Beware! FidelisFinance has stopped paying! Do not invest there!

Hello everyone! Friday again already so I hope you’re all looking forward to another weekend, especially now that the summer is passing so I hope you’re all making the most of your free time. Things will be pretty busy on MNO over the next couple of days so no time off here as I have a lot to catch up on, particularly with new programs coming to the MNO monitor. One of them, the one I want to look at for you this evening, is a fairly basic and straight-forward HYIP called FidelisFinance. I describe it as basic not in a bad way, but really because it’s only got the single investment plan. If nothing else it at least makes for an easy decision on your part regards joining – you’re either going to like it or you’re not – and I guess from my point of view it makes for a pretty easy review as well. Of course there’s more to FidelisFinance than just an online investment plan even if that is the single most important thing a lot of you are going to be looking for. So before this evening’s news update (which is going to be a bit on the short side by the way due to not a whole lot going on) let’s see what FidelisFinance are all about and whether you think they might be worth joining or not.

So starting with the plan, like I said FidelisFinance only have one. It’s a mid/long term plan incidentally, running for a term of 50 calendar days. Membership starts with just a $5 minimum deposit, and once you’re in you are offered a daily interest payment of 4% for the plan’s duration. The same rate applies to all deposits, regardless of size, so the percentage profit will be the very same for the small time investor playing for fun as it is for the more serious industry investors. It adds up to a grand total of 200% one the term come to an end, from which FidelisFinance are including your original principal so don’t expect to see that back in a separate payment. To put it another way, you are being offered double your money back.

To put that into more practical terms, let’s say you join FidelisFinance with a $100 deposit. In return for that the admin will pay you back $4 every day for the next fifty days. You’re initial hundred is recovered therefore 25 days into the term (the half way mark) so that’s when you reach the break-even point. After that you can’t possibly lose any of your own money no matter what happens the program next, and start collecting passive profits from that day on. So by the end of the term your payments will have added up to $200 in total, $100 of which was your own money to begin with, and another $100 profit courtesy of FidelisFinance. The maximum deposit you’re allowed by the way is capped at $20,000.

One plan or not, if all that is what you are looking for in an investment plan then I really don’t know why or how many more you need before joining. So if you’re happy with that and have decided to join, then you’ll need to know exactly what the payment options are like. Currently FidelisFinance are accepting the main industry payment processors, which are of course SolidTrustPay, EgoPay, and PerfectMoney. Payouts to members are handled manually by the admin and so need to be requested by logging in to your private FidelisFinance members account area. Once done, you are then required to allow a further 24 hours for all transactions to be fully processed.

On the more technical side of things such as design and security, FidelisFinance are hosted on a dedicated Staminus server and with a decent level of protection from DDoS attacks. For an extra layer of security the website has SSL encryption by Comodo to allow safer browsing and more secure transactions. As for the script, FidelisFinance is running off a script that’s been licensed from HYIPCraft. It may not exactly be the best known name in the HYIP industry, so for the benefit of anyone unfamiliar with it I can tell you that it’s actually a very very similar product to GoldCoders, so in terms of the user interface or ease of navigation most of you will probably see little difference. For any further questions for the admin or any account related issues you can get in touch with FidelisFinance either by filling in your details on the online support form and submitting through the contacts page, or else if you prefer just write directly to the e-mail address listed there. Either way both of them most likely end up in the same inbox anyway. You might also notice a postal address listed there but most of you should know by now that while the address itself may well be perfectly genuine, it’s more likely to be a virtual serviced office and not where you will find anyone connected with FidelisFinance were you to pay a visit.

The website content, ie the texts, what little there is of it anyway, does at least seem original if somewhat vague. The business plan alleges FidelisFinance make money by offering loans to start-up companies and entrepreneurs. There’s so much wrong with that idea I don’t even know where to start commenting, so best just to say this is unlikely and leave it at that. It’s best just to treat FidelisFinance just like any other online HYIP as I sincerely hope all of you already do without any prompting from me. So as always remember to never spend more money than you can afford to lose, and if you’re joining FidelisFinance then try and keep them as a smaller part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

SOLIDTRUSTPAY – REMINDER ON STP AFFILIATE PROGRAM

I don’t know if many of you are aware that there are affiliate commissions getting paid not only by the vast majority of HYIPs, but also by payment processors simply to reward their account holders for spreading the word and recommending them to their friends and various online associates. SolidTrustPay is one example as they offer an incentive program by paying a share of their profits simply when someone joins STP via your affiliate link and make a deposit or request a withdrawal. Terms and conditions do apply of course but these are all explained in great detail in the latest post on the official blog of STP. I’m going to re-publish it below just to remind you of the other ways to make money online rather than playing HYIPs:

“SPOTLIGHT: SolidTrustPay Affiliate Program
Earn while you spend!
In addition to offering e-wallet and payment processing products, SolidTrustPay also offers an affiliate program allowing members to earn money when they refer new members who deposit or withdraw from their own STPay accounts!
The program is simple:
Step 1 – Refer New Members!
To find your referral link, login to your STPay account, navigate to the Earn Money menu, and click Program Details. You’ll find your affiliate link toward the bottom of the page. Simply provide this link to anyone you would like to refer to STPay. When they use your link to sign up, they will automatically be added to your downline!
Website and blog owners may also choose to add a banner to their site to attract more referrals. Premade banners can be found via the Advertising Code link in the Earn Money menu.
Step 2 – Earn Commissions!
When one of your referrals makes a deposit to or withdrawal from their account via any of our direct banking options, wire, or by cheque or money order, you will automatically be credited for 1% of the fees that your referral paid.
For example:
If your direct (Level 1) affiliate deposits $100.00 by direct bank deposit and the fee for that deposit is $5.00, you will be credited $0.05 commission.
Additionally, if your direct affiliate’s referral (Level 2) makes a deposit or withdrawal, you make 1% commission on the fee for that transaction as well!
Important Notes:
-Referral commissions are never collected on member to member transfers (including e-currency exchanges and e-wallet payments to merchants).
-Referral commissions are not paid on credit card depostis.
There is no limit to the number of affiliates you can have of the amount you can collect in commissions, so visit the Program Details area today to grab your affiliate link and start earning money online!”.

CATENAFINANCE – LOW SCREEN RESOLUTION ISSUES SOLVED

I’m glad to see that along with the string of educational articles the admin of CatenaFinance Enver (interviewed here) began to publish recently, he doesn’t forget about his own website either and takes care of all the technical issues that arise. Today for instance it was reported that investors who experienced some problemss caused by displaying CatenaFinance‘s website on monitors with low resolution (quite a rare occurrence nowadays, by the way!) the problem had been fixed. Here’s the update on that:

“CatenaFinance: Tweaking our site
We noticed that users using low screen resolutions have problems displaying our site. We have fixed that now. If you had problems viewing our site in the past, please try again.
Thank you.
Kindest regards, CatenaFinance Support”.

CatenaFinance was first added to the MNO monitor 53 days ago and since then the program has been paying fine on both available investment plans – 2% per business day for 365 days, and 11% for 55 weeks, both with principal back on expiry. The minimum to invest in either plan is a very affordable $1 which can be deposited via SolidTrustPay, EgoPay, or PerfectMoney. For more information on CatenaFinance you can always check out my original review published here.

GESMIE – RISING RANK AND MNO INTERVIEW COMING

Gesmie has showed an astonishing result on my monitor so far by jumping to the #4 position in just four days of monitoring. That’s due to the program’s enormous popularity among my readers and the instant payouts which Gesmie has been paying since its first day online. For its lifetime of 10 days thus far the program managed to successfully complete the first cycle on the 240% in 10 days plan with the interest credited every second, get two rounds of the 150% in 5 days plan while crediting accounts every hour and made countless cycles of 105% after 1 day plan. Although the one day plan cannot be recommended other than for testing purposes (due to 2% automatic fee applied on all the deposits), the two other plans are significantly more popular with investors anyway. The $1 deposit minimum via SolidTrustPay, EgoPay, PerfectMoney, and OkPay also helps get the much needed recognition among the wide investment community while a unique and user-friendly script helps cement the success of Gesmie. Although the overall popularity of the program is very clear and the members keep enjoying instant payouts we need to remember that Gesmie is openly positioning itself as a game which will be running for as long as deposits exceed the withdrawals. Therefore you have to remember to always invest what you can afford to lose programs like Gesmie (or any other HYIP for that matter).

In order to contribute to the program’s growth and prosperity for longer the admin of Gesmie agreed to answer some questions for an MNO interview which is going to be published on tomorrow, so stay tuned for that. Please note that the very detailed review of the program is already available for you here. So read it in full and decide if you wish to participate.

MNO – KEEPS EVOLVING AND MORE EXCITING FEATURES TO COME

If you noticed I tweaked my Contact page today so to make it more user-friendly for readers, members of my downline and HYIP admins alike. Did you see the latest payment processor logos on my monitoring? What do you think about the new MNO advertising banners that replaced the ones I used for the last few years? Did you join the newly launched MNO Forum by following this link for discussing the programs monitored on MNO Monitor? Have you participated in the latest poll on MNO TalkBack to show your opinion on what payment processor is your favourite?

All these features are only a tip of the iceberg of what readers can expect in the upcoming HYIP season this September. I have a lot of ideas to implement to make MNO better and more user-friendly for both readers and advertisers and I hope you’re going to be a part of it. I can assure you that you won’t regret staying with MNO – the most comprehensive and the oldest daily news resource from the HYIP industry since 2007. Please remember that I’m working for you, guys, so any questions or suggestions on how to improve things are always appreciated. I promise to listen to all your ideas (however crazy! lol). So don’t hesitate to write me a couple of lines on the MNO Contact page, or email me directly at abramsonp@gmail.com. Please also be more active on the MNO Forum, MNO ShoutBox and MNO TalkBack as the constant interaction with readers is what makes it valuable and a regular connection with you really gives me a sense of great satisfaction and provides me with feedback. You can also follow MNO on Twitter and FaceBook and subscribe to my daily news by entering your email address and confirming it bu clicking on a special link sent to you by FeedBurner (you will find the form to fill with your email address on top of my blog). Again, thanks you all for the support and I promise to not let you down in the new HYIP season.

GET PAID REPORT FOR 16/08/2013

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: –
From MNO Premium list: PureIncome, EmpireFinanceGroup, RFIGroup, Gesmie, AlliexFinancial, CatenaFinance, GoodnessSuccess, ImproFunds, ArgoMoney, After90Days, SolomonHit, SeedFunding, FidelisFinance, BillionairesGroup.
From MNO Standard list:  –
From MNO Basic list: InvestmentCapital, OneDollarInvest, GetInstantWithdraw, LoanClicks, TheInvestmentBank, StrongInvestment, GirlsProfit, GulfInvestmentClub.

That’s all I got for today, guys. Tomorrow I’m planning to publish two interviews with the admins of Gesmie and GoodnessSuccess, so don’t miss them as both programs are quite interesting and popular. So stay tuned and have a good weekend ahead, everyone!