Hello everyone! Over the last 48 hours I didn’t really see much going on in the HYIP industry to report on, but I guess the main event is that all the programs listed on my monitor are paying fine without any issues that I am aware of. Stability is exactly what the HYIP industry needs at the moment so I think that’s great. Investors have long since tired of all the fly-by-night scams stealing their hard-earned cash, so what we are seeing in the industry right now in the slow motion move to stability and some of the more professional HYIP administrators working for long-term success. And as I couldn’t leave you totally without a blog update I thought it might be a good idea to take a closer look at the top five performing programs on my monitor’s Premium List. After all, they are proven performers now and that’s what a lot of you might be looking for. Just keep in mind that this is valid only at the time of writing. My monitor is updated a minimum of once every 24 hours so remember to do your own research, including reading my reviews and checking their status on the MNO monitor before investing.

The first thing you should know is how the ratings and positions on my monitor are determined. In other words how did the number one program become number one in the first place, and under what circumstances will another program replace it. Well, that’s pretty simple – it’s based on the program’s popularity among MNO readers. I am able to determine this from my own accounts in the programs where I can see the size of my downline and the amount of money being deposited via the returns I get from ref commissions. If you want to simplify matters and call it a popularity contest then fine, put it’s the popularity of the people joining under my link that is counted and not my own personal opinion.

Perhaps the most surprising rise to the #1 spot on my rankings was that of FinMutual (reviewed here). I can only speculate that the program got finally got more attention from the more serious investors after six months of stable payouts plus a far more aggressive advertising campaign which included purchasing the top banner on the MNO blog for a month. Achieving the #1 spot on my Premium List looks even more surprising if we consider the fact that FinMutual has been on my monitor for only slightly more than two months but nevertheless managed to see such impressive results. The program is offering several variations of the same plan, paying from 1.8% to 2.6% interest for the duration of 160 business days. FinMutual was launched during summer 2013 when the industry was almost at a standstill (following the LibertyReserve closure) offering low returns and accepting all the remaining major e-currencies starting from a $25 minimum. During the first months online FinMutual really earned the respect of investors for timely payouts to PerfectMoney, EgoPay, SolidTrustPay, PexPay, and BitCoin. In fact recently the admin of FinMutual promised to add more payment methods in the future and expand the program’s influence even further. I wish FinMutual every success with this regardless of what position it occupies on my monitor.

The main competition for FinMutual is undoubtedly the fantastic new program called DublinCryptoriumLimited. Their success was easily predicted by experienced investors who first saw the program last November 2013 and realized the full potential. What you need to know about DublinCryptoriumLimited can be read in the review first published on MNO here. I believe the vast majority of my readers are in full agreement with my opinion on the program, which is destined to be the next industry leader in 2014. I can see the stable growth of active deposits from my downline which resulted in MNO becoming the only partner of DublinCryptoriumLimited listed under Premium Status with over 130 referrals that will I hope be enough to win the monthly referral contest for me once again when announced on February 5.

It’s very important to realize the main concept behind the ongoing success of DublinCryptoriumLimited that makes the constant growth possible even despite the relatively low rates of interest. The main advantage is that members are given the option of withdrawing their principal or profits at any time they like without any fees and be paid instantly to the same payment processor you joined with. So in this case it works something like a bank account. As DublinCryptoriumLimited is aimed at mostly serious investors the minimum to invest is $50 which is also the minimum amount required to maintain your account in active status. This means you need to keep a minimum balance in order to continue earning interest, but it’s still up to you when and how much you withdraw. And you can see it growing in real-time which is of course another huge selling point for the program which claims BitCoin mining as a business. DublinCryptoriumLimited is dealing with all the major e-currencies including PerfectMoney, SolidTrustPay, EgoPay, BitCoin, OkPay and even accepts direct bank wires. So there’s plenty of choice. Profits will depend only on your strategy and targets. DublinCryptoriumLimited is currently a very close runner-up on my Premium List and has switched between the #1 and #2 spots several times now, so don’t be surprised to see it back in the leading position within the next few days.

HyipAgroHolding (reviewed here) is currently in the #3 position on the MNO Premium list, achieving such a lofty position after only a month and a half online. I believe that the move move by the admin which confirmed investors’ trust was fully justified was the successful re-branding from the old name TataAgroHolding to the new HyipAgroHolding. An overnight move of the entire database to a new domain. The move was necessary due to problems that arose from certain copyright issues with their name and logo. I’m not sure what the admin (or most possibly the designer) was thinking when taking the name and logo of a real company, but it cost them dearly in loss of reputation. Still, despite the obstacles put there by themselves the administration of the new HyipAgroHolding is positively looking towards what the future holds and continues paying as usual on the four investment plans with the initial principal returned on expiry – 1.9% for 15 days, 2.3% for 30 days, 2.5% for 60 days, 3.1% for 120 days. The first investors of HyipAgroHolding are already spending the first profits from their deposits which are accepted starting from $5 minimum through PerfectMoney, EgoPay, BitCoin, OkPay, Qiwi and direct bank wires for larger deposits. Now HyipAgroHolding is trying to re-gain the trust of investors by introducing new features that can make you some extra money for posting payment proofs on the major investment forums and by purchasing the $50 positions in the so-called project Questionnaire which will allow you to earn by participating in exclusive surveys available until June 2014. You can see the latest offers inside of your member’s account in HyipAgroHolding by clicking on the tabs “I Want More Money” and “Share and Earn”. I’ll just re-post the information you can find under these tabs for those who are not yet HyipAgroHolding members:

“I want More Money
Exclusive promotion project “Questionnaire” $50.00
Welcome to “Questionnaire”.
We have received an offer from our Eastern partners about interviewing and gladly accepted it.
If you want to earn with us – you have to buy the questionnaire.
Every day you can pass 1 interviewing.
For each you will receive from $1 – $15.
Questionnaires will be valid until the end of June 2014.
If you want to make such more money than deposit – you should try this…
You will return your money just in one week.”

“Share and Earn
We will always offer you to make more money with us. And now you can get $0.01 for every transaction. All you need – just to make post to this forums:
MMGP + MMG + DTM + TalkGold = 4¢”.

Looking at the #4 program on the MNO Premium List we can see how some projects like AdBitrage can become popular without the need of joining so many monitors and blogs. Being officially monitored only by MNO AdBitrage has nevertheless managed to achieve some very good results after just three weeks of promotion. Accepting deposits from a $20 minimum just the one plan paying 2.5% for 100 calendar days plan, AdBitrage has been Performing very well. The first major obstacle occurred about a week ago, but the admin managed to overcome and kept his program afloat. I’m talking about an unpleasant incident involving the program’s verified SolidTrustPay account which resulted to the removal of the deposit button from the AdBitrage website, first temporarily and then permanently. The admin issued a newsletter regarding the actions taken by SolidTrustPay against him and pledged to pay to all the investors who made deposits via STP as long as it was still accepted so not to disrupt their flawless payment record. As of now AdBitrage is accepting investments only through EgoPay and PerfectMoney, while the withdrawals are processed via all the original payment options including SoldTrustPay as well. To read more about AdBitrage please refer to my original review of the program published here and my interview with the admin Thomas here.

Finally, to complete the top five list of the best programs on the MNO Premium List we have Financ (reviewed here). The program has recently branded itself the most stable project of 2013-2014, something that may be disputed by many due to the fact that Financ launched only launched in mid October 2013. However, no one will deny that Financ put in a stunning performance with a long history of instant payouts to EgoPay and PerfectMoney (provided your request is below $100). The investment plans offered by Financ include 1.4% for 30 business days, 1.6% for 45 business days, 1.8% for 90 business days. The minimum to invest starts from $10 and the initial deposit is returned on expiry of each plan. The only bad incident I can remember about Financ was their recent decision to discontinue SolidTrustPay which was widely advertised as another step for the program’s expansion just a week ago. Since then without any official announcement from the program’s administration STP was silently removed by Financ. The admin later stated that only one person made a deposit via STP, and he’s been already fully refunded. The real reason behind Financ dropping SolidTrustPay so quickly and abruptly was the sudden request for additional documents, unbelievably submitted after Financ‘s payment button had already been approved. The admin also stated SolidTrustPay was removed because there was only one person who used them to join. Anyway, I hope that as with AdBitrage this won’t have any negative affect on Financ who continue paying their members as usual.

Financ is also widely known for its managers school which sends out sometimes inspirational, sometimes unnecessary, articles from time to time which are supposed to help readers become more successful in their business and personal lives. The latest of these was devoted to what we can learn from the great Nelson Mandela. No one could possibly argue his standing in history is already legendary, especially following his death and the great legacy he left for the world. The full article is below:

“5 Exceptional Leadership Lessons from Nelson Mandela
Nov 21, 2013 | By Hamse Warfa
The fact that the world is in a mad quest for real leadership is not in doubt, more so at a time as this when few leaders really stand for what they say. Could it be that global leadership has been learning too much from hip hop lyricists who will use the same lines to charm fans in Las Vegas, Manhattan and Minneapolis, but hardly ever mean what they say?
Looking at the landscape of leadership icons in our times, it is not hard to see that majority of them belong to the generation in their sunset years. A really towering figure, though now ailing in hospital is former South African president, Nelson Mandela. This is the hero who will be remembered forever for delivering black people in his country from the demeaning snares of apartheid into real political independence.
The story of Nelson Mandela has been told over a million times, though it almost always emerges with a new kind of freshness each time it is told. Even through his days of hospitalization due to lung problems, many people across the world still see him as a larger-than-life figure in many respects.
From my study of leadership, I have identified the following five exceptional lessons in leadership from this global icon. I share them with you in the hope that the lessons will make us better in our quest to improve the quality of life for the people around us.
1. Character is superior to strategy
“Strategy” is one of the most frequently used words in business and leadership classes the world over. We learn of strategic vision, strategic thinking, strategic advantage, strategic presence, and virtually anything that can be prefixed or suffixed to the name strategy. But what the schools hardly ever mention is the value of strong, reliable and trustworthy character to steer forth the “strategic” agenda. For this reason, we find that even when a strategy has been well executed and the strategic ends achieved, you will be surprised at the amount of stench coming from the means through which the strategy was achieved.
Think, for instance, about the number of American couples who strategize on how to own a home, work hard towards it, only for the couples to divorce upon realizing just how unfaithful one or both parties have been in the quest for finances to reach their strategic end. Strategy achieved, yes, but to what end? Think also about some of the videos and images that come back home of the kind of inhumane acts of torture that some of our soldiers have been accused of meting on innocent civilians when in foreign missions?
Truth is, Mandela was not an angel, and there are many times when he was out rightly indecisive or made wrong strategic decisions, but his strong character came through for him. For instance, he is criticized for not having taken decisive action to curb corruption in his own Africa National Congress (ANC) government, which led to much public frustrations. It is also argued that he made dangerous strategic decisions regarding the national economy, which almost led to nationalization of private businesses. It is said that the economic struggles that resulted under his rule nearly made black South Africans almost worse off economically than they were under apartheid. But in all this, Mandela never lost his popularity and legitimacy to lead, mainly on account of his strong character. The people he led always believed that he would eventually do something to right the wrongs he had made.
2. Leaders have their fears too, but put up a front
We have been treated to Hollywood thrillers of characters like Mark Bauer, Sylvester Stallone, and Chuck Norris, who always come to the rescue of their people. These super heroes do not fear a thing in the world, aren’t hurt by bullets or bombs, and no wall – even those made of steel – can stand in their way to achieving their goals. Yes, these kind of super heroes exist – but only in movies. But real leaders are human and subject to laws of gravity. Many are the times they are called upon to show courage in situations that they themselves know absolutely nothing about what will transpire the next second, but they step in nonetheless.
The leader of a Special Forces unit knows too well the risk of leading from the front when entering enemy territory. He has a wife and kids to look after and this is one place where he can lose his life in a split second. But someone must lead the team. Some circumstances can tear a leader’s nerves into tatters, but there must be a leader even in such times. This is the secret that Nelson Mandela disclosed to Richard Stengel, the editor he worked with in writing his autobiography, “Long Walk to Freedom.” “You must put up a front,” is what Mandela told Stengel. In one of Mandela’s memorable quotes he says: “I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.
3. Shaking of fists can harm a struggle
Ideally, it is hands that people shake when they meet – a gesture of welcome appreciation of each other’s presence. A hand shake with an enemy or rival can do much to calm nerves especially in a hair-splitting contest, and it’s a great show of maturity. However, there usually is a tendency for many leaders to retreat to one’s corner to issue threats, press statements and to charge the masses into action even after such gestures of goodwill. I would call such hypocrisy.
As a friend once told me, it is the height of hypocrisy to talk about someone in his absence what you would otherwise not say in his presence. So, as a leader, you can’t afford equivocations – saying two different things in the same breath. “Long speeches, the shaking of fists, the banging of tables and strongly worded resolutions out of touch with the objective conditions do not bring about mass action and can do a great deal of harm to the organization and the struggle we serve.” This is what he said during a Presidential address to the ANC Transvaal Congress, also known as the “No Easy Walk to Freedom” speech on September 21, 1953.
4. A great leader knows when to stop
Celebrating the glory of one’s achievements is great. But for how long can you bask in the glory before the sun sets on you? Life is made in such a way that there is a time fit for each purpose. If, for instance, you’re going through tough periods in your life, that could be equated to Mandela’s pain of 27 years of incarceration. He went into prison a young man full of energy. But as he says in his own words, “I came out mature”. But how often does modern-day leadership cherish self-sacrifice for a good course? In the absence of long suffering and endurance you can’t find maturity of character. Otherwise, the most common question I hear in leadership circles today is: “What’s in it for me?”
Pursuit for the greater good for all is what constitutes true heroism. But above all, accepting that there are more heroes in the making and giving them the chance to shine is a humbling lesson I have learnt from Nelson Mandela. With the good will he had to lead, Mandela would have easily presented himself as president for life like many global leaders have previously done. But he chose to not seek re-election into office after his single presidential term was over. In short, he recognized that there are others too gifted in leadership. He passed the mantle to them at a time he felt was most appropriate, and his leadership legacy lives on to date.
5. Let others feel capable too
A glance at the resumes of some of the modern-day leaders can leave you intimidated. They write in candid details the kind of achievements they have made at the work place, in business and in other spheres of life. You will be surprised at the extent to which they can drive change and deliver results. In most instances, they play down the role that others played in bringing about the achievements so that only the individual’s contribution shines.
Truth is, without a team even the greatest hero walking on earth today can hardly achieve anything significantly beyond you and me. This is because we are all limited on what we can do without brains and two hands within the 24 hours that make a day. It is team effort that makes great leaders who they are. However, by diminishing the role played by others in bringing about our success, we undermine the very foundation of our greatness.
Nelson Mandela would from time to time present the analogy of leading from behind and coming to the front when leadership must really be felt. Otherwise, for most of other times, remember that your team knows what needs to be done and will be grateful to do it to their best, provided you make them feel capable and appreciated.”

GET PAID REPORT FOR 01/02/2014 

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: -.
From MNO Premium list: FinMutual, DublinCryptoriumLimited, HyipAgroHolding, AdBitrage, Financ, InvGlobal, 3pamm, MutualWealth, DailySharePro, RemiTrade, ImbueCapital, ApexBinary, WealthGroups, Leancy, InflexShares, ComoCredit, BettCoin.
From MNO Standard list: FX9.
From MNO Basic list: InvestmentCapital, IndigoHillInv, WelorTrade, ThaiMonetaryFund, InsideForexGroup, ZeusInvest, MichaelKazakov.

That’s all for tonight, guys. I hope you’re all having a nice weekend and I’m really pleased to see that no news from the industry in this case means good news, as all the programs listed on MNO still paying fine. I also decided to extend the opinion polls on the MNO TalkBack page for two more days so I hope you take the opportunity to vote for your favorite payment processors (currently with huge lead by PerfectMoney) and your favorite type of high-yield investment programs you invest mostly (currently medium-term programs lead the poll). Take a time to check MNO TalkBack and vote here and see you all on my blog very soon!a href=”http://money-news-online.com/blog/2014/01/20/20012014-interview-admin-adbitrage/”