02/10/09. KobelCapital Review and Other News

THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi everybody! Friday again so I hope you’re all looking forward to putting your feet up for the weekend. Or is it letting your hair down, lol? Anyway, which ever it is for you make sure and have a good one.

The program I’m looking at today is called KobelCapital and it’s a relatively straight forward mid to long term HYIP. I must admit the name of the program was what first caught my eye. I suppose most MNO readers probably won’t be aware of this but Kobel is an insult in the Russian language. Maybe it’s just a coincidence of course, the admin claims an address in Mexico. But the name isn’t all that important anyway. Unless you are a Russian of course and need to explain this to somebody!

What is important is the investment plan and what it can offer you the investor. There’s just one and although there are four variations of it I feel that three of them are so expensive to join for 99% of online HYIP players as to render them pointless. The first option my be of a bit more interest to you though, so let’s take a look. It works like this: You will be required to deposit a minimum amount of $10 for a period of 90 calender days. During that time you can earn a daily payment of 2.55% interest on the value of your deposit. The maximum you may spend is $7,500. So how does that work out in real terms? If we take an imaginary deposit of $100 then the daily interest payment will be $2.55. Then over the course of the investment term we can expect the following to happen. After 40 days you will break even and see your first profit. Upon completion of the 90 days you can expect to have amassed a total of $229.50 in payments. That by itself wouldn’t be considered bad at all by any standards but consider then that on expiry your initial deposit will be returned so that figure can be considered as pure profit.

Ok, so it mightn’t be a plan with a long term future but it isn’t as outlandish as it seems either. There are several other programs, both present and past, that offered to double your money in a much shorter time period than KobelCapital and they ran for a number of months. The payment options by the way are a little disappointing with just LibertyReserve and PerfectMoney open for deposits. I feel KobelCapital has sort of a limited niche to begin with and this lack of choice will only help to keep it that way. Payments are handled daily including weekends and you are requested to allow 24 hours for your request to be processed.

Just for your information the other investment choices will pay you an increased rate of interest but will also require you to deposit sums of money which I would not recommend. But purely for review purposes they are 2.75% on amounts from $7,501 to $15,000, 3.05% on amounts between $15,001 and $25,000, and 3.35% on amounts from $25,001 up to the maximum of $100,000. Obviously if you are going to treat any HYIP more seriously than a game and sink that kind of cash into it then you really need to be talking to your bank manager. I think we both know what he’d have to say and I think we both know he’d probably be right.

The security is adequate. I can’t really vouch for the dependability of their hosting provider (which doesn’t mean I’m saying their bad either, I just don’t know how good they are) but they are at least on a dedicated server. On a decidedly more positive note however SSL encryption is in place so that should keep the hackers at bay. The script is licensed from GoldCoders. The design is pretty straight forward. Simple but still quite attractive and the customized script also helps it looks well. It’s pretty hard to get lost on the KobelCapital website in fact with everything you need being laid out very plainly and simply. Should you have any questions not dealt with on their FAQ page then you can contact them via the usual e-mail support ticket system. They do however offer a postal address for written correspondence but as it’s located in the city of Monterrey in Mexico I have no way to verify it. What I can verify however if their telephone number. I called it and as is always the case with HYIPs it doesn’t work so treat their address the same way. By all means feel free to try calling them yourself sometime. They claim support is available 24 hours but nobody was answering when I called. Maybe I just caught them during siesta, lol! Links are also available to the discussion threads which have appeared in the main investment forums relating to KobelCapital so you can always make your experiences with them, good or bad, known publicly to your fellow investors.

The site does lend itself a certain air of authenticity with the publication of their monthly trading results. You are free to examine them without joining if you put much stock in such things. But the numbers are there so do with them as you like. Form my own point of view I would have to say the best thing about KobelCapital is probably the admin. The program itself is pretty average to be honest but if it is managed correctly, and I suspect that it will, then I think it will run for a number of months, and at least long enough to make a profit. Remember that the plan lasts for 90 days but you only need to be in for 40 before your principle is recouped and you see a profit. Everything beyond that is a bonus, and I think it’s easily achievable.

Other news for today.

Let’s start with some exciting news from one of the fastest growing programs PTPartner (reviewed here). Having been online for over a month PTVPartner can’t stop growing and moving forward. I think I will have to update my review of the the program pretty soon as there are new payment processors added (I mean StrictPay and GlobalDigitalPay) and the new website has a much better look now with improved features are on the way. Moreover, the admin of PTVPartner Garrett (interviewed here) is going to show everybody next Monday in his chat room how exactly he earns money for his program and what his business model is. According to him after watching this you will have absolutely no doubt about how such profitable plans like PTVPartner is offering (110% after 10 days, 125% after 20 days, 145% after 30 days, 190% after 40 days) can be sustainable in the long run. The video (or audio file, I’m not sure which) will be available in the Chat room for everybody soon and I’m sure after Monday many more investors will join after understanding what the fuss is about. Meanwhile I’m glad to report that PTVPartner is doing really good with all the payouts being processed on time which is actually the least we should all expect anyway from any professional admin. I’m sure there is bright future for all the members ahead and of course I will watch the discussion and report on my blog about its results. Here is the latest newsletter from Garrett:
“StrictPay is Here!!! GDP is Here!!! New Website is Here!!!
On 10/2/2009 we will be adding the final touches to all of the above and if all goes well we will be LIVE on the new website along with two new payment processors.
It’s exciting everyday at PTV Partner. We have had a very good turnout daily in our chat room. The forum is picking up as well. You can look for new articles to be added in our forum at least on a weekly basis following the launch of the new site. We will do our best to provide stimulating information for your enjoyment.
The chat room is definitely worth your time. It allow us to provide easy access to any and all answers you seek as well as a fantastic place to meet new friends or get better acquainted with those that, up till now, where just another forum presence. In the chat room, you can really get to know people, experience their personality, have a few laughs, kick back and relax or take and give a few ribbings to some of your friends. It is a great environment. We like to enjoy each other’s company. It is not all fun and games. When the need arises we take care of business first.
Speaking of Business, we are conducting a meeting on Monday the 5th of October at midnight GMT. We will be discussing the Driving Force behind PTV. We will expand your understanding concerning this Once-In-A-Lifetime Opportunity. You won’t have any more doubts once you understand what we are prepared to release for you on Monday. We will spend about an hour explaining the behind the scene details of our Investments as well as taking questions. Our chat room only holds 50 seats. You will most certainly want to get there early to claim one. We will also be recording the meeting and making it available on-demand in our chat room and on the new website feature ‘PTV Radio’. Once completed, this recording may be re-broadcasted at your command from either location.
We now have Fully Verified Accounts at both StrictPay and GlobalDigitalPay. These should be fully integrated and available within the next few hours. Once they are tested and available we should then have just about everything any member would want; 4 payment Processors, a totally secure custom program, a one-of-a-kind easy to use totally unique Website, the top support available in any High Yield Program anywhere on-line and an Once-In-A-Lifetime Opportunity.
If you haven’t checked us out yet, then you need to take this opportunity to see what all the fuss is about. One look and you will see just exactly why we say…
Start the Experience … join PTVPartner and … Free your Life!!!”

IncoForex (reviewed here) is really doing a great job by providing the opportunity for all non-native English speakers to understand what their website is all about. As a native Russian speaker myself I can confirm that the new version of the IncoForex website in Russian is done by professionals and not an auto-translator. It just proves how much effort the company puts into making their website more user-friendly. I think with such an attitude IncoForex may become a really popular pick among online investors pretty soon. At least it’s going in the right direction. To read more about IncoForex please refer to my interview with the admin published here. And this is the update on the creation of the Russian version of the website:
“Russian Localization has been added!
Due to numerous calls Russian IncoForex localization has been added!
Just enter in your browser http://ru.incoforex.com to see our site’s content on your native language!
Kindly report any error or mistake you have found We are doing our best to satisfy every our investor!”

The admin of SazaInvestments (interviewed here) reminds the investors again about the obligation to request the payout to the same payment processor and account you made your deposit with. Please note that if you refuse to do so your weekly withdrawal will be canceled and returned to your account so you will have to wait for another week to make your request. So please obey the rules SazaInvestments set for the investors and you will be paid on time (just like I was today). Here are the instructions:
“Once again: everybody who got withdrawal request canceled and refunded to account balance, is because they either didn’t request it on the payment processor used to invest, either they request it on another account number then the original one used to invest or because they put the wrong account number in details. Please don’t flood us with support tickets asking why. It’s enough just to request it once again but this time to the right payment processor and account number originally used to invest with us. Thank you for understanding. Regards, SazaInvestments Team”.

I’m glad to report that GainRoi (reviewed here) is back on track after that unfortunate incident with AlertPay and all payments are being processed in time as the program continues its rapid rise to success with the four remaining payment processors. The admin told me today that he had started a more aggressive advertising campaign for his program that included buying banners and sticky topics. I can see quite plainly that GainRoi is becoming more and more popular with every passing day and the membership already reached 1230+ members. It’s a very good achievement for a program that has been online for less than two weeks and it’s very possible that with such sustainable plans like GainRoi has (120% after 10 days, 150% after 20 days, 200% after 30 days), different bonuses, and more aggressive promotion it will really become huge as it deserves. The admin definitely proved himself to the members by refunding all the AlertPay deposits and deserves members’ support in my strong opinion. By the way, Joshua has answered the questions for my interview already. Please don’t miss it when it’s published on my blog tomorrow! Here is the latest news from him:
“Dear Friends, This is to inform you that GainRoi is going strong everday, and with just 11 days since inception, it has got a member base of 1200. Thats 100+ a day, which is fantastic by every standards.
In light of this, I would like to touch base with the ways by which can help you generate more money through our program.
1) We have created a special Invitation tab in the backoffice to make it easy for members to invite their near and dear ones. All you have to do is click on the button and fill in the e-mail addresses and press on Send….and that’s about it.
This is a very useful tool in getting referrals and earn extra money through 5% referral bonus that we are offering.
2) Most importantly, you must promote your referral link to make the best out of our program. I urge you to make use of Blogs, Forums and traffic exchanges to rope in more members under you, which will earn you a healthy referral bonus. Definitely there are several other ways of promoting which can be explored and capitalized on.
3) A special bonus of $75 is being given to members making a depositing $1000 or above.
4) Our investment plans are unique and they are, ‘Beginners Plan’ with 120% ROI in 10 days, ‘Professional Plan’ with 150% ROI in 20 days and ‘Special Plan’ with 200% ROI in 30 days.
5) We have 4 payment processors for investors to opt from, and they are LibertyReserve, PerfectMoney, StrictPay and SolidTrustPay.
Regards. GainRoi Joshua.”

I have received some complaints about pending payouts from the members of MoneyTurbo program so please don’t invest there anymore. I have moved it to Waiting status on my blog already while waiting for the admin’s reply with the explanation to the current delays. It was obvious that MoneyTurbo was a game and lasting for only 15 days is not such a good achievement in my opinion. I might be wrong about the program but it’s better be safe than sorry so please be aware of the issues and stop depositing in MoneyTurbo for now.

I have some complaints also about ProfitEx (reviewed here). Some investors reported on pending payouts. However it only happened to AlertPay payment processor which was kinda strange to me. I suspect that AlertPay might restrict or block their account for some weird reason (just read what happened to another program in my news update last night). Otherwise I find it absolute nonsense why all the payouts are still on time except to those to AlertPay. Meanwhile I have contacted the admin of ProfitEx and asked for an explanation of the current situation. In my honest opinion should they have some issues with AlertPay they could warn everybody and instantly quell any rumors that can be damaging to them. Anyway, please be aware of those issues when deciding to deposit in ProfitEx.

I’m announcing two programs that I have joined today. One of them is an HYIP called Metualis (don’t even ask me what that means, lol). Metualis offers three investment plans: 1.5% for 50 days (75% profit), 1.6% for 60 days (96% profit) and 1.7% for 70 days (119% profit). As you can see the plans are quite cleverly thought out. And as usual the more you have in your account the more interest will be paid. I myself invested into the 1.7% daily plan. Please don’t forget that your principal will be returned to you on expiry of your investment in Metualis as well. The minimum which you’re allowed to deposit in each plan is $10 and the program accepts four payment processors: LibertyReserve, EcuMoney, StrictPay and PerfectMoney. Metualis is hosted on a Staminus dedicated server with DDoS-protection provided by Koddos, which is a very reliable hosting provider in my opinion. The script is a licensed GoldCoders so everything should be clear to experienced investors here (you should deposit into a plan and make your first withdrawal request in 24 hours). An additional advantage in my opinion is the added SSL-security which will increase the security of accounts. The texts explaining their investment activities are stolen from a proper investment website so just treat Metualis as a game. The program has been online for one week only and can be profitable for those who will join early enough to earn a little extra cash.

The second program I would like to introduce is an autosurf called MindPowerSurf. Yes, I decided to try one again (hopefully the funeral is over by now for surfing programs). The first thing that made me accept this program for monitoring is the admin. This is a guy from Romania who many of you might know as “mirceai” from the MMG forum. And this is a guy with real experience. Unlike many other admins who hide their real names under fake personalities and multiple accounts this guy launched an autosurf back in 2008 under the name PriorityPages. The site has been run for three whole months and died off when it had run its course (after the upgrades stopped flowing in and the funds for payouts were no longer available). The admin earned a good reputation after his first site and participated in many other popular autosurfs in 2008-2009 including MegaLido as an investor. Now that he started a new autosurf three days ago many experienced players joined again. At least we know who we are dealing with in this case and that makes me think that his new venture MindPowerSurf should be fair enough and run for a long time. The plans in MindPowerSurf are: 10% for 14 days with cashouts on expiry and 5% for 30 days with daily payouts. What plan to choose is up to you to decide but I myself prefer the daily plan as less risky in my opinion. MindPowerSurf is hosted on a dedicated Staminus server and running on a version of Neversay script which I don’t really like as it’s overly complicated in my opinion and doesn’t work with the Opera web browser (which is my favorite). The minimum to invest in each plan $5 with $5,000 maximum. Four payment processors are accepted by MindPowerSurf including: LibertyReserve, SolidTrustPay, PerfectMoney and StrictPay. The admin was asked already if AlertPay will be used but gave a negative reply (really with all the recent blocking of accounts it could be quite dangerous for any program to accept AlertPay now). Remember that to upgrade in MindPowerSurf you should fund your wallet first and only after that choose the appropriate plan in the “Deposit” tab. You should surf 15 sites daily in automatic mode to earn your daily (or on expiry) rebates in the program. You can request your payout of 5% straight away after you finish surfing (applies only to the daily plan) and you will be paid within one business day. I like the rule that the admin can actually change the rules of MindPowerSurf which he explicitly stated in the FAQ to ensure the longevity of the program and I’m sure “mirceai” will do his best as an admin.

I have already been paid my first withdrawal from MindPowerSurf and I got it quite fast. So here is the first update from the admin that I have just received to my email about some stats in his program:
“First, I want to thank you all for great support. I just completed the last cashout requests for today. Running days: 4, Total members: 185, VIP members: 17, Active members: 82. A very good start I think We have now Sticky thread in MMG and TG and we are listed in more than 10 another forums and over 15 monitors. I invite the free members and benefit of earnings from surf and referral commissions. I will sponsor very soon the first referral contest in MPS to let our membres earn extra money. I found also a good sponsor for the next contests and believe me the rewards will be huge. I kindly ask members who got paid to post in forums and vote in monitors from Rate us page.
Have a nice weekend. Mircea I Admin MPS”.

That’s all for today except to just give you the list of programs that paid me today: GainRoi, FxCapitalInvestment, SazaInvestments, SensibleInvest, Capitalex, GoldNuggetInvest, Verifield, WOIC, CSMFinance, IncoForex, BlitzInvestments, ProfitEx, NanoMoneyCorp, MoneyCare, GeniusFunds, GlobalFund, XrateInvest, CoolReturn, InvestmentForge, TheFifthContract, CedexInvest, BlackDiamondPortfolio, PanaMoney, KobelCapital (the first payment received) and MindPowerSurf (the first payment received). Please check out my blog tomorrow for another interview, review of MindPowerSurf and news from the industry. Of course only the most up-to-date news, as you know. Have a good weekend and hope to see you here again tomorrow!