11/09/2013. LoanClicks Review and Daily News from the Industry

Beware! LoanClicks has stopped paying! Do not invest there!

Hi everybody! Before we get to this evening’s news stories I want to start today’s update with a look at one of the more established programs on my monitoring list but one that hasn’t been discussed on my blog before now. If you use my monitor for information then I’m sure you’ll all recognize the name very well by now – LoanClicks – as it’s been listed for an impressive three months now. It was just recently however that the LoanClicks admin decided it was time to upgrade his program’s listing from Basic to Premium on MNO, and so now it’s time to welcome him to the list of programs covered on my blog as well as monitor. To be honest though I kinda think LoanClicks has been flying well under the radar up to now, and with the autumn upon us and things hopefully picking up in the industry in the coming months (fingers crossed anyway!) there’s plenty of room for this one to grow still. Obviously I know a lot of you will prefer to stick entirely with new programs, and that’s perfectly understandable, but for anyone who thinks there’s still another level for LoanClicks to aim for then we’ll take a look at the program’s main features and see if you think it might be worth adding to your portfolios or not.

The investment plan therefore is pretty simple. Basically there’s only one of them, though LoanClicks have it broken down into some different subsections depending on how much you’d like to spend, with as usual the larger deposits being offered a higher rate of interest. But for the most basic plan, called actually The Basic Plan, can be joined for a minimum deposit of $30 which is well above the industry average. The term runs for 80 business days (16 weeks) during which LoanClicks are offering members 2% interest per day, paid Monday to Friday. Your principal is included as part of these payments (so don’t expect to get that back) which means that your final return of 160% is your own money plus an extra 60% net profit on top. The break even point – where you earn back an amount equal to your original deposit and so can’t possibly be at a loss no matter what happens the program next – is 50 business days into the term, or 10 weeks.

For members looking to take a bit more of a gamble then LoanClicks have The Advanced Plan for anyone looking to spend at least $500 for an opening deposit. For the 80 business day term they will then pay you back 2.3% interest per business day, Monday to Friday. Come the end of the term those payments should total 184% altogether, from which LoanClicks again count your principal. So that means you break even after 44 payments and finish up with a net profit of 84% for yourself from your investment.

A minimum deposit of $1,000 will get you into The Premium Plan, which sees LoanClicks offering members 2.7% interest per business day for an 80 business day term. 38 business days is how long it takes to break even so it’s all passive profit after that. The final returns come to 216% in total where LoanClicks again count your principal, meaning it’s 116% net profit.

After that the remaining plans are really moving towards the more serious industry players. The Platinum Plan for example, also running for 80 business days just like all the others, sees LoanClicks start with deposits of $5,000. For this they are offering a daily interest payment of 3%, paid Monday to Friday, allowing you to break even after 34 payments and complete the term with payments of 240%. As LoanClicks count your principal as part of the payments then you can view that as your own money back plus 140% net profit for yourself.

And finally for a minimum deposit of $10,000 LoanClicks have The Infinite Plan. I can’t imagine there’s that many people spending that kind of money in the industry right now, but that’s up to the members I suppose. I can only tell you what the offer is, and for the term of 80 business days it’s going to be 3.3% every day from Monday to Friday. This allows you to break even after 31 days and complete the term with earnings coming to 264%. With LoanClicks including your principal as part of that then it’s 164% net profit on top of your own money.

So if you like any of the investment plans then I guess the next logical step is for you to check out the list of accepted payment handlers. I have to say at the moment it’s really not all that special, though then again after three months online it doesn’t seem to have hit the performance of LoanClicks all that badly. Currently you can only use PerfectMoney or EgoPay to join, though if you prefer to avoid payment processors completely then you might be interested to hear that LoanClicks also take direct bank wire transfers. As is always the case with this option however the other costs involved, namely the minimum amount of money required for deposits and withdrawals sees a massive increase, hence it’s never really been regarded as a serious option for most online HYIP players. You can contact the admin for further instructions on how to proceed if that’s really what you want, however if like most investors you are going to proceed with the regular processors then I should tell you that in order to be paid you will need to log in to your LoanClicks members account area and make a request. Just be careful here because even though you might be promised instant payouts by the program, that’s a service I’ve only received not more that a handful of times in over three months of monitoring. More usually it can take from 24 to 48 hours for the LoanClicks admin to process the transaction, and do keep in mind that no interest is credited over the weekend. Smaller investors take note that the minimum withdrawal from the program is $10, so while your account may well be credited on every business day not everyone is going to earn enough to request a successful payment.

I’m not finished with the investment plans just yet however, as there’s a couple of other important features which may influence your decision to join the program one way or another. First of all if the 80 business day term sounds a little bit daunting to you then keep in mind that you are in fact free to request your principal back at any time and leave the program. This isn’t a free service and so LoanClicks will deduct a hefty 25% penalty fee for doing so, though that requirement is fairly standard for longer term HYIPs and we’ve probably all seen programs with much stiffer penalties than that. But if you are thinking of getting out early then do try and factor that 25% into any calculations you’re making.

One other thing that might sweeten the deal for you is a $10 bonus given to new account holders, though it might be fairer to describe it as a “loan”. Basically what happens is that when you sign-up for LoanClicks for the first time your own investment will be supplemented by an extra $10 added to it by the admin. For the plan’s duration you will be paid interest on this $10 at whatever rate is applicable to your principal. When the time comes for the plan to expire however LoanClicks will be taking that $10 back, so you only get to keep the interest earned on it but never actually get to see the $10 itself.

Incidentally, if you’re a regular promoter of this type of thing and are adept at attracting a decent size downline to follow you into the programs you join, you should probably be aware of some differences between LoanClicks and most of what you might be familiar with in your portfolios. Basically your account with LoanClicks is split into two sections – one for your more traditional investment where your interest will be paid, and another which holds the money you earn from ref commissions. As I already told you above the minimum withdrawal from LoanClicks is $10, however the minimum you will need to withdraw from the ref commission section of your account is $20. In addition to that there is a huge multi level referral system in place in LoanClicks, with commissions being paid up to 10 levels. However if you really think you could get that much and would like to try it, you can only do so by opening what’s called a Trader Panel. This isn’t free and will set you back $15. If you prefer to not pay for this then fine, you will continue to earn the basic ref commissions on your immediate downline anyway.

On the more technical and design side of things the program is running off a unique script developed especially for the program, which despite being new is still quite easy to navigate and user friendly throughout. The hosting is on a dedicated and DDoS protected server by a company called RegencyHost. I can’t say I’ve ever heard of them handling HYIP related sites before so can’t really comment on any experience with them, though I suppose the fact that LoanClicks have been here for three months now without any serious problems that I remember would probably suggest they’re a perfectly adequate provider. For an extra layer of protection the website is SSL encrypted by Thawte, and a Master Key feature that will protect your account from being infiltrated (due to the fact that even if someone was to gain access to your account they couldn’t do anything with it without this key). If you have any further questions you don’t think have been explained in this review or any account related issues then the LoanClicks admin can be reached by either filling in your details on the online customer support form and submitting it through the contacts page, or else by simply writing directly to the listed e-mail address. LoanClicks also include fax and phone numbers which you’re welcome to try out if you think anyone’s going to be there to answer (no working schedule is published for when if ever there’s an operator there) which is listed alongside a postal address which I know to be a virtual hosted office as I’ve seen it used elsewhere in the past.

So apart from all of that I can only say what my own experiences were in LoanClicks up until now, and there’s really been little to complain about. It’s a very well organized and professionally created website, and the payouts have been dependable. That’s absolutely no guarantee of their future performances of course, so no matter what you think you still need to treat LoanClicks as any other high risk online HYIP. For the record the business activities allegedly supporting the payouts by the way is ForEx trading, real estate, precious metals, and a raft of other long time HYIP favorites. Though while the texts and content may be original the claim itself is definitely nothing new in the online HYIP industry. So in that sense nothing should be different in your approach to LoanClicks than for anything else in the business. So set yourself a sensible spending limit that you can both afford to spend and afford to lose, and if joining LoanClicks at all then try and keep them as a smaller part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

POKERBYPROXY – EXCLUSIVE BONUS FOR MNO READERS AND POKER RESULTS FOR TODAY

Despite the first negative results from their poker playing activities last night, tonight the members of PokerByProxy program have a reason to celebrate again, as a 3.1% profit reported and credited to their accounts. The admin discussed that in detail in the latest newsletter from PokerByProxy which you can read below:

“Wednesday 11th September 2013
Result 3.10%
Report Success! Eager to prove themselves after yesterday’s negative result, our poker team hit the tables hard, and was determined to make today a positive one. After hitting and running the $2/4 NL tables for a while at Party Poker, we moved on to Full Tilt Poker, where we managed to squeeze out a few additional dollars. In the end, we decided to call it a day after achieving a return of 3.1%. Not as large as some of our best days, but definitely an improvement over yesterday!
All accounts have been updated with today’s result.”

And finally, as announced on MNO last night, tonight I will have instructions on how to apply for your free one-time $10 bonus in PokerByProxy. If sign up for the program using this link and then notify the admin of your desire to have your free $10 bonus credited to your account in PokerByProxy it will then be added. Hurry up as the offer is only valid for the first twenty people who haven’t made a deposit in PokerByProxy, but have already signed up under the MNO link. You can see the full video about that and follow the instructions from the admin on this YouTube page.

By the way, I’m grateful to the admin for mentioning my review of PokerByProxy in his video once again. I believe everyone looking to invest there will be curious about my review following this link, or perhaps you will be more interested in hearing from the admin directly. Then please stay tuned because the interview sent to him will soon be posted on MNO. A list of questions was already sent and so I’m looking forward to his answers which he promised have back to me sometime this week.

For those people who just want to get some information on PokerByProxy straight away I’ll just remind you that the program applies quite a unique approach to earnings. Depending on their daily poker playing performances you can earn up to 25% daily profits potentially while the stop-loss method allows them to limit the risk to only 5% of your original capital per day in the program. The full principal, or any part of it or profits, are allowed to be withdrawn anytime you like, and if you forget to request your daily earnings then your next profits will include the compounded amount that now becomes a part of your working principal. After the withdrawal request was made please allow up to 24 hours in order to get paid. In some cases it can be up to 48 hours, but mostly that concerns the less popular options like Western Union and bank wires. While for more traditional options like SolidTrustPay, EgoPay, HD-Money, and PerfectMoney the waiting time might only be a few hours. PokerByProxy even accepts PayPal deposits which other HYIPs don’t do and has a BitCoin balance for those who wish to deposit via them. While deposits for BitCoin users can be done with as low as 0.01 BitCoin (~$1 equivalent), the deposits via other payment processors start from a $25 minimum, while the banking options require higher minimums.

Over the first week online, I can see that PokerByProxy has become extremely popular among my readers already who are mostly attracted by the flexibility of their payment option. Plus the promised $10 deposit bonus from PokerByProxy for the first 20 MNO readers would be a great chance for you to try this unique program. So, click this link to see the YouTube video from the admin and get your bonus while you still can!

INVGLOBAL INTRODUCTION

A new long-term program that just launched yesterday was added to MNO’s Premium Listing tonight – InvGlobal. The program offers one investment plan with several variations depending on the size of your principal which can start from $10 and has no maximum. Accepted payment processors include EgoPay, PerfectMoney, and OkPay. The duration of the investment plan is 120 business days during which you will get a fixed interest of 1.2%-2.5% plus the initial principal is also returned on expiry. The daily interest can be requested from your account in InvGlobal and is promised to be processed to your e-currency account either instantly, or within a 6 hour maximum. Whether the payments are actually instant I will be able to confirm or deny by tomorrow, when the full review of InvGlobal is going to be published on MNO. On the technical side the site is running off a licensed GoldCoders script which was nicely modified to better suit the program’s needs. The domain name is registered for five years, the site is properly SSL-secured by GeoTrust, and it’s hosted on a dedicated server by SingleHop with DDoS protection by Vistnet, so everything is up to a decent standard there. There’s also some interesting features on the site which can be found in PDF format including the program’s presentation for newbies and a Certificate of Incorporation in Seychelles. All in all, InvGlobal looks like a nice program so check out MNO tomorrow for further info.

GET PAID REPORT FOR 11/09/2013 

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: After90Days.
From MNO Premium list: PureIncome, EmpireFinanceGroup, RFIGroup, CatenaFinance, LocomotiveTrade, FidelisFinance, SolomonHit, BillionairesGroup, LoanClicks, RoyalTradeUnion, PokerByProxy.
From MNO Standard list:  –
From MNO Basic list: InvestmentCapital, IncomeAlways, NovaFastix, TheInvestmentBank.

That’s all the news for tonight, guys. I hope to see you all tomorrow for the full review of InvGlobal and updates on the latest news and events from the HYIP industry. Please subscribe to my newsletter and follow MNO on FaceBook and Twitter not to miss anything during this new HYIP season!