Beware! ExpertKapital has stopped paying! Do not invest there!

Hello everybody! Out of the most recent batch of new programs to be added to the MNO monitor during the last week, the one that’s proving to be a real eye-opener is a short/mid term program called ExpertKapital. What I mean by that is that it’s been something of a pleasant surprise how popular the program’s been getting. Not that it isn’t warranted or anything, ExpertKapital is a decent enough program and I had no doubt it would be a hit, I just didn’t know it would take off as fast as it did.

There’s only one investment plan to choose from in ExpertKapital, so it makes things quite easy for all of us – it’s a simple matter of you either like it or you don’t. But it’s affordable and, at least in HYIP terms, sustainable. The investment term runs for 22 calendar days, and you can sign up for a minimum deposit of $10. During that time there is a daily interest payment of 7% being offed by ExpertKapital, which incidentally includes your principal. So that means by the time the plan expires your total payments should amount to 154%, from which 100% is your initial investment and the remaining 54% is your net profit.

Pretty simple, eh? So that means were you to invest let’s say $100, ExpertKapital would pay you back $7 per day every day until you reached $154. Not a bad return for three weeks I think you’ll agree, but a more important milestone I think is that you break even (ie earn back an amount equal to your principal therefore making it impossible to lose any of your own money) after 15 days.

For whats (thankfully) a very basic and uncomplicated investment plan, ExpertKapital have an acceptable choice of payment options. Room for improvement I suppose, but really nothing the average HYIP player would complain too much about. In addition to the traditional admin favorites of LibertyReserve and PerfectMoney, you also have a verified processor in Payza which I know anyone more serious about getting paid will favor. According to the admin SolidTrustPay is also in the pipeline subject to the program passing verification criteria there, which will also do a lot for their credibility in the eyes of the bigger investors. One of the more original features to ExpertKapital however is that there is no requirement on your part to go asking for a payment. They’re made every day like I said, but are done automatically by the program. If you’re interested in actively promoting ExpertKapital your referral commissions are also paid automatically, and as all your account information as well as your ref link is sent to you via e-mail there isn’t really an account area as such that you need to log in to. So in other words you just join and forget about it, everything else is done for you after that.

Regarding the design and security of the project, the ExpertKapital website is SSL encrypted for safer browsing and is hosted on a dedicated server from Staminus which is usually noted for its high quality of service. As I mentioned above there isn’t a proper member’s account area as such, therefore ExpertKapital doesn’t really need to run off a script in the usual HYIP sense. I mean there is the registration form you need to complete with the details of your investment, but other than that a script is pretty much redundant. Other important features include the fact that no less than five different domain extensions are registered by the program (.com, .net, .biz, .org, and .info), all of which are DDoS protected but in the event of one of them going down (or even four of them going down!) there’s always an alternative. Previous experience with another well known and highly successful program has proved this to be quite a smart move by the way, so kudos to the admin for thinking so far ahead. In theory DDoS attacks shouldn’t have an adverse affect on your deposit anyway due to there being no members account area as such, though they would of course affect it indirectly by hitting the program’s cash flow were they to be sustained for days at a time.

Apart from that if you need to get in contact with the ExpertKapital support team for any reason if you have further questions about the program or your deposit then you can try a variety of different methods. There is of course the direct route which is simply to mail them at the address provided, though if you would rather speak to someone in person ExpertKapital list a telephone number you can try. The also have a Live Chat feature where you can discuss your investment in real time when an operator is available. And of course there’s a support ticketing system which will open in a new window on your browser (being on a separate domain to the main ExpertKapital site). This particular system will also provide you with a receipt number so you can track the progress of your inquiry and make sure it gets dealt with to your satisfaction.

All told it looks quite fresh and well presented. The content, which can easily be translated into whatever your first language is thanks to a built-in google translation tool (never exactly accurate but close enough to give you the general idea) seems almost entertaining. Unusually for an online HYIP like this one it’s also quite original, proving that at least the admin put some time, effort, and expense into making ExpertKapital stand out from the rest of the industry. Having said that, it’s also fair to say that it talks a lot but says very little, if you know what I mean. Like most online HYIPs ExpertKapital differs very little from what else you might find in the industry in the sense that there isn’t much there to prove their claims of being a genuine financial company, so I strongly suggest you ignore any claims to the contrary. Treat them like you would (or should) any other online opportunity and maintain a healthy level of skepticism. That’s not to say you can’t make money from ExpertKapital of course, indeed I expect they have a good chance of becoming very big, I would just suggest you limit your spending to a level that’s affordable to your income, and try to make better use of them by keeping a more diverse and varied portfolio.

DAILY NEWS FROM THE INDUSTRY

SILVERSTRUCTURE – NEW ACHIEVEMENTS AND NEW HEIGHTS

As you might know, SilverStructure has been on MNO since day one when it first launched 128 days ago. In that time the program has managed to establish a really good reputation among members and reached the #2 spot on MNO just behind NewGNi who will probably hold that spot for the foreseeable future. SilverStructure is though slowly and steadily improving and I’m sure many members appreciate fast payouts to Payza, STP, LibertyReserve and PerfectMoney made on 2% for 150 days plan. As you can see the first profits have already been collected and the first principal withdrawals that are made on expiry of the 150-day plan are just three weeks away.

Anyway, it looks to me that the admin of SilverStructure Gabriel (interviewed here) is pretty sure about the bright future of his program, at least in the short run, judging by the tone of his email newsletter which was issued tonight. According to him, SilverStructure is now enjoying enormous success with 21K members and a redeposit level as much as 80% which is quite a high percentage in the industry now. Well, if you consider the word of mouth together with an extensive advertising campaign maintained by Gabriel on major monitors and forums you will see that the current success and further growth of the program is a combination of good marketing skills by its admin providing members with fast support and fast payouts and also the efforts of the programs representatives from many countries who promote SilverStructure tremendously, monitors and bloggers including MNO that report positive news about the program and rank it highly on their sites (and deservedly so!) and even the posters on the official forum of SilverStructure the total members of which currently numbers 500. All these should help extend the program’s lifecycle and I’m glad that Gabriel took the time to express his gratitude to members and shared his grandiose plans for further growth. Let’s hope it’s really going to happen for the benefit of all the investors of SilverStructure (reviewed here):

“SilverStructure news 2012-07-12
Dear members,
Today we are celebrating reaching 21,000 registered members of SilverStructure. In only just over 4 months of operation, this is quite an impressive feat and we are thrilled not only with that, but also that a large number of our members are already in profit and those who joined us during the first month are earning a 100% passive income by now. Approximately 80% of our members have chosen to reinvest their initial investment with us, and we see this a sign of trust, which we are quite proud to have achieved.
If we put together all main discussion boards where SilverStructure is listed, we would have over 10,000 positive forum posts and over 2,000 monitors positive ratings. This alone places SilverStructure among the very best available opportunities and concurrently we also achieved several number #1 program rankings on monitoring services. As you certainly know, being the number #1 program of the online investments industry is one of our main goals and we are not even half way there. Our membership more than doubled since the last time we sent you a newsletter, and so did our active trading balance, which is now more than $2,000,000. We do expect to reach at least ten million dollars in our active trading balance by the end of 2012 and even though some may say this goal is very and even too aggressive, we are confident that with our current growth levels, SilverStructure is going to make it.
We would like to thank a special group of investors who, besides being representatives, have also setup local community pages for SilverStructure, such as Face book groups for members from India, Russia and Thailand. We were very happy to see how hard some of you have been working and these pages will soon be listed in our representative’s section. If you administrate one of these pages, kindly contact us so we can add it to our list. Also, as you may know, our representatives program is now full and we are only accepting new people, when an old representative leaves the program. However, if there are no representatives from a certain country, exceptions will be made as we are trying to have at least one representative from each country of the world to help us expand SilverStructure globally and provide dedicated support to all nationalities.
Our private forum has been gaining a lot of activity lately and we already have over 500 registered members and over 2,500 posts. It is a great way to get in touch with SilverStructure administrators and other investors, so if you are still not a part of it, we invite you to take a look at silverstructure.com/forum.
Once again, thank you for being a part of SilverStructure. Your success is what motivates us to provide a high quality service and work hard to achieve our goals.
Best regards,
SilverStructure Administration”.

GLOBALOILFUND AND VERTEXPAY – AFFECTED BY RECENT STP ISSUES

As you might have noticed the website of SolidTrustPay was up and down yesterday and today and affected a lot of HYIPs using them. Good and efficient admins of some programs on the MNO monitor reacted immediately and took time to update their members about the delayed payouts to SolidTrustPay. Here is what I received from the admin of GlobalOilFund Sean (interviewed here) who also gave instructions on what to do if your account with the program was not credited automatically and instantly after paying via STP. Please follow these instructions diligently if you’re affected:

“STP Deposit Problems Over The Past Hours Resolved
Hello, We just got online and saw that there was an earlier issue about STP deposits not reflecting automatically. As you know, Solidtrustpay has been intermittently up and down for the past few days. This is an error not caused by our website but by theirs. As of the moment, STP is not on a stable state when it comes to accessibility but is still a great processor to use.
I want to remind everyone that the issue of STP deposits not being added automatically is resolved by STP now. If your deposit has not been added automatically via STP, please send an e-mail to gofnathan@gmail.com . Send him your transaction details, and include your username and the plan you wish that deposit to be added. Failure to include the plan details and your username, will result in the deposit being added to your account balance you will need to do the deposit from your account balance yourself.
We are very sorry for the inconvenience that this may have caused you but this was not our fault.
We are always at your service and thank you for supporting our company.
Regards, Sean Cooper
Administrator / Manager
GlobalOilFund”.

I remind that GlobalOilFund is without a doubt the biggest short-term program right now accepting all the popular payment processors – LibertyReserve, PerfectMoney, Payza and SolidTrustPay (+ Bitcoin). The program has been paying quite fast for over five weeks already deservedly occupying #1 on MNO’s Sticky list. The investment plans on offer in GlobalOilFund include 105%-125% after 1 day, 55%-70% for 2 days, 130%-300% after 5 days, 180%-475% after 10 days, 300%-800% after 20 days, 500%-1300% after 30 days. More about GlobalOilFund can be read in my detailed review of the program published here.

The admin of another program recently added to MNO VertexPay also reported possible delays with payouts to STP connected to its downtime and also announced the recent review of his program which can be read here. Here is the update from VertexPay paying on two investment plans – 7% for 22 days, 12% for 12 days – and accepting along with STP also LibertyReserve and PerfectMoney starting from a $20 minimum:

“MNO Review of VertexPay
First, we want to thank all members for joining VertexPay which was newly opened July 7, 2012. For investors around the globe to participate in our financial service provider. VertexPay is growing to becoming one of the best in the industry; so far this project has been a complete success.
Our program has been reviewed by Money-News-online and can be read here: http://money-news-online.com/blog/2012/07/11/11072012-vertexpay-review-and-daily-news-from-the-industry/. It is advisable to go through what expert like Paul have to say about the credibility of our project www.vertexpay.com
All payouts have been processed except for Solidtrustpay withdrawal, this was due to the fact that solidtrustpay is undergoing maintenance and we are unable to access the site at the moment. All support tickets have been answered in a timely manner.
Once Again, THANK YOU for being a member of VertexPay and if you have any questions, need any help, or see something that needs attention, by all means, let us know and we will jump right on it for you.
Best Regards, GABIEL HAILEY
VertexPay.”

SOLIDTRUSTPAY – ENDLESS ISSUES AND SUCCESSFUL RESOLUTION

Speaking of SolidTrustPay, many HYIP investors were really frustrated by the ongoing downtime experienced for the last couple of weeks. Actually, that was enough for the administration of that otherwise great payment processor and they have decided to move their site to a more powerful server. This however caused some database issues which was their hosting provider BlackLotus’ fault who apparently are not as professional as they would have you believe. This obviously caused panic among STP clients as many members were told that their accounts didn’t exist and I was flooded with worried emails from readers. I then contacted SolidTrustPay directly who have always been really helpful to me and within a few hours received a detailed reply assuring me everything should be back to normal within a very short time:

“Paul. We are so extremely frustrated with our server company I cannot even begin to describe it. They have caused us so much downtime and customer / merchant damage it is unfathomable. They moved us to a new server last night and completely screwed it up. Things are being worked on now and let’s hope within an hour or so it is normal again (although I’ve forgotten what normal is as there have been nothing but server issues for many weeks now).
Bear with us and thank you for your patience.
Daniel Hart
SolidTrust Pay Customer Support”.

Anyway, I appreciate how the administration of STP managed to sort things out so far and restored both the smooth access to members’ accounts and the availability of the site to the general public which will hopefully be uninterrupted after they complete the move. Within a few hours after the problem with STP accounts access was spotted they posted an update on the website informing clients and asking for patience:

“Hosting and Server Issues
** UPDATE – all services are now restored. Members are able to login freely with the exact same information as before.
____________________
SolidTrust continues to experience unexpected server downtime which is causing service disruptions. Our server company has completed a server move, but not all areas of the site are yet fully up and available.
This is exceptionally frustrating for all of us. We ask that you refrain from calling or ticketing as we are aware of all issues and need to focus on them to get your accounts perfect for you as soon as possible.
We will post all updates here as we have them. Your patience is greatly appreciated. Our team is committed to ensuring a smooth customer experience ASAP no matter what it takes.”

Please note that another interruption in customer service in SolidTrustPay is expected tomorrow as according to the update posted on their official blog last night their telephone system would be undergoing some upgrade works and so phone support would be unavailable on Friday. Please take note of this and contact STP via support tickets only if you have something urgent to say or ask. I truly hope that after the server upgrade is done the website of SolidTrustPay will be as good as ever and payments will not be affected. You can now login, check your balances and make investments in HYIPs once again. Here’s the update on the phone support:

“Phone Service Interruption – July 13th 2012
In order to better serve you, we will be upgrading our current phone system. This upgrade will result in our phone system being offline on Friday, July 13th. We will resume normal phone support hours on Monday, July 16th.
We appreciate your patience and invite you to contact us via email or our Help Center during this time.”

INVESTCONCEPT – FAST SCAM CONFIRMED

Unfortunately, I have to report some bad news for anyone who considered InvestConcept as a promising site. It looks like the admin had other ideas and scammed even before the first principals on the shortest plan were returned to investors, so nobody managed to profit. Obviously, he could blame the extensive DDoS attacks and his slow reaction to handling them which I believe might be one of the main reasons the project didn’t take off, but more likely he planned to get some fast money from investors and disappear which he did as the program stopped paying two days ago. He never replied to my questions regarding the pending payouts and therefore his program was moved to Waiting status and subsequently to Problem status on MNO and I am advising everyone to stay away from it. 25 days of payments is a total failure but it somehow explains why the admin promised quite high returns to the members who would invest thousands with him – simply because he never intended to pay to them. I’m really surprised that InvestConcept had to finish so fast while having so much potential, but sometimes bad administrating can really spoil everything!

GET PAID REPORT FOR 12/07/2012

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list:  GlobalOilFund, EWFund.
From MNO Premium list: NewGNi, SilverStructure, OneInv, InvestForia, EurexTrade, ProfitableSunrise, BensonUnion, MetalROI, DividendService, PlexCapital, PrimeXCash, KISnP, ExpertKapital, Ivecon, VertexPay, EzyProfitHome, SafeRisk.
From MNO Standard list: UFOWin.
From MNO Basic list: -.

That’s it for today, guys. See you on my site tomorrow with more news from the industry and its most popular programs and payment processors. MNO will keep you updated every day and don’t forget to check out the status of your favorite program on my monitoring page before making a deposit. Profitable investments to all MNO readers and see you all tomorrow!