26/12/2009. Daily News from the Industry

Hi, guys! I’m back to work from my short Christmas break and all relaxed. Actually spending a lazy Christmas afternoon watching the Queen’s speech was not such a good idea as I have such a long standing habit of working daily that I found it kinda boring to watch TV all day long. However how can I break a good old Christmas tradition of not doing anything on Christmas day? Well, today is Boxing Day here in London and another holiday. There’s not much happening around here today either but maybe that’s for the best I think as nothing will distract me from writing the news for today.

I’ve decided to start the news not with the programs but rather with the updates from major payment processors. Despite the festive season the administration of StrictPay payment processor found it necessary to make a long update on the recent delays they experienced. I must say that these delays due to changing their banks really didn’t make for a great Christmas present for many of their customers, adversely affecting their ability to fund their accounts and to withdraw from it. I myself requested another wire last Monday and received it this Wednesday so it was exactly within the allowed 5-7 business day time frame and just in time for the last minute Christmas shopping, lol. I also had a chat with their administration and found their answers extremely comprehensive and professional. I suggested doing another interview for MNO (you can read the first one here) as well and the admin agreed to do it in a couple of weeks after everything settles down and they are back to their usual schedule for deposits and withdrawals. So stay tuned for that, guys!

Getting back to the newsletter, StrictPay pointed out that they understood the members’ frustration about the pending withdrawals and promised to do everything possible to prevent it from happening again in the future. There was an important notice about Bank wire withdrawals that will be processed a little bit longer than usual after they catch up on all the pendings which is again connected to their new bank rules. Also there was an important update about Bank wire deposits, check withdrawals and Debit card withdrawals. Unfortunately the ACH option will not be available for the time being until the possible re-implementation is announced again by the StrictPay team. Of course, compliments of the season also went to all StrictPay customers and I believe in the New Year they will only continue as one of the best payment processors online (they are definitely my own favorite at the moment). Here is the StrictPay newsletter:
“Dear StrictPay Customer
Over the past few weeks we have been making changes that have effected some of our funding or withdraw methods. This update should give you a better understanding of how things are coming along.
Checks are being processed in the normal 5 business day time frame, and in many cases quicker than that.
Wire withdraws could not be processed for almost two weeks as we did not have access to the online banking system that is needed to process wires. We now have access to the online system, and will be working to process all pending request. We are currently 11 days behind, but hope that over the next 12-14 days (because of the holidays) that we will be caught up and back to normal on the bank wire withdraws. Also our new banks do take an extra day or so to process our request, so our new wire withdraw time frames will be more like 2-4 business days once we are caught up.
Bank wire deposits sent into us also got behind for two reasons. The first being that we did not have the online access we needed, and could not view the incoming wires. Our bank worked with us to get us copies of the wires, but this did cause delays. The second reason is because many people are not following the instructions exactly, or their bank is changing something before they initiate the actual bank wire. Many wires have been, or will be, returned. We have made some notes on the printable wire instructions page to better help you and the bank understand what needs to happen in order to send a successful wire to us. Also you should never process a wire at your bank without these printable wire details. If you hand them these details they should have no issues completing your transfer request.
The debit card withdraw options were only slightly affected, as there was a delay in a bank wire to the debit card company due to us not being able to access the online banking to complete a wire transfer. During this delay we used up the reserves that we had in that account with with the debit card company. This was only a 2-3 day delay, and all debit card funding time frames are current again. During that time if you did a quick load, and the request was over 24 hours, you will notice in your history that we credited the quick load fee back to your StrictPay account.
The ACH option is not available at this time, as we look for a better solution with this withdraw option. Once we have a setup in place that we are happy with we will update everyone, but please understand that this could take some time and we will update you as soon as we have news. Our support staff will not be able to give you any updates on this matter.
We know that these delays can be frustrating to you as they have been to us as well. Over our two plus years we have never had delays like this, and we hope the current and future changes we are making will ensure that we do not deal with these types of delays again. We thank you for your understanding during this time. We appreciate the confidence you have placed with us over the last two years, and we look forward to serving you in 2010 and beyond.
We hope everyone is having a wonderful holiday season and we wish you continued success in the future.
Team StrictPay, The Best Payment Solution”.

One of the most popular anonymous payment processors (only with LibertyReserve ahead) PerfectMoney also came out with a long festive update. If you remember that a few weeks ago I suggested you not to keep too much money in your PerfectMoney account as it was connected with the rates of exchange to LibertyReserve raising up to 15% to 30% which was a good indicator that PerfectMoney may have had cashflow trouble. Since then it seems everything is back to normal as the current exchange rates to LibertyReserve are now only 6% to 10%. I believe the temporary difficulties were caused to PerfectMoney by their main rivals EcuMoney the admin of which was doing all sorts of malicious activities spreading lies on forums and sending spam emails about PerfectMoney. Probably brought on by jealousy as EcuMoney has definitely failed to win the share of the market and is only accepted by a very limited number of HYIPs while PerfectMoney is accepted by approximately 90% of all them. In my opinion, at this point PerfectMoney is a very well established e-currency with a wide range of exchangers and a very good chance to grow and expand their activities even further. It is confirmed by their constant addition of the new features that will make them even more competitive on the market pretty soon. Please keep reading the PerfectMoney newsletter below to find out about the new features and identify the lucky man who won a kilo of gold from them:
“PerfectMoney Newsletter: “Celebrate Christmas and New Year with new victories!”
Dear PerfectMoney clients, It’s high time to announce the newest successes of the PerfectMoney payment system and to summarize the results of the passing year.
To increase the quality of support service this month we have introduced a new service – VIP Assistance. Because we understand the importance of the questions asked by our clients and value the time spent on answering those questions by our support service, we have launched a phone customer support service to clarify all the questions in a real time mode.
Also all the users of the VIP Assistance service get an opportunity to use a separate VIP support service for ticket processing and remain confident that every moment they value is also valued by our advisors.
Expanding the scope of the PerfectMoney popularity worldwide, we are glad to announce the addition of new languages of the PerfectMoney user interface. Now PerfectMoney will be available for those who speak the Ukrainian, Thai, and the Romanian languages.
For all those who help us to make the PerfectMoney payment system more popular by participating in PM for Business and affiliate programs we provided an opportunity to place the promomaterials (banners) in their native languages. Now if you want to put a banner of PerfectMoney on your website, blog or forum, you just need to enter the page of the Affiliate Program and select the necessary language for the banners. Once selected, you will see a wide range of banners created in the language you need.
A few months ago we have started a program under the terms of which the 100,000th registered person will get a kilo of gold to his/her gold account in the PerfectMoney system. So, it’s time to announce the user, a resident of Indonesia, who was not long in coming. For some ethic reasons we will not disclose the name of the winner. We can say though that the first three digits of his Member ID are 742, and the number of his cell phone ends with 4423. We are very glad, our dear winner, that after the registration your account was loaded with a large amount.
PerfectMoney is not going to stop even for a single moment in its development. We plan not to decrease the development dynamics in 2010, but to speed it up in comparison to the 2009.
We are very pleased to advise that in this ending year the number of the PerfectMoney clients has increased threefold. We have increased a number of the support operators and strengthened the program and software protection of the system. PerfectMoney still offers the lowest fees on the market and the most beneficial partnering terms for business projects and e-currency exchangers of the Internet. We are very thankful to everybody who trusted us this year, and we hope that in the coming 2010 we will surprise you even more. Merry Christmas and Happy New Year, our dear clients!”

Let’s get back to the HYIP industry now and find out the latest news. And we will start of course with more Christmas greetingd from some programs that were not mentioned in my last news article.

And I think we will start with CSMFinance (reviewed here). The program has developed into a very respectable company during its 3 month successful online life. Paying 1.7%-2.1% for 100 calendar days instantly to both LibertyReserve and PerfectMoney accounts and having a totally customized script with user-friendly interface CSMFinance rightly deserved some recognition from the investors. I hope it will keep up the good work in 2010 as well. They are allegedly doing some ForEx trading as well and regularly publish the results of them on CSMFinance website. It seems that their exciting plans expand well into 2010 already in their latest newsletter which I’m republishing below:
“Dear Members! Despite the world financial crisis this year was a success for our company. Our traders completed more than 40 trades, which generated up to 30% of net profit each. Also we have gathered an experienced team for trading on Forex market that will considerably increase our income next year. CSMFinance continues developing and has already attracted the funds of more than 7,000 members. Next year we will start working on creating the CSMFinance Globe, an international portal where our clients from all over the world will be able to find a regional representative speaking in their native language.”

The admin of SantiVentures (interviewed here) wished its members happy holidays in their latest newsletter. I remind you that the program is paying 1.3%-2.8% for 150 business days and you can read more about it in my detailed review that was published on my blog here. The program is one month online already and the admin is looking forward to 2010:
“SantiVentures team wishes you Merry Christmas and a happy New Year!
Let this holiday bring you happiness and joy and fill your hearts with love and only tender feelings.
Yesterday there was one more little holiday for our program. SantiVentures celebrated 1 month online. We want to thank you for your support and from our part we promise to continuously improve and develop SantiVentures in the next 2010 year.
Let’s make SantiVentures one of the most prosperous investments in 2010 together!
Best regards and wishes, Info department”.

The admin of INSPremiumAds manual surfing site with variable monthly returns (read my review of it here) Ubaid informed his members that it’s not necessary to surf on his website in order to earn till next Monday. The markets are closed at this time so you can still surf if you wish but your account in INSPremiumAds will be credited with your daily earnings only starting from Monday:
“Merry Christmas to all INSPremiumAds Family today ROI is 0% because Forex market was closed yesterday so today no ROI will be added in members account so enjoy surfing free weekend. Surfing and earning will be start from Monday have a good day and good weekend to all members…
Thanks. Ub. Admin”.

Two of the longest running short-term programs also sent out some Christmas greetings to its members. Caziroca (reviewed here) sent the following:
“Hello, Merry Christmas and happy new year.
Caziroca is with you in new year and we hope that you have nice holidays.
Regards. Caziroca”.

While RosalinFinance (reviewed here) were more original and sent out the following:
“Hello dear members, Merry Christmas and happy new year.
May your joy at this period be full. May you prosper in wealth, health and strength.
Cheers!!! RosalinFinance.”
By the way, I received a complaint about RosalinFinance from one of my readers that his LR account in the program was changed by somebody (possibly the account was hacked) and the requested money was sent to the hacker’s LibertyReserve account. So please be aware of that and double-check your e-currency account in RosalinFinance to which you request your payout. It’s your money anyway and you should be extremely careful when dealing with it.

Sometimes program admins send some just plain hilarious updates. Well, I can understand that some people are not native English speakers and they can’t express their thoughts properly. Since their HYIPs are allegedly registered in the UK it would be very strange for their members to receive newsletters written in very bad English. So they found out how to bypass this problem and still look OK (in their opinion). You should simply copy/paste a newsletter from other program, change the name of it to your HYIP’s name and send it to your members in hope nobody will notice! I’m talking about Vegamex (reviewed here) the admin of which goes by the the name Bart McDade (if that’s his real name then mine is Vladimir Putin, lol) sent out a newsletter. It was written in much better English than usual but strangely he mentioned some “k-Loyalty-Points” where you can’t find anywhere on Vegamex website. Finally it occurred to me that TheKapital program (reviewed here) had such points and they have nothing to do with Vegamex. So the admin of Vegamex “Bart McDade” having been very bad in English couldn’t find a better solution but to copy-paste, replace and send the part of the newsletter originally send by TheKapital to their members a couple of days ago (you can read the original newsletter from that program in my latest news post here). It looks both absolutely hilarious, and awfully insulting to the members intelligence all at the same time! In my opinion, an admin is better off not sending anything that to send some stolen rubbish. It just creates more suspicion in their activities and definitely not helping their claims of being “an alliance of consultants with trading, business, market research and legal experience”. I think that admin should be really ashamed of such actions and to make him think next time before sending some stolen staff I will republish the latest newsletter from Vegamex below which is actually a stolen newsletter content from TheKapital. Here it is if you want a laugh:
“Hi Dear Member, The greatest part of 2009 was the building of the relationships between our team and the clients at Vegamex Ltd, The combination of exceptional investors, our diligent staff, and most importantly your support, we have been able to grow from a start-up online company to an expansion that is now supporting worldwide investors. You have had the opportunity to grow with us and become more than an investor but instead become a part of Vegamex Ltd, community. You have assisted us in designing new objectives, supported us through change, and held us to a highest expectation which allows us to continually grow.
In 2009, together we achieved great accomplishments. It began with the launch of Vegamex Ltd, online investment platform followed shortly by growing investors, and growth in investment areas. With our establishment in trading markets including but not limited to Forex and Stocks and Commodities, we have been able to offer our consumers a stable environment that offers promise and balance to portfolios. With a common goal to enhance both our investment and yours, we continue to expand into new areas of business and continue to offer more options for our investors and consumers. Together this community is without a doubt growing, and we can only thank you for joining us in this adventure.
With demands and needs increasing amongst our community, new programs began to emerge. Loyalty-K-Points quickly progressed from an idea to an exceptional addition to our team. It provided an expansion in investment solutions for a wider range of consumers, helping to grow our community of investors, partners, and our staff. With this great process of growth, you expressed needs for more available support and we answered. With the implementation of consumer and investor support service through multiple avenues including phone support and live chat, we have been able to guarantee less than one hour response time in regards to customer assistance.
Now with Vegamex Ltd, community embarking into 2010, we have many new projects and additions planned to make things easier, faster, and overall looking to offer a more refined operation. Our primary projects include addressing suggestions from you, our investors, and our staff. These planned projects include more convenient payment solutions for our investors, multiple language support to help eliminate the need for third party translators, and expansion of local representatives. These new projects will make our operations run smoother, your investments easier, and a better environment for our customers. To help make sure we are focused on the needs and wants of our community, a poll will be launched to make sure we are addressing suggestions in regards to website enhancement, investment solutions, and possible other needed implementations. Overall, we want you to know we are all working together to make ultimate satisfaction.
As 2009 comes to a close, we are excited about the endless rewards the New Year will bring to our exceptional community. We hope the Christmas holidays bring you cheerfulness, and 2010 brings happiness and good fortune. Merry Christmas and Happy New Year as you have and will continue to be extremely valuable to Vegamex Ltd, Community.
Sincerely yours, Bart McDade. Vegamex Group LTD”.

I have to clarify the point about InstantMoneyBets (reviewed here). They are still paying despite of what some rubbish monitors have to say. You might remember that the admin of InstantMoneyBets (interviewed here) sent out an update informing the members that the payouts on Christmas days could be slightly delayed. Apparently some monitors had some problems with reading English because only by that I am able to explain why they put InstantMoneyBets to Problem status. Anyway, I’m here to confirm that InstantMoneyBets has paid all the outstanding payout requests and are back to their regular 24 hours schedule. Here is the latest from the program’s admins:
“Hello, again Merry Christmas. Today we are back to normal. All open Requests are paid.
Two Monitors maybe haven’t read our last Newsletter so they have set us to Not Paying that’s wrong. So please post your Payments and Vote for us on all Monitors.
AP Problem still available, if AP don’t unblocked our Account within the next 48 hours please request a refund by yourself.
2010 we will add some new features, Site in new language and new Payment ways.
Martin and Michael”.

At the time of writing this I was not able to access two websites: XagaEnterprise and Investorum. I don’t think we have to worry about those programs and I just suspect some technical difficulties. I was paid today from both programs and I couldn’t find any complaints on the forums about delayed payouts. I have already informed the admins of about the accessibility problems with their websites and I will let you know on MNO as soon as I get some reply from them.

During the last 48 hours I have been paid from the following programs:
GeniusFunds, ArbsFund, Investorum, NanoMoneyCorp, PTVPartner, InstantMoneyBets, AsiaInv, CSMFinance, AimTrust, Flanita, MandarinInvest, RefMotor, Verifield, StarkFund, FinanceNova, ZenithInvestment, HugMoney, TheKapital, Caziroca, WestFinance, GlobalFund, KobelCapital, Infinitum, OneDailyPro, FaithInvestment, TradeZoom, RosalinFinance, SantiVentures, Vegamex, CedexInvest, XagaEnterprise, TalixMetals, ArbisPro and DreamFunds.

I’ll see you on my blog tomorrow and you will not want to miss the updated review of one of the most popular programs among MNO readers. And of course I will bring you the most up-to-date news from the industry! Again I wish you very Merry Holidays!