredibly high returns on a very short time frame. Trades like this have allowed us to build a reserve fund that will be used in case of an unexpected unsuccessful trade and, of course, to continue developing our program with new features and better services.
MetalROI was reviewed by numerous online investment gurus and monitors and our program’s position keeps getting better every day as we have one of the most profitable plans available and some of you are taking some time to post on online discussion boards about us. For those who don’t participate on this type of forum, please take some time to vote for us on monitors so MetalROI can get an even better ranking. Our ratings page contains MaxiVote, a tool that allows you to vote for our program in over 20 monitors at once, saving you time and helping us achieve a good position in no time. Our goals include being among the top programs of the industry and we intend to achieve it by offering a high standard service for years to come.
As we said earlier in this newsletter, we have a lot of investors already in profit and we are very proud to know that most investors in profit are coming back and reinvesting at MetalROI, we really appreciate your trust in our services and as you already know, we are not going to let you down. Thank you for being a part of our investment group and we hope you are a few steps closer to your financial freedom after joining MetalROI, just like we are.
Best regards,
Allard Barents
MetalROI Administrator”.

FX7PRO – CUSTOMER SUPPORT ISSUES

There was a short message posted on FX7Pro‘s website yesterday which dealt with some support issues when members didn’t get a reply from the admin on account related questions. Apparently some emails from Yahoo had some serious problems and don’t seem to have been delivered. The admin is now asking members not to use Yahoo mail accounts when contacting them. I would like to join him and ask everyone to use Gmail as a better provider without any problems that I am aware of. Here is the latest update from FX7Pro:
“Support update
Yahoo mail service is blocking some of our emails, please use an alternative email providers to contact our support. Sorry for inconvenience.”

FX7Pro (reviewed here) has recently reached the #3 position among the most popular programs listed on Premium status on my monitor. After two successful cycles and completion of the 10% for 20 days plan and deposits starting from $5 via Payza, LibertyReserve and PerfectMoney it looks like FX7Pro is flourishing. Even the latest questionable Problem status on one monitor of which the FX7Pro admin told me has all been sorted out now couldn’t shake the investors’ confidence in the program’s ability to deliver some impeccable results. Two full doubling cycles is definitely a great achievement for both admin and investors alike and I hope it continues for a long time.

RAZORPAY – NEW PAYMENT PROOF CONTEST LAUNCHED

After 10 days online and the first profits received by investors in the 18% for 8 days plan and just a few days away from when the first investors in the 7.5% for 20 days are going to be in profit, the admin of RazorPay John launched a contest. It’s a very smart move from the admin which will hopefully make RazorPay even more popular and widely recognized in the industry. The winners of the contest have to submit their payment proof in the form of photos/screenshots to have a chance to win $50 to their RazorPay account which can be withdrawn at any time. The contest is planned to be regular weekly event with winners announced every Friday. John also proudly announced that RazorPay is now widely advertised on MMG and TG forums and didn’t forget to mention that he had extended the main banner and purchased a couple of other spots on MNO lately. I hope it’s a positive sign and after the first members are already in profit I believe RazorPay (reviewed here) has a good chance for further growth in the weeks to come.

Please note that if you have any issues in your account and have a question for the admin then not only can you contacthim directly via the support form, but also by live chat which is quicker and more efficient since they have to reply to many tickets on a daily basis. This feature was emphasized by John in the latest RazorPay newsletter issued just a few hours ago and republished below in full:
“RazorPay News Update
Dear RazorPay Member’s
Welcome to your Daily Newsletter from RazorPay Team.
Hello RazorPay members! Today we mark the 10th days of RazorPay, and to celebrate, we are running a PHOTO CONTEST of Payment Proofs in 3 major investment forums. You can show your Artistic Design and you can have a chance to win $50 in your RazorPay account that you can withdraw anytime.
The Mechanics:
1. One (3) winner in each Major Forum (TG, DTM, MMG)
2. Member can only win once.
3. While Posting your Artistic Photo Payment Proofs You need to include your USERNAME in RazorPay.
4. Only those people that have active investment are qualified to join.
5. This is a weekly Contest, Winner will be announce every Friday (server time)
So what are you waiting for? Grab your favorite editing tools and start posting now!!
http://www.moneymakergroup.com/RazorPay-RazorPaycom-t410136.html
http://www.dreamteammoney.com/index.php?showtopic=151030
http://www.talkgold.com/forum/r360397-.html
RazorPay Updates::
RazorPay Advertising Managers already started their massive advertising. You will see our Big Banners in Different Forums Such as TG and MMG, also we have purchase more Banner spots on HYIP Investment Blog – http://money-news-online.com/ .
RazorPay are growing every day. Our support inbox has been flooded with support tickets, that’s why we open and installed live chat support feature as an additional mode of Communication for our members.
If you have pending support emails, you can direct your inquiry to our live support agent and our agents will be happy to assist you.
RazorPay continues to accept Payza deposit manually, Please follow the instruction below.
How to invest with Alertpay/Payza
1. Deposit Directly to our Payza Account Email: razorpay2012@yahoo.com
2. Put your username to the memo field and choose a plan
3. Send us an email containing the following information:
a. Payza Payment Reference
b. Your RazorPay Username
c. Send your email to payzadeposit@razorpay.com
d. Your account will be credited in shortest time possible.
All withdrawal requests have been processed, if you have any question feel free to contact us!
Thank You,
RazorPay Manager”.

NTGINVESTMENT – SSL CERTIFICATE REPLACED

Despite the best efforts of the NTGinvestment admin to fix the problem with Thawte SSL it looks like continuing to give problems to some investors anyway. So, it was decided yesterday to replace that security certificate with one provided by Comodo. I think that totally eliminates the problem when your browser might warn you about the invalidity of the certificate. Kudos to the admin of NTGinvestment for his work in fixing this and I hope that will be supported by investors:
“New Comodo SSL certificate
Some customers reported issue when they return from payment processors to our site due to browser security warning; we established that Thawte certificate had problem with SAN and replaced it with new SSL certificate from Comodo. If you need further information please contact us. NTGinvestment technical dep.”

The full review of NTGinvestment was published on MNO just two days ago (click here to read it) and tonight I’m also emailing the admin with the questions for an upcoming interview to which he kindly agreed to answer. NTGinvestment has already successfully completed several cycles of its shortest investment plan paying 125% after 7 days and is about to complete the first cycle of its 4% for 30 calendar days plan with principal back on expiry to the first investors within the next few days. I will keep you informed when that happens on MNO but meanwhile, you should know that NTGinvestment accepts deposits only via LibertyReserve and PerfectMoney starting from $10 for both. The withdrawals are usually processed within 24 hours. I wish NTGinvestment every success and hope they will keep it up for a long time.

GET PAID REPORT FOR 17/06/2012

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: Royalty7, FX7Pro, OneInv, SilverStructure, ENR-G, PrimeAlliance, EurexTrade, InvestForia, RazorPay, DividendService,  PlexCapital, PrimeXCash, NTGinvestment, InvestConcept (the first payments received).
From MNO Standard list: UFOWin, InternationalForexLLC.
From MNO Basic list: -.

That’s all the news I have for tonight. I’ll see you all next week and hope you enjoy the rest of your Sunday. See you later everyone!