Hello all, and welcome again to the MNO blog. It’s only a week left before Christmas and New Year celebrations start and you might have noticed that my site was also decorated. The state of things in the HYIP industry at the moment also reflects the festive mood with less investors online, spending their time instead with friends and family. Nothing wrong about that, the slowdown is more or less in line with what happens every year. There will be less updates, as many programs will go into the semi-hibernation mode until the New Year festivities are over. As my site goes along with the seasonal changes in the HYIP industry I believe there will be also less frequent updates on my blog over the next few weeks, but will be back to normal by mid-January. Still, there are some events to discuss on my blog this Sunday night that happened during the second half of the week, including the unexpected collapse of TrueBit, latest news from such good paying programs as Razzleton and Edelweiss5, and another update from Payza. Ill start with the results of the latest poll on the MNO TalkBack page and another question I want to ask you over this pre-Christmas week starting tomorrow.

MNO TALKBACK – POLL RESULTS AND NEW POLL ADDED

The question I asked readers earlier this week was regarding your results with by far the best program in the HYIP industry at the moment – Zinc7. The program has been doing extremely well over its first 100 days on MNO so I believe it was the right time to ask how well my readers have been doing from it during these last three months. With the two investment plans on offer from Zinc7 – 7% for 22 business days and 110% after 7 calendar days – and very fast, almost instant payouts, to Payza, PerfectMoney, Payeer, BitCoin, and AdvCash it’s easy to see why this outstanding performer has deservedly taken the top spot of my monitoring list. I believe that the next few weeks will be a test for the talented HYIP admin Martin who has been running Zinc7 so successfully all this time. Should it manage to survive this slow season until mid-January then the sky is the limit for it, don’t you agree? Anyway, let’s see the results.

The exact question was “Are you in profit from Zinc7?”, and more than two thirds of my readers overall said yes. 30% said that they had not reached the break-even point yet. Only 7% from those who managed to profit in Zinc7 said they have since left the program which is a very small percentage compared to others inspiring confidence that generally members in profit tend to support the program with fresh deposits from themselves and new members they might possibly invite to follow their path. 19% of the Zinc7 investors have gotten small profits and supported the program with fresh deposits by reinvesting again, and the largest number of 44% saying they are in great profits with the program due to the completion of several cycles (which was possible to do since Zinc7 has been on MNO since day one). All in all, the final results of the poll reflected the general level of satisfaction with the program and its support. If you don’t know much about Zinc7 you can find more info in the review posted here.

As the upcoming Christmas and New Year celebrations are almost upon us now it might be time to drop the subject of HYIPs for a while and ask readers what they are going to do during the holidays. I’m aware that different occasions and dates apply to different countries around the world that read MNO, but generally Christmas seems to be almost universal in some shape or form. I myself am an avid traveller and so I’m planning an extensive eight week tour of Thailand, New Zealand, Fiji, Tonga, and Singapore beginning on Christmas Eve. Christmas in the UK tends to be a very drab time of the year which I don’t enjoy, so I like to spend time somewhere warmer and less crowded. What about you, guys? Where do you intend to spend upcoming holidays?

Options you can vote for on the MNO TalkBack page include:
1) At my own home with family
2) With family, but am visiting them
3) Party with friends
4) Taking a vacation
5) Christmas is not a holiday for me

I hope that you take just a few seconds of your time and vote in the poll by clicking here. I’ll draw the results and see how MNO readers prefer to do to celebrate in a week. Thanks in advance for your votes and wish you all the best for the holidays!

RAZZLETON – PORTUGUESE LANGUAGE ADDED

Portuguese has become the eighth language Razzleton can be read in, with a professional translation presented earlier today. For some reason, in the newsletter dedicated to this the admin claimed there were only seven languages available on the site, somehow forgetting to mention Vietnamese which became available at the start of this week. In any case, I believe that more languages will be available at a later time, making Razzleton even more appealing to a wider investment audience around the world:

“Portuguese language bar
We keep on working to make the Razzleton platform accessible and convenient for all our partners and investors. Portuguese language bar has been added and now all users can get any information about us in Portuguese without dictionaries and translators.
We go ahead continuing to adapt our platform to the needs of all our customers. Now Razzleton is available in seven languages: -English, -Russian, -German, -French, -Spanish, -Polish, -Portuguese
More good news to come! The most interesting is still ahead!”

You might not be aware of it yet, but Razzleton is celebrating exactly one year online tomorrow, and to commemorate this event a funny image of Scrat, the acorn loving sabre tooth squirrel from the Ice Age animation movies has been added to the main page. Apparently, although not really advertised properly Razzleton is giving away a 5% on top of any new deposits now, but I’m not sure for how long it will be available or what the requirements are to qualify. You can always ask the Live Chat support on the Razzleton website if interested. This one year “anniversary” might have been taken more seriously by investors if that was the actual age of the program. For most of that year Razzleton ran as a “sleeper” with no good design or decent promotion, and only became active a couple of months ago. An unusually eclectic mix of plans include daily paying ones with the initial principal returned on expiry – 2.1% for 15 days, 2.3% for 30 days, 2.9% for 55 days – and just returning your principal and profit together once on expiry – 150% after 15 business days, 500% after 20 business days, 300% after 30 business days, 1500% after 40 business days, 1000% after 60 business days, 5000% after 90 business days. I myself honestly believe that only the daily payment options in Razzleton are worth considering at the moment, especially knowing that the upcoming few weeks will be tough for many admins to maintain constant cashflow due to holidays and lower than usual traffic. A long list of accepted payment processors by Razzleton includes PerfectMoney, Payeer, AdvCash, BitCoin, NixMoney, YandexMoney, Qiwi, and Neteller and generally you can start investing from a $10 minimum. You can read more information on Razzleton in the detailed review posted on MNO here.

EDELWEISS5 – ANOTHER COMPANY PRESENTATION IN TURKEY ANNOUNCED

Edelweiss5 (reviewed here) is expanding its presence in Turkey, and after their presentation in Konya a couple of weeks ago another presentation is scheduled for tomorrow. This time it will be held in one of the largest Turkish cities – Diyarbakir. If you reside or simply are going to be in that city tomorrow you’re invited to phone or visit the address below tomorrow 7.00 pm local time. More information on this presentation please read the following update from the Edelweiss5 admin (interviewed here):

“All invited to the presentation of our company!
Ladies and gentlemen!! We invite you to participate at the presentation of the company in Diyarbakir -One of the largest cities in the south-east of Turkey, the administrative capital of the province of Diyarbakir. We hope that the rich information and entertainment program and friendly atmosphere will allow you to take your time, communicate with partners, employees and investors in a relaxed atmosphere. The presentation takes place on December 19th at 19:00 at the Prestige Hotel at Yeni?ehir, Ekinciler Caddesi, Diyarbak?r. Telephone Administrator to communicate +905352191415 Turgay Eza. We will be glad to see you among the guests of the presentation.”

I should really remind you here that Edelweiss5 is somewhat different from most other programs, insofar as their advertising seems to be more offline than online. The company tries to present itself as a genuine investment opportunity with the option to sign a written contract for an investment plan promising to deliver 1% on business days and 0.5% on weekends over a 365 calendar day term. Edelweiss5 accepts payment processors like PerfectMoney, Payeer, BitCoin, AdvCash, YandexMoney, Qiwi, or direct bank wires. The minimum starts from $50 and withdrawals are processed automatically without the need to request them from your account area which Edelweiss5 nevertheless provides for every user. Just barely on the verge of reaching the Top Five list of the most popular programs on MNO Edelweiss5 stands a very good chance to do so in 2017, as the first investors should be getting into the profit zone shortly as its lifetime on the MNO monitor approaches four months.

TRUEBIT – SCAMMED AFTER PUTTING MANY PEOPLE INTO PROFIT

Just a couple of days ago many people were shocked to see TrueBit on Scam Status from which it was not destined to return. Although the program has been Paying on MNO for over seven weeks and there was ample opportunity for everyone to leave TrueBit with a profit (this was anytime after the lock-in period of five days), the overall result of the program that barely reached eighty days online left many investors angery. It seems like the fact that payments from TrueBit stopped a few days ago came out of the blue and was totally unexpected by many people, but not me. You see, just a few days before the end I received a suspicious email from the admin of TrueBit claiming many of the MNO readers started pulling put of the program, citing an article written on another website as the reason they panicked. I’m not sure whether it was his exit strategy or an early warning sign of the problems, but I decided against posting this information on my blog. Mainly because I was not sure that posting the link to the alleged article would be useful and would not have the opposite effect on the program’s performance, however, as the admin told me that the article was damaging, I guess the clock for TrueBit was ticking already.

Then, just a couple of days later I noticed another weird and disturbing detail – the Payza account from which TrueBit made payments was changed out of nowhere. When I confronted the admin about it he simply said he was working on some API issues with his current Payza account, which was a very lame excuse and in fact was a very obvious attempt to launder money. A few hours later I see the first investors of TrueBit complaining about their deposits not being returned and being moved back to balance. That was immediately reported on my blog and the warning was posted with TrueBit moved to on hold. As the program was heavily dependent on new deposits in order to maintain payments to older investors asking to withdraw their principals all at once, the end was in sight. I must emphasize that unlike many other similar cases, TrueBit decided to halt payments to all investors, expect for some selected monitors still displaying the program’s Paying status, therefore assisting the admin in stealing more money from unsuspecting investors by deliberately misinforming them. MNO was again the very first monitor to warn investors, so hopefully you were one of the lucky ones who managed to get at least some money back out after that. Unfortunately you can never save everyone, but nevertheless TrueBit was still an incredibly profitable program for many sensible investors who managed to withdraw their principals when they felt the time was right to go. And as I still see that some investors make new deposits regardless of the Scam Status on MNO, I would like to warn you again – please stop doing this as TrueBit is a proven scam now. Those who invested via Payza are invited to file disputes in order to get some money back, for others I’m afraid this is the end of the story.

PAYZA – SPOTLIGHT ON E-COMMERCE IN RUSSIA

If you’ve been following MNO in recent weeks/months you’ll have noticed that the official Payza news blog have been posting a lot of interesting articles concerning online business and e-commerce in the countries they serve around the globe. This is where I want to finish up for the weekend, by re-posting the latest offering from the team at the Payza news blog that highlights the market for internet based business in Russia. By some considerable distance Russia is of course the largest nation on Earth when it comes to land mass, though in terms of population it’s the ninth most populous. It used to be number four in the days of the Soviet Union, but that’s a whole other story. Still, stagnating population aside, 143 million people is a massive massive market that any business would love to tap into, and if I can tell you one thing about Russians it’s that the ones who have money absolutely love spending it! I’m not so sure really of how much practical use any of the information in the article is to the average HYIP investor, but as I said in regards to other such articles they have published it won’t hurt anyone’s confidence to know that in Payza they are dealing with a massive international company that are actively and aggressively expanding all the time. And anyway, if nothing else you might just find it an interesting read.

There are only two currently paying programs listed on MNO that accept Payza. These are Zinc7 (reviewed here), and BandeiraCorp (reviewed here). A situation developed with an older program, Magnum, which continued making Payza payments even after the program had otherwise collapsed and stopped paying anyone else. It’s no coincidence then that almost every single program that accepts Payza eventually goes on to occupy a position in the Top Five list of most popular programs among MNO readers. In fact Zinc7 is sitting quite comfortably at the top of the pile in the number one spot. Even investors who don’t actually use Payza themselves for whatever personal reasons are still capable of recognizing it as a quality sign, giving them confidence to invest more in the knowledge that it is highly unlikely that the program was set up as a deliberate fast scam and most likely has an experienced professional admin in charge.

A lot of this is down to the Payza management making it difficult for HYIP admins to withdraw the funds for themselves as identity checks would be required, so members using Payza continue to be paid until whatever money still in the HYIP admin’s account runs out. This is quite a fortunate side benefit that only comes with Payza, most other processors are all anonymous and irreversible. In addition to that they also provide account holders the option of direct funding and withdrawals. You can simply bypass the inflated fees of the third-party exchangers needed to move money in and out of other payment processors by doing it yourself. You move your own money in and out of Payza using your own credit/debit cards, bank account, BitCoin wallet, and now their own pre-loaded debit card that Payza will mail out to your home address in the post. The article focusing on the Russian market for online business is included below:

“Country Spotlight: Understanding Consumers and Cross-Border E-Commerce in Russia
Russia, the world’s biggest country and among the 10 most populous, is unique. Although it has always had a relatively mature payments infrastructure compared to other global powers, internet penetration developed much more slowly than in most other developed nations. Spread over two continents and 11 time zones, Russia has had some distinct economic challenges as well as advantages, some of which make it an attractive option for cross-border e-commerce investment.
One of the BRIC countries along with Brazil, India, and China, Russia is in a stage of newly advanced economic development. It boasts the world’s 12th largest GDP along with a rapid rate of growth. Since the US introduced sanctions against certain Russian banks in 2014, the Russian government has invested heavily in its own payment landscape in order to be less susceptible to external influences. The development of the Mir payment network and the National Payment Cards System (NPCS) has driven a spike in financial inclusion over the last two years and helped propel the e-commerce market, which has experienced 9% growth year over year since 2011.
Russian Consumers
The Russian e-commerce market has historically been held back by a general consumer preference for more traditional payment behaviors, but since 2014 this trend has seen a reversal. In the early days of e-commerce, Russian consumers who shopped online still opted for tradition payments methods, such as cash-on-delivery. Today, with online shopping more ingrained in everyday life, alternative payment methods have started taking hold.
Uniquely, Russia has a national search engine, Yandex, which is the most popular search engine domestically. Yandex has developed a proprietary e-wallet which helped drive the adoption of online payment methods, as has eBay’s localized Russian site, which includes both domestic and cross-border merchants.
In 2015, the total e-commerce market growth rate slowed markedly from 31% to 6.6% due to a combination of factors, including the low value of the Ruble, low oil prices, and Western sanctions. Despite the slower growth rate, cross-border e-commerce has seen a spike, as has the adoption of m-commerce. Cross-border purchases grew from a total value of USD 2.2 billion in 2014 to 3.4 billion last year, making it the fastest-growing segment of the market.
Though the cross-border market growth outpaces the domestic at a rate of 42% to 35% respectively, cross-border payments only account for about 14% of the e-commerce market’s total value of 10.5 billion USD. Domestic retailer Ulmart, specializing in computer hardware and consumer electronics, is the leading e-commerce website in Russia with nearly 600 million in sales in 2015. Those categories, however, were less in demand than previous years, being outpaced by leading product categories clothing and footwear, sporting goods, pet goods, children’s goods, and groceries.
Drivers and Barriers
Driver: The Leapfrog Effect
The leapfrog effect is a contemporary phenomenon of certain consumer populations suddenly and rapidly adopting e-commerce on mobile devices such as smartphones and tablets. E-commerce has been slowly building up in the world’s most developed economies with most consumers first shopping online using their desktop computers before the rise of smartphones. In other nations, internet penetration has historically been low, so it’s only now, with the widespread adoption of mobile devices, that these populations have regular access to the internet, and by extension, e-commerce. These populations “leapfrog” the intermediary step of e-commerce via desktop computer going straight to m-commerce, or e-commerce through mobile devices.
The share of Russian consumers accessing the internet via mobile devices rose from 17% in 2014 to 37% last year, resulting in a rapid influx of consumers seeking to do their shopping online.
Barrier: Logistics
When introducing your products to a new market, it’s usually pretty simple to figure out if you can reasonably ship to that market, but Russia is different. More than 12% of the planet’s total landmass is contained within Russia’s borders. When a Russian consumer orders your product, you may have to deliver it anywhere within an area that stretches from Russia’s western border with Poland all the way to Alaska and Russia’s eastern coast!
The good news is that last week the Russian Post announced an initiative to make “the delivery of shipments from foreign online stores faster and more convenient.” The commitment involves purchasing their own cargo planes and partnering with postal administrators in 35 countries, and counting.
Driver: Government Initiatives
The Russian Post isn’t the only national body pointing an eye toward fostering domestic and cross-border e-commerce. The government’s commitment to increasing financial inclusion with the introduction of the National Payment Cards System (NSPK) has been very effective, with a planned 120 million Mir cards in circulation by 2019. This shift will displace the market share of Visa and MasterCard, while financial institutions invest heavily in payment technology innovation.
Barrier: Recession
The bulk of the dollar-value growth of Russia’s cross-border e-commerce sales has gone to neighboring China, in part because of the low value of the Russian Ruble compared to the US Dollar. Western merchants saw a marked decrease in Russian activity in 2015 due to the depreciation of the Ruble, since much of the cross-border shopping in previous years was driven by the lower cost of Western products compared to products in Russia.
Russian E-Commerce Facts
• One of four countries recognized for new, rapid economic development (the BRICs).
• The total Russian e-commerce market grew by 42% in 2015, to a value of 10.5 billion USD.
• Cross-border e-commerce is growing at a faster pace than domestic.
• Local card scheme Mir accounts for a major share of the payments card market.
• 30 million online shoppers spent an average of 758 USD each in 2015.
• Clothes are the most popular online good, followed by consumer electronics. Travel is the most commonly used online service.
The Russian e-commerce market is unique and challenging but also young and eager for international goods. With most consumers newly connected and mobile, Russia is one of the world’s standouts in terms of growth potential. By investing in Russia now, online merchants can build lasting partnerships with domestic providers and tap in to a tremendous amount of purchasing power.
Expanding into a new international market is a risky venture but a very rewarding one if done right. For the latest information about how you can build and maintain a strong e-commerce enterprise and keep it compatible with legislation and buying habits at home and abroad, subscribe to the Payza Blog and follow us on Facebook and Twitter for the latest industry news.”

GET PAID REPORT FOR 18/12/2016

Here is the list of the programs from my monitor that paid me for the last 96 hours:
From MNO Sticky list: –
From MNO Premium list: Zinc7, RightRise, ArdexFunds, BandeiraCorp, Razzleton, Edelweiss5, SoftmeetBit, BeyondPetroleum, Mexeer.
From MNO Standard list: Palmills.
From MNO Basic list: Xabo, HYIP-A, Synvestment, Dowerly.

That’s about it for tonight, guys. I hope you’re doing well and earning in the best HYIPs in the industry even despite the seasonal slowdown. With MNO as an experienced guide you can make lots of money in 2017, but we’ll keep looking at the main results of the current year for the next couple of weeks. You can therefore send me any ideas for articles you might like to read on MNO and what programs you consider the best this year by writing a couple of lines either directly to my email address abramsonp@gmail.com or submitting a form via this contact page. Remember to subscribe to receive the daily news regularly delivered to your email address by entering it on this page, follow MNO on Facebook and Twitter, and be active with sharing your experience on the MNO ShoutBox. I’ll be back with more news and perhaps an updated article on the Top Five Popular Programs on MNO sometime next week, so stay tuned for that and thanks for reading!