Beware! Hodium has stopped paying! Do not invest there!

Hello everyone, and welcome again to the MNO blog! Well, it might be the start of a new month but it’s also the end of the year, in many ways a welcome event as far as a lot of people involved with the HYIP industry might be concerned, but make no mistake there were some exceptional programs that ran this year. Not as many as we would have liked I admit, but enough to have made a ton of money for some of the braver more determined and just plain shrewd players among you. One of these undoubted highlights has definitely been Hodium which as you might know is an open-ended term HYIP on my monitor and already reviewed back in September. I’m going to review it for a second time today, and just to avoid any confusion and so you know I’m not simply repeating myself for the hell of it I’d like to explain why. In the past when any changes were made to the programs I monitor I would always report on this in my news bulletins, but the actual original reviews themselves would rarely be edited. I later decided to change this policy for Premium List programs, and go back and make slight adjustments to the original reviews from time to time if/when any significant changes deem it necessary. Only important changes now, for example if new plans were added, or new features introduced. In the case of Hodium the program underwent a significant change of direction since first launching, so honestly I just think it’s better to start again from scratch rather than go back and edit the old version. But just in case you are interested in the beginnings of Hodium you can always read the first review here, just don’t pay too close attention as much of the information there is now obsolete.

So, if that’s clear let’s see how “Hodium mark 2” are tackling the HYIP industry and how they are keeping the program attractive to investors and competitive as the Christmas season starts to loom on the horizon. The thing about this is that although the holiday season itself (and remember that it’s actually relatively short to let’s say when summer vacations are affecting the industry) can be a tough time for programs less financially prepared to deal with it. However if you can just get past maybe a ten day stretch between pre-Christmas and post-New Year the potential rewards are very lucrative indeed. And I tend to think that’s what the admin of Hodium is angling at here, playing the long game as they say with the immediate focus being on getting past December obviously but also with both eyes firmly looking at 2020 and what that might bring.

I suppose longer term readers and experienced investors are well capable of figuring that much out for themselves without much help from me, but what then is the point of this article, in other words what exactly is so different about Hodium today that you need to know about? The most important aspect here is of course the investment plans, the basic premise for any online HYIP to be in business. One thing that hasn’t changed with Hodium is the investment term. It’s still very much up to the individual investor how they choose to handle this, with Hodium being a so-called open-ended perpetual style program. There’s no expiry date on investments, and likewise there’s no compulsion for members to commit to any particular length of time beyond an initial 24 hour lock-in. After that it’s entirely up to you how you treat Hodium, be it short, medium, long term, or just stay with the program for how ever long it runs. It doesn’t take long at all to see an initial profit from your investment, albeit a small one, though again it’s up to yourself how to proceed as I shall explain with the numbers below.

So you might remember that when Hodium originally launched two and a half months ago the investment plan first offered variable interest rates per day for an indefinite term with the option to withdraw your principal when you’re ready. The old rates floated between 0.1% and 1.5% per day. These days Hodium still maintains an unlimited term plan but which has now been modified to pay a fixed rate 0.15% hourly, in turn yielding 3.6% in daily interest. The principal stays locked in the system for the first 24 hours and after that can be withdrawn at any time for a 4% release fee.

Incidentally for anyone with an active investment in the old plan you are exempt from this charge to release your principal before reinvesting into the new hourly paying plan. You can continue with the old plan if you want, but there’s absolutely no reason for you to do this anymore and you are strongly urged to switch. Reason being that you can clearly see it’s at least twice more profitable than the original plan at the bare minimum and will put you in profit after just two days (remembering to factor in the 4% principal release fee).

How would that work out in practical financial terms then? Let’s take a simple example of say a $100 deposit and find out. For that money Hodium are going to pay you back $0.15 every hour, 24/7 for the foreseeable future. Over the course of a full calendar day that adds up to $3.60. Given that were you to try and leave Hodium at this point – which would be allowed of course – the $4 exit fee will wipe out your first days profit and still cost you money, so you shouldn’t really be thinking about such things just yet. Not until you are well into day two with Hodium at any rate. Regardless of when you do decide to leave, all you are going to get back for your $100 deposit is $96 in total, so try and factor that into any further calculations. As for any “final earnings” from your investment, that’s a bit like the old rhetorical question “how long is a piece of string?”. In other words, you’ll get 3.6% interest every 24 hours until you decide for your own reasons you don’t want to play anymore. Individual strategies are as plentiful of individual investors, you might have a fixed financial target in mind, perhaps a fixed date in the calendar, or in my case as a monitor decide to stay with Hodium for as long as they stay online. I’m not here to sway readers one way or another, but those who joined to program at the beginning with this last plan in mind are the ones who’ve scooped the maximum possible amount of cash and passive profit from their deposits. But that’s entirely up to you.

Aside from a plan that now gives investors an even greater level of flexibility and profit, one of the other major improvements made to Hodium since the original launch has been the expanding list of payment options. Initially this was made up entirely of cryptocurrencies, and seeing as this has been the direction the industry has been going in for some time now a lot of folks won’t have much of a problem with that. But there’s always a certain number of investors who either always prefer, or at least from time to time find it more convenient, to use the more traditional dollar based third party payment handlers. That’s one big plus with Hodium now, you can use PerfectMoney and Payeer to join and no longer concern yourself with the rampant instability that sometimes blights the exchange rates with some of the cryptocurrencies. The full list of payment options now, in addition to PM and Payeer, includes BitCoin, LiteCoin, Ethereum, DogeCoin, Dash, and BitcoinCash. The same investment minimums stay in place if you wish to invest in Hodium. – $10 for deposits via PerfectMoney and Payeer, 0.001 BTC in BitCoin, 0.1 LTC in LiteCoin, 0.05 ETH in Ethereum, 0.1 in Dash, 0.03 BCH in BitcoinCash and 3700 in DogeCoins. The same minimums and withdrawal rules that were valid for the previous investment plan all apply to this one as well. All the smaller withdrawals to BitCoin, LiteCoin, DogeCoin, PerfectMoney and Payeer are usually processed instantly, while the larger withdrawals and all withdrawals to Ethereum, BitcoinCash and Dash are done manually by the admin which should take no longer than 24 hours. By the way, the option of compounding which was formerly available has now been removed. I know there are some fans of the practice out there, but personally I’ve never cared for it (though I’ve also never seen it as any kind of a bad reflection on the programs who do allow it) and see it as no loss.

Needless to say there’s also a couple of places where Hodium hasn’t changed – where it wasn’t necessary – as in such cases there really wasn’t anything there that needed fixing. I’ll still recap on all the most important points for you anyway, after all, I guess there are some newcomers to either the program or the industry not yet acquainted with the program. Hodium is hosted on a dedicated server with full DDoS protection supplied by CloudFlare. That’s quite a respected name in mainstream business and they’ve certainly served the program without any major problems on that front. The Hodium website has an extra layer of safety, being fully SSL encrypted in both public and private members account areas by Sectigo for safer browsing and more secure transactions. Members also have the choice of a two step 2FA authentication option if you feel you need it (and I suggest you take it!) which you can activate in your Hodium account for ever more enhanced security. The script Hodium is running off is under licence from GoldCoders though many may not recognise it at first as it’s also been highly customised to meet the program’s unique needs. For example, when you log into your account the landing page presents you with a series of options depending on what payment you are using. Click on the relevant box to proceed to your account area. Likewise if you are using more than one payment method you need to click the drop-down menu located under the “Switch” tab at the top right corner of the screen to see your other deposits. The Hodium domain name has been registered for five years in advance, not a difficult thing to do but I always think it looks a lot more professional if this is the case. It indicates an admin who prefers to deal with things today before they become problems tomorrow. For further information purposes Hodium have a short video presentation available on the program’s website which I’ve also embedded on the MNO monitor for your convenience. Live payouts can be tracked in real time and you can see things are going according to plan as the stats are accompanied by clickable verification links so you know they are genuine.

Any further questions for the Hodium admin, any account related issues that need to be dealt with, or any features you felt weren’t adequately explained in this review can be sent to Hodium through a number of different channels. As always though the best place to start is by studying the FAQ section which might save everyone a lot of time. If that doesn’t solve your issue then the next stop would be to check out the built-in Live Chat widget on the bottom right of the screen to see if Hodium have an active support agent online. You’ll also notice a postal address in the UK, but most readers will know these tend to be no more than virtual hosted offices used for mail forwarding (and very often not even that) so are best ignored. You can e-mail the admin directly at the listed address, while fans of social media can connect with the Hodium profiles on Facebook, Twitter, YouTube, and for further chat options you can contact them using Telegram. A regional representative scheme has also been put in place, where investors who are adept at promotional work can earn higher referral commission rates in return for allowing their contact details to be published on the Hodium website and act as support operators when called on to do so.

There isn’t much more I can add to that without basically just repeating what I’ve said about Hodium time and time again since last September. The plans are both profitable to the investor while maintaining a degree of sustainability by HYIP industry standards, and has helped the program a lot in my opinion to get where it is today. Officially their line of business is described as “crypto asset management for those who wish to avoid risks and concerns of investing in cryptocurrencies”. As with every other online HYIP this isn’t anything you can independently research and verify for yourself, and even if it were true it still can’t guarantee it always has to be profitable. But as most of you know what you are doing and are OK with the risk you take in this industry then I can only remind you to be sensible. Spend an amount you can comfortably afford to lose and easily earn back from your offline earnings, and if joining Hodium then do try and keep them as a smaller part of a wider more diverse portfolio.

Ordinarily at this point I’d be asking what readers think by closing the review with an opinion poll. I was really in two minds about doing this again given that there’s much less of an element of risk or surprise this time around. After all, we know that Hodium has been a success, and we know that the members there seem to like this one a lot. Just for the fun of it though, I’m going to repeat the original poll, except this time I’m going to include the last set of results alongside the answers. 63% of readers were positive about the review and said they would definitely join Hodium, for 19% of readers the review came too late as they said they had actually joined the program already before it was ever published, and the remaining 19% said they would give it some thought and think about it after seeing the initial performance. Incidentally, 0% of readers dismissed the chances of them not joining Hodium at all and refused to rule it out altogether, so I guess the admin got something right. Anyway, the question and possible answers are as follows:

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DAILY NEWS FROM THE HYIP INDUSTRY

MNO TALKBACK – RESULTS DRAWN AND NEW QUESTION POSTED

I’m pleased to see no negative news happening today with the remaining programs featured on the MNO monitor still paying well as investors eagerly anticipate the start of a new HYIP season. Who knows, maybe even the next truly big programs are already running but staying under the radar until the time is right. However the outcome of the current slowdown in the industry turns out it will certainly be an important lesson we can all learn from as we move to a more successful future for both investors and admins alike. I guess therefore it’s time now to have a closer look at the final results of the poll that ran on the MNO TalkBack page over the last few days. I asked my readers about their prediction on when they expect a recovery in the HYIP industry to begin.

Predictably, only 18% of you believe a recovery will start within the next few weeks, before the New Year. A majority of 55% think the most possible outcome of the current predicament and expect a recovery in the HYIP industry to start in January, just as it so often happened in previous years happens. And finally, the remaining 27% of voters believe the winter charm will not be enough to defrost the industry and bring it out of hibernation. They think only in spring we will see the first signs of growth the industry is in such urgent need now. Everybody can see with the naked eye that the HYIP world is deeply flawed and the recovery process just might take longer than anticipated, starting at a later point and not necessarily when everyone hopes. Time will tell who was right as we progress through the course of the next couple of months.

Whatever is going to happen MNO will stay here to share with you the latest news from the HYIP industry and cover only the most remarkable programs of which there’s been less than usual during the last eleven months. We will see what the month of December will bring and whether we will have something else to talk about with excitement, but it’s surely important even at this point to look to the industry’s leading monitoring sites which MNO is certainly part of and find out whether the current crop of successful programs are your cup of tea so to speak. Regular readers of the MNO blog and monitor might be aware of the fact that it’s possible to stay subscribed to the newsfeed which will be delivered to your email address you can submit here to join the currently more than 3,000 people enjoying the service powered by Google Feedburner. Another great way to stay updated would be to follow MNO on Telegram, Facebook or Twitter where I always announce the latest additions to my monitor as well as any change of status for each monitored program, so you will be the first to be notified about all of this as it happens. And finally, if for any reason you wish to stay in touch with me personally I will be pleased to answer your questions via email abramsonp@gmail.com or chat with you on Telegram @mnoblog. You may also submit your query via this contact form which will be responded to within 24 hours maximum. I do appreciate readers’ feedback so please write a couple of lines from time to time or tell me what you think of MNO or the programs listed here on the MNO ShoutBox.

That last option by the way is the subject of the new poll on the MNO TalkBack page earlier today. I notice that only a handful of readers take regular advantage of the ShoutBox to share their views on the monitored programs and the industry as a whole, but those who do contribute greatly enhance MNO and allow it to be more interactive and involving for everyone. Ultimately, those of you who do post on the MNO ShoutBox are the ones who can benefit from exchanging opinions and getting advice from myself and other experienced investors. That in turn might help you achieve your investment goals faster and avoid fast scams as well as take advantage of the promising programs that come to MNO to maximize your profits with smart strategies others might share with you if asked. As you see, the benefits of joining the MNO ShoutBox and being actively involved in conversation might be numerous and you should really consider being more active for your own betterment and to improve your chances of a profitable future. The question for this week’s poll along plus the possible answers is as follows:

Do you have an account on the MNO ShoutBox?

– Yes, I have it and I actively participate in chats
– Yes, I have it but rarely engage in conversation
– No, it’s enough for me to read what others say
– No, I don’t see the reason to participate in chats

As usual, your participation in the poll will be highly appreciated and will help me improve the services provided to all MNO readers. The poll will stay active until at least the end of the week and I will draw the results by then. Thanks in advance and please caste your vote on this page, guys!

GET PAID REPORT FOR 02/12/2019

Here is the list of the programs from my monitor that paid me for the last 96 hours:
From MNO Sticky list: –
From MNO Premium list: Hodium, Bitzee.
From MNO Standard list: –
From MNO Basic list: –

That’s about all for today, guys. I’ll talk to you again in a few days time! I hope you all all have a fruitful and profitable business week ahead and thanks a lot for staying with MNO – For Money Lovers!