Beware! GeniusCapitalLimited has stopped paying! Do not invest there!

Hello everyone! Before we get to the news tonight the latest program joining the MNO monitor that I want to look at is called GeniusCapitalLimited, and I think it’s fair to say that it’s been a while now since a new investment opportunity was this keenly anticipated by readers here. Partially of course this is down to an impeccable sense of timing from the admin, September traditionally being the month when the industry begins a very steep upward curve. But he’s also shown himself to have a good ability to read the market and help create a certain sense of hype, playing to the gallery if you will. And whatever enthusiasm seems to have built up around GeniusCapitalLimited in the weeks prior to its launch (unbelievable as that may sound) it may actually turn out to be justified as this one really looks like it could be the biggest hit of the coming lucrative autumn/winter season for the online investments industry. I mean I’m not trying to come across as deliberately positive about the program just for the sake of it or just because I’m simply wishing that GeniusCapitalLimited is a success. I’m well aware there are no guarantees here no matter how good a program looks on the surface, but it just strikes me that too much hard work and expense went into the planning, organization, and execution of GeniusCapitalLimited to blow it all like a cheap scam.

Without further ado then, let’s get right down to the main thing that makes the first impression with most investors and what in many ways can make or break an investment program – their plans. GeniusCapitalLimited have three plans for you to think about, running for various lengths but generally speaking medium term investment periods and all of which combine sustainability with profitability. And that’s a pretty good way to start because these are the two most important factors in making any program viable. The cost of joining some of them is more expensive than others, but nothing so outrageous as to put them beyond the reach of the more serious industry players. But we’ll begin with what’s called The GCL Starter Plan which will only cost you a $10 minimum to join. Once you’re in, the term runs for 15 business days (that’s three weeks) during which GeniusCapitalLimited are offering a daily interest payment of 2% per business day, paid Monday to Friday only. Therefore by the time the plan expires your individual payments will have accumulated to 30% of your initial investment, which then becomes your total net profit once GeniusCapitalLimited return your principal as promised.

To put that into more practical terms then, let’s suppose you invested $100 in this plan. For that you would collect $2 per business day in return. By expiry then these payments come to $30 in total, at which point GeniusCapitalLimited then add your initial hundred back on to that. If however you’re feeling a bit more ambitious or just plain lucky, GeniusCapitalLimited allow a maximum deposit of up to $10,000.

More serious investors prepared to pay at least a $500 minimum can take a look at the longer term GCL Regular Plan. It works more or less the same as the last plan in the sense that GeniusCapitalLimited are making daily interest payments on your deposit before then returning it on expiry, but the numbers just get bigger. The term for instance stretches to 30 business days (six weeks), and the interest rate improves to a more generous 2.5% per business day. Payments therefore eventually add up to 75% of your initial investment by the time you get the final installment, when you can then expect GeniusCapitalLimited to return your principal and leave this as your final net profit on your investment. Maximum spend is $50,000.

With a $1,000 minimum requirement to join, GeniusCapitalLimited‘s third option, The GCL Advanced Plan, is clearly aimed at the bigger industry players but at the same time isn’t beyond the reach of a big enough section of investors and will no doubt attract a respectable number of members once the program becomes established. There’s a bit of work to do there yet of course, but I have little doubt that it’s going to happen. Should you decide to join then you are committing your money to a 60 business day investment term, which is 12 weeks. During this time members are offered a rate of 3% per business day, paid Monday to Friday obviously, which will add up to 180% in total by the time the plan comes to expiry. GeniusCapitalLimited should then add your initial principal to that figure, leaving the 180% as your net profit. This is also the only plan which sees members make a profit without actually having to wait for the cycle to finish and their principals to be returned. This happens after 34 business days, so everything you get after that is pure passive income. The maximum stated deposit allowed by GeniusCapitalLimited here is $100,000.

Payment options are probably the next thing you’ll want to know about, assuming you’ve found a plan you’re interested in. well, as you should be aware for the purposes of reviews I can really only comment on the program as it stands on the day I’m looking at it. Things can change completely overnight in this industry as you are all very well aware. So for now the list of payment processors accepted by GeniusCapitalLimited isn’t quite complete, however speaking purely as an investor I’m quite happy to overlook this for the moment as I know the admin is currently in the process of improving these options. For the moment you can join the program using PerfectMoney, EgoPay, and OKPay, all of which are perfectly fine providers up to a decent enough standard. Anyone who has ever dealt with SolidTrustPay however will tell you that their verification process is much more rigorous and time consuming which explains the current delay in adding them. The GeniusCapitalLimited admin assures me that the process is underway, and given that STP are themselves a commercial business and welcoming to new clients who follow their terms and conditions, I see no reason for them to deliberately delay the application. If you feel more comfortable waiting for STP to be added then by all means do so, just remember to keep an eye on MNO as I’ll make sure this is the first place you’ll hear about it once it’s done.

Anyway, the other things you’ll need to know as regards plans and payments are that all payouts from GeniusCapitalLimited are processed instantly. You will need to log into your private members account area and request them, but once done you should have the money in your chosen payment processor account in under a minute. Please note that for security reasons this will only apply to payments of $500 or less. Bigger payments will need to be done manually by the admin, but this is unlikely to affect more than a few (if any) investors other than the actual return of your principal. You’ll also need to keep in mind that GeniusCapitalLimited are operating on business days only. So while there’s nothing to stop you from making a withdrawal over the weekend, just remember that you won’t actually be seeing any new money credited to your account until the following Monday. The one other thing I wanted to point out here is that compounding is allowed. You don’t exactly set your own rate but rather must choose between one of the pre-determined options set by the GeniusCapitalLimited admin of 25%, 50%, 75%, or 100% upon making your initial deposit, assuming it’s something you really wish to use at all that is because 0% compounding is also an option don’t forget. Smaller investors take note by the way that a minimum withdrawal requirement of $1 is in place.

Moving on then to the design and security features of the website, I guess this is really where GeniusCapitalLimited tries to establish itself as a serious force in the industry. Universally acknowledged for some time now as by far the leading service provider in the industry, BlockDos are keeping GeniusCapitalLimited on a dedicated server with support and protection from attacks. Downtime for the program then is unlikely to prove a serious issue, and if it ever happens at all it shouldn’t have any serious affects. The real “jewel in the crown” so to speak is the script however, which is one of the better ones I’ve seen around in recent times. I can’t say that it’s entirely unique as I’ve seen it used at least once before (or at least something very very close to it), though even then it was a huge success. Despite that you may not be familiar with it, it’s still remarkably easy to navigate and customer friendly. There are many great features to the script, all of which are designed to keep your money safe and secure. Perhaps too many to list here, but the first thing you’re going to notice just by signing in to your account is the virtual on-screen keyboard where you can type your password and keep it safe from any malware you may have picked up on your computer. After you’ve entered your members area however you will see a raft of further safety features for you to enable, such as an IP change detector that will warn you if someone is trying to access your account from a different computer than your own, and a browser detector doing the same thing. You’re free to access your own account from anywhere you like of course, so it’s entirely up to you if you’d like to enable these features or not. It only takes a single click of a mouse button and can be turned on or off at will depending on your circumstances. For safer browsing and more secure transactions GeniusCapitalLimited have their website SSL encrypted by Comodo with verified identity (though that’s not a particularly difficult thing to obtain) and have their domain name registered for a full ten years.

I suppose it’s fair to say that if you really want experienced investors to take you seriously and truly intend to make a mark on the industry then communication is going to be of paramount importance. It’s not the only factor, I know, but it’s a hugely significant one. GeniusCapitalLimited then have one of the best networks in the industry at the moment, and it’s not just about appearances either. From my own admittedly recent dealings with the admin I can vouch for the fact that transparency and an open and equal relationship with his customers is treated very seriously. And let’s be honest here, it’s about time more investors started making this one of their minimum expectations of any online investment project they get involved with. It’s up to the admin to earn your respect after all, to work for your money and to deliver a service. And that’s exactly what GeniusCapitalLimited aspire to here. So if you do have any further questions for the admin then there are numerous avenues you can go down in order to discuss them either with the admin himself or any of the program’s competent support team.

To start with there’s the usual e-mail ticketing form where you can fill out your details and submit your query via the contacts page. Depending on exactly what you are after however there may be more efficient means of getting in touch than that. For instance GeniusCapitalLimited also have a built-in Live Chat feature where you can get your questions dealt with in real time when an operator is online. Currently I’ve only noticed the English language version of this in operation, however it’s interesting to note that there are German, Spanish, Indonesian, and (most importantly as it’s both the biggest and fastest growing market now) Russian language versions ready to go. It’s early days for the program yet so I guess the GeniusCapitalLimited admin might not have a full quota of support staff on the books just yet, but hopefully as the program expands and grows these options will be opened up. If you’d prefer to speak to someone directly then you can try the program’s telephone number which is available during business hours, 09.00 to 17.00, Monday to Friday GMT. To contact someone via e-mail there’s a selection of different addresses you can try, each one dedicated to a different subject so you can be sure your query goes directly to the right person (tech, payment issues, monitors, and so on). Lastly, and I think this is probably of least interest to the regular industry players, GeniusCapitalLimited list a postal address in London. Why exactly investors would need such a thing in a purely online venture I can’t say, especially as these things are mostly virtual/serviced offices anyway, but I guess it does lend a certain air of professionalism to the program for those still finding their feet in the industry. It certainly doesn’t hurt them anyway I suppose.

The ironic thing here of course is that despite GeniusCapitalLimited having such an extensive support network, it’s actually unlikely that you’ll need to contact them as often as you might some other programs who make far less of an effort. Reason being almost every conceivable question has already been explained for you on the GeniusCapitalLimited website. Not just the more technical ones either but going right back to the fundamentals about how to get involved with the online investments business in the first place. Stuff that might sound kinda pedestrian to the more experienced readers here, and I know that includes most of you, but things that are nevertheless vital for keeping the very industry alive such as how to fund online payment processor accounts and how to make an actual investment in something. All very simple to most of you, but remember doing it for the first time? It really helps to have a sort of “A to Z” if you like on how to get started. Again some of you may not see it as having much practical use, but in the greater scheme of things it does a lot to bring in new investors rather than just taking the whole thing for granted and then wondering why no one shows any interest. I know people appreciate the effort and the more personal approach from admins, so hopefully this is something that will pay dividends for GeniusCapitalLimited and so ultimately have the same positive affect for its investors.

And that’s about it really. There’s not a whole lot else I can add other than the alleged business activities that are supposedly backing the whole thing up. Longer term readers will all know that I’m generally very skeptical about these things (and in six years as a monitor I’ve yet to be proven wrong!) so I gotta be honest with you here and say that much as I like GeniusCapitalLimited my feelings about them are the same as towards any other program. While the website content itself is highly original, the claims being made there are something we’ve heard a million times before, specifically that GeniusCapitalLimited are involved in ForEx currency trading. But you know even if this were entirely genuine, there’s absolutely no guarantee that such things are profitable, indeed for every trader making millions of dollars in that particular market it has to be funded by the losses made by others. So whether you choose to believe it or not, the fact remains that GeniusCapitalLimited is still a game you need to play cautiously. I mean don’t be afraid of the risks, if nothing else trying to make a couple of extra bucks for yourself on the side with an online venture should first and foremost be a hell of a lot of fun after all, but do at least be aware of the risks. So as always set yourself a sensible spending limit that’s based on your own disposable income and what you can comfortably afford both to spend and to lose. Keep your investments at a level you enjoy, not something you worry about because that’s no fun at all. And if you are joining GeniusCapitalLimited then at least try to keep them as part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

LOCOMOTIVETRADE – STP ISSUES REPORTED

Jason, the admin of LocomotiveTrade, seemed a bit annoyed at the latest website upgrade by SolidTrustPay which changed the settings for API/SCI and made automated payouts to members impossible. Compounding the problem, a “daily limit” for incoming transfers was reported by the admin which prevents payments to some investors via STP simply because their accounts are limited. As a result some losses occurred due to using the renewed STP automated payment interface and until that issue is rectified, members of LocomotiveTrade can expect further delays with payments. Below are two of the latest updates from LocomotiveTrade both explaining the current problem and what they are doing to deal with the situation:

“STP Updates
Dear investors,
Because of the recent SolidTrustPay updates API/SCI has not been running for the second day already. Unfortunately, the STP management has not notified the account holders in advance. For this reason, payments are processed in STP manually and it takes much longer than before. Our programmers contacted the STP support yesterday to get the new settings, but unfortunately, there has been no response from them yet.
We will keep you up to date about any STP news.
Jason Harden
Admin LocomotiveTrade.”

“STP “daily limit” accounts
Dear STP investors,
The following thing was discovered today: after the STP upgrade many users found a “daily limit” for incoming transfers. For this reason, we can’t transfer funds to many users. And also, because API does not work we use mass pay STP. In addition, very strange things happen – when we use mass pay function on SolidTrustPay.com money is written off from our account, even for users with the “daily limit” but it is not received on user accounts. Unfortunately, we found it today only. About $3k have been gone from our account to nowhere that way. So if your account has the “daily limit”, please, do not withdraw the money until the problem is solved by STP.
We hope that situation will be solved in the nearest time.
Jason Harden
Admin LocomotiveTrade Ltd.”

Apart from the current STP issue, LocomotiveTrade (reviewed here) has been paying fine so far on all three investment plans on offer – 6% for 30 business days, 5% for 45 business days, 4% for 75 business days. After about seven weeks online and completing the first cycle on the shortest term plan, LocomotiveTrade has become a very popular choice among MNO readers and reached the Top Five programs on my Premium List. Apart from SolidTrustPay, LocomotiveTrade also accepts deposits starting from $25 via PerfectMoney, EgoPay, BitCoin, OkPay, and PexPay. The payments have been processed very fast until now, and hopefully the STP issue will be resolved soon so all members, regardless of how they joined, will enjoy timely payouts for many more weeks to come. I will keep you updated on how the situation develops on MNO blog.

SEEDFUNDING – STP DELAYED PAYOUTS AND CONTEST RESULTS

Fortunately SeedFunding site is back online now and the admin replied to me, although after quite some time this morning which prompted me to return them to Paying status on MNO. Although SeedFunding (reviewed here) accepts deposits via PerfectMoney and EgoPay as well, the biggest chunk is definitely from SolidTrustPay investors who were badly affected by the admin losing access to his STP account after their botched upgrade that caused a lot of difficulties to many HYIPs and its investors. Along with the recent downtime, that was the main subject of the latest newsletter from SeedFunding sent to investors this morning after the website came back online:

“Do problems really come in groups of three?
Many of you may have noticed that SeedFunding was down today. Well it’s back now, it’s all working as it should.
Our own internet connection was acting up all day until the evening, which is why my blog post about this was added very late. I apologize for that.
Add to that that we are travelling until Friday afternoon and DO have an internet connection, although not a stable and speedy one, but now STP wants to send us an access PIN by phone (within the next 30 seconds etc.) and we’re not receiving their text.
We had this “blocked for trying to access from a different country” before when we started SeedFunding, but one phone call had solved the matter. Now after the changes they made to their site, they seem to do this for a simple change of location and IP address – and we haven’t even left the country.
John who owns this STP account will try to clarify this on the phone with STP in the morning. If it’s not possible, or if we can’t even establish a connection, pending payments will be sitting there until Friday afternoon.
You do know we usually pay within hours. So for this time only, please bear with us. You will either be updated tomorrow evening, server time, or, if we can solve this by a phone call, we just go ahead and make those payments. We’d prefer that option.
Thank you for your patience.
SeedFunding
Admin & Support”.

As SeedFunding has been paying for over three months now on plans that include 1% for 120 business days, 6% for 22 weeks, and 30% for 5 months, I’ll give the admin the benefit of the doubt and wait until Friday when he promises to resume pending payouts to STP. Although just to be on the safe side, I would not recommend further investments into SeedFunding until the STP issue is fully resolved and the payouts fully resumed. I’ll keep you updated on this and will decide if I’m going to keep SeedFunding on Paying status on MNO this coming Friday, so keep an eye on my monitor for that. Another update posted by SeedFunding just before the downtime mentioned three referral contest winners who, according to the admin, already received prizes paid to their STP accounts – the payment processor now causing the headaches for many HYIP admins now, including SeedFunding‘s:

“Payments Completed and Result of Contest
As most of you know, STP is back with a new look and that means we were able to make all the payments which had been pending since the morning.
These are the three winners of our introducing contest that ended yesterday.
#3 riverranch, #2 Digby121, #1 silent
Congratulations to these three and thank you to everyone else. Prizes have been paid to STP today.”

SOLIDTRUSTPAY – BENEFICIARY FORM EXPLAINED

The administration of SolidTrustPay didn’t give any official comment on the latest changes that resulted in multiple complains from HYIP admins on its blog. Instead, in today’s article the process of transferring any remaining funds left in your STP account to your beneficiaries after your death was discussed and explained in great detail. While I certainly appreciate such things to be a subject for discussion on the STP blog, I think the recent issues faced by STP account holders is a more pressing topic for discussion. SolidTrustPay clearly remains one of the more popular payment processors in the industry and certainly some level of transparency explaining the implemented changes in detail would be appreciated. Meanwhile the latest article from them regarding the beneficiary form to insure funds are protected after the account owner’s death is below:

“SPOTLIGHT: STPay Beneficiary Form
Too often e-wallets and online investments are overlooked when estate planning, leaving family members with a potentially lengthy process of transferring account ownership after a loved one passes away. In an effort to help ease the process for those family members tending to the estates of deceased clients, SolidTrust Pay has created a Beneficiary program.
By completing the STPay Beneficiary Form, available on our site, members are free to designate the beneficiaries of their choice in the event that the member passes away with a balance in his or her STPay account. The designated friends or family members can then contact STPay and request the release of funds to the named beneficiary by providing his or her identification and a copy of the account owner’s death certificate.
The form can be found here. Simply print and complete the form and return it to beneficiary(at)solidtrustpay.com to name a beneficiary for your account. We invite all members to complete the beneficiary form at their convenience.”

POKERBYPROXY – 4% PROFIT ACHIEVED

To finish today’s news I have the latest profit report from PokerByProxy. The result was a stunning 4% return that has been credited to member’s accounts already and available for withdrawal. I remind you that PokerByProxy was first reviewed on MNO here and the exclusive interview with the admin can be found here. If you are not inclined to read, then let me remind you that by joining and depositing in PokerByProxy (at least a $25 minimum) you’re entitled to receive daily profits potentially as high as 25% with occasional losses that could be as high as 5%. In the long run you can earn some good profits in PokerByProxy and the best thing about it is only you decide what part of profits and when to withdraw. That means you’re in total control of your finances and have the freedom of choice that is so rare for the majority of HYIPs out there. If you wish to try PokerByProxy you can do so via PerfectMoney, SolidTrustPay, EgoPay, HD-Money, BitCoin, and even PayPal. Western Union and direct Bank wire transfers are also welcome with higher minimums. The withdrawal requests are usually done within 24 hours, but generally I see the payments much faster. PokerByProxy is one of the most popular projects among readers at the moment with a #8 ranking on my monitor out of 15 Premium listed programs which is a very good result for a new program that was monitored for only 12 days. I hope there will be more profitable days and more new members, especially considering you’re in control of your finances it will be not that hard to achieve, provided you utilize a smart strategy for your investment. Here’s the latest newsletter from PokerByProxy highlighting the latest result of 4% profit for today:

“Wednesday 18th September 2013
Result 4.00%
Report Today our team decided to use a different strategy than usual, with half playing online, while the other half took part in live games and tournaments. While we have traditionally done better at online games, today was an exception, and the offline live games proved to be more profitable. Either way, our entire team was in the green, resulting in a very healthy 4% return.
All accounts have been credited with today’s 4% return”.

GET PAID REPORT FOR 18/09/2013 

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: After90Days.
From MNO Premium list: PureIncome, EmpireFinanceGroup, RFIGroup, FidelisFinance, CatenaFinance, SolomonHit, PokerByProxy, BillionairesGroup, StrongInvestment, InvGlobal, GeniusCapitalLimited.
From MNO Standard list:  –
From MNO Basic list: InvestmentCapital, GulfInvesmentClub, TheInvestmentBank, WelorTrade (the first payment received).

That’s all the news for tonight, guys. I hope you enjoyed reading and I’m waiting for you tomorrow with a detailed review of StrongInvestment and the usual daily updates from the best investment projects online. See you all then!