Beware! After90Days has stopped paying! Do not invest there!

Hello everyone! I don’t have a whole lot of news for you this evening, but I do have an exiting new addition to my monitoring page that I’ll be introducing in a few moments, so keep reading for that. First up however if the following interview I received a little earlier from the admin of After90Days, another recently added program to my monitor. They’ve been offering terms of 2.6%-3% for 90 days, 900% after 90 days, 600% after 60 days, 300% after 30 days, 10% for 30-90 days, all with your principal back on expiry. And while it’s a matter of debate exactly how long After90Days have been offering these plans to the online public (the website’s been there since last year, but whether they’ve actually been accepting new members that aren’t monitors for the entire time hasn’t really been cleared up by the admin), it’s been listed on MNO since the end of last week. So you can read the interview below and if you like what the admin has to say and would like some further information, then you can always refer to the original review of After90Days which was first published on MNO here:

“1. Hi Jessica, please introduce yourself to the readers of MNO and tell us a bit about your own involvement in After90Days. Is this your first online venture? What other experience do you have in this industry?

Hello, I am glad to greet MNO readers on behalf of our company. I am the leader of the team, responsible for public relations at After90Days. My name is Jessica Field.

A number of specialists from our team really have experience in working at similar positions in investment companies, including experience at high-yield investing companies. They know the particulars of this field and they have the tools that allow them to reach the goals they’ve set up. As my personal professional and life experience tells me, the correct use of high quality tools guarantees success.

2. Can you also give us some background history on After90Days? Why did you decide to open your own program and what are you expecting to achieve by this? Are you alone or do you have a business partner or assistant?

The history of the company After90Days follows a typical road of trial and error that is natural when you are searching for the financial Holy Grail. Success was achieved in this search and became the reason for the company to go online. Today’s virtual economy penetrates our private lives more and more and widens the limits of what is possible. That is exactly why we came about — to bring these opportunities into the lives of private investors.

We work in a team that includes both full-time specialists and contractors that we involve on the side.

3. I was quite skeptical about your online history in my review, and am unconvinced you are really paying members for as long as you say. Yes, I agree you are “online” since 2012, but am unconvinced you weren’t just paying a couple of cents to some crooked monitors, as many programs do. How can you convince me you are genuinely paying to real people all this time, and not just since this month?

Unfortunately, distributing financial information about the state of accounts of our clients is not possible. However, the site is open to the public and there are no limitations starting from its first days in June 2012. Therefore, in order to be sure in our ability to work, it’s enough to assure you that there are no investors who have claims to us. There are no such investors. Payments are done regularly and immediately. It’s not possible to hide for the whole year and violate these rules.

4. On the broader subject of online HYIPs, can you explain how the process works to someone who may not be familiar with it? From the moment I decide to join After90Days to the moment I get my first payout, what happens? What do I need to do?

Everything is very simple. First of all, you need to go on the website After90Days and register there (https://after90days.org/?a=signup).

If you don’t have money in PerfectMoney, EgoPay or SolidTrustPay, you need to create and fill the account with one of these currencies. You can easily do that from a bank, using WesternUnion and any recommended exchange service from our website (https://after90days.org/?a=cust&page=exchangers).

In the user section of our site you need to go to the page “Make Deposit” and choose the investment plan suitable for you. Later on, you will only have to determine and pay the amount. The money will be immediately added and we will start counting out the number of days you’ve had your deposit. That’s it. Your money is working.

When the time that has been marked in your investment plan has past, you will receive your profits. It will stay in your account, like the balance that is available to be withdrawn on your personal account (e-wallet). The payment is done immediately.

5. What are the plans you are offering investors? What are the minimum and maximum amounts to spend? What payment processors are you currently dealing with? Are payouts instant or do I need to wait for them?

We offer investors a set of 9 plans that are divided into three groups: Basic, After and VIP. The investment plans of the Basic group show the income earned every calendar day, and a compounding function is available. The group After has a plan for income, with a starting deposit, to be paid out when 30 to 90 days have passed. VIP plans are also set up for different periods and the payments for them are done daily.

The minimum order is different for different group plans. You can join After90Days with a deposit as low as $25. The maximum deposit is $30,000.

The amount of profit is different in different investment plans: the Basic group has a minimal daily profit of 2.6% per day, and the After group has a minimum profit of 300% after thirty days.

We take PM, EgoPay, STP, and we also recommend exchange services that allow you to buy these electronic currencies using a bank transfer or a WU transfer.

Yes, and just like I have said above, the payments are instant.

6. What about the security of the After90Days website? What steps have you taken to protect both yourselves and members from things like malicious hackers or identity theft? What about spyware and anti virus protection? Are you on a dedicated server and how protected are you from DDoS attacks?

We are protected by BlockDDoS. The data that is transferred during the site registration as well as working with it is protected by 256-byte encryption made by a company with a world-class name, GeoTrust. We are also located on a dedicated server with a tested, reliable and protected script. When we were setting up our site, we tried to take into account the typical risks related to similar types of work and we have implemented the best system so far.

7. What advertising strategy have you been using to promote After90Days to date? How big a role have existing members played in this promotion? Are you satisfied with the level of growth so far?

We are not interested in short-term, sudden advertising campaign, and we are working, most importantly, to achieve long-term results. Our regular investors are our stable source of capital, and they do regular re-investing. However, though we have opportunities for growth, that is, using a lot of funds, we spend a certain amount of effort not only on encouraging reinvestment among regular investors but also on the growth of participants. This interview is part of this work and we are satisfied with the results.

8. What about the success of the program up to now? Are you pleased with the level and rate of growth? Can you give us any statistics on the amount of members and the total amount deposited? What are your expectations over the coming months? How do you plan to develop and improve in such a competitive business?

Our statistics are open and publicly available. The results of our work correspond to our calculations and we are also expecting further growth proportionate to our activity in this direction. This activity corresponds to our financial needs that, in turn, corresponds to opportunities to effectively use the funds received and pay profits to investors.

We will continue making cosmetic changes to our website, as well as adding materials. This helps investors get even more profit from our website, working with the company and the site with comfort and effectiveness.

Since we already have quite a large and very loyal audience, our first task is working specifically with this audience. Stability and reliability are things that are missing in the field of big and fast money. We have that.

9. What kind of customer service and support do you offer to investors? What are the most effective ways of getting in contact with you if I have questions or problems?

The easiest way to receive all-day customer service is to use our website based chat-client. You can resolve practically any issue there and get all the necessary information at any moment. You will not find as caring, attentive and informative service support anywhere else.

A feedback form as well as email, phone and fax are also available.

10. I see your live chat support is in both English and Russian, but I haven’t seen the Russian version working yet. During what hours is this available?

It’s true that due to demanding requirements to service our clients, we have had a consistent lack of Russian-speaking support staff specialists; however, this issue has been practically resolved. I am confident that at the moment of publication of this interview, Russian language support service will be available 24/7.

11. Many programs have in the past used a similar Regional Representative program that After90Days is using now. Tell us more about how that works, and what help these representatives are expected to provide the members.

Our regional representative program is designed to maximize opportunities for personal contact when investors are working with After90Days. Anyone who shares our values, principles and is ready to take care of people can be our representative. In order to become our representative, all you need to do is apply. You need to be ready to answer a lot of questions and meet with people offline who may lack trust in you. For that we offer our regional representatives a higher commission (12%), and we also place their information on our site. Investors get an opportunity to have live communication, including communication in their territory and in their language in order to answer all questions related to our company.

Besides regional representation, we have an Affiliate representation program. Anyone can get 10% of profits (even without a deposit) for deposits created through his unique registration referral link.

12. I must say your program seems to be extremely well planned and organized. Better than average anyway. What can you tell us about your previous knowledge and experience in the HYIP business? Not just as an admin, but from your personal participation in general.

Unfortunately, I cannot respond to this question as an administrator, however, I will share my observations from the position of a successful investor. The high-income industry represents the extreme limit for online investments. Here you can receive income very close to income from casino winnings. In fact, many people think of this sphere as if it were a game. But any game has rules and it is useful to clearly understand the rules. When it’s about a game with money, it’s not only about usefulness to you, but about income as well. All you have left to do is to distinguish those who play by the rules from those who are just trying to steal from you. This is possible, though it requires some work on your part.

And, yes, despite how different it is, the HYIP industry is a melting pot for the most modern financial management ideas, and that’s why there is no need to be afraid of it. You need to cultivate it.

13. With such a quiet time in the HYIP industry, what would be the one thing you would say to investors who are still undecided on which program to pick? What are the benefits of joining After90Days over any other program?

Every investment offers both offline and online means for not only the mechanism of growing the capital, but human labor as well. The success of any investment offer depends not only on growing capital, but also who is working with this mechanism and how. That’s why, before joining this investment project, you have to understand what this project is about.

Our project has a long history and a team of professional, hard-working and industrious specialists. We are confident that you cannot find any other project with this same history, soul and approach. Our specialists are looking for, working and bringing in impressive financial results — an excellent demonstration of the fact that it works.

14. And finally if there’s anything you feel not covered by this interview, what would you like to say to the readers of MNO? Particularly what would you like to say about the After90Days review? Was there anything in it you felt was unfair, mistaken, or needs to be corrected?

First of all, I would like to thank you for your interesting questions and for the ability to address the MNO audience. I wish your readers financial success and prosperity in all spheres of life. After90Days is a reliable tool for that specifically, all we have left is to use it correctly. I think that you have talked about that in your review with some skepticism, which is typical of online investments professional. Thank you, and all the best!”

GESMIE INTRODUCTION

The new project joining MNO’s Premium listing today is called Gesmie, a short-term program launched five days ago and offering some interesting and a unusual investment plans. You can join for a $1 minimum through SolidTrustPay, PerfectMoney, EgoPay, or OkPay accounts, and these are the plans – the first plan pays you 105% with one on expiry payment credited to your account and available for immediate withdrawal 24 hours after joining. The maximum limit set by the admin to invest in this plan is $150, so obviously, it was designed to give you a taste before trying out the longer-term and riskier plans with higher profits. The second plan offers a total of 150% over a period of 5 calendar days with the interest credited to your account hourly. That means that in order to calculate your hourly interest we have to divide 150% by 120 (5×24 being the number of hours in 5 days – 120). That means that on the second plan every hour you can get 1.25% profit on your investment which you can also withdraw every hour if you wish. The third investment plan is the more complicated, but by far the most profitable as it’s offering you 240% over a duration of 10 calendar days. Please note though that on this plan your interest gets credited in equal shares every single second, and therefore you can also withdraw anytime you like once you reach the minimum to withdraw which is set by the individual payment processor. And yes, all of the payouts in Gesmie are totally automated and therefore processed instantly. If you’re not paid instantly due to any possible issues with payment processors allow up to three hours and then contact the admin. I myself tested the withdrawal system in Gesmie three times today so far, and have always been paid instantly, so I can’t fault them so far.

What else do I like about Gesmie at the first glance? First of all, it’s their uncomplicated, but at the same time very original script that’s totally automated and very well developed. The only thing you need to be aware of though is that the deposits via SolidTrustPay are done manually and directly from your STP account, but detailed instructions with screenshots are given when doing so. I don’t think there is any such issue with deposits made via other payment processors, but you do need to check it out for yourself. Also please keep in mind that a 2% deposit fee is charged on all investments made in Gesmie (to cover e-currency charges, I guess). Second thing I wish to point out is that the website of Gesmie is very well organized, with live deposit and withdrawal stats and a comprehensive FAQ. The site is bi-lingual and is in both English and Russian. A SSL-certificate is issued by Thawte and it’s hosted on a dedicated server with support and DDoS protection by Koddos. But the biggest thing I love about Gesmie is the up front admission of being a game and not telling lies about investment opportunities. So enjoy instant payouts from Gesmie while it lasts and remember to promote it as well to help it run longer. If you wish to read more about Gesmie please tune in to my blog tomorrow when I’ll have a more detailed review along with the usual news from the industry.

That’s all for today, guys. I just want to finish up by saying thanks to Jessica for the interview above which I hope told you something about whether After90Days would be suitable for you or not, and to wish the best of luck to anyone involved ther in making a profit from it. See you tomorrow, everyone!