Hi guys! I know I promised to published the interview with the admin of BillionairesGroup today, but had a change of plans as I have a lot of important news to post which couldn’t really wait. So instead I’ll be publishing twice tomorrow – first the interview, and later a full review of FxDynamics – a brand-new program that joined the MNO Premium List just last night and will be introduced later in today’s update. So, keep reading to find out more about that instantly paying program.

LOCOMOTIVETRADE – MOVED TO PROBLEM DUE TO SELECTIVE PAYOUTS

I’d like to start the news with an urgent warning about a scam by LocomotiveTrade. The admin behaved quite strangely yesterday, as reported on my ShoutBox already. He deleted some cashouts and missed other payouts. At the same time he couldn’t think about anything better than to compose this email with a stupid excuse of moving the database to a new server. This is what he tried to fool us with:

“We are back to normal work.
Hello,
We are successfully moved our database to a more secure server.
– If your withdrawal request is returned to your account, do not pay attention to this and simply repeat your request later
– If you don’t received a doubled daily earnings or if you haven’t received cashout request to your e-currency account – write to us at locomotivetrade.com@gmail.com
We will resolve your problem as soon as possible.”

This, of course, is pure and utter nonsense. The admin of LocomotiveTrade is simply trying to buy some time in hope that some members would not complain on monitors and forums but instead write to him as he will eagerly provides another lame excuse for you not getting paid. For me personally only the STP payout was paid promptly while the withdrawal to PerfectMoney is still on pending status, despite being requested before STP’s. That never happened before, and the fact that the admin didn’t reply to my email asking why he hadn’t paid to my referral’s PM account while marking the requests as “Completed” speaks volumes. So to sum up why I think LocomotiveTrade is a scam now – lies on STP limitations (while still paying to STP), unpaid PerfectMoney withdrawals and attempts to fool monitors by doing fake payouts, lame excuses given to stall the victims – LocomotiveTrade has it all. So please do not invest there anymore! LocomotiveTrade has been a great program over about two months online putting many investors into profit, but it ended exactly the same way all HYIPs do sooner or later – with a scam. You have been warned now, and LocomotiveTrade has been moved to Problem status on MNO. I’ll update you if the situation changes, but I seriously doubt it.

FIDELISFINANCE – INSTANT WITHDRAWALS AND PAYMENT PROCESSORS CHOICE

On a more positive note I have some better news from FidelisFinance (reviewed here). Especially this will be useful for readers who want to change one e-currency for another but don’t want to pay exchange fees. FidelisFinance now offers a perfect opportunity to deposit into its only 4% for 50 days plan via one payment processor and withdraw the profits via another. So you can actually vary your withdrawals to SolidTrustPay, EgoPay, or PerfectMoney depending of your need for funds in a particular payment processor at any given time. What’s more, they now offer instant withdrawals to EgoPay and PerfectMoney with STP withdrawals to be instant as well very shortly. That means that you don’t need to wait for your payment any longer and have it literally within seconds. I’m sure those two innovations will seriously improve FidelisFinance‘s popularity among readers, though it seems attractive enough already occupying #4 spot in the Premium List after just six weeks online. According to the admin Jeffrey (read my interview with him here), more great news will follow soon. So stay tuned for more as MNO will be the first place you hear about it. By the way, I’ve already tested the instant withdrawals and can confirm that they are indeed processed instantly while the script itself was nicely modified to accommodate withdrawals to any payment processor of you choice. For more on that read below:

“FidelisFinance updates
We are pleased to announce that starting from this moment, Perfect Money and EgoPay withdrawal requests are processed instantly. SolidTrust Pay instant payments will be enabled tomorrow.
Secondly we are now offering freedom of processor choice when withdrawing. What does that mean?
It means that you are free to choose which processor you want to place a withdrawal to, even if you used another one for your investments.
Example: you have deposited with $100 EgoPay and after 24 hours you are able to withdraw your earnings to EgoPay, PerfectMoney or SolidTrust Pay e-currencies. This is of course 100% optional.
Stay tuned for bigger news coming soon!
Thank you, FidelisFinance Team.”

CATENAFINANCE – PERFECTMONEY FEES EXPLANATION

The admin of CatenaFinance Enver (interviewed here) is renowned for his working knowledge of the HYIP industry in general, and payment processors in particular. It looks like he’s dealing with such issues for a long time and so has the experience and expertise on giving advice which will be helpful for newbie investors. In today’s newsletter he talks about PerfectMoney fees for verified and unverified users. As you may know from the recent discussions held on MNO, the increased fees in PerfectMoney were not taken lightly by many investors. In fact there were some serious doubts raised on how it could affect the industry. Enver though finds the verification process in PerfectMoney very easy to undergo and even still finds the payment processor most suitable (in comparison to SolidTrustPay and EgoPay) when it comes to fees taken for micro-payments, even if we consider the increased fees. The full newsletter from CatenaFinance is below:

“CatenaFinance: Perfect Money Fees
We would like to inform you, in case you missed it, that PerfectMoney changed their fees for unverified users recently. At the moment unverified users must pay 1.99% in fees while verified users still have the old rate of 0.5%.
Since verifying a PerfectMoney account is a simple procedure we would advise you to go through with it as the difference in fees is not something to ignore.
We would also like to note that PerfectMoney is, even if you are an unverified user, the best solution for microtransactions. It is particularly suited to microtransactions because it does not, in contrast to the other two systems, have a fixed minimal fee and the minimum amount you can send is just a single cent.
The minimal transaction over EgoPay amounts to 1 USD and for SolidTrustPay it is 0.50 USD. What you must pay attention to with small transactions over these two services are the fixed fees. These fixed fees are made out to the payee and they are, respectfully, 0.25 USD for EgoPay and 0.2USD for SolidTrustPay per transaction. Make sure you are aware of these before you commit to a withdraw of a small amount of money.
As a side note, recently one of our users reported to us that he had received a forged e-mail by which he was informed, allegedly, by PerfectMoney to log on to our site and withdraw his money.
That e-mail had been sent by a malevolent user, possibly an admin running a scam disguised as an investment opportunity, hoping to cause harm to our program. Were it not for the malevolence, it would be funny even. As you know we are quite happy when our users get to reap the profits. That is one of the reasons we are here, there is no way we can do this without you.
Even though this is the first incident of that kind we know of, chances are more will follow. If you receive a similar e-mail feel free to ignore it.
Thank you for your trust.
Best regards, CatenaFinance”.

I’d like to add just a few words about CatenaFinance itself. The program has been featured on MNO’s Premium List for more than three months now which in itself was enough to get it to Top five most popular programs. The first investors on both available investment plans – 2% for 365 days with payouts on business days only and 11% weekly for 55 weeks with the principal back on expiry of both – are already in profit and the program still keeps paying. For more info please read my review here.

POKERBYPROXY – 3.2% PROFITS REPORT FOR YESTERDAY

After a devastating loss of 4.6% of investor’s capital on Monday, Tuesday proved to be a more successful day for the investors of PokerByProxy as the program garnered a massive 3.2% interest on member’s principals. The report included a detailed description of the playing poker daily strategy that led to this improved result:

“Tuesday 24th September 2013
Result 3.20%
Report After yesterday’s loss, our team started the day with a huge amount of caution. We played in lower limits than usual, to make sure that we would get off to a good start. Things went well for the first hour, at which point we decided to venture into some larger sit-and-go tournaments. Out of the 14 sit-and-go tournaments that our team played in, we were “in the money” for 11 of them. This got the day off to a nice start, and the team took a break for lunch.
After the break, we went straight for PokerStars Zoom poker, where we managed to improve the day’s return a little further. After a fair amount of success, we’ve decided to call it a day a little earlier than usual, and post the day’s return of 3.2%. All accounts have been updated.”

PokerByProxy is a unique program with variable daily interest paid to members’ accounts and available for withdrawal anytime along with any part of the original principal. The investor is in charge of his own strategy and it’s possible to get your profits and principal back in as little as one single day. The greater flexibility is the main selling point on PokerByProxy where it’s totally up to an investor when to stop playing and that compliments nicely to poker playing concept of the program itself. The other important feature is the option to invest starting with $25 via a vast majority of payment processors including PerfectMoney, SolidTrustPay, EgoPay, BitCoin, HD-Money, and even PayPal, direct Bank wire transfers, and Western Union. To find out more about PokerByProxy please read my detailed review published here or my recent interview with the program’s admin Patrick here.

PEXPAY – ACH DEPOSITS FEES WAIVED

If you’re looking for a new payment processor that will accommodate the US customers (as PerfectMoney isn’t allowing them anymore), then you can take a look at PexPay. Although it’s not a very popular option among the HYIPs listed on MNO, I’m quite sure it will be a more common sight soon enough. For now you can take advantage of the waived fees for funding your PexPay account via ACH which is an electronic network for financial transactions in the United States. As with the interview coming on MNO blog soon I’m confident that more and more merchants will start using PexPay. You can already start promoting PexPay among HYIP admins and your downline and earn some incentives from using your referral link. You can also follow them on such popular social networking services as Facebook, Twitter and Google+. By the way, so far only 16.7% of my readers think that PexPay will become the fourth most popular payment processor after PerfectMoney, SolidTrustPay, and EgoPay in the near future while about 50% think it’s going to be OkPay. To find out what others think and submit your own vote on MNO TalkBack please visit this page and let me know what you think. As for the latest newsletter from PexPay, you can read it below:

“Free ACH Deposits
Hello PexPay Customer,
We hope this finds everyone doing well. We are excited to announce that from now until 9/30/13, we are going to cover the fee on all ACH deposits.
Login to your account and make your ACH deposit request today. If you are not ACH verified, there is no need to worry. You can become verified easily by going to the verification section from within your account.
To accommodate our growing list of new customers or people that are getting their account ACH verified, we have good news. As long as you have your request for the ACH deposit in our system by 9/30/13, we will waive the fee even if the deposit is not processed by your bank until after 9/30/13.
Keep an eye out for new merchants using PexPay as more and more people are starting to use our services. Also keep an eye out for an upcoming interview with a major blog in the near future.
Please take a moment to add us on Facebook and also follow us on Twitter as we will be announcing social media exclusive promotions in the future as well. Just click on social media logos on our main page of PexPay and add/follow us.
Enjoy the rest of your week and make sure to let others know about PexPay. Have them signup under your incentive link, and you will get paid every time they use our services.
Thank you, PexPay
Your Bridge to Anywhere”.

FXDYNAMICS INTRODUCTION

FxDynamics is a brand new addition to my Premium listing which I want to introduce to you now. The program accepts all the popular payment processors – SolidTrustPay, EgoPay, and PerfectMoney – starting from $10 and paying from 4.8% to 5.2% daily interest (depending on the size of your principal) for a duration 30 calendar days. By expiry then you can potentially earn from 144% to 156% on your investment. Please note that your initial deposit is already included in the daily payouts and therefore not returned on expiry. All withdrawals from FxDynamics are processed instantly and the minimum is determined by whatever payment processor you are using (as they all have their own individual rules). FxDynamics is running off a licensed GoldCoders script and the site is SSL-secured by Comodo. Hosting on a dedicated server with support and protection from BlockDos – the best hosting provider for high-yield investment programs – which inspires confidence that FxDynamics will stay online long enough to profit. More on the project will be in a more detailed review to be published on MNO tomorrow. Meanwhile you can see what the admin Richard has to say by reading his first welcome message posted just after the site was launched:

“FXDL online launch!
Hello everyone,
today it’s our honor to announce that FxDynamics Limited has been launched for online community. FxDynamics Limited is structured and designed by team of professional IT specialists and certified forex market traders, together we manage to achieve user friendly website interface and lucrative deposit returns to satisfied every our customer. FxDynamics Limited is made for people who aim to increase their financial wellbeing. Thanks to our certified forex market traders, you will be able to earn up to 5.2% per every calendar day for 30 days straight, using most popular payment methods in the market: PM, EP and STP. Our secure blockdos.net hosting allows us to process all payment instantly to our loyal customers. FxDynamics Limited provides 24/7 support to it’s clients via phone and website interface. Sign up now and take advantage of this fantastic investment opportunity that we have presented to you.
Best Regards,
Richard Dawkins,
CEO of FxDynamics Limited.”

GET PAID REPORT FOR 25/09/2013 

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: After90Days.
From MNO Premium list: PureIncome, EmpireFinanceGroup, RFIGroup, FidelisFinance, CatenaFinance, SolomonHit, PokerByProxy, StrongInvestment, BillionairesGroup, GeniusCapitalLimited, InvGlobal, FxDynamics (the first payments received).
From MNO Standard list:  –
From MNO Basic list: InvestmentCapital, GulfInvesmentClub, TheInvestmentBank, WelorTrade.

That’s all the news for today, guys. See you all on MNO tomorrow with the interview with the admin of BillionairesGroup, the review of FxDynamics, and the latest news from all your favorite programs.