28/12/2009. XagaEnterprise Revised Review and Other News

BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everybody! As we enter the final working week of 2009 things are still a little quiet on the news front for HYIPs. So I’ve decided that following yesterday’s review it mightn’t be a bad idea to take advantage of this and maybe take a look back at two or three of the better long term low rate of interest programs from the year that some of you may have missed. I’m not talking about the obvious ones like PanaMoney or GeniusFunds who have already become well known and well established. Rather I want to look at a couple that have only come online more recently than that. Programs that probably deserve a bit more attention than what they get. Programs that have done really well since they opened, but programs that I believe could have the potential to do even better in 2010.

And one such program is XagaEnterprise. I have been monitoring them since last May so I think they are well worth taking another look at this evening and seeing how well they have developed and improved. To start with I think it’s fair to say that the average life span for a really good online program would be from 4 to 6 months and that only the very best online HYIPs run longer this. So that includes XagaEnterprise. And although there was a well publicized break in their operations during the summer due to certain server related problems, all accounts were honored and payments resumed where they had left off. XagaEnterprise was back on track and have been running pretty smoothly ever since. By the way before we get any further you can always refer back to my original review of the program published here. A lot of the information you’ll find there is still valid. You can also see my last interview with the admin Kevin published here.

Something that has been tuned and tweaked a little bit since the beginning of XagaEnterprise is the plans. There are now four investment plans for you to choose from instead of the original one. I’ll give a brief run through them for you below but from the four plans two of them have a fixed expiry date and will return your principal when the plan matures. The other two are “perpetual” plans with no expiry date and will pay you for as long as the program runs.

So what better place to start than the beginning. The first plan being offered is called The Starter Plan and it’s really more of a test plan for those unsure about the program and want to try it out first and see how it works. That’s fine of course and you are always entitled to check things out thoroughly before joining with any sort of substantial amount. At this stage I think you can nearly take it for granted that XagaEnterprise is working fine, but the option is there for you nonetheless. It offers you 0.5% profit per day and runs for 30 calendar days. Payments are only made on business days however, and your principal will be returned at the end. The minimum spend is just $1 and with the maximum set to just $100 I think you can see that it really is just for testing purposes.

The second one is called The Ultimate Plan and I suppose it’s arguably the one most closely associated with XagaEnterprise. It is open to you if you can deposit a minimum of $1 and anything up to $100,000 so I guess that’s most of us. The rate of interest you will be paid is 1.2% per day. These payments are made 5 times per week, from Monday to Friday. There is no expiry date on this plan so once you are in you stay in. And by that I mean it’s permanent. It isn’t just a lock-in period here, your principal will not be returned at all. So keep that in mind when depositing. Make sure it’s an amount you can comfortably do without while the process of earning it back through your daily interest payments gets underway. In this case you should have earned your money back after 17 weeks and start making a profit after that.
Now 17 weeks might sound like a long time and in the HYIP business it is, but remember that this is a long term project and had you joined XagaEnterprise under this plan let’s say six months ago not only would you have regained your entire principal by now, you would also be in profit by well over 50% of your investment. It would have taken some patience of course but you can’t deny you’d be thinking it was worth it today.

But if that isn’t for you then there are still a couple of other options open to you. The next plan is called The Premium Plan and and it runs for a fixed term of 90 calendar days. During that period payments are made only on business days so within the 90 day period you are a member here you will only be paid on 5 days from every 7. The daily payment is 0.7% per day which will give you 3.5% per week. Your principal will also be returned on expiry. The minimum to invest is $1 and the maximum is $10,000.

The final option is called The Xaga Star and it is another lifetime plan with no expiry date and no principal returned. Instead of daily payments however this time we get weekly ones. Payments are also not limited to being processed on business days. They are made seven days per week and are made on whatever day you joined, e.g join on Saturday and you will then get paid every Saturday after that.
The plan itself is broken down into three sub-plans after that with weekly interest payments being based on how much you joined with.
The Vega Plan is open to amounts between $20 and $100 and offers 8% interest per week for the lifetime of the program.
Likewise the Electra will take amounts ranging from $101 to a maximum of $1,000 and pay a weekly interest rate of 9% for the remainder of the program’s time online.
And finally for the ones feeling generous The Orion Plan is for investments starting from a minimum of $1,001 up to a maximum of $100,000 and offers a rate of 10% interest per week for the rest of XagaEnterprise‘s life.

All said the plans on offer to you here have at least one thing in common – sustainability. In fact there are several other programs around making similar offers and with some success as well so the precedents are out there to be seen. Payment options are ok, room for improvement but acceptable enough with LibertyReserve, PerfectMoney, and StrictPay being taken. Payments need to be requested and you should allow 24 hours for them to be processed.

Another area of XagaEnterprise to see some substantial changes since the program was first launched is that of design and security. It’s been completely overhauled and is practically unrecognizable from the program that was launched all those months ago. XagaEnterprise is hosted on a dedicated server and protection from DDoS attacks all provided by Koddos. The script is licensed from Neversay which, as a more traditional autosurf script, means you can only invest in “blocks” of a certain amount of money. In this case however it’s only $1. So once you have invested the required minimum you can carry on with units of just $1 after that. The layout and navigation is also quite good with a neat and tidy little menu on the left hand side after you log in enabling you to view all your account details and payments. Customer support is done through an online ticketing system but is also available for a few hours per day through the Live Chat feature.

One of the most important changes to XagaEnterprise though was undoubtedly the addition of SSL encryption. This will provide a lot of extra protection to the website and also lends a certain air of professionalism to a program that had a decidedly DIY feel to it when I saw it first. They certainly have come a long way since then, haven’t they?

I don’t think I need to go into too much detail about XagaEnterprise‘s line of business, i.e what they do with your money and how they supposedly use it to generate enough money to pay their own salaries and your profits. It’s been pretty well documented elsewhere, including my last review. But basically it consists of taking advantage of the complimentary products and services offered by casinos in order to keep you as a customer. These are then sold for profit. Kevin, the admin, has since posted a couple of videos on YouTube of himself in action. You can watch them yourself on the XagaEnterprise website and while I have yet to be convinced that they prove anything I must admit that it’s as feasible and believable a cover story as I can think of from any HYIP. Not to mention original. Screenshots of the rewards earned are also posted.

So the bottom line here is that with all the tinkering and the fine tuning all but complete, the new year could be massive for XagaEnterprise. All I’m in a position to assess here is potential and that potential is huge. They have overcome a lot of adversity since being launched in April. A lot of people had them written off before they had even seriously started, yet here we are eight months later still talking about them and still getting paid. What else do you really need to know! Already a success story in the HYIP industry and with only bigger things in front of them for 2010.

Other news for today.

Let’s start the news section for today with the good news (don’t worry, the bad news is coming too!). And it’s ArbsFund of course. The program now occupies the #7 spot in my Top 10 list of investment programs (see monitoring page for more details) after less than two months online. According to the new plans you will be paid 8.5% weekly forever for deposits starting from $20 and 10.5% weekly forever for deposits upwards of $100. Not bad at all, especially considering that all five major payment processors are accepted and that you can request your principal back after eight weeks. It seems that investors really like ArbsFund for its regular payments and don’t really pay too much attention that it didn’t back up any of its claims of arbitrage betting with real proof. For more information on ArbsFund you can always refer to my review (published here) or my interview with the admin (published here). I may publish a revised review of the program soon as well since the new plan has been added. Today the admin sent out a very positive newsletter where reported about over 2,500 members already being registered with most of them active (having at least one deposit). Here it is:
“Dear ArbsFund Stakeholder, Greetings to you, we hope you had a wonderful Christmas holiday and looking forward to a great New Year celebrations. We at ArbsFund has chosen this period to give you a details about our program for better understanding including our present statistics.
ArbsFund is a leading officially registered sports arbitrage firm in Belize which offers a perfect investment solution to the general public. Invested funds are managed by highly skilled arbitrageur who place sport and casino betting on the majority of European and US major sport books. Our official website was launched on the 11th of November and until now has created one of the best online success records, with over 2500 registered members of which most are active members, our program has two paying plan, The ArbsFund Trading Plan: which pays 8.5% weekly forever and the ArbsFund Royal Plan which pays 10% weekly forever, the only difference between this two plans is the minimum deposit, of $20 to $100 as it is with the ArbsFund Royal Plan.
All payments are been processed right on time and we are working very hard to give you the best support service you ever desire.
Thank You for being part of ArbsFund and we hope to spend the entire 2010 with you and even more years to come.
Sincerely Yours, Public Relation Manager. ArbsFund Team”.

Another promising program and a direct competitor of ArbsFund is a program called ArbisPro. At least in terms of claiming sports gambling as their source of income and having similar plans with 10%-12% weekly payments forever with the possibility to get your principal back after 10 weeks. I have already reviewed it here and already received my first weekly payout successfully yesterday which was also reported on my blog. Today I have more good news about ArbisPro: SolidTrustPay became the fifth payment processor accepted by the program. I hope that the admin will answer my questions for an interview soon as well. Meanwhile, here is the latest update from them:
“STP Account Added!
STP account now added. All members can now deposit with Stp and withdraw also. Thanks for joining ArbisPro”.

One of the best choices among the low-ROI programs remains undoubtedly GeniusFunds (reviewed here). Investors absolutely love it as a problem-free program (if you don’t count rare downtimes) with fast payouts and many investment options on two investment plans on offer: daily EMGF plan with variable 1%-1.9% daily payouts and weekly WBMF plan with 6%-9% weekly. There is also a so-called HYDA plan on which you will be paid fixed monthly return of up to 25%. The vast majority of payment processors are accepted with Bank wires on offer as well made GeniusFunds a very appealing program to a very wide variety of investors. And it’s flawless reputation for over a year online has earned the confidence of investors allowing GeniusFunds to increase their rating in my rating and return to the #2 position behind only GNI. And I don’t see any reason why it won’t stay there for a long long time to come.

The admin of VegaMex (reviewed here) informed the members that the payouts were delayeded down due to some recent DdoS-attacks on his site while everything resumed and back to normal by today. At least it’s how I understand his update (he’s not very good in English). I myself didn’t notice any problems as Vegamex is only paying on business days anyway so considering today is Monday and that the Christmas holidays just passed then nobody was really that worried about it. Here is the latest update from Vegamex anyway (just for your information):
“Hi Dear Member, In 2 days ago we under ddos attack, Because we can not paid pending withdraw. But now ddos attack block and we paid all pending withdraw. We apologize for this problem.
Merry Christmas and Happy New Year.
Best regards, Bart McDade. Vegamex Group LTD”.

Now let’s move on to some less pleasant news. And I will start with 220Group which I reported yesterday on my blog as Paying once again. Well, it seems I was wrong as I received a few complaints today from my readers regarding non-payments and the emails that are left unanswered. So I’ve decided to move 220Group back to Problem status on my monitoring page for selective payouts made only to monitors which is of absolutely no benefit to the members of the program, so please be aware of that and sorry for the confusion.

Unfortunately XrateInvest is a confirmed scam now with only tiny withdrawals to monitors and paid posters are being made. It seems that most of the investors stopped getting paid at all and Karin doesn’t reply to their emails either. So XrateInvest was the same ponzi-game as it appears with some adult sites being created for the sole purpose attracting more investors to the main site. It worked and many people put a lot of money there. After several months of successful payments the XrateInvest ponzi simply collapsed, though this was possibly hastened by the Christmas seasonal slump. Please beware that some monitors are still listing XrateInvest as Paying possibly being paid by the admin for doing so. Obviously caring about nothing except their own fat wallets and not the investors. I encourage you not to believe them and simply ignore all the paid posters’ comments or you will lose your money in XrateInvest. You’ve been warned!

Two sites suddenly disappeared today without any reason. The first site is AbisMoney that vanished into thin air for no apparent reason. I hope it will be back soon but for now I have to move it to Waiting status on my monitoring page.

The same goes for HugMoney (reviewed here). Although the program was online for some time today and even paid me as usual the site itself went down a few hours ago. Now all you can see instead of the HugMoney site is the message informing that the account has been suspended. I don’t know the reason for it yet but I will let you know after I get some reply from the admin. Hopefully it will be back online soon as it really doesn’t look like a scam to me yet. As of now I will be moving the site to Waiting status on my monitoring page.

Today I was paid from the following programs:
GeniusFunds, XagaEnterprise, ArbsFund, KobelCapital, FaithInvestment, NanoMoneyCorp, OneDailyPro, InvestmentForge, GoldNuggetInvest, Caziroca, ArbisPro, AsiaInv, CSMFinance, Flanita, MandarinInvest, HugMoney, Verifield, CedexInvest, InstantMoneyBets, MoneyPlus, RefMotor, Investorum, WestFinance, StarkFund, Vegamex, TalixMetals, RosalinFinance, SantiVentures, PTVPartner and FxStar (the first instant payment received).

And finally I would like to introduce to you another program just added to my monitoring page today which I believe will become one of the top performers among low-ROI programs in 2010. It’s called FxStar and it’s actually one of the best sites I’ve seen recently. Starting with the investment plans: by joining FxStar you will be paid 1% for 30 calendar days with the principal returned on expiry for the amounts ranging from $10 to $500. The payouts are being done instantly to your LibertyReserve, PerfectMoney or WebMoney accounts (Bank Wires will be available soon). As you might have noticed the first 30 day plan is intended just for testing purposes while the real deals will start for the investors willing to deposit amounts starting from $500 – for that you will see a much better return of 1.3%-2.3% for 100 calendar days also with your principal back on expiry. Please note that while the term of your investment is counted in calendar days the earnings will be credited on business days only. The script FxStar utilizes is totally customized and original and absolutely amazing with so many unique features which I can’t remember seeing on other websites. To just name a few: SMS-notifications to your phone, internal mail, different security options that you can tweak by yourself to increase your account security etc. I will try to describe all the features FxStar is offering in detail on my blog tomorrow when I’m planning to publish the review of this very promising program. There are other factors that indicate FxStar was created to be a long-term program: the translation of the site into Russian (as a native born Russian speaker myself I can confirm that the translation is perfect), SSL-protection of the accounts, Dragonara hosting with superb DdoS-protection, the implementation of a program called “FxStar Keeper” which will be available for the members from January 4, 2010. I imagine this will be something akin to WebMoney Keeper as far as I can understand. The FxStar website also includes very detailed and comprehensive terms and conditions and states that the company is properly registered in the UK and earning money on the ForEx market. Anyway, I could go on and on but I guess I will leave something for the review tomorrow. I just wanted to remind you that FxStar launched 10 days ago and so can be considered as quite new with many plans for the future. Just go to their news page and you will see how diligently they work on the development the program by constantly adding more and more new features. Here is just a selection of news items from their site:
“SMS-notifications became available on our website. Anyone who wants to monitor every transaction via mobile phone can set up this service in the “Security” section in his/her account.”
“Dear Partners! We announce a New Year’s Contest! Those of you, who make the biggest investment up to 00:00 (London time) of the 1st of January 2010, will receive a gift – 10% of the total deposit. Hurry up to become a partner of the most promising investment company in 2010.”
And finally I can’t help but notice the very detailed plan of FxStar development for the future. It looks extremely promising to say the least and I hope all the features will be implemented in due time:
“Project development plan.
Our team has created a plan for the subsequent development of the project.
21.12.2009 – addition of Russian interface to our site.
25.12.2009 – project presentation will be added to our site.
02.01.2010 – all official documents of our company will be published at our site.
04.01.2010 – you will be able to use the unique FxStar keeper 1.0
30.01.2010 – the VIP-capabilities will be added
01.03.2010 – official FxStar Club opening. Our team will not stop at these steps, and will constantly improve your opportunities in the FxStar project.”

I think this could seriously be the first big investment program of 2010. And remember, you heard about it here first!
That’s it for today, everyone. I’ll see you here again tomorrow with that review and of course all the latest news and developments from the Industry!