Beware! Dowerly has stopped paying! Do not invest there!

Hello everyone! Well it’s fair to say that two weeks into the new year now 2017 really has started at a furious pace on MNO with some outstanding new programs getting listed on my monitor. Two more have just joined, and I’ll be introducing them shortly in the news section so keep reading for that. It isn’t just brand new programs though, because at the other end of the scale Dowerly is already one of the most established names in the industry. The program has been paying low sustainable interest rates for over a year now, but was never really covered on the MNO blog as it only featured on the monitor’s Basic List section. The admin has now decided to upgrade Dowerly to the Premium List, so for today’s main article I want to take a closer look at the program’s main features and see if you think they are still worth adding to your portfolios, anyone who hasn’t already joined that is.

Starting as usual with the investment plans then, where Dowerly differs somewhat from most (but by no means all) other HYIPs is that they do not have a fixed length term. Rather it is a target based program, offering members a variable daily rate of interest payable for how ever long it takes to reach that target. There are certain parameters set up, i.e. minimum and maximum possible daily payments, though generally speaking it’s the bigger spending investors that might receive the higher rates, if and when such rates are paid, and therefore reach their target earnings a bit quicker. As with any program making variable interest payments of course these higher rates are never actually guaranteed by Dowerly either.

Let’s look at the numbers then. Deposits in Dowerly start from a $25 minimum, and anything up to a $399 maximum puts you into The Beginner Plan. Members here are offered a final return of 130% back on their investment, principal included, so it’s your own money back plus 30% net profit. The question now is how long is it going to take you to earn this? Dowerly will make daily payments which they guarantee will never fall below 0.2%. On the other hand they could also on occasion be as high as 1.25% if things are looking up for the program. Typical payments will probably be somewhere in the middle, however (and I don’t recommend you accept this as some kind of “fact”) the Dowerly website estimates you might reach your 130% target after in or around 110 days.

Bigger spending players joining with between $400 and $999 are placed in The Beginner Plus Plan. The mechanics of the plan are more or less the same, with variable payments made on calendar days and guaranteed at a 0.2% minimum. Your target earning however improves to 135%, principal included, with a maximum potential interest rate of possibly 1.35%. Dowerly estimate it would take 105 calendar days for you to complete a cycle here, though again this is likely to be a deliberately optimistic guess in order to encourage you to join.

The Advanced Plan is next on the list, open to all members prepared to spend between a $1,000 minimum up to $2,499. The target earning goes up another notch to 140% back on your investment, principal included. Dowerly offer variable daily interest payments that again start from a bare minimum of 0.2% per calendar day, or could stretch to as high as 1.75% on the better days. The exact amount of time you receive these payments for is anyone’s guess, all I know is Dowerly will only stop making them once you have collected 140% in total. The program’s own estimation for this is 95 calendar days, though again this is no more than a guideline and not to be accepted as any kind of guarantee.

If you wish to spend from $2,500 up to a maximum limit of $4,999 then Dowerly put you in The Advanced Plus Plan. You earn a variable daily interest rate on this investment every calendar day until such a time as you have taken back 145% of your deposit, principal included, or 45% net profit. The minimum rate you are promised is 0.2% no matter what happens, while it could on some days stretch as high as 2%. The estimated timeframe put forward by Dowerly themselves is around 80 calendar days before you accumulate the full 145%, though as always this is strictly just a suggestion.

For any investments beyond $5,000 I think you can consult the Dowerly website yourselves if genuinely serious or just plain curious. But just to give you some brief background info on what happens, there is no upper limit on deposits, and all members are promised the same basic minimum payment of 0.2% every calendar day. Earning targets are as high as 200% for the very biggest investors with Dowerly possibly paying out as much as 3.5% interest (that’s the absolute maximum) on some days.

Incidentally, I should point out at this stage that everyone’s account is credited with their daily interest rate at the same time every day. It doesn’t really matter what time of the day you joined the program, all members get credited together at the same time once every 24 hours.

If you like the investment options in Dowerly enough to join, one area where the program really exceeds expectations is with the payment options. You have some of the most popular service providers dealing with the HYIP industry with the likes of PerfectMoney and Payeer for a start of course, and the increasingly dominant BitCoin for those of you favoring a more modern digital e-currency. AdvCash which is becoming more and more widely accepted by HYIPs even though it’s still not as widely used by investors (I don’t know why, I think it’s an excellent payment processor) is also there. Completing the list however are the two most impressive payment options taken by Dowerly which are Skrill and Neteller. Payout requests will need to be placed from inside your Dowerly members account area. Once done you will be pleased to hear the majority of payments are instant – just submit the request and the money should be with you in under a minute. The only exception to this for investors using Neteller and Skrill. In this case the Dowerly admin will process the payouts manually, and asks you to allow him up to a 24 hour maximum to do so. Not a lot to ask in exchange for using the superior services these particular companies offer I think.

Moving on now to some of the more technical aspects of Dowerly and its website now such as design and site security, it looks quite good. To start with Dowerly is powered off quite a good script. It’s unique and has been custom-made from scratch to suit the individual needs of the program. This in turn also allows the admin to make any adjustments, changes, or improvements to the website if and when the need arises without too much difficulty or needing a third-party provider to do it. The script is also very user-friendly in my opinion, with nothing overly complicated and is easy to navigate. Dowerly is on a dedicated server with tech support and some good protection from DDoS attacks by CloudFlare. Dowerly also include a secure SSL certificate from Comodo for safer browsing and more secure transactions.

If there are any further questions you would like to put to the Dowerly admin that you think may not have been addressed in this review or have any account related issues that need to be dealt with then there are several ways to get in touch. The main way if you are already a member of course is with the internal support ticketing system. This also allows you to keep track of any existing support tickets you may have raised in the past. In the public area you can see an online contact form where you can fill in your details plus any questions for the admin and submit. There’s a postal address in the UK though that can most likely be dismissed as a serviced office space used for registration and correspondence, not where you would find anyone connected with running Dowerly physically located. Alternatively you can always just write directly to Dowerly support at the e-mail address listed. Fans of social media networks will be able to find Dowerly with an active profile on Facebook. They were also on Twitter however at the time of writing this account is currently suspended.

As for any alleged business activities supporting the payments to investors, a rather vague claim is made about Dowerly being involved with private banking. There’s not a great deal of solid evidence to support what’s already quite a flimsy claim to begin with, but then experienced readers know better than to look too closely into this anyway. Just treat Dowerly as you would any other online HYIP and you won’t go too far wrong. Set yourself a sensible spending limit you can comfortably afford to lose if things go wrong, and easily earn back from other income sources. And of course if joining Dowerly at all then you should make best use of them by keeping it as a smaller part of a wider more diverse portfolio.

Before we move on to the news section then I just want to ask what everyone else’s opinion is of Dowerly now? Do you like your chances of seeing a profit enough to join? Or maybe that it’s been online for so long you already did so? Please take a moment to participate in the following poll, which is as always completely anonymous and untraceable, and will I hope show some interesting results in the coming weeks and months:

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DAILY NEWS FROM THE HYIP INDUSTRY

ATOMICBITCOIN INTRODUCTION

The first program I’d like to introduce on MNO is a new name called AtomicBitcoin. I think it will be the more popular from the last two additions with my readers simply because it’s still relatively new (just two weeks online) and a more attractive set of investment plans with fully automated withdrawals. After registering you can invest in AtomicBitcoin using PerfectMoney, Payeer, AdvCash, and BitCoin. Regardless of your payment processor your deposit will be converted to BitCoin and all withdrawals will only be sent to the BitCoin account you specify on sign-up. Take note of that important rule and make sure that you have a fully functioning BitCoin account before investing. Next you can choose between three plans which pay you for an indefinite period of time, i.e. as long as AtomicBitcoin stays online. Interest rates are quite lucrative and though I will discuss the advantages of each plan in detail in a few days, let me just go though the basics. 0.3% hourly, 7.5% daily, or 60% weekly for an indefinite period of time. In either plan you have 0.1 BTC (or about $8 at the current exchange rate) minimum to invest. To qualify for automated withdrawals you should have a minimum of 0.0001 BTC (approximately $0.08 at current exchange rates). As I said already, all the withdrawals from AtomicBitcoin are processed automatically and directly to your Bitcoin account, so there is no need to request anything. You can trace your investments and payments via the member’s area as well as making any additional investments that will be treated separately by the unique and totally custom-made script AtomicBitcoin runs off. I must say that the layout of the website looks fantastic and I can only praise the developer and programmer on their work. Of course, the program will not be everyone’s cup of tea, considering the higher risk with such high-paying perpetual style programs like this, but that can be offset by the frequent automated payouts which investors will certainly like. The AtomicBitcoin website is also prepared well when it comes to security measures. Hosted on a dedicated server with DDoS protection by DdoS Guard, and an SSL certificate by Comodo, the site runs on autopilot while processing payouts every three hours (at specific server times) provided your account has reached the required minimum. AtomicBitcoin has every chance to be a success if we have an experienced admin who knows what he’s doing. So far everything points to that, as payment processors have been gradually added over the first days online and now with MNO on board AtomicBitcoin is ready to show us what it’s really capable of. More info will be in the review, meanwhile here’s the short greeting from the admin posted on launching:

“Today we open for all investors across the world. AtomicBitcoin is an automatic investment system based on the ultimately successful, innovative and safe approach to cryptocurrency trading. Our unique trading program called “Atomic Dreams” works amazingly well on extremely volatile markets like Bitcoin and other cryptocurrencies.”

LENSENGROUP INTRODUCTION

The second program I want to introduce – LensenGroup – can by no means called new either, as it’s been online and paying for a respectable period of over two months. and yet the admin has only listed on MNO now. Perhaps, it’s just a part of a gradual development strategy and my site will be featuring already a well-established and well-respected program with a long history of stable payouts and fully finished a trial period. LensenGroup is fully ready to expand on international markets as over the last couple of days three new language versions have been added after English and Russian. These include Spanish, Vietnamese, and Italian, with more to follow. Recent news updates on LensenGroup include:

“SPANISH LANGUAGE ADDED!
Hello, Investors,
We have added Spanish language today. We will continue to add other languages.
We hope you will enjoy our work!
Best regards, LensenGroup Team”.

“VIETNAMESE LANGUAGE ADDED!
Hello, Investors,
We have added Vietnamese language today. We will continue to add other languages.
We hope you will enjoy our work!
Best regards, LensenGroup Team”.

“ITALIAN LANGUAGE ADDED!
Hello, Investors,
We have added Italian language today. We will continue to add other languages.
We hope you will enjoy our work!
Best regards, LensenGroup Team”.

On receiving the first payment from LensenGroup today, the program was moved to Paying status on the MNO monitor. A detailed review of the program is coming, but let’s see the main features before making any decisions. There’s quite an unusual mix of investment plans where almost every investor will find something that suits him best, especially considering the affordable minimum starts from $10 to $50 via PerfectMoney, Payeer, BitCoin, or AdvCash. The daily plan offers 4.5% for 6 weeks on business days only making it 30 payments in total by the end of the term and 35% net profit. A less profitable on expiry plan offers 5% profit after 10-calendar days. And finally, if you have confidence in LensenGroup you can go for its longest and most profitable weekly plan paying 25% every week for 6 weeks you with 50% pure profit on your investment. Not much is said on the website regarding the withdrawal processing time, but I imagine you should give them the standard 24 hours to process all withdrawals manually. Technically, the website of LensenGroup is set up perfectly well with no corners cut. It’s been running off a licensed and modified H-Script with an easy to understand user-friendly interface, is hosted on a dedicated server with DDoSGuard protection, and a GeoTrust Green Bar SSL-certificate for safer transactions. More on LensenGroup is coming to MNO!

SOFTMINING – PERFECTMONEY NOW ACCEPTED TOO

One day after my review of SoftMining (click here to read it) the admin surprised us by adding PerfectMoney to BitCoin. The review was edited to reflect this change, but it makes me wonder why the admin didn’t do it right from the start. I can only guess that some additional testing was required before PerfectMoney deposits and withdrawals were ready to go. The same rules apply to PerfectMoney with a $10 minimum to put in and 0.95% to 1.25% interest daily rate for the lifetime of the program, no principal returned. As with BitCoin, all withdrawals to PerfectMoney are subject to a $5 minimum which will then nevertheless be paid instantly which slightly compensates for the inconvenience of waiting for small investors to reach the $5 threshold. A short update was issued as follows:

“PM is Available NOW!!
Dear miners we are happy to announce PM is available now. In this way, you don’t need to worry about the exchange rate of BTC.”

RIGHTRISE – CZECH LANGUAGE ADDED

RightRise continues its strong performance even after the New Year celebrations and firmly holds onto second position on the MNO Premium List, just behind the undeniable leader Zinc7 (reviewed here). Members of RightRise are paid a 1% to 3% variable daily return which is made instantly, and are still flocking to the program in droves. Over 80 days online has been enough for many investors of RightRise to profit, and since the program offers no-expiry perpetual style payments with every passing day more and more investors are counting their extra dollars, euros, rubles, bitcoins, and many other currencies that RightRise are using. Deposits are made in shares which cost $30 each, or the equivalent in the another currencies. PerfectMoney, Payeer, BitCoin, AdvCash, DogeCoin, LiteCoin, BTC-E, YandexMoney, and NixMoney are the payment methods. If you don’t know it yet, the secret of this massive success RightRise is currently enjoying is the very gradual development of the program. The admin has been adding various payment systems at different times while simultaneously translating his website into different languages which keeps interest in the program consistently high. This certainly requires some talent, and that is why I’m proud that high quality programs like RightRise are found on the MNO blog and monitor. It seems that with the site translated into eleven languages now it’s hard to surprise us. But the admin of RightRise has managed to do so by adding a twelfth language which is Czech, making the site more appealing to investors from the Czech Republic and possibly also Slovakia. You can easily switch languages by clicking on the flag icon and choosing your country from the drop-down menu in the top right corner. The announcement is reposted below:

“Czech language added
Another translation of our website has been added today.
We know that you like what we do! We will continue to add translations in all languages in the near future.
Sincerely, The RightRise Team.”

MEXEER – BE ACTIVE ON VK COMMUNITY AND WIN A CASH PRIZE!

For anyone spending lots of time on social networks and chatting with friends, have you ever considered that you could make some good money from this by participating in the discussion of your favorite program? The admin of Mexeer (reviewed here) recently had the idea of cleverly encouraging this among active investors who use VK, usually favored by Russian speakers from the former Soviet Union. So, no less than 25 cash prizes will be assigned to those who discuss the program and post their payment reviews. Note that these prizes will be credited to your Mexeer account in the form of additional deposits, so you will be able to get profit on them and possibly even get more than what you actually win. The full rules of the upcoming contest are below and good luck if you participate:

“New drawing from Mexeer community in VK.ru
Leave a comment in the discussion and become a participant in the drawing of the prize with total fund of $2000.
The winners of the draw will be determined by using a random number generator
1st place – $ 200, 2-4 place – $ 150, 5-10 place – $ 100, 11-25 place – $ 50
Rules for participation in the drawing:
1. You must be an investor on the platform website
2. To participate in the community vk.com/mexeercom
3. Leave no less than 1 payment review per a day in the discussion:
3.1. The more reviews the more likely to get prize (up to 30 days – 30 reviews)
4. The winner can not get 2 prize places at the same time
5. The prize will be credited in your account on the site Mexeer as a deposit!
The campaign will run until 02.11.2017
Do not miss your chance to win a delicious prize!”

if you do take part then you first need to have an active deposit in Mexeer, where plans include 2% for 75 days, 2.3% for 74 days, or 2.5% for 72 days. The minimum is $30 or its equivalent in a different currency, since the Mexeer positions itself as an exchanger, and charges fees for both deposits and withdrawals that always come through the process of exchanging the MEX currency. After over two months online though Mexeer can state that it has become a respectable program with the first investors already in profit via PerfectMoney, Payeer, AdvCash, BitCoin, LiteCoin, DogeCoin, PeerCoin, PrimeCoin, DashCoin, or EmerCoin accounts. Let’s hope that within the next few months Mexeer will stay on course to become one of the biggest projects of the year.

GET PAID REPORT FOR 12/01/2017

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: SoftMining.
From MNO Premium list: Zinc7, RightRise, ArdexFunds, Razzleton, BandeiraCorp, BeyondPetroleum, Mexeer, SoftmeetBit, IsafTech, DateBitcoin, Dowerly, AtomicBitcoin (the first payments received), LensenGroup (the first payments received).
From MNO Standard list: Elizion, Palmills.
From MNO Basic list: Xabo.

That’s all for tonight guys, I hope you enjoyed reading. Over the next few days we’ll be looking at LensenGroup and AtomicBitcoin. I’ll also draw the results of the opinion poll on the MNO TalkBack page. The latest news from the most popular programs in the HYIP industry (click here to read the latest article on the Top Five) will be included too, as MNO has always been the most reliable news resource. Good luck with your investments, and see you all on Saturday!