Hi guys! Sunday night already so I hope you’ve all had a nice weekend, whatever you were getting up to. There’s a bit more news than usual (for a Sunday, that is) so we have plenty to catch up with this evening. Breaking with tradition though, allow me to start tonight with the introduction of two programs added to my Premium listing last night and are to be reviewed in the coming days.

INSTABANK INTRODUCTION

The first of these is called InstaBank – a short-term program with a very good record of payouts processed instantly to SolidTrustPay, EgoPay, and PerfectMoney for 24 days already. More accurately it’s only withdrawals of up to $500 that are processed instantly, larger ones are done by the admin manually within 24 hours but I don’t think many people will be investing anything over $500 in InstaBank anyway, especially considering its age. I can confirm myself that the name of the program is fully justified as I received instant payments today twice and both times they were processed instantly as promised. There’s no doubt InstaBank is paying instantly, but about the investment plans you might ask? Well, there’s a standard choice of on expiry plans with once-off payouts typical of programs like this – 105%-130% after 1 day, 116%-220% after 3 days, 136.5%-600% after 7 days, 176%-950% after 14 days, 360%-2100% after 30 days. Experienced readers and HYIP players know exactly what plans they will take in order to maximize their chances to profit with InstaBank and I wish them good-luck with it. As I’m going to have a more detailed description tomorrow, I’ll just have brief look at the main features now. InstaBank runs off a licensed GoldCoders script, so there’s no surprises on that front. The site is fully SSL-secured by Comodo, so you can be sure that your transactions are processed safely. But the best thing I like about InstaBank is that it’s hosted on a DDoS protected and dedicated server from the industry leader BlockDos which is a welcome security bonus for anyone thinking of joining as it assures maximum uptime. Please read my blog tomorrow for further information, guys.

STANFORD&GOLDSTEIN INTRODUCTION

The second program joining my Premium listing last night has the more funky name of Stanford&Goldstein which is more suitable to a legal firm or a bank than an online HYIP. Stanford&Goldstein launched 11 days ago as a medium term program offering investment plans with the principal returned on expiry that include 1.1% for 10 days, 1.3% for 20 days, 1.5% for 30 days, 1.8% for 40 days. However please bear in mind that due to the peculiarities of the script that the program runs off (which is tailor made specially for them, by the way) you can only make deposits in the plan pre-determined by the amount you wish to invest. For example, you can only invest the amounts from $10 to $99 in the first plan, from $100 to $399 in the second plan, and so on. I’ll have a more detailed analysis of Stanford&Goldstein in the upcoming review next Tuesday, but for now let’s look at some other features, shall we? The payment processors accepted include not only SolidTrustPay, PerfectMoney, and EgoPay but also BitCoin. Withdrawals have to be requested from your member’s account in Stanford&Goldstein and are promised to be processed manually by the admin within a 24 hour maximum. The site itself looks really professional with a sleek design, all the questions properly answered, and even a few educational videos to make joining Stanford&Goldstein easy even for the novice investors. The site itself is well secured with the SSL certificate issued by GlobalSign and hosting services provided by RivalHost which keeps the site on a dedicated server with an IP-address disguised by CloudFlare security system to avoid possible attacks. All in all, Stanford&Goldstein is a pretty impressive website which has everything in order to become the next big thing by the autumn which I believe might happen, provided the admin’s intentions are so.

CATENAFINANCE – MNO INTERVIEW ANNOUNCED

The recently published interview with the admin of CatenaFinance Enver (click here to read it) was the subject of quite a short update issued today. I believe it will be of interest to everyone thinking of joining CatenaFinance and looking to find out more:

“CatenaFinance: Interview
Dear investors,
Money News Online, one of the leading investment blogs, published an interview with the CEO of CatenaFinance.
You can read it on: http://money-news-online.com/blog/2013/07/25/25072013-interview-with-the-admin-of-catenafinance/
Thank you.
Best Regards, CatenaFinance Support”.

CatenaFinance was first reviewed on MNO here. If you don’t want to read it I’ll just remind you they accept all the popular payment processors – PerfectMoney, SolidTrustPay, and EgoPay starting from a $1 minimum making it affordable for literally every investor. Plans include 2% per business day for 365 days and 11% for 55 weeks with the original deposit returned on expiry. The program has been on MNO for ONLY five weeks, but already reached the Top 5 most joined programs on MNO’s Premium listing.

RFIGROUP – REFERRAL PROGRAM ADJUSTMENTS

We haven’t heard from RFIGroup for quite a few weeks, but for all this time the program kept paying promptly on all the investment plans on offer and the payments to both PerfectMoney and EgoPay were processed instantly as usual. If you haven’t read my review of the program published a few months ago, I will remind you that RFIGroup is quite a unique program running off an original script with lots of interesting features included. Plans include both those with fixed daily rates and principal back on expiry – 1% for 100 business days, 1.6% for 130 business days, 2% for 150 business days – and the plans with variable returns paid over the period that can be chosen by the investor. RFIGroup is heavily influenced by those Forex-based companies we saw before the LR collapse and continues the tradition. Everyone seems pretty impressed with RFIGroup, online since February and is still processing payouts instantly even on original deposit returns. I myself was paid successfully tonight on expiry of my deposit in the 1% for 100 business days plan, and I’m sure many others are in profit as well. RFIGroup has reached the #2 position on my monitor, just behind MalaysianINC. Hopefully the admin will keep up the good work for a long long time to come.

In tonight’s update RFIGroup made some changes to the referral program which are aimed at encouraging promoters advising their downlines to reinvest in the flexible plans with deposits available for withdrawals any time. The 5% commission will be paid on every business day and applies to referrers whose downlines keep earning in the plans called RFI Index Shares and RFI Index Forex. I believe this will attract more interest to the program’s flexible plans paying up to 1% interest (on the investments from $10 to $999) and up to 1.5% interest (on the investments over $1K) on every business day with the optional principal withdrawal available already after 1 day. More information is in my detailed review published here. As for the latest newsletter amending some of the promotional bonuses terms in RFIGroup, you can read it in full below:

“Adding a referral commission for RFI Indexes
Dear Customers,
We have started to pay the referral commission for clients who have invested in RFI Index Shares and RFI Index Forex. The amount of commission equals 5% of daily profit of your referral, and is paid every weekday as long as your downline is investing. If your referral has stopped his RFI Index investment and then reinvested again you will start getting paid on daily basis again. The referral commission for RFI Indexes is paid only to the 1st level Referrers, the 2nd and the 3rd levels are omitted. Please notice that in case of self-referral attempts your accounts can be locked without a warn.”

SEEDFUNDING – SLIGHT DELAY EXPLAINED

Sometimes I’m truly amazed by the courtesy shown by the admin of SeedFunding (reviewed here) towards his investors. Just a couple of days ago he had just a slight delay of a few hours with replying to support emails and processing pending withdrawals, and that alone caused him to issue an update apologizing for what was a very rare occurrence. Take note admins, this is the service you should deliver if you want your program to become successful:

“Sorry we had to make you wait today
The delay in replies to your emails and support tickets, and even the payments we just made, some hours later than usual, was due to an electricity outage in the morning.
This happens on a regular basis in our part of the world but it never lasts more than a couple of hours.
All payments are completed now, tickets have been answered, and emails have been replied to. Everything is back to normal.
Thank you for your patience.”

SeedFunding was first reviewed on MNO here and pays on three investment plans with no principal return on expiry – 1% for 120 business days, 6% for 22 weeks, 30% for 5 months with some deposit and withdrawal fees applied. SeedFunding‘s current minimum to invest is $100 which puts it out of reach for many investors who would otherwise test the program. I hope the admin knows what he’s doing, as so far it looks like he’s scaring the smaller investors off.

LUCROBANKLIMITED – PROVEN SCAM! DO NOT INVEST!

Bad news tonight for members of LucroBankLimited – please forget about joining as the program has become an ugly scam after paying for only 16 days. Well, I believe that was enough for many investors to make good profits from the program anyway, as the shortest possible option in LucroBankLimited was to get 4% return after 1 day only. Those investors who made deposits early enough in the 2, 5, and even 14-day long plans could also make quite good money, so no complaints here either. What I don’t like is how the program finished in the end, as the admin showed his true nature by introducing a new investment plan “paying” 150% after 1 day on the deposits starting from $100 which he “forgot” to send to my email address, so I only found about this email thanks to my readers on my ShoutBox:

“Hello everyone, Today I would like to announce our new investment plan:”Fixed 150% after 1 day”. Minimum investment is $100, please note that this investment plan will only be available for limited time.
Best Regards, Michael Jones. LucroBankLimited.”

I would like to express my sincere gratitude to the readers who reported that scamming attempt by the admin of LucroBankLimited which I was not aware of and which allowed me to move the program to Problem status on MNO straight away. You can imagine that by today the program rightfully belongs in the Scam section on my monitor. Please do not invest there anymore!

STABLE6 – MOVED TO WAITING STATUS DUE TO DELAYED PAYOUTS

I believe that Stable6 might be on the verge of collapse as well, because I received a few complaints from readers reporting delayed payouts for over 20 hours now. While still within the promised 24 hour timeframe, I can only move Stable6 to Waiting status on MNO with a very possible Problem status to come tomorrow if the admin doesn’t start processing the outstanding withdrawal requests immediately. I’ve already notified the admin about this, so he’s fully aware of it, and at the time of writing there was no reply which is not a good sign at all. Hope still remains, but diminishes with each passing hour. Only by tomorrow however can I confirm if the program has scammed or not.

In the morning the admin issued a short update explaining delayed withdrawals to PerfectMoney by the downtime of this payment processor:

“Delay in processing PerfectMoney Withdrawals because the PerfectMoney website seems to be down at our end.”

That downtime lasted for only a few hours though and currently PerfectMoney is fully functional, but the admin seems to have forgot to process withdrawals to PM anyway. I also got reports of pending withdrawals to EgoPay as well. All of that is very bad for the program’s reputation, and I highly doubt Stable6 is going to be back to normal by tomorrow. So take this into consideration and do not invest for now! More news on that please read MNO blog by tomorrow.

GET PAID REPORT FOR 28/07/2013

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: MalaysianINC, EmpireFinanceGroup, PureIncome, RFIGroup, CatenaFinance, BlackGold, ArgoMoney, InstaBank (the first instant withdrawals received).
From MNO Standard list:  –
From MNO Basic list: InvestmentCapital, GrandCapital, OneDollarInvest, TheInvestmentBank, InvestAge, StrongInvestment, GetInstantWithdraw (the first instant payment received).

That’s all the news for tonight, guys. See you on MNO tomorrow with the full review of InstaBank and the latest news from the programs on my monitor.