Beware! IsafTech has stopped paying! Do not invest there!

Hello everyone, I hope you’re all looking forward to the first weekend of 2017! I know for a lot of people this will in fact mark the end of their Christmas and New Year holidays, so it’s not as if they are taking a break from working the last week or so, rather it’s a final chance at recovery before getting back to work on Monday. It certainly won’t be a time of rest on MNO, as it’s been a surprisingly busy opening week to the year. As you will have seen if you were looking at the MNO monitor there’s been a wide selection of new programs added this week, giving a diverse choice for investors and something for everyone as they say. Today I want to take a closer look at another of these new names, a mid term program called IsafTech. They are joining the MNO Premium List after less than a week online, so you can safely consider IsafTech a brand new program and be among the first to invest there, assuming you like it enough to sign up that is. So let’s find out if that’s the case and take a closer look at what IsafTech have to offer and whether you think it’s worth adding to your portfolio.

It probably won’t be too difficult a decision to make, seeing as IsafTech only has one investment plan. It’s a bit different than most others as we shall see, because it allows the admin a greater degree of control over the program’s cash flow and therefore, we hope, keep it up and running and paying to more investors for a longer term.

Here’s how it works. First of all you will need at least a $10 minimum to get started with IsafTech. The term runs for 40 calendar days, during which time you will earn a daily interest payment. Where IsafTech differs from most other programs is that the rates paid to members will fluctuate from one day to the next. At all times however you are guaranteed a very respectable 3% minimum, which could on occasion rise to as much as 5% per day on the better days. IsafTech include your principal as part of the payments, so by the term’s conclusion you should be left with potentially anything between 120% and 200% back on your investment, or from 20% to 100% in net profit. Either extreme is unlikely to be honest, but a reasonable guess would say that a typical investor would consider a 60% net profit to be doing really well.

Because payments are variable from one day to the next it’s impossible to pin down exactly what an “average” investment with IsafTech would look like, I mean it really does come down to what day of the week you decide to join as far as determining what your final return could be. I can only give you the best and worst scenarios here, the rest to put it bluntly will be speculation and guesswork. So, let’s say you make a deposit of $100 in IsafTech. For the following 40 calendar days the admin will pay you back anything from $3 to $5 depending on the fortunes and cashflow of his program. In the worst possible outcome of only the minimum payment being made every day you would reach the break-even point after 34 days (i.e. earn back an amount equivalent to your initial hundred, making it impossible for you to lose money) and emerge with $120. The other extreme is that you earn the maximum $5 every single day, break-even after 20 days, and complete the term with $200, principal included. Like I already said both of these examples are highly unlikely, but if you managed to pull $150 to $160 back from a $100 spend then personally I would say you are doing really well for yourself. The maximum amount you are allowed to invest with IsafTech is capped at a $30,000 limit, and the daily rate that is currently being paid to members is displayed on the website’s homepage, changing obviously from one day to the next.

Despite making the program somewhat unpredictable in nature (just expect the minimum and you won’t be disappointed!) it isn’t really a bad strategy or tactic on the admin’s part. I accept that a lot of investors might prefer to have one single fixed figure in mind for what they will earn by joining a program, but if it’s a safer profit you are after and are willing to accept variable payouts as a trade-off for longer term sustainability and make any profit more achievable then maybe IsafTech is worth a closer look.

If you agree with the strategy and like your chances of making money here then the next thing we need to discuss are your payment options. The list is basic but I think covers most angles, including PerfectMoney and Payeer for those using the more traditional style payment handlers, and BitCoin for anyone who prefers a more modern digital e-currency. The rate of the day as stated on the IsafTech homepage is then credited to your account with them once every 24 hours. From there you can then log in and make a withdrawal request and have that money transferred to your payment processor account. This is done manually by the IsafTech administration team. Generally it shouldn’t take longer than a couple of hours, maybe slightly longer if using BitCoin, but I would suggest allowing a full 24 hours before asking any questions.

On the more technical side of things, the IsafTech is up to a highly professional standard. The only thing I personally didn’t care for was the “horror movie” style soundtrack playing in the background when you visit the website, but that’s just my opinion and you can always hit the mute button if this distracts you. The script IsafTech is running off is custom-made, unique to the program and developed specifically for them from scratch. This has the advantage of allowing the admin and his programmer to fix any issues and add new features whenever they like. It also shows a clear determination I think to create something new and distinctive from the rest of the HYIP industry, as well as demonstrating the program has a good start up budget. An Extended Validation SSL-certificate is provided by Comodo for safer browsing and more secure transactions, while hosting and DDoS protection is on a dedicated server by BlockDos. So everything about IsafTech seems to make a good first impression. Although still too early to judge its performance, so far IsafTech has been a reliable performer with the admin promptly fixing any teething problems you might inevitably expect in the early stages due to an original script. Quite a professional attitude all round I think. As well as the rate of the day incidentally you can also view the historical rates paid out on previous days, the cumulative total paid out up to this point, and the most recent statistics involving the latest deposits and withdrawals.

If you have any further questions for the IsafTech or any account related issues you need to have dealt with then there are two ways you can get in touch. For most readers this will probably involve filling in your details on the online customer support form and submitting it through the website’s contact page. The other main channel is going through the Telegram instant messaging system, where IsafTech have an account. I am aware that a couple of admins have made much more extensive use of the Telegram interface over the last several months, using it to run and manage their programs. In this case IsafTech are only using it for communication purposes.

There isn’t really much of a background story given in relation to what knid of business activities are allegedly supporting the profits paid out to members, not that I would have suggested taking them seriously anyway. Perhaps it’s even better that this unnecessary distraction isn’t here to begin with. Just treat IsafTech as you would any other online HYIP and proceed with the same level of caution. I for one am optimistic about the program’s chances for success, but that’s not to say anyone can guarantee this for you either. So as always, remember to put your own safety first at all times. That means staying comfortably within a sensible spending limit you can afford to lose and easily earn back from other income sources, and of course if joining IsafTech at all then use them as a smaller part of a wider more diverse portfolio.

There’s a lot of interesting opportunities opening up in the HYIP industry so far already this year, even just one week in. IsafTech is certainly one of them I think, but do you guys agree? I hope if you have already taken a moment to consider your prospects in IsafTech, good or bad, that you won’t mind taking a moment to share your thoughts about them with your fellow MNO readers. Please vote in the following poll, which only takes a second and is as always completely anonymous. The immediate results are always a lot less interesting than the long term ones, so it will help show how many investors get it right about the program’s potential for success. The question is:

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DAILY NEWS FROM THE HYIP INDUSTRY

MEXEER – INVESTMENT TERMS ADJUSTMENTS, CRAZY BITCOIN PRICE PREDICTION, AND INFO ON MEXEER LEADERS FROM TURKEY

The most extensive news update in recent days was from Mexeer (reviewed here). The admin recently upped his advertising campaign on MNO by purchasing the highest priced top banner on the monitoring page, thus making a serious statement of intent. It also shows their financial health and successful expansion after the first two months online. Mexeer has always positioned itself not only as an investment platform to earn money, but primarily as an exchange service to facilitate the demand for its own currency MEX and making money from transaction fees as well that apply to both deposits and withdrawals from the program. Just a few days ago the restructuring of Mexeer‘s investment plans was announced with the investment minimum raised from $10 to $30. New terms apply to new plans only, existing members won’t be affected. For the first plan the only change is the minimum of $30 and will earn the same 2% for 75 calendar days leaving investors with 50% profit on expiry. The second plan will become available from a much higher $1,000 minimum and will bring you the same 2.3% daily return for a 74 calendar day term which will cut your final profits by 7% but is still a pretty lucrative 70% by expiry. And finally, for really big spenders the third plan will be available from a $3,000 minimum and will bring you the same 2.5% daily interest with the term cut from 80 to 72 calendar days leaving you with a reduced but still solid final profit of 80% by the end of the term. As I said already my review has been edited to reflect this and can be found here, with the current members still earning the same with no changes. Withdrawals still have to be requested from member’s accounts and are processed within a 72 hour maximum. Overall, looking at the recent adjustments I tend to think that the changes were necessary as Mexeer is certainly on a new level and needs to expand to be more inclusive of the bigger spending investors returning to the industry after the holidays.

As Mexeer is not only an investment platform, but an exchanger as well, working with both traditional currencies like PerfectMoney, Payeer, and AdvCash, but mostly digital like BitCoin, LiteCoin, DogeCoin, PrimeCoin, PeerCoin, DashCoin, and EmerCoin, it would be interesting to see some observations on the fluctuating value of BitCoin. The crazy predictions go as far as promising BitCoin holders eventually $2.1K citing the more openness of Russian and Chinese markets as the reason. As we have already seen some fast growth of BitCoin currency over the last couple of weeks, we certainly cannot dismiss this scenario, so you might be curious to find out why some people are so positive about the future price growth of BitCoin in the second part of the first article from Mexeer. As for the second update, also re-posted below, it concerns the growing role of Turkey in Mexeer‘s growing business and links to a separate website for Turkish speakers while setting a goal to create more international and user-friendly communities for Mexeer users pretty soon. So I hope that 2017 will see Mexeer shaping into something really big and profitable for everyone. Please read all the latest updates below:

“Dear Mexeer platform users!
We have passed the first stage of development of the system, as announced, from 01/01/2017 we release a queue of updates on the investment and partnership programs.
You can preview new terms on the “Investment program” page as well as in “Partner Program”.
* Investment program. Conditions only valid for the new tariffs, conditions for previous deposits will remain as former.
**Affiliate program. All achieved status and regalia for users are stay unchanged.
Ahead there is a new year of 2017. The huge number of participants Mexeer already made a profit in the project and more and more new people from all over the world joining the platform.
What forecasts and plans Mexeer has?
As we know, Mexeer project is entirely the financial mechanism, and it works primarily with cryptocurrency and electronic payment systems. All the electronic world of finance is closely following the bitcoin forecast and on its basis build their strategy for the next 2017. Administration of Mexeer platform is no exception, and we want to share with you the forecast.
“Crazy Forecast” for Bitcoins from Saxo Bank
Although it is not an official forecast from the Saxo market, but only a collection of “crazy predictions,” they talk about tripling the value of Bitcoin in 2017, to $ 2,100, as a potential derivation of a consensus in the markets.
The catalyst for such a prediction has served as president of the aggressive policy of budget expenses Trump in the US and increase the US budget deficit to more than $1 trillion. If growth and inflation in the US will increase, the Federal reserve system will be forced to raise interest rates, which will push the dollar to new highs.
This will lead to a domino effect and the emerging of markets, particularly China, will be looking for an alternative, and perhaps resort to Bitcoins to avoid US hegemony in the global financial system. Cryptocurrency, as a whole, will benefit, and Bitcoin get the maximum benefit, because he is a pioneer.
Since the adoption of the currency in the Chinese and Russian banking system is only strengthened by replacing the US dollar on Bitcoin, respectively, and the forecast for cryptocurrency prices – is the cost of tripling the current level of $ 770 to $ 2100.
Financial platform Mexeer also focused on Bitcoin, and through diversification of financial flows is sufficiently robust platform with a great prospects.
2017 promises to be very interesting and Mexeer make every effort so that it will become very profitable for each user!”

“Mexeer-Turkey
In today’s news, we want to highlight the participants from Turkey!
Turkey is a wonderful country and it has great leaders who develop the platform and create a strong team.
Visit one of the major leaders of Turkey – Mexeer.net
It compiles all the necessary information, instructions and videos.
At the moment, the leaders of Turkey, use different tools for advertising Mexeer project. Making video clips and conducting online conferences, writing articles in newspapers and media, Facebook and run advertising on Google.
Our Mexeer management is proud of such leaders and their teams!
If you are in Turkey, we advise you to work with Mexeer.net site
In the near future our news will be including info about leaders from different countries such as: China, India, Russia, Brazil, the United States, Germany, Thailand, Vietnam.
We wish you a really good business and international team around the world!
Cheers to your and our success!”

DATEBITCOIN – LATEST IMPROVEMENTS HIGHLIGHTED AND MNO INTERVIEW COMING SOON

It appears that the admin of DateBitcoin loved the review published on my blog a few days ago (click here to read it) so much that he wants to answer some interview questions to clarify a few things investors might like to know. Anyway, it’s always important to be able to hear from an admin so I hope DateBitcoin will find time to reply soon. Meanwhile, after the review was posted on MNO I noticed a surge of interest in this undoubtedly unique program offering two investment plans with the same 150% total return – 3% for 50 days for smaller investors and 5% for 30 days for larger ones. The lack of a member’s area replaced by a tracking tool and the fully automated payouts made to PerfectMoney, Payeer, or BitCoin accounts every day at the same time are what makes DateBitcoin so attractive and easy to like. In the latest newsletter, the admin explains the recent improvements which include a QR code for more convenient BitCoin deposits, and expansion of affiliate earnings tracking. Very soon a proper Russian translation should be ready, so once it’s done MNO will, of course, let you know:

“Dear Members,
DateBitcoin team always works for the benefit of the investors, we shall consistently update our features to serve you better. The latest upgradations that have been brought in are as follows:
QR code is implemented for making bitcoin deposits, this will be helpful for members using mobile bitcoin wallets.
Secondly, we have added MY AFFILIATE EARNINGS under Affiliate plan webpage, this will help to track all your referral commissions earned.
Many more developments and upgradations are in pipeline, most probably by 10th January Russian translation will be live.
Wishing you all success.
Kind Regards, DateBitcoin”.

ELIZION – VK SOCIAL NETWORK FOR RUSSIAN SPEAKERS

The following update from Elizion might be useful to Russian speakers, as the social network VK is the most popular platform in Russian speaking countries. The new VK channel is just a part of the carefully planned extension of Elizion‘s services in the Russian market which started a few days ago with the addition a Russian language version of the Elizion website and adding contact support as well. After the recent completion of the first investment cycle during which Elizion almost doubled the money of those lucky investors who joined at the very start and earned 3.33% for 60 calendar days to Payeer, AdvCash, and BitCoin accounts. Right after the New Year the administration seem to have started another stage in the further development of the program to appeal to larger audiences around the world. These were the gradual growth tactics utilized by Elizion right from the start, which will hopefully bring positive results for the program’s current investors as well. Just to remind you that you have to create a Telegram account if you wish to invest in Elizion, as the program is mostly operating via this channel, and you won’t be able to invest or receive fully automated payments to your e-currency accounts without one. For more information on Elizion please refer to this review and below you will find the latest update on the VK social network account you can use to stay updated:

“VK Social Network Added
The official group of the Elizion company has been created in VKontakte. This social network is most popular in the CIS countries.
Subscribe now. Be aware of all updates our investment platform and obtain other interesting information from the financial world in Russian.
https://vk.com/elizion_official”.

RAZZLETON – RUSSIAN CHRISTMAS DEPOSIT BONUS ANNOUNCED

I don’t know what where Razzleton are operating from, but I imagine the administration of this great program is based somewhere in one of the former Soviet republics. Otherwise how would you explain a 5% Christmas deposit bonus available for investors who make a deposit on January, 7 (GMT time for some reason and not Moscow time) As the New Year bonuses that were available for Razzleton members for a couple of days went well, I expect there is nothing to be suspicious of regarding the Russian/Orthodox Christmas bonuses either. In any case, here is what you might find useful if you plan to invest in Razzleton tomorrow:

“Christmas bonuses from Razzleton!
During 24 hours you will be able to get a guaranteed 5%- bonus from a new deposit to your account. The number of deposits and bonuses is unlimited for any of our partners!
Take advantage of our special Christmas offer to please yourselves and your families! This bonus program will be valid on January 7th from 00:00 to 23:59 GMT.
Razzleton is effective investment of your money!”

Did the Razzleton administration just inadvertently give up their real location in the world by issuing this “Christmas” update? I have no idea, nor do I care. The most important thing is Razzleton‘s performance has been dazzlingly good for the more than 12 months the program has been online. I’m not sure how they managed to do this, but only a very well administrated HYIP is capable of it and becoming as big as Razzleton is now. Unfortunately the program was not listed on MNO right from the start, but even with its eight weeks on MNO was enough time for many of my referrals to profit, thus propelling it to a well-deserved spot in the MNO Top Five Popular Programs list (click here to read the full article). If you’re still unfamiliar with Razzleton and didn’t read the review published here, I’ll remind you of a few things you need to know before joining. Razzleton accepts deposits starting from $10 and withdrawals are processed manually within 48 hours of request to PerfectMoney, Payeer, BitCoin, AdvCash, NixMoney, Qiwi, YandexMoney, and even Neteller. The plans include three offers paying on every calendar day and returning the principal on expiry – 2.1% for 15 days, 2.3% for 30 days, 2.9% for 55 days – and several plans with a higher degree of risk paying once on expiry only – 150% after 15 business days, 500% after 20 business days, 300% after 30 business days, 1500% after 40 business days, 1000% after 60 business days, 5000% after 90 business days.

PAYZA – TAX INFORMATION EASY ACCESS AND REASONS FOR SHOPPING CART ABANDONMENT

After dropping Payza from its list of accepted payment processors Zinc7 (reviewed here) still seems to be doing well, but that only leaves us with BandeiraCorp accepting Payza from the MNO readers out of fifteen listed programs. That should really be improved in the near future, as there is still a high demand from Payza members for good investment opportunities. For some countries like the US Payza, along with BitCoin, remains more or less the only way to invest in the aftermath of the LibertyReserve closure by the FBI back in 2013. Therefore, I expect some great programs to fill the gap and capitalize on the demand for Payza. This is helped by features like the option of filing a dispute and getting money back once a program collapses, lots of various direct deposit and withdrawal options using bank accounts and credit cards, and even Payza‘s own debit card which can be used in every ATM and is linked to your account with them.

Anyway, I’m still covering the latest developments highlighted on the Payza official blog for that reason. The latest of these share some important information used by both businesses and individuals and are re-posted below. The first update shows how you can easily use Payza to give all the important information to the taxman if the need arises, while the second post deals with problems with online shopping which surprisingly affects more businesses than their owners expect:

“Preparing for Tax Season is Easy with Payza
Now that the holiday season is behind us, it’s time to prepare for the next best—or worst—time of year: tax season.
The best way to avoid unnecessary stress when filing your taxes is to have all your revenue and expenses available in a clear and organized setup. As a Payza member, you can rest assured that all your important transactions and revenue you made using our payment gateway are neatly recorded and always available.
Here’s an overview of how you can access your transaction history from your account and have important tax information at your fingertips.
Review and download your transaction history
Your financial records are all accounted for in your detailed transaction history. This section of your account lists every transaction that you’ve made since you opened your Payza account. Don’t split hairs trying to find a specific transaction from way-back-when. Simply search for a given transaction by transaction type, currency, transaction status, reference number, or date.
How to review your detailed transaction history
1) In your Payza account, click “Account” in the navigation bar to the left.
2) Click on “Detailed Transaction History”.
You may want to enter important transaction data to a spread sheet or share this information with a trusted tax professional. No problem: you can download your transaction history and save it as a CSV file, making it easy to import this information to most accounting and tax applications.
How to download your transaction history
1) In your Payza account click “Account” in the navigation bar to the left then click “Detailed Transaction History”.
2) Click “Download CSV”.
3) Choose to either “Open” or “Save” the file to your computer.
Hey, America: Need a 1099-K?
Are you a merchant from the United States? No worries, Payza will send your required Form 1099-K to report your online business income. Before the end of January, you will receive a notice from us once you log in to your Payza account to download a .pdf file of the tax form.
What is a 1099-K?
Specific to the Internal Revenue Service of the United States, Form 1099-K reports income received from electronic payments, such as credit cards, debit cards, Google Checkout, Payza and other online payment gateways.
The two certainties in life are death and taxes. At Payza, we do our best to make the latter easier to accept.”

“Lower Abandonment with a Shopping Cart Audit
Shopping carts are an essential part of the customer experience. Yet for many merchants, shopping carts are an afterthought that merely serves to complete a sale. Some businesses make the mistake of investing most of their resources towards building their web store while overlooking their chosen shopping cart module. Providing a great user experience when potential customers browse your site is important; however, if the user experience suddenly turns sour the moment your customer tries to complete their purchase, they are likely going to abandon the process.
This is a surprisingly common problem. Nearly seven out of 10 consumers who’ve added products to their shopping cart will not complete their purchase. According to Baymard, the average shopping cart abandonment rate is 68.81%, more than two-thirds of all customers. If your online store can get consumers to the checkout but they don’t seal the deal, your products and website are not the problems; it’s probably your shopping cart.
In order to ensure your shopping cart experience meets current best practices, consider conducting a shopping cart audit for your business. Start by asking yourself the following questions:
1) What is my Shopping Cart Abandonment Rate (SCAR)?
Knowledge is power. By knowing how many customers abandon a purchase, you can set a benchmark to gauge improvements to your store’s checkout process and know how significant shopping cart abandonment is for your online store. Measuring your SCAR is a simple calculation: take the number of clicks to add items to the shopping cart and divide that by the total number of products sold. Use Google Analytics to calculate and track this for you–here’s how. Once you know your SCAR, you’ll also gain a better idea of how much revenue you’re losing due to a faulty checkout process.
2) How frictionless is my checkout process?
According to Business Insider, the biggest cause of shopping cart abandonment is lengthy and/or complicated checkout forms that require customers to enter both personal and payment information. Complicated checkout processes cause “friction” at the end of the consumer’s path to purchase, which drives people away and erodes confidence in your brand. Platforms that introduced one-click checkouts have seen their SCARs plummet. The closer you can get to a single click, the more sales you’ll close. Given that Amazon’s patent stronghold on one-click payment systems will expire this year, frictionless shopping cart modules will become widely available in the near future.
3) How transparent are my prices?
Known as “sticker shock”, 61% of consumers abandon shopping carts because of unexpected costs added during the checkout process. Hidden fees, shipping costs, and taxes are the main sources of sticker-shock price increases. Free shipping goes a long way towards lowering your SCAR; so does eliminating fees as much as possible. But the main issue businesses must uphold is transparent pricing. The shock customers experience during checkout is due to the unexpected price increase rather than the amount of the added fees. Including tax and estimated shipping costs alongside the stipulated price on your website will do wonders for preventing sticker shock from driving your customers away.
4) How inclusive is my checkout process?
For the most part, factors that determine your SCAR boil down to whether your checkout process makes your customers feel comfortable when making a purchase. Including a wide range of payment methods is one strategy to ensure your business accepts a customer’s preferred—and most comfortable–payment method. Customers are also deterred by checkout systems that force them to open an account or set up a profile in order to make their purchase. While it may compromise your potential to onboard customers to your online store, allowing a guest checkout without the need to set up an account can result in more sales. More sales, in turn, will bring in more repeat customers who, on their second or third visit, may opt to set up a profile on their own volition.
Following your audit, you can now evaluate whether your chosen shopping cart module is best for your needs. There’s a lot of modules out there, so be choosy. For example, our payment platform provides seven modules for Payza-supported shopping carts, each having specific features and attributes. Do your research and consider the functionality of different modules. Also, consider if it’s worth your while to hire a developer to make a shopping cart specific to your business so that you have complete control over the customer experience.”

GET PAID REPORT FOR 06/01/2017

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: SoftMining.
From MNO Premium list: Zinc7, RightRise, ArdexFunds, BandeiraCorp, Razzleton, BeyondPetroleum, Mexeer, SoftmeetBit, DateBitcoin, IsafTech.
From MNO Standard list: Elizion, Palmills.
From MNO Basic list: Xabo, Dowerly.

That’s all the news for tonight, guys. It’s all good or very good, and the HYIP industry has been performing really well for the first week of 2017 with all the old programs still paying fine and new programs ready to compete. Hopefully things will continue to run smoothly as they are now and the New Year will be a profitable one for all MNO readers. Anyway, according to the preliminary results of the opinion poll on the MNO TalkBack page 83% of readers believe that 2017 will be better than the previous year, 17% think it will not be any worse than 2016, and so far no one has taken the pessimistic view that things will get worse. That should really inspire optimism among talented HYIP admins because there is a strong demand for good quality programs now, especially considering the price of Bitcoin approaches $1,000 now meaning there are more funds available for investing.

Thanks a lot for staying with MNO this year and I can tell you with certainty this is only the beginning of an exciting through 2017. I’ll see you again on Monday with a detailed look at perhaps the highest budget program I’ve seen recently, SoftMining. The latest news and updates from all the programs monitored will also be covered. In order not to miss anything important you are strongly advised to follow MNO on Facebook and Twitter, and subscribe to have the Daily News delivered directly to your mailbox on this page. I would also be pleased to hear your questions, comments, and suggestions so use the contact form on this page and I will try to reply within 24 hours. Enjoy the weekend and see you all on Monday!