Beware! TophatsFarms has stopped paying! Do not invest there!

Hi everyone! Hope the weekend has been going well for you all. I don’t have much in the way of actual news to report for you today, but what I do have is an interview with someone who has turned out to be a more than active admin. I’m talking here of course about TophatsFarms which has been on the MNO monitor‘s Basic List, therefore not covered on the MNO blog, until they upgraded to Premium Listing a few days ago. They’ve had a respectable level of success in that time, as their plans have put a lot of investors into profit by now. TophatsFarms offer plans that pay 7% for 22 days, 5% for 30 days, 3% for 50 days, plus a sort of “members only” plan that pays 110% after 5 days (see the detailed review of the program here for full details).

Anyway, since the upgrade TophatsFarms has already proved to be a popular program with MNO readers, crashing into the Top 5 immediately but then I guess if you do the math you can see how profitable it could have all been had you joined early enough in the game. So for today I have an interview with the admin of TophatsFarms who does a good job of explaining what his program is all about in his own words, telling us more about its s0 far fantastic achievements and his exciting plans for the future. So let’s see what he has to say about it all and whether you think TophatsFarms is worth adding to your portfolios.

“1. Hi David, please introduce yourself to the readers of MNO and tell us please about your own involvement in the TophatsFarms website.

Greetings to all! Today I’m sincerely excited to hang out with the MNO readers and tell all of you about what TophatsFarms is and what the company does to make money and, most importantly, multiply it.

Let’s go. My name is David Abraham and I’m the main author behind the business plan, which the company realizes as part of an investment platform that today has become mega popular among adherents of making money online. My tasks include both the control of ?ore team (I am the main manager there) and the development of general line of platform work (here you can include advertising, public relations and other issues of promotion and communication with the target audience and investors). I am 35 years old and have extensive experience in business management, sales and online marketing. I hope that I cope well with my responsibilities against the background of a successful and popular TophatsFarms platform.

2. Can you give us some background information on TophatsFarms? How many others are involved with the program or are you operating alone? How long have you been online?

To start with, I should say that a pretty small team works directly on the platform. Depending on the current tasks, we only have about 10 experts from different areas, mainly Internet technologies, financial analytics and management, promotion and advertising, several customer support agents who answer calls, process call-back requests and interact with visitors in live chat to advise them on investment issues. We have a very experienced team of professionals to avoid any risks since our monetary assets are rapidly increasing, and this gives us the guarantee to be a safer place for investors. TophatsFarms is a friendly and well-organized team: we have known each other for a long time and believe in what we are involved with. Our investment platform was formally launched on December 1 2018, relatively recently, but very efficiently – today we have about 60 thousand registered users, of whom 16 thousand are already active investors with a combined deposit of almost 5 million US dollars or equivalent between all accepted currencies. I like to believe that this result should inspire some confidence.

3. What exactly are you doing with investors’ money? How are you investing it and how are you generating the profits being made to members? What apart from the UK certificate of incorporation that can be obtained totally anonymously by anyone without any checks can you provide to verify your business activities?

I would like to begin to answer with the last question. Yes, indeed, anyone can register a company in the United Kingdom – it’s not very difficult and does not even require significant money. However, there is a huge difference between simple registration on paper and real business, which our company is developing not only in the UK, but also in Europe. For example, I live and work in Holland (as well as the platform team does), because even here is one of the company’s back-offices. TophatsFarms owner – Mr. Jack Beasley – founded his small family business in the garage at his home and at the house of his wife’s parents in 1995. He spent several years searching for partners and expanding sales channels, after which he built a large poultry factory. Speaking about the real business, we invite everyone to our British office – we will organize an excursion to our production and introduce you to our activities. Believe me, it’ll be fascinating for sure!

Investors’ money is going to increase sales turnover and the development of new technologies, which make it possible to reduce production costs. This is quite a promising direction, which definitely is bearing fruit now and will continue to bring in the future. As for current business model, today we supply eggs and chicken meat to the largest fast food chains and supermarkets in the UK and several European countries. Our partners in Europe include McDonald’s, KF?, Burger King and other internationally recognized monsters of the fast food market – we are very proud of such a partnership. If you have the desire and time to contact representatives of these companies, you will certainly receive confirmation of my words.

4. Explain the investment plan in detail to us. What ROIs are on offer? What are the minimum and maximum amounts to invest? What payment options are you currently accepting and are you planning to add more payment methods in the future?

So, we offer the main package of investment plans with the accrual of profit every calendar day. Depending on the size of your deposit, the investment period will be from 22 to 50 days with a daily profit of up to 7% with the possibility of instant withdrawals. The accrual of profits occurs every 24 hours, even on weekends and holydays. This offer is available to everyone, since the minimum deposit is only $10. The maximum limit is $100,000. Initially, we worked with classical electronic currencies – Perfect Money and Payeer – but gradually expanded the payment functionality at the request of investors. Today we also accept cryptocurrency, as the most progressive payment method – Bitcoin, Litecoin, Ethereum and Bitcoin Cash. We try to listen to investors and consider a couple more options, and maybe will add them in the near future. Most likely, this will be the possibility of direct bank transfers and the use of credit cards – today’s banking system complicates this process and requires a deeper analysis of the company to validate such operations. Will we be able to make this dream has become a reality? I really hope so.

5. You initially started out with something completely different, isn’t that correct? Why did you feel the need to scrap the original plan and replace it with these new ones? Will there be other plans added in the future?

Yes, that’s right, the original offer was a little different from the current one, mainly about the duration of the deposit. Before launching the platform, we analyzed many similar proposals in order to develop the optimal one, which would be interesting for all categories of investors. However, almost after the launch, we began to receive many requests from investors and people willing to invest to renegotiate the terms. Of course, we did it and accommodated some of their wishes. In the process, we added a “110% Profit Booster” option (a few words about it a little later) for active investors, this also happened because the requests of our clients. I do not see anything bad in this, and I hope you too. Not sure if new investment plans will appear – probably yes, if there will be an urgent need. Right now, I have no definite answer. However, we are always ready for an open dialogue and fruitful for work.

6. Please explain the “profit booster” to readers, how it works, and why you think they should use it as opposed to withdrawing their earnings, as would surely be the intention of most people.

If you have already received some kind of return on investment – why you withdraw profits to spend it? Why not use your money wisely and multiply your result? It is on this principle that we have developed a “Profit Booster” plan. It is intended for those whose balance is the result of receiving accruals, not for a new deposit from external wallets. This is an opportunity to increase balance amount to 110% in just five calendar days. All you need to do is make a deposit from your balance into this special plan. After this “Profit Booster” plan became active, more and more people are resorting to it. Personally, I am very happy, because I see that people believe in the company and trust specifically us. It’s great, isn’t it?

7. Tell us about the insurance certificate. Who offers and underwrites this policy and how can we contact them? Please tell us the identity and domicile/country of registration of the guarantor e.g a reputable bank or insurance company. My readers tend to be a bit skeptical of such claims and would appreciate a detailed and independently verifiable answer.

All of you tend to insure your health, your life, your property etc. It’s just the way life works, that we want to be sure that any of our losses must be covered. To get insurance, we usually apply to special companies and get an insurance policy. We went about the same way and decided to insure a whole investment business! To do this, we created a stabilization fund, which has been handed over to the management of the insurance company – a major player in the UK insurance market. Allianz SE is the holding company of the Allianz Group. If TophatsFarms Ltd for some reasons could not further sustain its financial expenditures, investors have the opportunity to contact the insurance company, where they will be refunded the deposit amount (minus already paid profits, of course). Allianz SE has a website and contacts on there; it is very easy to find all required information on the Internet. You should not be skeptical: our company is not the first to successfully implement this feature. I hope that we never will make people pretty uncomfortable when it will become necessary to contact an insurance company and facing similar challenges. However, sometimes the real world needs to come first and we prepare you for any eventuality.

8. How secure is the website of TophatsFarms? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

First of all, our clients are most important for us. I want to believe that all of our loyal investors understand it and feel our care. We offer excellent conditions to get stable income. TophatsFarms has big ambitions and today we have great potential. And there is no doubt that only we are responsible for all security issues. This applies to both asset security and protection of user data. The modern Internet raises concerns among users, and this is has certain reason – the theft of passwords and money is happening more and more often. For maximum protection, we primarily use reliable hosting with protection against DDoS attacks, dedicated IP address and dedicated server as well. Besides, all traffic encryption between the user and the website is securely encrypted through the use of SSL certificate. By the way, please note that we chose GeoTrust EV SSL certificate with a green address bar, this is an additional protection for our users: they can always be convinced of the originality of the website. Not so long ago, fraudsters made a clone of our website for the purpose of phishing. We once again ask our investors to be alert and always make sure that their browser’s address bar is green when they work with our platform. Remember that your money can not be in absolute security without your extra vigilance!

9. What kind of script is TophatsFarms running off? Where did you get it, how safe is it, and why do you think this one is most beneficial for you as an admin and your members?

To accept payments, process accruals and withdrawal requests, we use a universal automatic platform based on a script developed by GC team. Of course, we officially received a license from the developer, and you can easily check it on the official website of GC. However, we have partially modified it for our own needs, so from the original code there remained only the basis for the accrual of profits. Why did we choose the GC exactly? First, this script is well known to all regular participants of investment platforms. Therefore, we are confident that working with personal accounts, creating a deposit and a request for profit withdrawal will be understandable and clear to any of our users. Second, I hope that this script being written with security in mind and with no so-called backdoors, at least during the work, we did not reveal any problems with it – we have experienced web developers and programmers in the team to prove this.

10. Can we see any statistics regarding TophatsFarms? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

Transparent work is one of the main principles of TophatsFarms. We would not like to hide or distort statistics information: I think that the increase in real investors and the total deposit should be public data. That is why investment platform statistics is available directly on the home page of the website: the total number of active investors, deposit statistics (today deposited and total deposited amount), and of course, data on recent deposits and withdrawals.

The company offers favorable conditions for an affiliate program – 4 levels of referral rewards – we can use this indicator to determine the effectiveness of the work of users who are actively attracting new investors. In addition, we offer good earnings for partners who are ready to become representatives of the platform in their countries of residence. Today we have more than 70 representatives in 20 countries of the world! Hope this is a great indicator of platform support!

11. How can members contact you if they have any questions or support related issues? How much authority do Live Chat operators have if members are having any problems with their withdrawals, i.e are they there just for information or can they access members accounts?

Communication is a very important part of our work. It is very important for us to know and understand the essence of all users’ problems, to have constant feedback and analyze any situation in which they may find themselves when taking part in the company’s investment program. It is also worth noting that feedback is very important to our clients. We just have to be online around the clock, answer all questions and respond promptly to any problems clients encounter. Finally, our investors need space to communicate with each other – perhaps one of them wants to ask advice from more experienced investor or, on the contrary, advise something, and also share the results of his personal cooperation with TophatsFarms company. All this is vital at certain times, that’s why we are trying to pay maximum attention to communication issues.

To begin with, the website of TophatsFarms has a live chat, where operators are ready to respond at any time during business hours. Besides, there is a feedback form in contacts section, support email, telephone number and call-back service that we provide (you could order a call back with an indication of convenient time and our operators will contact you). Our website also has WhatsApp and Telegram channels. Soon we will add a Facebook page and a group for the communication of investors. As you can see, everything is ok with communication.

If you encounter a purely technical problem, I recommend using email, since I personally process all the messages we receive. The other channels are used primarily for consultation and getting additional information that is not on the website.

12. You have an extensive network of social media profiles. Please tell us what they are and how beneficial have they been to the program in terms of attracting new members and providing customer support to existing members?

As I already said, we offer a four-level program of partnership incentives: 5% -3% -1% -1%. This complex scheme shows high a efficiency, we pay special attention to this kind of promotion, this makes such high cooperation as effective as possible. Finally, investors with a deposit of more than $500 can become a representative and increase the first level remuneration to 7%. To do this, just need to fill out the application form in your personal account. You can read more about the conditions of partnership cooperation on our website in the section “Partners”. We look forward to new acquaintances with real professionals who know how to generate live traffic and make money online.

13. How have you been promoting TophatsFarms so far? What advertising strategy have you been using? How are you getting new members to join and what benefits can the existing members get by promoting your program?

That’s right, advertising and promoting are the most important components for us. The platform administration understands that a large number of people involved are always required for quick and high-quality development. That is why we have developed a four-level referral system, which makes it possible to get additional benefits from personal promotion the platform by our clients. And furthermore, we actively advertise TophatsFarms as far as we can. This includes dozens of online monitoring services, a few active promoters on Facebook, as well as many forums dedicated to investing and earning online. We cooperate with many bloggers and other active Internet users. In the near future, we may develop an additional investor support system. Follow our news to keep pace with TophatsFarms!

14. Why did you agree to this interview on MNO and how do you evaluate my work in the HYIP industry over the years? From an admin’s point of view what can be improved?

By the nature of my activity, I simply must stay aware of all the new trends and follow all the popular advertising platforms and the most frequently visited blogs, one of which undoubtedly MNO is. I pay attention to how you grow, not only qualitatively and in terms of the number of subscribers. As an executive of TophatsFarms investment platform and on behalf of its whole administration, I believe that your web portal has achieved a certain status and we don’t see anything that needs some work or do-over from your side. I wish you to remain the same extremely popular blog for professional investors, as well as for those who are just taking their very cautious steps towards making money online. Thank you for your exciting product!

15. And finally is there anything else you wish to say not covered in this interview? Also please feel free to comment on the review of your program published on MNO. If there was anything you felt was unfair, mistaken, or in any way in need of clarification then you are welcome to explain this in your own words here.

I’d like to thank you as the MNO admin and your subscribers and readers for the opportunity to talk about myself and our investment service. I understood all the questions, so I tried to give transparent answers and provide maximum information. I hope this will help many of our investors to understand the essence of our business proposal, and those who doubted earlier can now start investing with our company and make money. Thanks for the interview, everything was just ok! See you later on TophatsFarms website!”

OK! So that’s it for today guys, thanks to David for answering my questions, I hope you found it interesting and informative and helps you decide one way or another whether TophatsFarms is right for you. I’ll be back in a couple of days with all the news happening in the HYIP industry, meanwhile remember you can always stay up to date by following MNO on Telegram, Twitter, Facebook, subscribing to the MNO newsfeed by e-mail here, chatting with me Live if you have more urgent issues on Telegram @mnoblog, and of course on the MNO ShoutBox where you can share payment details with other readers plus any other details you want to discuss. See you soon guys!