Hi everyone, and welcome again to the MNO blog. I decided to postpone my original plan for an updated Top Five Popular Programs on MNO article. Reason being that this weekend, unlike many others in the past, has thrown up way too many news stories to delay. Is it a sign that the new HYIP autumn season has truly started? Who knows, but we are definitely living in exciting times with more to come over the next few weeks and more promising high quality programs finding their way to MNO. I have already got a couple of advertising requests from HYIP admins whose programs are about to launch over the next couple of weeks, so I’ll be waiting to list them on MNO when the time comes and perhaps one will be the next big thing. But is it possible that the next leader of the HYIP industry is already up and running? The latest poll you can still vote in on the MNO TalkBack page asks the question with currently about two thirds of you saying yes. Anyway, if you want to share your opinion on this important subject you still have time until Tuesday. Just click here and submit your vote – it only takes a couple of seconds and will help determine whether the leader is here already, according to my readers’ gut feeling.

FXINC – QUICK SCAM AFTER REDESIGNING. DO NOT INVEST!

Despite all the positive developments from other programs listed on the MNO monitor I can’t help but start today’s news with the strongest possible warning against joining FxInc. The program seems to have been planned by an admin who had a fast scam after the re-design in mind, after running the program for four months almost unnoticed. Unfortunately it looks like no one was to take advantage of even the shortest 7 day plan, as FxInc scammed just after a week of getting listed with MNO. I must admit that it was a bit strange when the admin asked for an interview almost immediately after the review was posted and even expressed his dissatisfaction when I told him it was going to be published over the weekend when I received his answers within literally hours of sending the questions. Such a hasty approach sometimes signals an admin desperately looking for more deposits before closing, but the addition of the 7% for 20 days plan to the already eclectic mix caught my guard down as a reasonable offer, with the subsequent addition of instant withdrawals further strengthening positive attitudes towards the program. Alas it wasn’t to be and earlier today instant withdrawals were disabled, Live Chat support disappeared, and a very suspicious investment offer was made. I’ve seen such things many times before in scam programs, and you don’t have to be Einstein to figure out that FxInc unfortunately has stopped paying and further investments there are not advised. The program has been moved to Problem status on the MNO monitor, and the admin has been notified, but after receiving this “lucrative” offer today there is no doubt in my mind that it’s just a matter of a few hours before it’s downgraded to Scam status. Just for your information I’ll re-post this last update so you will recognize and avoid it or any similar special offers in the future:

“FxInc – 199% After 1 Hour Limited OFFER
We feel happy to announce that we added a New VIP Plan 199% After 1 Hour (Only 50 Deposits are allowed in this Plan, Remaining Deposits: 37). We are near to 150 days online so we create this plan as celebration of 150 Days online.
Plan Detail:
*New VIP Plan* : 199% After 1 HOUR Principal Included (Total 50 Deposits allowed, Remaining Deposit: 41) (1000% Guaranteed Profit)
Minimum Deposit Only $500 Maximum Deposit Only $25000
Plan will close after receive more 41 deposits.
1000% Guaranteed Profits
Payment Methods: Perfect Money, Bitcoin and Payeer.
Deposit here before Plan closed:
Notice: Profits Are 1000% Guaranteed. You can reinvest maximum 3 time in this plan. If you have any doubt then you can visit our office at any time for confirmation of your any question. We always working for your
success.
In case you have any requests or simply want to share your opinion you may contact via E-Mail or Live Chat.
Let me know if you have any other question.”

EDELWEISS5 – OPENING OF ANOTHER OFFICE IN LVIV, UKRAINE ANNOUNCED

Edelweiss5 has always been known not only for its stable automated payouts, but also for the ability to deliver something extraordinary and completely different from what many other programs try and fail to achieve. I’m talking about the actual physical offices of the company, that though officially registered in Germany appears to have been operating mostly from the Ukraine. The very last office of Edelweiss5 was opened yesterday in the Ukrainian city of Lviv with the address mentioned in the following update posted on its website:

“The opening of office in Lviv
Dear friends! We invite you to the official opening of the representative office of Edelweiss5 company in Lviv. The new office will more effectively communicate with partners of the company, to respond quickly to customers’ requests, and ensure a high level of information and technical support. See you tomorrow, September 10 at 12.00 at the address: Lviv, Kleparovskogo str. 5/1. We will be glad to your presence.”

Edelweiss5 has been running successfully for over three months in total and joining the Premium List on MNO about two weeks ago. The program has been slowly developing and building a reputation offering about a 1% daily return on business days (Monday to Friday) and 0.5% fixed return on weekends. Deposits start from a $50 minimum via PerfectMoney, Payeer, AdvCash, and BitCoin. You are paid daily and automatically to the same e-currency account you joined with. For more information on how the investment process works with Edelweiss5 please check out the detailed review posted here.

LARAWITHME – TEN MILLIONS IN INVESTMENTS REACHED AND REFERRAL CONTEST WITH GREAT PRIZES IN THE RUNNING

There seems to be a real buzz surrounding LaraWithMe lately with the program claiming to have achieved new heights of ten million active deposits from over forty thousand active investors worldwide. Whether it’s true or not we cannot say for sure, but you can be confident that LaraWithMe does lots of advertising outside of the regular HYIP community, providing support to various investment groups in different countries and promoting itself through different videos and webinars conducted regularly via their numerous social media platforms. I guess the massive advertising campaign on MNO where LaraWithMe currently occupies no less than six banner spaces purchased for one month each demonstrates how financially stable the program is and how well it’s been growing. By the way, you can also participate in a contest with lots of prizes up for grabs with the winners to be announced next Sunday. There’s even a special page created for it which you can read about in the latest two updates included below.

First I’d just like to remind anyone who hasn’t read my review of LaraWithMe posted here that in order to join the program you will need to either download the Telegram messenger application or else use the online version of it. Don’t worry, as after doing so you will be pleasantly surprised at how well it’s all organized there and how simple the whole investment process is! You may invest starting from only $10 with five payment methods currently accepted – Payza, PerfectMoney, Payeer, BitCoin, and AdvCash. You will keep earning 3% daily on your investment forever, i.e. as long as LaraWithMe exists and pays. What’s better? You may invest via one payment processor and get paid to another one and all the payments are processed instantly, so you will hopefully reach the profit zone after only 34 days. So far, LaraWithMe has been run tremendously well without any real problems, which means we can safely assume the program has lots of followers by utilizing a very original concept of running successful projects entirely or with the significant help of the Telegram messenger and its bots. Here are the latest updates from LaraWithMe which should be of interest to you:

“FIRST FLASH OF $10,000,000 INVESTED!
New wave of electro power is coming!
More then 40,000 Active users worldwide!
Hundreds of thousands dollars paid!
True leaders, biggest teams online!
Close to our firs million views on YouTube!
Join our global team-building contest www.larawith.me/contest
??Discover more at: LaraWithMe
What is LARA? https://youtu.be/hOC_aR4g5H8
How does it work? https://youtu.be/o1fH6RmdzWw
How to start? https://youtu.be/rnAvQ3AgTVo
How much you can earn? http://larawith.me/calculator
WHAT DO PEOPLE SAY?
Success Stories from around the world!
Check all the hundreds of live reviews, testimonials directly from active investors on YouTube!
http://goo.gl/GhOyJo
Subscribe to LARA Official Youtube Channel and always stay up to date!
http://goo.gl/pTsZrU
Get all the quick notices from our Twitter!
https://twitter.com/LarawithM”.

“START YOUR “EXCELLENCE” TODAY
It’s time to show what you’ve got!
It’s time to perform like never before!
It’s time to earn big money & get amazing gifts!
15,000$ guaranteed contest budget
7 MacBooks, 7 Apple Watches, 7 Cold-Storage Bitcoin wallets
First Worldwide EXCELLENCE Contest series!
Find our more at www.larawith.me/contest”.

RAPIDINCOME – CELEBRATING ITS SECOND MONTH ONLINE AND SOME IMPROVEMENTS TO COME

Although RapidIncome has recently sent a newsletter self praising its own successful two months online, I’m not sure that it’s an entirely honest statement. You see, although claiming to have launched on July 7, the program didn’t feature on any monitor or forum until the beginning of August. So with all the due respect we cannot say that RapidIncome has been running for two months, but rather for slightly longer than one month. That is nevertheless an impressive achievement considering its fragile investment plan paying 2.5% daily “forever” with your principal (entirely or partially) returned at any time you like. Be aware of the many hidden fees though as 2% is charged for every withdrawal to cover e-currency charges while a 10% fee is imposed on every principal withdrawal to combat hit-n-runners and stabilize the program’s cashflow. You are therefore required to stay with RapidIncome for at least five calendar days to get into the profit zone and make your investment worthwhile. As the program is rumored to be from an experienced team of admins (read more on that in the review of RapidIncome published here) for me personally it’s been kind of disappointing to see only PerfectMoney, Payeer, and BitCoin as the only accepted payment methods. Deposits start from a $20 minimum. As direct bank wires, and deposits via Western Union and MoneyGram that are offered for larger investors are not really very common, I’d prefer to see Payza and SolidTrustPay to be added to the list. However, judging by the fact that the admin hasn’t even mentioned them in the latest newsletter from Friday, it’s unlikely to happen. Fans of AdvCash might be pleased as the admin promised to add them pretty soon, but there was no word as to exactly when. To be honest the purpose of the latest update from RapidIncome is rather pointless to me, as there is little to no useful information or any new features announced. Perhaps the only real reason was just to remind everyone of RapidIncome‘s existence. Before we get to the actual newsletter I’d like to remind you that RapidIncome doesn’t pay on weekends and though you may request your withdrawals any day, you have to wait until Monday to have any pending withdrawals processed. Please also take note of the $2 minimum for any withdrawal and the 48-hour waiting time before investing in RapidIncome:

“RapidIncome News – Entering 2nd Month
Today we mark the 2nd successful month of operation since our inception on the 7/7/2016.
I want to congratulate all members on behalf of our team & partners behind RapidIncome.
Summer holidays and vacation session is almost over and we are witnessing a sharp increase of interest from a wide spectrum of countries and signup count started to increase dramatically.
We are now able to accept both bank wires and cash deposits worldwide (contact our support), but we are also working to automate the process and add new wallets like ADVCash soon.
We will continue to work hard to the best of our abilities, in order to deliver stability to you and the HY industry as a whole.
Thank you for putting your trust in our growing enterprise.
Looking forward to another 2 months.
Thanks & best regards.
RapidIncome, Limited. Matt Forman and Team.”

PAYZA – HOW TO ORDER YOUR PREPAID CARD VIDEO RELEASED AND THE IMPORTANCE OF KYC POLICIES REVEALED

I must say that I have been personally very pleased so far with the Payza Prepaid Card that arrived at my home address by mail last week. Although the loading time for funds from your Payza account is stated to be two to four business days I have been lucky enough to enjoy instantly processed transactions so far. In addition to that, I was able to check out how the card works in shops, online and for ATM cash withdrawals – everything worked fine. So for any readers using Payza as often as I do I cannot recommend ordering the Payza Prepaid Card strongly enough to diversify your funding and withdrawal methods and do it faster than ever before. Note that Payza has been a very popular choice for investing in HYIPs as well, because it’s perhaps the only provider that allows HYIPs with business accounts, but at the same time restricts how investors’ funds should be spent and even provide a chargeback option in some cases if you file a dispute after a program scams. It’s even more convenient now that you have a Payza Prepaid Card in hand, and it’s never been easier to order it if you have $19.99 in your account which is the Standard delivery charge. This shouldn’t take longer than a couple of weeks to arrive by post to your home address verified in your Payza account. Now it’s even simpler than before, as the whole process of ordering is explained in a short video which is available on either Youtube or the MNOVision page. You can watch it by following the link on the latest update from Payza which is then followed by another recent update posted on their official news blog dedicated to the so-called KYC (Know Your Customer) policies Payza and other legitimate payment processors like STP enforce:

“How to Order Your Payza Prepaid Card: A Video Guide
You can order your Payza Prepaid Card online by following these easy steps.
We’ve prepared a short video tutorial to help our members around the globe order their Payza Prepaid Card. We want your order to go as smoothly as possible. Here’s all the information you’ll need:
https://youtu.be/gXuiaHSg858
Your first step is to verify your Payza account. This article from our blog has the instructions to help you get verified if you’re an international member. If you’re from the United States, see this link to learn how to become verified instantly.
Once you’ve verified your account, this is how to order your prepaid card:
1. Log in to your Payza account, click “Wallet” in the left-side column, then select “Prepaid Cards”.
2. Click “Order Your Card”.
3. Choose between a personalized card printed with your name, or one that simply says “Payza Member”. After making your choice, click “Next”.
4. Confirm your mailing address. We will mail your card to the address you provided to verify your Payza account. (Need to change your address? Please contact customer support and we will change your address for you.)
5. Confirm your order and pay for your card by clicking “Next”.
That’s all it takes to place your order.
Depending on where you live, delivery can take up to eight weeks from the moment your order is placed. If you do not receive your card after eight weeks, submit a customer ticket and our Customer Support Team will be happy to help you further.
Was this video guide helpful? Please tell us in the comments section below. Your comments help to guide us in developing tutorials to ensure you get the most from Payza.
https://twitter.com/Payzaofficial”

“KYC: The Key to Business Security
While the market shifts toward omni-channel commerce and the payments landscape becomes more diverse and less traditional, it has become a challenge for merchants to provide a functional and flexible way to handle transactions. To do so elegantly is key to customer satisfaction, and to do so securely is all the more important. This is where Know Your Customer (KYC) comes in.
The central element of business security is Know Your Customer. This broad concept was first coined within the financial sector, KYC is now standard practice in a wide range of industries. When identifying the security needs of your business, there is no better place to start than by knowing your customer.
In brief, KYC is the practice of collecting data about your customers for a variety of purposes beneficial to your business. For businesses seeking to add payments functionality for their customers, implementing a company-wide KYC policy could be the determining factor in consumers and business partners choosing you over the competition.
Knowing your customer has three distinct advantages:
1. Fraudsters lie in wait for a company that doesn’t take KYC seriously. If that turns out to be you, your business could be facilitating fraud, identity theft, money laundering, and terrorist financing without you even knowing it.
2. Regulatory bodies keep careful watch on payment providers and financial institutions. A KYC-compliant business will have a smoother and more profitable relationship with their payment provider and other business partners.
3. The data you collect by knowing your customers is an invaluable knowledgebase for understanding your consumer base, developing your products, and marketing around their needs and desires.
One cannot understate the importance of KYC in today’s digital marketplace, especially when you conduct your business online rather than face-to-face. KYC is central to operating a secure and sustainable business and it doubles as a tool to offer a personalized, omni-channel customer experience.
Why Implement KYC
In most jurisdictions, there is a basic level of KYC standards enforced by law. This is most stringent in the financial sector, with banks spending up to 500 million USD per year on KYC.
Because of the benefits of a robust KYC policy, most financial institutions choose to go above and beyond the basic requirements. Simply put, KYC is the most effective security measure there is. The costs associated with a sub-par KYC policy, which allows cybercriminals to conduct illegal activities using your product, service or platform, are much higher than the expenses involved in implementing KYC.
Failing to maintain adequate security controls not only puts you at risk but your business partners, banking partners and all of your law-abiding customers as well. This could result in fines, legal expenses, and long-term reputational damage. The only way to create a sustainable online business is to practice top-of-the-line security right from the beginning and to know every one of your customers at least in terms of their name and place of residence.
How to Implement KYC
There are countless KYC practices that fall under four main categories:
Customer Acceptance – Develop clear and explicit criteria for who you do business with and ensure that all of your customers are who they say they are.
Customer Identification – Develop procedures for customer identification at every step of the relationship, from submitting personal information such as addresses and bank accounts to carrying out a transaction and shipping a product.
Monitoring – Identify unusual and high-risk transactions, such as large or complex transactions that don’t fit the typical behavior of your customers, and subject them to an extra level of scrutiny.
Risk Management – Internal audits and compliance screenings as well as company-wide training programs should be in place to minimize both the frequency of risky activities and the consequences of security breaches.
Knowing your customer is key to operating a successful business and to providing a good experience for everyone you do business. To find out more about best practices in business security, visit the Payza Security Center.
Payza maintains a strict KYC policy above and beyond the basic requirements of customer due diligence and KYC compliance. For businesses seeking to offer the most secure and flexible payments functionality to their customers, visit Payza.com to learn more.”

GET PAID REPORT FOR 11/09/2016

Here is the list of the programs from my monitor that paid me for the last 84 hours:
From MNO Sticky list: –
From MNO Premium list: ArdexFunds, BandeiraCorp, Capitaller, Edelweiss5.
From MNO Standard list: LaraWithMe, RapidIncome, VivaBusiness.
From MNO Basic list: HYIP-A, BlockProfits, Dowerly.

That’s all from me for today guys, so thanks for reading. Next week I’m sure you will be pleasantly surprised by a couple of new programs on my monitor, so keep a close eye on it. In addition to that, you can always bookmark my site, subscribe to the daily updates delivered directly to your email address here, or follow MNO on Facebook and Twitter for all the links to the most important articles. I’m still not giving up on the idea of another Top Five Popular Programs on MNO next week, but it will depend on my workload, so stay tuned. Enjoy the rest of your weekend, guys, and see you all next week!