Beware! HighBornFinance has stopped paying! Do not invest there!

Hi all! I have to say June’s been a strange month for me so far, but not in a bad way. I was kinda expecting the traditional slowdown in the industry as happens pretty much every year when people start packing their bags and thinking about their summer vacation more than watching online HYIPs (many of you having earned enough money to pay for said vacations if you were lucky!). Though while the industry may be slowing down in general, I’m finding MNO itself getting quite hectic. I think I’ve added more new programs this week than any other for some time now, so already even on Tuesday I have my blog mapped out for the remainder of the week with new reviews. A medium term project called HighBornFinance is the one I’m going to continue with today. If you were reading last night’s update you would have seen the initial introduction of HighBornFinance, so before carrying on with the day’s news stories I want to take a closer look at the finer points.

To start with, HighBornFinance is quite a simple and straight forward program offering just two basic investment plans, both of which have quite a lot in common though I don’t think they’re particularly well organized or though out. I’ll explain why in a moment but first I’ll give you the details. The first of them of called The Plus Plan, and it runs for a term of 20 business days. That’s four weeks. You can join it for a $10 minimum deposit, and during the term HighBornFinance will pay you back 7% interest every day from Monday through Friday. Eventually your payments will add up to 140% of your initial investment, and as your original principal is already counted in that figure, you are basically getting your own money back plus a net profit of 40%. Or in monetary terms a $100 deposit would yield a $7 payment every business day until you clear $140 back. The maximum spend is $25,000.

If you wish to make a deposit of at least $150, and going all the way up to the same $25,000, then the other option available to you is HighBornFinance‘s Extra Plan. It too runs for 20 business days, making daily interest payments from Monday to Friday. The rate for this one however stretches to 10% per day. At that rate you could expect a return of 200% which, as HighBornFinance are already counting your principal as part of the payments, is double your money. Maximum deposit allowed here is $25,000.

The thing that I don’t really like here is how closely the numbers overlap, so much so as to render the first plan almost pointless to any investor looking to spend $150 or more. Granted I know that’s a lot of money for a lot of people, and for a lot of others that can afford it wouldn’t spend it anyway, playing the HYIP market the same way others play with lottery tickets with just a few bucks for fun a couple of times per month. But for a lot of other full time HYIP players $150 wouldn’t be considered too much money, so I think HighBornFinance could do more to separate their two plans a bit more, such as shortening the the investment term on the first plan for instance, or else lengthening the second one. Having said that I wouldn’t say it’s a major issue either, and certainly not one I’d describe as a deal breaker or anything. I just don’t see why the first plan carries a $25,000 maximum when there’s no reason to spend more than $149.

But getting back to the details of the plans, HighBornFinance are handling money via LibertyReserve, PerfectMoney, and Payza. Room for improvement but good enough to satisfy most investors I suppose. Payouts are made manually and therefore need to be requested from inside your HighBornFinance members account area. Once made the program admin asks you allow up to 48 hours for the transaction to be completed, keeping in mind that Saturday and Sunday don’t count.

The HighBornFinance website is SSL secured for safer browsing and more secure transactions, and hosted on a dedicated Staminus server with DDoS protection provided by GeniusGuard. I mentioned already in my introduction to the program last night that one thing I had some doubts about was the unlicensed GoldCoders script the program is running off. To be fair the admin did give an explanation for this, saying that their version is customized specially to meet the needs of HighBornFinance, but you are of course more than welcome to quiz him about this yourselves, as you are about any aspect of the program and its plans, before joining. Contact with the admin can be made by filling in the online ticketing form on the support page and submitting it, or else through the built in Live Chat feature when he (or an operator) is online and logged in.

The website content doesn’t give much away about what goes on behind the scenes at HighBornFinance as regards what kind of business activities could possibly support such high returns. I personally don’t have a problem with this as the online HYIP industry has a lot more to do with gambling that investing anyway, but if HighBornFinance were to make any serious claims I would tend to dismiss them if for no other reason than the texts are copy/pasted and can be read on the pages of older programs. But as always I just mention that for the newbies. Seasoned industry players will make their own assessment of HighBornFinance. But whatever way you want it I would only remind you to set a sensible limit on your spending, and try to keep the programs you join as part of wider more diverse portfolios.

DAILY NEWS FROM THE INDUSTRY

HIGHBORNFINANCE – SOME RECENT STATS AND FACEBOOK INVITATION

I want to start the news with an update from the program reviewed above – HighBornFinance. Although the latest newsletter was sent yesterday I didn’t include it as I was only introducing them then. In it the admin gives some stats after eight days online and definitely indicates good growth now that the program is advertised on MNO. The newsletter also contained a link to the Facebook group of the program which already has 550 members and counting. Here is the newsletter in full:
“Update From HBF Admin
Dear Members and investors,
You are receiving this email because you are either a member of the new site HighBornFinance or you were on our mailing list.
We have had an amazing first week with HFB. The site has the potential to become one of the bigger investment programs of all time. Here are today`s stats:
Running days 8
Total accounts 1070
Active accounts 503
Total deposited $ 66,401.79
Total withdraw $ 8,517.11
Visitors online 354
Members online 50
Last update Jun 18, 2012
We do have a very good FACEBOOK group where the admin always keeps everyone up to date: http://www.facebook.com/groups/244255429017155/
HBF – Support Team”.

INVESTFORIA – SUPPORT AVAILABLE IN INDONESIAN

Some good news came today for members of InvestForia (reviewed here) in Indonesia. They can now receive support via Live Chat in their own language without having to speak English. Although the admin of InvestForia John claims Live Support is available 24/7 at the time of writing I cannot see it active at all. Anyway, Russian live support is in the pipeline as definitely Russians are very active in ponzi-games as the recent success of MMM-2012 demonstrated to the world. So, I believe that the ability to speak with a Live operator in their own language will make Indonesians now and Russians in the near future more likely to join InvestForia and enjoy the instantly paid daily returns to LibertyReserve and PerfectMoney on 2.8% for 60 days plan with principal back on expiry. InvestForia has been running successfully for 25 days now and in a week or so the first investors should reach the break even point and start profiting. So growth for InvestForia is pretty essential right now and I think the admin is going in the right direction by expanding in international markets for more members:
“InvestForia – Support in Indonesian language
Good news for Indonesian investors. We added Indonesian Live Support option. It will be available 24/7.
We are testing our Russian support at the moment too. It will be available very soon. Stay tuned for that.
Best Regards, John Melker. InvestForia”.

EWFUND – UPGRADED TO PREMIUM/STICKY LISTING ON MNO

The program that was added yesterday to Standard listing on MNO – EWFund (to be reviewed on MNO soon) – has decided to upgrade its listing already today not only to Premium, but even to Sticky Listing for one whole month. That is definitely a huge step forward for a program that has been online for over 600 days which is in itself a pretty wonderful achievement, even if it was only listed on a handful of monitors. Currently it looks like EWFund is getting pretty serious when it comes to more aggressive advertising and the admin also promised to purchase banners on MNO blog soon, although the good spots are really hard to find now as most are sold out now. EWFund meanwhile has processed my first withdrawal instantly to LibertyReserve today, although according to the site you should allow 24 hours to be paid to your LR, PerfectMoney or Payza accounts. I would like to remind you that EWFund accepts deposits starting from $10 and pay from 5.5% to 8% (the daily fixed rates depend on the amount deposited) for the duration of 25 business days. I believe the longevity of EWFund might be a feature that will attract some serious investors and help the admin maintain a positive cash flow for a long time to come.

INTRODUCTION OF IVECON

After three weeks online Ivecon made its way to MNO and was put on Premium Listing today. As stated on the website in the introductory message on the day of launch the program was open after 15 years of funds management and careful planning. I doubt very much it’s going to be the case here but just for your entertainment here is the message:
“Web project launch
After almost 15 years of successful management of company funds and our private investor club funds we decided to launch new project that will offer investment services to all clients worldwide with exceptionally modest requirements for participation and daily profit allocations. We are very creative and full of new business ideas, launching this investments project will bring our opportunities to new level and to help other people share our success and receive their part of our profits. We are now officially open to general public and is offering our investment services via company website Ivecon.”

You might ask why Ivecon came to MNO only now, after being online for many weeks? Well, the admin explained it by saying he wanted it to become an established venture first and is currently expanding the advertising campaign. So coming to my site was essential for the program’s future development and success. I believe that another good reason to start being monitored on MNO today for Ivecon was the addition of four more language versions of the website, which is currently available in Spanish, German, French and Russian languages, apart from English, of course. I can’t vouch for the other versions, but the Russian one is impeccable so I tend to believe the others are also of a high standard. Here is the latest update posted on Ivecon‘s site today regarding this multi-lingual feast:
“Website translations added
We want all our clients to feel maximum comfort while investing with us and we are working continuously to improve our web site. We are pleased to announce that our site is now available Spanish, German, French and Russian languages. Chinese and Indonesian languages will be added later in July.”

I’m going to review Ivecon on MNO in a couple of days, but for now I will just give a brief introduction of the plans and features. Ivecon is a long-term program paying a fixed interest rate which depends on your principal and varies from 1.2%-2.6% paid for the duration of 150 days with your original principal back on expiry. Please note that you can withdraw your original principal earlier, after a 30 day lock in period by paying a 20% fee. Ivecon accept LibertyReserve (both USD and EUR), PerfectMoney and SolidTrustPay and the minimum to invest starts from $20. The program is running on a very original script I myself have never seen before and the admin promised to pay either instantly or within a 24 hour period of time. Ivecon is a properly SSL secured website, hosted on a dedicated server with DDoS protection provided by Dragonara which is the undoubted leader in this field, we shouldn’t expect much downtime if any. To read more please wait for the full review to be posted on MNO soon.

INTRODUCTION OF HYEARN

The second program to join the Premium List on MNO tonight is called HYEarn. Unlike the previously mentioned program HYEarn is a brand-new project and MNO was one of the first to list it. HYEarn is really a unique program which looks very different from others if we look closely at its investment plan. Starting from $10 which is so far only accepted via LibertyReserve and PerfectMoney you can invest in the pretty sustainable yet profitable plan paying you 120% over 15 calendar days. The twist is that you’re gonna be paid 1% on the first day of your investment, 2% on the second day, 3% on the third and so on, until day 15 when you get the last payment of 15% and concluding your investment. Your pure profit after 15 days in HYEarn will be 20% and you will break even after 14 days. The program is SSL secured, and hosted on a dedicated Staminus server with DDoS protection provided by Riorey which is a new name to me. However the admin of HYEarn assured me that their protection level is decent enough and if need be he’s ready to upgrade it to a higher level. The script is quite unique and was apparently developed by the admin’s own programmer who customized it for the specific needs associated with the unique investment plan HYEarn is offering. I’ll look at it in closer detail pretty soon, but meanwhile you can read the first updates posted in their news section:
“We gladly announce the launch of HYEarn. We welcome everyone to be a part of this unique business model.
Investments accepted through Liberty Reserve and PerfectMoney. We have left the option open to potentially adding more payment processors to the website in the future.
HYEarn offers 3% referral commission for inactive members, 5% referral commission for active members and 10% referral commission for Gold members.”

GET PAID REPORT FOR 19/06/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list:  RazorPay,  EWFund (the first payments received).
From MNO Premium list: NewGNi, Royalty7, FX7Pro, OneInv, ENR-G, SilverStructure, PrimeAlliance, EurexTrade, ProfitableSunrise, InvestForia, MetalROI, PlexCapital, PrimeXCash, NTGinvestment, InvestConcept, HighBornFinance, BioRepay, Wacomark.
From MNO Standard list: UFOWin, KISnP.
From MNO Basic list: WinWinBet, PerfectLottery, HippoWin.

That’s all for tonight, folks. It was a pretty hectic two days for me, but it looks like the HYIP industry is more active than usual this summer which pleases me no end. I’ll see you on MNO tomorrow when you can read the full review of Wacomark which has been a fast growing program offering an always popular 10% for 20 days plan. And of course stay tuned for more news from the ever changing HYIP industry to stay in the loop on the current events. Feel involved in the process with MNO, guys!