Beware! FxInc has stopped paying! Do not invest there!

Hi everyone! Starting off a new business week here on MNO (the first full one of the autumn by the way) I have another new program to introduce in the news section which has just joined the MNO monitor’s Standard List, so keep reading to the end for information on that. I’m starting today however with a brand new addition to the MNO monitor’s Premium List. Actually the name itself isn’t that new, the program is called FxInc and although strictly speaking its website has been online since April, it was kept very much under the radar until now. It’s not really that unusual a tactic from HYIP admins, if you want to research the program online you’ll find that FxInc does have a genuine “payments” record stretching back several months, though you’re unlikely to find more than a handful of small payouts to select monitors and even less to real investors. This was the way until the admin was ready for a complete overhaul of the FxInc website which was redesigned and a re-organization of the investment plans. So whereas I’m not telling anyone to treat FxInc as a brand new program per se, but really this is the effective starting point for its introduction to a wider HYIP audience. So let’s get started and see if there’s anything there you might like.

FxInc have several investment plans, all of which can be grouped into three simple categories. One offers members a single payment on expiry of the term, combining principal and profit together in one lump sum. The next category offers smaller payments made every hour which you can withdraw as often as you like throughout the term. For the hourly plans FxInc will also return your principal in a separate payment on expiry. And thirdly (the most recently added plan) offers daily interest payments with principal included.

The first plan we come to requires a $20 minimum to join. It runs for 7 calendar days, and if you spend anything up to a $3,000 limit FxInc are offering a 107% payment on expiry, principal included. So in other words a $100 deposit should see you get $107 back after a week. If on the other hand you’re feeling lucky/generous the offer jumps to 110% back after 7 days for amounts between $3,001 and $6,000.

Next is a slightly longer term plan running for 10 calendar days and paying once on expiry. This time FxInc have only one rate which is 125% that applies to all deposits between a $20 minimum and a maximum limit of $1,000. Your principal is again included so this time the same $100 deposit would get a more generous $125 back on expiry if you are prepared to take the risk of waiting a couple of extra days.

The remaining on expiry plans are shall we say a bit less realistic. It’s none of my business to tell you guys where to put your money, it’s just a personal opinion that I can’t see most of these numbers being delivered. I’ll go through them for you anyway and you can decide yourselves. FxInc continue with a plan running 30 calendar days, offers a 200% return on expiry, but asks for between a $5,000 minimum and an $11,000 maximum to join. For a deposit between $2,500 and $5,000 you can commit to a 60 calendar day term for an offer of 500% interest at the end. Amounts between $500 and $20,000 can be locked in for a term running 110 calendar days for an offer (and I did say offer, not payment) of 1800% paid on expiry. And finally the term comes back to 18 calendar days for the final on expiry plan. Here FxInc require you to spend between $7,000 and $8,000 for an offer of 340% back on your investment.

FxInc change direction somewhat for the next group of plans. Prices become more affordable with a $20 minimum for the first option which runs for 360 hours. That’s 15 calendar days. During that time you can earn 0.09% interest every hour (2.16% daily) throughout the term on all deposits to a $1,500 maximum. That adds up to 32.4% in payments by expiry which becomes net profit once FxInc return your principal as promised at the term’s completion.

A practical example of how that might look in monetary terms then, we’ll say you invest $100 in this plan. FxInc should pay you back $0.09¢ every hour for the following 15 days. That works out at $2.16 every day, and $32.40 by the time you last hourly payment comes through. Nowhere near a profit of course, this only comes once FxInc return your principal on expiry.

Some more expensive higher risk plans open with a minimum spend of $1,501. For anything up to $11,999 FxInc offer an hourly interest payment of 0.1% for 768 hours, and your principal back in a separate payment on expiry. To put that in more traditional terms your daily earnings should come to 2.4%, the term runs for 32 calendar days, and your total net profit is 76.8% only after FxInc give you back your principal.

Lastly for deposits between $12,000 and $25,000 FxInc offer 0.12% interest every hour for 1488 hours, principal back on expiry. That’s 2.88% per day for a 62 calendar day term. Total net profit is 178.56% and your principal then added on top.

The newest plan to be added, and one that’s probably most attractive to fans of traditional style HYIP plans, is available for deposits between a $50 minimum and a $10,000 maximum. The term runs for 20 calendar days, and while this is underway FxInc offer investors a daily payment of 7% interest. Your principal is included as part of those payments, so at the end of the term your final earnings should come to 140%. That’s your own money back plus 40% net profit. to put that another way, if you invested $100 here FxInc should pay you back $7 per day until you finish with $140. The break-even point is 15 days, with everything from that point on being net profit.

A mixed bag of investment plans there to be sure but I think most of the experienced readers here know perfectly well what’s workable and what isn’t. Looking into the payment methods accepted by FxInc then and we can see that investors can join the program using either PerfectMoney or Payeer if you like the traditional style processors, and BitCoin for those who prefer a digital e-currency. There has been some talk of adding AdvCash since the FxInc site was redesigned, and the admin says it’s on the way. At the time of writing this still hasn’t happened, but if you keep an eye on MNO I’ll make sure you here about it here first as soon as it becomes available.

What the FxInc admin has recently to improve things is introduce instant payouts. Payments still need to be requested of course, with investors required to log into their FxInc account areas and make a request. Once done the money should be in your payment processor in under a minute. Now, I wouldn’t normally say this about other programs, truth be told the concept of instant payouts is overrated anyway because the admin just stops making them the same way he stops doing manual payments when the program is finished. But in the case of a program like FxInc that makes hourly interest payments, the whole selling point of the plans is that you can actually get that payment every hour without waiting. With that in mind I absolutely cannot fault the FxInc admin for his action in switching from manual to instant payouts, even though previously they were always done with speed and efficiency anyway.

Moving on now to the more technical aspects of the FxInc website, it’s already been covered that they’ve underwent a complete redesign and overhaul of investment plans. Therefore despite the “official” age/launch-date of the program it really only starts to get interesting now. As the program runs off a licensed GoldCoders script you’ll find the account area has the hallmark easy-to-navigate user friendly appearance. Nothing complicated and everything has a familiar feel for experienced investors, and even newbies won’t have any issues finding their war around the account area. You will also find the most recent program stats on deposits and withdrawals, and a short introduction video outlining the main features of FxInc which I have also uploaded to the MNOVision page.

For an extra layer of security the site features the superior Green Bar version of the Extended Validation SSL-encryption certificate from Comodo for safer browsing and more secure transactions. The FxInc website is hosted on a dedicated and fully DDoS protected server by BlockDos. This incidentally is the same outstanding quality provider that MNO uses so I can personally vouch that their services are among the best around. Curiously the FxInc domain name is registered until the year 2022, which is something I always take as a positive sign. I mean in no way am I suggesting the program will still be here by then, in fact it only costs a relatively small amount to buy a long term registration, I just like to see forward thinking admins avoid problems in the future by taking care of them on day one. I mean it’s one less distraction he has in his way now, and gives more time to dedicate to running the program.

If you have any further questions for the admin or any account related issues that need to be dealt with then you have a couple of options open to you. One of the most recent improvements to the FxInc website after the redesign was the addition of a Live Chat widget. It’s not a 24 hour service but you should probably start by checking to see if the admin is there first anyway before doing anything else. Otherwise you can write directly to him at the e-mail address provided on the support page. A postal address in the UK is listed, though by now most of you know to ignore that as unlikely to be where anyone connected with the program is physically located. A phone number is, we are told, available to “VIP members”, though nothing to explain how exactly one becomes a member of that elite club! (Shouldn’t all investors be VIPs?) Or if you prefer you can simply fill in your details on the customer support form and submit it via the FxInc website. Fans of social media networks will also be able to find active profiles for FxInc on such popular sites as Twitter and Facebook. A regional representative program has also been launched which will enable members around the world to contact other investors in their local areas acting as customer support agents. Contact the FxInc admin if this is something you wish to participate in.

The “FX” part of the program’s name of course refers to ForEx trading, the business we are told they allegedly make money. Up to you whether you believe that or not, I’m sure most of you will dismiss it anyway, but for the sake of industry newbies I’ll just point out that even if this were true there’s no guarantee it has to be profitable. So keep your expectations modest, and your spending limit well within a sensible limit you can afford to lose and earn back from other sources without any problems. And if you do sign up for FxInc then try and use them as a smaller part of a wider more diverse portfolio.

So if everything is clear and you know whether FxInc is something you want in your portfolio or not, please answer the following question. It’s completely anonymous and will make for some interesting reading in the coming weeks as it becomes clear what direction the program is going. Your participation is much appreciated, so thanks in advance to everyone who votes:

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DAILY NEWS FROM THE HYIP INDUSTRY

RAPIDINCOME INTRODUCTION

I’ll start today’s news section by introducing RapidIncome – a program that was added to the Standard List on MNO earlier today after about a month online. Even though RapidIncome isn’t that new, some readers might see certain similarities with a particular program that ran successfully for several months a couple of years back. Five years back actually now that I check my archive, so hopefully this first month is no more than a warm up before better things are to come. With the start of the new HYIP season it makes sense that experienced admins are bringing their programs to MNO and we can expect to see many more opportunities coming our way in the autumn.

So what exactly is RapidIncome all about? The program is pretty simple in layout and design, however such simplicity can also be deceptive. The website is up to a high standard with attention to every detail and running off a custom made script which a few extremely popular programs were powered from in the past. The investment plan pays you 2.5% every calendar day until you decide to ask for your principal back which can be any time you like. The catch is you will pay a 10% fee to retrieve your principal, so it makes little sense to request it before the first five days have passed unless you have a personal emergency. In addition to that, you pay a 2% withdrawal fee on your interest payments, or else you can just re-deposit them once they reach the $20 minimum without losing any percentage of your profits.

Payment options in RapidIncome are pretty scarce at the moment with just PerfectMoney, Payeer, and BitCoin starting from $20 minimum (AdvCash is promised to be added within the next few days too, so watch out for further news on MNO). Deposits via bank wire, Western Union, and MoneyGram are allowed but only for a $500 minimum. Details can be requested from the admin directly. Withdrawals are processed manually within 48 business hours. That means that you will be paid from Monday to Friday only. You will still earn your 2.5% interest over the weekend just like any other day, you just have to wait until Monday before any withdrawal requests will be looked at. The admin didn’t cut the corners when it comes to security either by taking double DDoS protection from CloudFlare and BlockDos who are keeping RapidIncome on a dedicated server. SSL-security is installed too and is provided by GeoTrust. Overall, RapidIncome looks like a winner to me with the investor largely in control of his own goals. After all, it only takes 5 days to get the first profit from RapidIncome and who knows, maybe you will fall in love with it and stay for longer. Wait and see my full review of RapidIncome on Wednesday for more info.

FXINC – MORE NEW FEATURES ADDED

As you read in the above review of FxInc the admin has been working tirelessly over the last few days on a complete restructuring of his program. The latest features and additions were also the main subject of the latest newsletter sent to FxInc members earlier today and which you can read below (by the way, if you haven’t noticed yet, the admin of FxInc has joined the MNO ShoutBox and you can ask him any questions there):

“Newsletter
Good day investors, in this newsletter wanted to tell you about the upgrades we have done in our site which includes :
– Migrating on most secure sever of BlockDos
-Launching a new interface (design) for investors
-Starting Live chat for each and every user/non-user
-Addition of Multiple monitors to help check our site status and get more RCB on investments
-Launch of our Representative program
Thanks, Regards, Mark from FxInc”.

LARAWITHME – MORE THAN SEVEN MILLION INVESTED AND YOUTUBE PROMO VIDEO VIEWS REACHING NEW HEIGHTS

Within the last week the total amount of deposits in LaraWithMe has reached a stunning $7 million (well, that is if we believe what the admin says in a recent Facebook update). Thirty thousand active investors sounds an exaggeration too, especially considering that then every investor must have a deposit of $233 which is certainly much more than people tend to invest in the current climate. Whatever you think of the program’s stats when it comes to a marketing strategy and promotional texts the team behind LaraWithMe are simply genius. Just look at this update and tell me if you didn’t want to join the program or at least find out what it’s all about:

“FEEL THE POWER OF THE SUN
$7,000,000 INVESTED IN 79 DAYS.
30,000 ACTIVE INVESTORS
Biggest profit lifetime. Biggest teams worldwide. Biggest earnigns ever. Instrument which was created to make this world better. Supernova which amazes people by it’s extreme growth. Idea which touches peoples souls. Something truly big is going on. Can’t you see? And now you can live your life. Freely…
Find out more at: LaraWithMe
How to start?
https://www.youtube.com/watch?v=rnAvQ3AgTVo
How does it work?
https://www.youtube.com/watch?v=o1fH6RmdzWw
How much you can earn?
larawith.me/calculator
Talk with real investors
https://telegram.me/lara_eng”

The fact that LaraWithMe is completely different from what you saw in the HYIP industry before isn’t disputed. The revolutionary idea behind running an entire program on the Telegram messenger platform is a lot for some HYIP investors to digest, as to make a deposit you need to either install Telegram or at least access the web version by using the PIN code sent to your mobile/cell phone number. Once you’re in though there is not much to learn, as depositing and withdrawing is pretty similar to other HYIPs. Minimum spend is $10 via Payza, Payeer, PerfectMoney, BitCoin, or AdvCash and then you will earn 3% daily for the lifetime of the program, i.e. you break even on day 34 and it’s pure profit after that. There are of course, many other features, all of which are explained in the detailed review of LaraWithMe on MNO here. Payouts are instant and you can even withdraw to a different payment processor than the one you joined with. Currently there have been over 175,000 views of LaraWithMe‘s intro video on Youtube (you can also find it on the MNOVision page) and you can subscribe to their Youtube channel if you want to see more video reviews made by investors:

“It’s going VIRAL.
Over 100,000 views with the power of the SUN???
https://www.youtube.com/watch?v=hOC_aR4g5H8
…Welcome to the new age. This is a time of discoveries and mobile technologies, the time of revolution of the means of communication, earnings, and achievement of your goals, the time changing our lives for the better.
Why do we exist? Why are we here? What will happen when we are gone?
Creation is the greatest value of the existence of everyone, creation of important things, creation of meaningful things…
We all strive to make this world a better place, but each of us is limited.
I can help you to build a happy life and create a future where you can be confident and become an instrument of permanent prosperity for years to come to start living for yourself and… for your loved ones.
My goal is to manage your capital. With my help, investing in the future is private and anonymous, and getting dividends is an automatic process, instantly available in any part of the world, on any device.
Do what your soul seeks! Take your time as you want! Travel, explore, discover! Today, anyone can find himself. Live freely. I will take care of the rest…
Subscribe to LARA Official Youtube Channel and always stay up to date!
http://goo.gl/pTsZrU”.

SOLIDTRUSTPAY – TAKE A SURVEY TO WIN CASH PRIZE AND BANK HOLIDAY NOTICE

I wish there were more HYIPs accepting SolidTrustPay being one of the truly best options in the industry a couple of years back, but at the moment only VivaBusiness are the only ones using them on the MNO monitor. That was the suggestion I submitted to STP when answering their recent survey that all loyal STP customers should take to help them improve their services. The survey is currently being offered via the Google Forms service and taking it gives a chance to win some cash prizes. This is the second such draw, after the summer celebrations of STP’s tenth anniversary saw some massive cash giveaways to clients. Overall, I believe the survey was quite interesting and many of you might like to follow the link and submit your own suggestions to SolidTrustPay, as well as telling them what you don’t like about their services. The survey remains open for another week or so, and you can participate by clicking here:

“It’s Survey Time!
With the passing of our 10 year anniversary earlier this year, we want to take a moment to get to know you better, understand any challenges you are facing, and get a snap shot of your overall experience with our services.
Your opinion is important to us! We ask that you give us a bit of your time to provide some very valuable feedback which will allow us to improve your experience and our services! Follow the link below to our survey which will run from today, August 31st until September 14th to give you lots of chance to take a few moments and fill it out. Thank you and we look forward to hearing from you all!
Survey https://goo.gl/forms/pFRYKU5ePXmPj2zs2
! Bonus ! All survey entries will be submitted into a draw to win cash prizes! *one entry per person only.”

As SolidTrustPay always keeps account holders informed about any upcoming holidays, due notice was given about today’s Labour Day celebrations in Canada (where STP is based). That means you should allow an extra day for all transactions via STP that require manual approval of the staff. Here’s the notification for your reference:

“Customer Support Holiday – September 5, 2016
Please be advised that SolidTrust Pay Customer Support will be unavailable on Monday, September 5th, 2016 for Labour Day. As this is a Banking Holiday, customers are reminded to add extra processing time for deposits, withdrawals, and e-currency exchanges.
Sincerely, SolidTrustPay”.

PAYZA – TIPS ON TIMING AN ONLINE STORE LAUNCH

When we talk of popular verifiable payment processors serving the HYIP industry Payza is now the best known and the market leader. Many investors simply do not take a program seriously until they see it accepts Payza, as only business account owners can get approved payment buttons approved, which means much scrutiny comes from Payza that only experienced admins can pass. I must say that I recently received a Payza debit card in the mail which I’ve been trying out. Everything works fine and to my satisfaction and in some cases the loading of Payza funds to your card takes a few minutes to be processed. The pre-paid card along with other multiple funding and withdrawal features makes Payza so popular among its members with the additional benefit of winning some of the money back in disputes can create if a program scams you seems to be another popular feature of Payza which makes it different from others.

HYIPs are not the only field Payza is serving, as it seems more and more legitimate online shops started using them thanks to multiple useful features for business owners. For them Payza regularly posts some tutorial articles on their official blog with the last one especially for people thinking of launching their own online store and the challenges they might face on the path to success. Here’s the article in full:

“When is the Best Time to Launch an Online Store?
Growth is central to the success and survival of any business. If you’re running your own small business, this is especially true. For a merchant just getting their business off the ground, one of the toughest challenges is going from the point where you’re fighting for every sale like your livelihood depends on it (because it does) to the point where the business takes off under its own momentum. Introducing an online component to your store can make all the difference.
Navigating the early stages of migrating your brick-and-mortar store to an e-commerce website can seem overwhelming, so we’re going to caution that not everybody should just rush out and open an online store. Ensuring that your physical location is solid can go a long way to setting you up for success in the online market. On the flipside, starting a web store while still establishing a physical location could be taking on too many tasks all at once.
In any industry, exposing your business to a wider audience is a key element of growth, and adding an online element may be the best way to do it. For merchants looking to add an e-commerce component to their physical business, here are some questions you’ll want to answer before launching your online store:
Do you have time?
Don’t open an online business just because all the cool kids are doing it. If you’re already putting in 50, 60, or 70 hours per week operating your store, don’t add to that. But if your brick-and-mortar location is getting steady, reliable traffic and turning over enough money to be stable and profitable without taking up all of your time, you can look into e-commerce as the next step.
Can you afford it?
It’s true that an online store has only a fraction of the overhead of a physical store, but there are still hidden costs to investigate. Delivery is the biggest one, so the type of product you sell is of prime importance in making this decision. Taxes, inventory, IT support, and packaging must also be budgeted for.
Do people want it?
Again, the type of product you sell is of utmost importance, as are the demographics of your target market. 64% of people still prefer to shop in-store, but they’re happy to shop online if and when it’s more convenient. Is your target market going to want to shop online? Is your product something that people are comfortable ordering from the internet?
What is your ROI?
The failure rate of online stores in their first two years is almost 50%. It’s a definite must for you to calculate whether or not you will be able to turn a decent profit during this period. Consider your brand awareness level, the size of your social media following, and the amount of non-local web traffic you receive to help you identify whether there is a demand for your products online.
Can you process online payments?
Compared to accepting payments in person, online payments are a different ballgame. Security concerns are certainly a factor in why people prefer to shop in person, but there are also costs and marketing concerns associated with payment processing. Ideally, to limit checkout friction and put customer security concerns at ease, merchants offering direct credit card processing through their own website will see better conversion rates.
E-commerce is one of the fundamentals of long-term growth in any industry. Expanding your business online can grow your customer base beyond your local area, allow for 24/7/365 sales and lower your overhead costs.
The keys elements to ensuring your e-commerce venture is a successful one are to establish a solid fulfillment strategy, to offer great customer service in as many formats as possible (via phone, SMS, chat, social media, etc.), and to provide a secure, reliable and frictionless way to pay. And once you get past the initial investment of launching an e-commerce operation, there is only growth ahead. Web stores are extremely scalable, so while your brick-and-mortar location may be limited by the size of a building, your online sales can keep on growing.
Check back often with the Payza blog for the latest tips and tricks on launching your e-commerce website and growing your online business, and be sure to follow us on: Facebook and Twitter”.

GET PAID REPORT FOR 05/09/2016

Here is the list of the programs from my monitor that paid me for the last 60 hours:
From MNO Sticky list: –
From MNO Premium list: ArdexFunds, BandeiraCorp, Capitaller, Edelweiss5, FxInc.
From MNO Standard list: LaraWithMe, VivaBusiness.
From MNO Basic list: HYIP-A, BlockProfits (the first payments received).

Considering we’re still more or less at the very start of the autumn season I have decided to give my readers the last chance to vote in the poll on your attitude towards the upcoming activity which three quarters of my readers think it’s going to pick up. What is your position on the subject, guys? Please let me know here as on Wednesday, when I plan to post on my blog again I will definitely gather the latest results of the poll and analyze them, plus will offer you another question to think of. And of course, stay tuned for the full review of quite a promising newcomer on MNO RapidIncome as all the features of the program will be properly explained on examples and perhaps we will even see more new programs coming to MNO in the traditional daily news coverage article. Meanwhile, enjoy your warm start of autumn days, as perhaps the Indian summer is still letting you bask in the last rays of sunshine, and see you back on MNO on Wednesday!