Beware! IncomeAlways has stopped paying! Do not invest there!

Hello everyone! Regular readers of the MNO blog and users of the MNO monitor may have noticed a program sitting on my Basic Listing this last couple of months called IncomeAlways. As basic programs go it proved to be a decent little performer, profitable, and never with any problems that I could recall. I was quite pleased therefore when the admin decided to upgrade his program to the Standard List as I was already aware of the possibilities it could open up. The thing about IncomeAlways that will strike most of you is the length of time it’s been online in comparison to the short term plans it offers, launching as it did back in early August. I know there are some conflicting opinions dividing readers over this, with some of you having their doubts (often justified) about joining short term HYIPs after a certain point.

I would understand and often agree with this myself, but less so in the case of IncomeAlways. In this case it seems a deliberate strategy by the admin to keep the program online, visible to those who wanted to look, but still flying well below the radar and allowing only the bare minimum exposure, just enough to prove it’s been online and paying all this time. It’s only now however that the red carpet is really being rolled out and IncomeAlways undergoing a serious promotional campaign on the strength of its now established reputation. So before we move on to this evening’s news section let’s have a look at the main features of IncomeAlways an see if you think they might be worth taking a chance on.

Starting as always with the main reason you’re likely to be interested in IncomeAlways to begin with – the investment plans – you have a total of five options to choose from. They have certain similarities in common, particularly that they all pay you just one single lump sum on expiry, combining your profit and initial principal. That’s more or less where it stops however as they all run for terms of different lengths and require minimum investments of different amounts to join. Most of them (but by no means all) are quite affordable though and will most likely attract a good mix of clients.

The first of these then can be joined for a $10 minimum deposit. The term runs for 3 calendar days, and on expiry IncomeAlways are offering a once off payment of 110%, principal included, which is 10% net profit. So put very simply were you to invest $100 here then three days later you could find yourself withdrawing $110. The maximum investment allowed for this plan is capped at $1,000.

This is followed by a marginally longer term option running for 9 calendar days. IncomeAlways will only accept a minimum deposit of $50 to join, and in return are offering a single payment of 130% back on expiry. With your principal counted as part of this, that would mean your own net profit is 30%. IncomeAlways accept deposits up to a maximum value of $5,000.

For a $100 minimum deposit you can join IncomeAlways‘ third plan, running for a term of 18 calendar days. In return for joining this one you are again offered a single one time payout of 165% of your initial deposit, which is of course already included with the total payment. So that’s your own money back plus 65% net profit on top for yourself. Maximum spend is $10,000.

Things begin to get decidedly riskier with the fourth plan in IncomeAlways. Costing a minimum spend of $250 to join, your money is committed to an investment term running for 36 calendar days. The thing is that despite on the surface having completed two cycles of this plan, I am in no position to say with any authority that anyone actually joined it and therefore can’t promise you that anyone was ever due to be paid from it. Then again that’s the gamble you take with the HYIP industry. In any case IncomeAlways are offering a single on expiry payment of 240% for all amounts up to a maximum value of $20,000, principal included. Or your own money back plus an extra 140% for yourself.

Lastly, and whatever about the risk with the previous plan I can honestly say I can’t see a whole lot to recommend this final option, IncomeAlways have a special VIP Plan. Generally speaking experienced players will know to avoid such things anyway, though as it’s going to cost you a minimum of $8,000 to join I imagine it will never be a serious option for most of you regardless of whether you believe the returns being offered can actually be achievable in the first place. But for your information, IncomeAlways are offering 400% interest on expiry of just 12 calendar days.

The best way to compliment a good mix of investment plans is of course a good mix of payment processors. Not much point in going to all that trouble of developing the plans in the first place if you’re not going to accommodate the widest possible audience who might actually join the program after all. IncomeAlways are currently accepting all the popular industry handlers in SolidTrustPay, EgoPay, and PerfectMoney. The presence of STP by itself here is noteworthy and I think will contribute both in real terms to the program itself as well as to the perception of the IncomeAlways admin as being genuinely serious about making his program a real industry leader. The reason I think this is because there’s really no way experienced investors can’t have noticed the decreasing numbers of short term HYIPs using STP in recent times. Some of the admins affected have decided to put the rumor out there that STP themselves are the ones to blame, simply rejecting any short term HYIP that asks for a verified account. The fact that IncomeAlways (plus a select few other high quality short term programs) are unaffected by this would tend to indicate the only thing that has changed might be STP becoming even tougher and more meticulous in weeding out the obvious fast scams with more rigorous examinations of submitted verification documents. But they most certainly have not stopped dealing with (good) short term programs and IncomeAlways is proof.

Payouts to members are handled by the admin manually and so will need to be requested from inside your private IncomeAlways account area. Once you’ve done this you should then allow anything up to a further 24 hours for the admin to complete the transaction. In my own experience monitoring IncomeAlways there have never been any delays that I can remember and the admin has always been prompt. The only other things I need to point out about the investment plans would be the obvious fact that compounding isn’t really an option with entirely on expiry investment plans, and minimum withdrawals are subject to the rules set by individual payment processors and not connected with IncomeAlways directly as such.

On the web design and security side of things, most of you will probably recognize the script immediately as that of GoldCoders. I’ll just confirm that it is a licensed version. For whatever reason not everyone seems to like this (maybe it’s just “too” familiar by now) but at least it makes the program more user friendly. In the case of IncomeAlways though the admin seems to have made a bit more of an effort in blending the program’s features into the design and layout. Not important in terms of functionality maybe but don’t underestimate the importance of a good first impression either, especially for short term programs who usually only get one chance. Hosting is on a dedicated server with the support and protection of Koddos and the website is fully SSL encrypted in both public and private areas by Comodo.

For any further questions you think weren’t explained here or any account related issues you need to have dealt with then you can get in touch with the admin directly by writing to the listed e-mail address or by filling out the online customer support form and submitting it through the contacts page. Built-in to the IncomeAlways website is a Live Chat feature so if you manage to find an operator online at the same time as you then you might be able to get your questions dealt with in real time. And lastly IncomeAlways include a postal address which is more likely a virtual serviced office and mailing point rather than a real place of business, plus a phone number you can try if you think someone will actually pick up if you call. In addition to their own website however, fans of social networking sites will be able to find IncomeAlways keeping an active profile on Facebook too.

There’s really not that much of interest in the alleged business activities in IncomeAlways. Original texts maybe but these don’t always accompany original ideas, and here all you get is the usual extremely vague mentions of ForEx trading and nothing you can ever check out and verify yourself. What is more original and more impressive is the strategies being used by the admin to promote his program and turn it into one of the biggest short term hits online. Whether it actually happens or not I can’t say, there are too many variables to predict, but I do believe he’s genuine about at least trying which is half the battle. The program does have bags of potential, and I think most of us would at least agree on that, but without wanting to sound like I’m trying to “keep a foot in both camps” you do need to remember that we are at the end of the day discussing a form of gambling here. That means establishing a sensible spending limit that you can afford to lose and easily earn back elsewhere, and also if joining IncomeAlways then you keep them as a smaller part of a balanced and diverse portfolio.

DAILY NEWS FROM THE HYIP INDUSTRY

PRIMEENERGY – THREE WEEKS ONLINE AND THE FIRST DEPOSITS RETURNED

I’m pleased to see that the first investors who trusted PrimeEnergy and invested in the shortest plan of 20 days at the beginning had their principals returned as the program marked three weeks online. From my original review of PrimeEnergy posted here, the program has a choice of investment plans that all return your original deposit on expiry – 1.4% for 20 days, 1.7% for 30 days, 2.1% for 60 days, 2.5% for 90 days. All the popular payment processors are accepted by PrimeEnergy starting from a $10 minimum – SolidTrustPay, EgoPay, and PerfectMoney. According to the latest newsletter issued by the PrimeEnergy admin marking the achievement, he also mentioned 700 investors having joined over this period and humbly thanks you for your trust in the program. Hopefully it’s just the beginning for PrimeEnergy and we will see many more successful weeks online:

“Two Milestones Reached!
Dear Members,
This is just a very brief newsletter to update you on things happening with PrimeEnergy. We are constantly striving and working very hard behind the scenes to find the perfect balance of promotion and new features to keep your interest and ensure that we maintain the steady growth that we have been seeing since our beginning over 22 days ago.
We reached two very important milestones for PrimeEnergy over the last two days. The first is that we have crossed the 700 member mark. This is a really great achievement and one that we feel reflects the general positive sentiment surrounding PrimeEnergy very nicely. We have put a lot of hard work into the building and running of our company and we are all very glad to see the results that it has produced for our members.
Secondly the members who joined us on days one and two and deposited into the Biomass plan have received their principals back already. This is another great milestone in that many members, we are sure, were waiting for this to happen to be sure of our seriousness to take PrimeEnergy to levels far beyond what most are used to.
Thank you all very much for your tremendous support and we are always here to help should you need us.
PrimeEnergy – Cleaner Energy for a Cleaner World!
Bradley and the PrimeEnergy Team.”

POKERBYPROXY – 2.4% PROFIT FOR TODAY

PokerByProxy (reviewed here) reported a slightly lower profit of 2.4% today compared to yesterday’s 4%. That should still please the majority of the programs’ investors who joined via PerfectMoney, SolidTrustPay, EgoPay, HD-Money, BitCoin, PayPal, e-Transfer, bank wires, and Western Union transfers. The admin of PokerByProxy Patrick (interviewed here) has done everything possible for his program to be placed in the Top Three of the most popular programs on my monitor in less than two months online. Prompt payouts do help of course, but mostly with a unique concept PokerByProxy is utilizing in order to provide members the highest level of flexibility in any online HYIP. Judge by yourself – you may withdraw your principal and profits at any time and any day you like with no restrictions. You’re paid a variable rate of profit daily which depends on the program’s performance (the profits might be anything up to 25% with possible losses capped at 5%). Any amount left in your account with PokerByProxy becomes your principal on which the next accrual will be processed at the end of every calendar day. I really like the fresh concept that made profits for hundreds of investors already and I hope it can last for much longer to allow more investors to succeed there. Here’s the latest profit report from PokerByProxy posted tonight:

“Wednesday 30th October 2013
Result 2.40%
Report Another fairly good day here at the tables, with a result of 2.4%. Not quite as good as yesterday, though we didn’t spend quite as much time at the tables today. For some reason, the casino was rather quiet and there weren’t that many players at the tables, making it a little more difficult than usual to compete. Nevertheless, we’ll be back at the tables tonight in one of our last rounds before heading out of Vancouver. So far it has been a great trip, and we’re looking forward to our next live poker meet up. All accounts have been updated with today’s result.”

INVOIL – BITCOIN ACCEPTED MANUALLY

As promised before, BitCoin has become the fifth payment processor added to the list of payment methods for InvOil‘s only 3% for 75 days plan with principal returned on expiry. Please note though that unlike the deposits that are instantly accepted from a $10 minimum via SolidTrustPay, PexPay, PerfectMoney, and EgoPay, in BitCoin with its floating value it’s impossible to add deposits instantly. If you try to make a deposit in InvOil via BitCoin now you will be re-directed to a page giving you instructions on how to do so correctly and the value of your deposit via BitCoin will be measured by its current value in USD:

“Send the Bitcoin to this address:
1C1GtJsWRqrTWqM7U1bRQaq4WSHieUDqx3
Please verify and make sure that you are sending to the correct account.
After making the transfer, please fill in the details and send to us. After we verify the transaction, your deposit shall be added with the current spot price of Bitcoin.
Please ignore the amount field in this deposit page if you are depositing via Bitcoin. The amount will depend on how much your transfer is.”

After nearly four weeks online InvOil (reviewed here) is paying fine and I hope the addition of new payment methods will benefit everyone long term. In any case, by adding more payment gateways the admin tries to appeal to the widest possible audience and surely deserves some credit for doing so. You can read more about the BitCoin addition straight from the horse’s mouth below:

“InvOil Accepts Bitcoin
Hello members,
We accept Bitcoin. But we process each deposit via bitcoin manually.
Please go to your deposit page and select Bitcoin on the processor list. You must manually transfer the funds to our bitcoin account written on the bitcoin deposit page. And we will verify the transfer quickly and then add your deposit in the spot dollar value of bitcoin.
We hope that this additional payment processor gives you more convenience in your investing experience with our company. Thank you.
Regards, Saimon Spinner ( COO )”.

SIXALIMITED – SECOND NEWSLETTER AND MNO REVIEW ANNOUNCED

After two weeks online the admin of SixaLimited issued only the second newsletter, mentioning the increased advertising campaign for his program which you have probably noticed with the program being added to MNO’s Standard listing a couple of days ago and reviewed yesterday (click here to read). The review was, by the way, mentioned in the newsletter and the link was shared with members who might like to read it. I’m always pleased when that happens as it brings my blog to more potential readers who might decide they like what they see and continue to check it out. What I can’t explain however is why “Charles Barkley” (never exactly a common name in either Russia or Israel where I spent most of my life before the UK) describes me as his “lifelong friend” in his newsletter. But anyway, who knows, maybe we met in a different dimension or in a previous life, lol.

SixaLimited is meanwhile growing quite well and has reached over 2,300 members in the first two weeks online. The program is currently accepting only EgoPay and PerfectMoney with $10 minimum deposits in the following plans – 104%-120% after 1 day, 54.3%-70% for 2 days, 122%-300% after 5 days, 146%-500% after 10 days, 225%-1,000% after 20 days, 400%-1,500% after 30 days. As you can see, after two weeks the investors of SixaLimited who made joined the 1, 2, 5, and even 10-day long plans were able to make some nice profits. Hopefully this will continue and we see more and more investors being paid by the program over time. Below is the latest newsletter from SixaLimited sent earlier today:

“SixaLimited – 2nd Newsletter – MNO added, two weeks online.
Hello everyone,
today we can officially announce that SixaLimited is online for two weeks, as you can see we have added more monitors for those who enjoys high rcb offer, we will continue our advertising campaign next week and will bring more new investors in profit as we have done it in the past, SixaLimited is already 1st choice for new investors if you are looking for fast and stable profit, we also have joined MNO, please do not hesitate and take a look what industries most famous blogger and my lifelong friend Paul Abramson has to say about SixaLimited, click on this link to read review: MNO review. Stay with SixaLimited, stay with stable profit and reliable daily income, thanks for you time.
Best Regards, Charles Barkley,
SixaLimited”.

UNICOFX – MOVED TO PROBLEM DUE TO SELECTIVE PAYOUTS AFTER 40 DAYS ONLINE

Unfortunately, I have to finish the news for tonight with a strong warning against investing in UnicoFX. Despite having reached an impressive 40 days online today of which the admin issued a newsletter, UnicoFX has been moved to Problem status on MNO tonight due to confirmed selective payouts. I will try to keep the story as detailed as possible which I believe should be a lesson for everyone getting into HYIPs.

You might remember that UnicoFX has a VIP plan paying you 1,200% after 10 days. Well, I should say “offering” you 1,200%, because it most certainly is NOT paying you. The catch is that the minimum to invest is quite high and starts at $2,000. That was exactly what one of my referrals in the program invested, expecting to be paid $24,000 by the end of the 10-day term. Of course the more experienced investors know perfectly well that such programs can’t pay such huge amounts and always avoid investing anything in these unrealistic plans. However this happened to a guy who had faith in possibly a miracle – that the admin of UnicoFX will keep his word and pay him the due money.

We all remember though that the HYIP admins cannot be trusted and instead of paying him he simply marked his withdrawal request as processed without actually giving him anything. My referral contacted me and complained so I immediately moved UnicoFX to Waiting status after looking through his account and verifying the situation. I contacted the admin then and asked for an explanation. Instead of explaining why he faked the guy’s payout he tried to tell me that he was going to pay him via a bank wire because he doesn’t have enough money in his PerfectMoney account. After confronting him about the impossibility of accepting bank wires (which was just a lame excuse anyway, as UnicoFX only accepts EgoPay and PerfectMoney in the first place) the admin told me that he couldn’t pay this guy such a huge amount via PerfectMoney and suggested refunding him the original $2,000 and forgetting about the whole thing. After I agreed he just disappeared from view and I never heard from him again. In order to make my referral shut up he is now trying to feed him promises to pay tomorrow saying that he hasn’t got much money left in his PM account. Well, I guess he has something left there as the payouts to monitors continue and I myself was paid a few times by UnicoFX today. However, I cannot possibly allow the admin gets away with scamming my referral as I always stand up for them and do everything possible to help and protect them in any possible way. Selective payouts will never be tolerated on MNO unlike other monitors who do not care about their followers.

Some might say that my referral was himself to blame for depositing into this trap VIP plan in UnicoFX and that it was impossible for the admin to pay him twelve-fold after 10 days anyway. Well, I disagree – if an admin has any real intention to run his program professionally for as long as possible then he does not create a plan he openly acknowledges he cannot possibly pay. I will not be surprised that even after that incident and Problem status on MNO UnicoFX will continue paying for some time, but please always remember that the end is very near and if you’re considering investing then at least don’t repeat this guy’s mistake and don’t invest big amounts in UnicoFX. If you already have something there and get paid on expiry of your investment, consider yourself lucky and leave the program for your own good. The admin might pay you still if it’s about a small amount but once you decide to invest bigger he will scam you without hesitation. He already broke his promise to me and didn’t refund to my referral. In fact instead of at least trying he chose put more of an effort into faking my monitoring logo on his rating page. Yes, if you click here you will see Paying Status on MNO. The accurate status of UnicoFX which can be seen here clearly shows Problem Status. And if the admin is trying to hide this fact instead of simply making the refund he promised to a member he’s robbed would you want to deal with such a person? To trust him with your hard-earned money? No, I didn’t think so.

I’m not even going to go into this any further and not post the UnicoFX newsletter claiming huge success and better communications. Who cares about multi-lingual live chat if the program is showing the first signs of collapse? The question is – if the admin is paying selectively and trying to hide this fact at all costs then such a program doesn’t deserve paying status on ANY monitor. You’re the ones who will decide if you wish to play with UnicoFX any further, but for me once the payments get selective means the program is in huge trouble and it’s only a matter of time before those selective payments begin to spread. The admin most probably has his PerfectMoney account with less funds and the future for UnicoFX looks very bleak, at least from my point of view.

I will however just share the last two sentences from the latest newsletter from UnicoFX anyway, just to expose the level of hypocrisy and therefore protect you from it:

“Many members are just investing and investing, because they believe in UnicoFX. Some members have even made deposits of amounts exceeding $20,000, and this just shows how much trustworthy, safe, and secure UnicoFX is a place to have your money invested.”

Poor members, their trust and blind faith in the program will not do them good and the latest experience today just showed it very prominently. And UnicoFX is surely a safe and secure place to invest at the moment, but only if you happen to be the admin. You’ve been warned, guys, and the information of selective payouts is out there – the rest is only up to you!

GET PAID REPORT FOR 30/10/2013 

Here is the list of the programs from my monitor that paid me for the last 24 hours:
From MNO Sticky list: –
From MNO Premium list: PureIncome, EmpireFinanceGroup, PokerByProxy, CatenaFinance, RFIGroup,  GeniusCapitalLimited, BillionairesGroup, InvOil, PrimeEnergy, CrestFunds, InvGlobal, BestEight, KeystoneLoansDivision.
From MNO Standard list: IncomeAlways, SixaLimited, DeltaTraders, IndustrialInvestGroup.
From MNO Basic list: GulfInvestmentClub, WelorTrade, 30minutes, Brows&Co, StableProfit, ValuePathFinance.

That is all the news for tonight, guys. I’d just like to remind you that your votes in the current polls running on MNO TalkBack are going to be counted very soon. So if you haven’t done so yet please vote on this page – I need to know your opinion. Follow MNO on Facebook and Twitter and subscribe to my daily news to hear a different voice from the ever-changing HYIP industry and always be on the money with Money-News-Online! See you soon!