Hello, guys, and welcome to MNO blog where you can get the latest daily updates from your favorite programs and get to know better on the biggest investment opportunities online from the endless world of HYIPs. You will certainly find something useful for you in today’s news overview as it contains a couple of inportant warnings and also will introduce you two new projects that came today to Premium Listing on MNO. Let’s start it so, shall we?

MAJESTICROWN – FIRST VIDEO NEWSLETTER READY TO BE WATCHED

The current #1 program on the MNO Sticky List is MajestiCrown who issued a short, but concise video newsletter today which looks more like an overview of the program outlining their main features as explained in my own detailed review first published here. The video is only one minute long and features a girl talking about MajestiCrown, invites everyone to join, and claims over 10,000 members (sure, an unverifiable number) after 15 days online. I can’t deny though that MajestiCrown has become extremely popular among MNO readers, propelling it to the top of Sticky List. I guess investors simply love instant payouts to EgoPay, SolidTrustPay, PerfectMoney, and LibertyReserve – and generally see a lot of advertising the admin already purchased on the main monitors and forums that definitely helped to get more exposure. MajestiCrown offers 3.2%-3.5% for 90 business days with the original principal returned on expiry. By the way, the admin promised that the video newsletters will become a regular feature, so I’m looking forward to more. Links to the first one are in the newsletter below:

“MajestiCrown – Video Newsletter
Today we uploaded Video presentation about MajestiCrown. Starting from today we will publish one video every 2-3 weeks.
Please check video here http://www.youtube.com/watch?v=gFwRzvICzbY
Like our FaceBook page http://www.facebook.com/MCFinancial
Best Regards”.

STALLIONGOLD – NO INTEREST TO BE CREDITED TOMORROW

The admin of StallionGold Edward (interviewed here) seems to be getting a little confused today as he’s announced no interest will be credited to members accounts due to Labour Day, which for some bizarre reason he thinks is celebrated on the first of March. Most countries that would be May 1st or in the US where I believe it’s celebrated in September. In any case the admin’s taking the day off, and your account which would otherwise be credited on the 1.5%-4% for 100 business days with principal return in four installments (more on the original investment please read in my review of StallionGold (published here) will not earn. Anyway, apart from this small confusion StallionGold remains a good choice for investors by paying for nearly six months already and almost always instantly to all the accepted payment processors – LibertyReserve, PerfectMoney, EgoPay, PexPay, and OkPay. And regarding tomorrow’s holiday, I hope he does a better job of explaining this this nonsense when payments resume on Monday:

“Labour Day
Dear investors and website visitors, due to the Labour Day celebration within the locales affecting our business operations, no profits will be credited to user accounts for the day of upcoming Friday, March 1st, 2013.”

GOLDENPAYMENT – FRAUD ON A MASSIVE SCALE, URGENT WARNING!

OK, let me get straight to the point on this one so as to make sure there is no room for misunderstanding – you need to stay as far away from GoldenPayment as possible, and you need to pass this warning on to as many people as you can. Even if you are not a member of GoldenPayment, don’t even think of joining. In fact to be on the safe side don’t even attempt to visit their website. Why? Well, because the admin isn’t just content to scam his own members, he has now launched a massive phishing campaign to hack the passwords of his members LibertyReserve accounts and steal everything they have. That’s right, not just the money you might have deposited in GoldenPayment, he’s trying to steal everything else from you as well. Come to think of it this would help explain some of his rather unusual activities in recent times as well.

I became aware of the problem this morning when I tried to log into my account but couldn’t. As is the natural first reaction I though this was most likely a technical problem, though I now know that the GoldenPayment admin had in fact deliberately suspended my account there in order to prevent me from finding out what he was doing and warning the readers of my blog. A couple of readers were sharp enough to spot the scam however and allowed me to access their accounts so I could better warn everyone else. It seems that when you go to your account area to make a withdrawal, you will be presented with what the admin is calling “a security feature”. In it it’s claimed that in order to protect your account from hackers you will need to verify your LibertyReserve account by paying $0.01 (one cent) to the admin which somehow proves you are the rightful owner of it. This $0.01 is then added to your withdrawal and returned to you with your payout.

Absolute nonsense of course, but here’s the scam – the link for LibertyReserve contained in GoldenPayment for you to click on to enter your account doesn’t take you to LibertyReserve at all. It takes you to a phishing website cleverly disguised to resemble LibertyReserve, and most people wouldn’t spot the difference. I think it’s called “Liberty ReserTe dot com” or something like that, with just a very minor difference in the name. You enter your password as usual in the mistaken belief that you are signing into your LR account, but all you are doing is typing it into database for the GoldenPayment admin. He now visits the real LibertyReserve website complete with the log in details that you’ve just given him, and steals whatever he finds there. Nice guy, huh?

This has got to be one of the most despicable, spineless, and cowardly things he could have done. You know, I’ve dealt with a lot of HYIP admins over the years, but this guy is one of the lowest. I mean, not all the admins are totally bad guys as such. Their programs end badly, they always do and that’s the nature of how HYIPs work. But some of these guys will at least treat you fairly. HYIPs are a form of gambling, and can only run as long as money coming in is enough to cover payments to members plus expenses. Once the cash flow dries up the program closes. Anyone who joins at the right time sees a profit which come at the expense of those who join at the wrong time and make a loss. Nobody likes to lose but that’s what a gamble is and that’s the way the game is played. There’s plenty of admins out there prepared to treat you right and give you a fair and equal chance. It won’t stop you from losing of course, but basically all you lose is a bet you were under no obligation to take, as opposed to getting blatantly robbed by a criminal with no conscience out to cause you as much harm as he possibly can. It’s one of the many pitfalls in the HYIP industry and there are unfortunately some particularly mean spirited and thoroughly dislikeable people lurking out there. The GoldenPayment admin is one of them, so please do yourselves a big favor and avoid any further dealings with this guy. It will only end badly as he has managed to empty the LR accounts of several people already. If you were affected by this you also need to remember to either change your LR passwords immediately, or else just abandon the account. Because once in possession of your password he can now access your account again and again whenever he likes and steal the lot from you again without you knowing it. Just so as you will recognize it when you see it, I’m showing the text of the phishing scam you’ll find in your GoldenPayment account below:

“IMPORTANT – NEW SECURITY FEATURE
Recently, some users of GoldenPayment have complained about their account profiles being edited by hackers and their withdrawals being moved to a different e-currency account. We are instituting a new security feature to stop any hacker attempts and stolen funds. In order to process your withdrawal, you will need to verify the account you are using for your withdrawals with a $0.01 verification payment.
In order to set your Payment Processor ID and make sure that is your real account you must send $0.01 (one cent only) for it to be verified. Your withdrawal request will include this $0.01 as re-payment.
Please verify your account now. If you do not verify, your ability to withdraw will be suspended in 24 hours until we hear from the original account owner. Once the account is set, it will not be able to be changed unless you are the original account holder
Press on the button to verify your account :
Note: If you face any problem during payment, please try a different web browser.”

Amazingly it didn’t stop there. Not just happy to rob his own members, he’s now trying to rob everyone else as well. Just in case you weren’t a member of GoldenPayment and were blissfully unaware of the unfolding scam, he’s been sending out spam to see who else he can hack. I’m including the following updates purely for your information and that you will recognize them should you receive them. If you do, then please report it as spam before blocking the sender and deleting the mail. But obviously don’t respond:

“10 LR from Golden Payment to the first 500 people
GoldenPayment is giving 10LR to the first 500 people who join us now.
All that needs to be done is send $0.01 for our automatic script to send you back 10LR.
Once you receive the 10LR please tell your friends you have been paid by GoldenPayment. Thank you for helping promote GoldenPayment
Send $0.01 here and at the end it will automatically send 10LR back to you.”

“25LR Free from GoldenPayment
GoldenPayment is offering a free $25 Liberty Reserve withdraw for the first 100 new users to sign up on GoldenPayment.
All you need to do is sign up for an account then email them saying you wish to receive your 25 LR bonus and include your username. The administration will then add it.
Good way to get started on GoldenPayment.”

FORKSTRATEGY – GONE ONLY AFTER ONE CYCLE

ForkStrategy proved to become another disastrous fast scam despite looking like a potential long runner. At least with GoldenPayment for one month you were able to profit multiple times even on longer-term plans. In the case of ForkStrategy the only ones in profit were the first investors who got into the 15 day plan while those in the 30 and 45 day plans were in 100% loss. This was actually a very unpopular project in the first place with very few readers joining it, despite the good quality of the website and a lot of interesting features. I remember just a couple of years ago similar programs to ForkStrategy offering the very same investment plans could last for months and became huge hits among the investors bringing them enormous profits. It looks like the situation has completely changed now and such programs are not in demand anymore, and it looks that the admin didn’t realize that before launching the program which proved to be a complete failure. Please do not invest in ForkStrategy anymore as the payouts are delayed and the admin stopped responding to my emails which usually indicates one thing – a scam. You have been warned!

TALKBACK – POLL RESULTS AND THE NEW POLL ADDED

I want to post a new TalkBack question now, and learn about readers attitudes towards different things in the HYIP industry. Today I’d like to ask your opinion of a very controversial payment processor – LibertyReserve. It’s especially interesting today, when another hacking attempt from GoldenPayment was exposed. Despite all the recent hacking attempts, suspending and limiting accounts without reason, backdoors, weak security and some of the rudest, laziest most incompetent customer support operators found anywhere on the net, LibertyReserve remains popular. Why? What do you think their secret is and why do you think they remain popular despite all its confirmed flaws? What is your attitude towards LibertyReserve and do you think it’s safe enough to use it while investing?

Your options include:
1) I believe LibertyReserve is safe enough and I haven’t encountered any problems myself so far.
2) LibertyReserve as a website is safe but due to irreversible payments it’s a safe haven for all types of scammers abusing it.
3) LibertyReserve is a money laundering tool with serious issues with security and support. I can’t understand why others still use it.
4) I will never use LibertyReserve anymore because I was a victim of hackers or limitations from its administration that were never resolved.

Please note that you can read more about LibertyReserve’s proven security flaws and funds being locked in two articles on MNO here and here. If you believe that the attitude LibertyReserve has towards its clients which assists and protects hackers doesn’t deserve respect you’re free to use the similar but much safer payment processor PerfectMoney or two other big options that also have a strict attitude against hackers – SolidTrustPay and EgoPay. Thanks in advance for your votes and I hope you’ll share your thoughts.

I’d now like to take a brief look at the results of the previous poll which asked “Do interviews with HYIP admins on MNO influence your decision to invest in a program?”

The most popular response with 40.5% of the votes suggest yes, as they were for the following answer – “Yes, I find them useful for judging the admin’s communication skills, his attitude to investors, early warning signs, and can help me spot bad programs as well as good.”

Only slightly behind on 37.8% was the response “No, I don’t find them helpful as the admins always have their own agenda and rarely tell the truth about what they don’t want you to know.”

And finally, 21.6% of MNO readers believe it depends on the individual admin and his efforts to persuading investors to spend money in his program – “Sometimes they can be interesting to read, sometimes they’re not, but it really depends on the individual admin.”

Thanks a lot to everyone for voting. I hope you like the weekly polls on MNO TalkBack and appreciate your continued support there.

MYFXCAPITAL INTRODUCTION

The first program to introduce today is MyFxCapital. The program launched just a few days ago and today the admin decided to add it to Premium Listing on MNO. Although on the website itself it claims that they have been in Forex trading since 2008 I would pass on that and treat MyFxCapital as a regular online investment game:

“Welcome to MyFxCapital
MyFxCapital Co.,Ltd is a private investment company located in Hong Kong,our main business is forex trading, we came into this area since 2008, and have gained huge success in the past four years.
In order to expand our online business, we built this website and began to accept the global investment business.”

Being an online investment game of course doesn’t mean that you can’t earn some fast money from MyFxCapital as it’s offering quite a lucrative and at the same time sustainable investment plan. It pays between 23% and 26% daily for the duration of 5 business days (Monday to Friday) with no principal return and payouts processed to LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay which are all accepted for a $10 minimum. MyFxCapital is running off a licensed GoldCoders script so withdrawals have to be requested and are paid manually within 24 hours. By the way, today the admin suddenly decided to change hosting provider from Koddos to BlockDos. Although despite the short newsletter issued on that, I have discovered now that MyFxCapital is in fact hosted on a much cheaper option – a dedicated server by GeniusGuard. I’m not sure why the admin didn’t mention that in the latest newsletter but hopefully he will indeed move to BlockDos soon, and perhaps GeniusGuard is just a temporary solution:

“MyFxCapital Newsletter
In order to speed up our website and make it more stable, we are going to transfer our site to BlockDos. We will be hosted and protected by BlockDos. The process might take up to 24 hours. We are sorry for any inconvenience caused.
Thank you!”

Anyway, the MyFxCapital website works fine for me at the time of writing and I already received my first withdrawal so it moves to Paying status on MNO. A more detailed review will be done tomorrow.

ZENITHPAY INTRODUCTION

ZenithPay is the second newcomer to Premium Listing on MNO after only launching today. This is a long term program pays from 2.35% to 2.8% daily interest depending on the size of your deposit to your account for a duration of 75 business days (Monday to Friday). On expiry your principal is returned. The investments in ZenithPay start from a $10 minimum via the four main payment processors – LibertyReserve, PerfectMoney, SolidTrustPay, and EgoPay. The site runs off a licensed GoldCoders script, is SSL secured by Comodo, and is hosted on a dedicated server by Koddos. I guess there is nothing more to say about ZenithPay as I added it to my listing just a few hours ago and will only receive my first payment by tomorrow. All going well I’ll have a full review of ZenithPay over the weekend, so stay tuned for that if you want more details before making a deposit!

GET PAID REPORT FOR 28/02/2013

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: MajestiCrown, OilOfAsia, ProForexUnion, PerfectForex, AirCargoXpress, GSAOnlineInvestments.
From MNO Premium list: ProfitableSunrise, SureInv, StallionGold, 4FXInvestment, BensonUnion,  Stravia, FatProfit, CostaAlliance, AXAIndustries, Black&WhiteFund, RewardsWeekly, ForexPlaza, ADSolid, HurricaneAssets,  EmpireFinanceGroup, MyFxCapital (the first payment received).
From MNO Standard list: TradExFund, AustralianBusinessGroup, AxiomInvestingGroup, PureIncome.
From MNO Basic list: TrackInvest, InvestmentCapital, MainaLimited, Finance7, Fxen, Money&Credit, VenturInvest, TheInvestmentBank, ZenithUnion.

That’s about it for today. I hope the information’s been useful to you, and if so then please check out my blog tomorrow for more news from the HYIP industry and a detailed review of MyFxCapital. See you all then, guys!