14/02/2010. AlphaInvestments Review and Other News

Hi everyone! Hope you’ve all been having a good weekend so far. A bit more relaxing than my own anyway, but I’m not complaining. Better to have too much to do than nothing I always say. So for the second post today I have all the day’s news stories, though being Sunday there isn’t much of them, and also a more detailed look at one of the latest investment programs to be added to my monitoring page. And that’s where I want to start.

AlphaInvestments is the program I’m looking at this evening and it’s a recently launched short term HYI program. As you should be aware by now timing is always a bit more important when it comes to shorter term programs but as this one is barely getting started yet there is plenty of time to sign up and start earning. It’s only still five days online as I write this but of course you will still need to think about it sooner rather than later. So let’s take a look at what AlphaInvestments are offering.

There’s three plans to choose from and they’re not offering outrageous returns by any means. They can be quite sustainable for a relatively long time (in HYIP terms) provided the admin manages the program properly. But there’s nothing too out of the ordinary going on here, it appears to be well enough organized at first glance with a good selection of payment options and a reasonably secure website. So let’s see the details.

The first plan AlphaInvestments has for us is called The Standard Plan and it runs for a term of 7 days. To join you must invest anything between a minimum of $10 to a maximum of $50,000 and on expiry you will be paid a total return of 115%. That figure already includes your principal so your profit is 15%. That’s not bad for a week and easily achievable for a short term HYIP.

The next plan is more profitable, more risky, but equally as affordable. It’s called The Express Plan and the minimum amount to invest stays at $10 so it’s possible to take a gamble on some higher earnings without actually risking a whole lot of money. The plan runs for 14 days this time and will pay you 140% interest on expiry. Again your principal is included there so that’s 40% pure profit for yourself. Maximum spend is still $50,000.

And then the third and final plan from AlphaInvestments is called The Premium Plan. This time the term runs for one month and payment is still made on expiry. The interest rate this time is 200% which includes your principal. So that’s double your money though keep in mind that the number of cycles this one can run for is a lot less than the other two. The good news however is the increased risk carries no extra cost. The minimum investment here is still $10 so you can participate but not lose out too badly if the gamble doesn’t pay off. As I’ve said so many times before you can’t possibly lose a fortune if you don’t gamble a fortune, but at just ten bucks to join what’s the worst that can happen? Maximum spend is still $50,000.

As I said at the start there’s a pretty good selection of payment processors to choose from here. And in my own opinion it’s one small sign of professionalism from the admin that he has all of these accounts opened and ready for business right from the very beginning instead of later. AlphaInvestments accepts deposits through EcuMoney, GlobalDigitalPay, LibertyReserve, PerfectMoney, SolidTrustPay, and StrictPay. Compounding is not allowed.

One other important point to remember is that there is no script being used by this program. So when it comes to joining you simply click the “InvestNow” tab, choose how much you want to spend, chose the plan you want to join, choose the payment processor you wish to make your investment with, enter your email address, and make your investment. And that’s it. Payments will then be made automatically when your chosen plan expires and should be completed within 24 hours of that happening.

There shouldn’t be any serious problems to speak of on the security side of things. AlphaInvestments is hosted on a dedicated Staminus server supported and protected by DdoSWiz. And despite there not being a member’s back office in the usual sense AlphaInvestments is still using SSL encryption to protect the website. Customer support is available through an online support ticket submission form or if you prefer (there’s no difference) via a direct e-mail address. There is also a postal address to where the company is registered in the Seychelles. There is a certificate of incorporation on display to add some credibility to AlphaInvestments.

But you should remember that a certificate is not a license to provide financial services and being a registered company is no guarantee that your investment is safe. No matter what claims are made to the contrary on the home page. Registering a company is a relatively simple procedure that anyone can do so that proves nothing and the texts used by AlphaInvestments aren’t original either. Although that can be more to do with the designer than the admin it still indicates that AlphaInvestments are unlikely to be the financial experts and ForEx traders that they claim. It’s a game and you need to treat it like one. But as HYIP games go it’s not a bad one. Achievable plans, good security, good payment options and a professional website all point towards an experienced admin, so hopefully it can run long enough for as many of us as possible to profit. If you are going to join at all by the way you will greatly increase your chances by joining early.

OTHER NEWS FOR TODAY.

Thanks to all the readers who informed me about GeniusFunds (reviewed here) now starting to offer a VIP service for clients willing to invest $200,000 and more into daily (usually paid between 1.0% and 1.9% on every business day) or weekly (usual rate of 6% to 9% weekly) plans. The new rates will apply to such accounts allowing the members that decided to grow their investments with GeniusFunds significantly to receive a whopping 2.4% fixed daily or 13% fixed weekly interest on their investments with a compulsory reinvestment level of 50%. For the clients of GeniusFunds trying to increase their accounts to $500,000 and more there is a new personalized approach taken that will provide you with even higher earnings. So what’s the catch? In my opinion, GeniusFunds entered into a phase where the growth became so large that to serve the previous customers successfully for a long time they require higher funds from larger investors. While I find it hard to believe that somebody will invest over $200,000 into an online HYIP (even such a great one as GeniusFunds) I think there will be such people for sure who will be deceived by the regular payouts for many months and high level of customer service and will forget that there is a significant risk involved when investing in any online HYIP. In my opinion, such huge investments into one program is just plain lunacy. However, as you know the demand brings the supply and in this case there were probably some requests from investors to raise the maximum deposits. And that demand is being met. I mean it would be pretty stupid to refuse such large customers, wouldn’t it?

So such messages like the one below can lead to one of two possible consequences: either 1) it’s the beginning of the end for GeniusFunds which will be over as soon as such huge money is introduced causing the program to collapse immediately due to impossible interest rates which can’t be met, or 2) such a decision will make the program more stable in the long run and help it pay to the older members from the ever increasing cashflow introduced by the new and larger investors. The outcome cannot be predicted here as everything will depend on what the plan the admin has in mind. But I honestly believe it is the second scenario that will cement GeniusFunds‘ position as the number one online investment program. Here is the new VIP premier service terms for you to ponder over:
“Investors who wish to invest an amount in excess of $200,000 can benefit from premier service on their accounts. The premier service includes a more personalized approach to the client, higher income on shares and special terms on investment.
There are currently two levels of premier service. The first level is for those that have more than $200,000 but less than $500,000 to invest. This level of investment will qualify you to VIP class shares in both of our investment funds. When upgraded to VIP class, shares of EMGF will pay 2.4% per business day. This is a fixed rate and it does not vary as with C or B class shares. WBMF will pay out 13% per week, on the same basis. The minimum reinvestment level for VIP class shares is 50%.
The second level of premier service is designed for clients that wish to invest an amount in excess of $500,000. This level of service will qualify you for a dedicated account representative, who will analyze your requirements and build a custom investment program to satisfy your needs. The income that will be paid on your investment will match or exceed VIP class share rates.
To qualify for premier service, you must have at least $200,000 that you wish to invest with GeniusFunds. If you are a current GeniusFunds account holder, and your balance is at or exceeds $200,000, at least 60% of the qualifying $200,000 must come as a wire transfer within seven days of the upgrade. You may not use funds generated as income or transferred to you internally as qualifying funds.
If you have any questions about our premier service, please contact the Premier Service program administrator George Schale at george.schale@geniusfunds.com.”

There is more practical news from GeniusFunds though: please note that tomorrow, Monday February 15th no interest will be credited to your GeniusFunds accounts due to public holiday in Cyprus where their office is located. Just for your information: the holiday is called Green Monday and it’s a religious holiday which occurs at the beginning of the 7th week before Orthodox Easter Sunday (please read more about that here). Here is the latest news about that published on the site of GeniusFunds:
“Please note that due to a Public Holiday in Cyprus our offices will be closed all day on Monday, 15th of February. No dividends will be paid and our customer support department will only provide limited support by e-mail. Please note that World Bond Market Fund (WBMF) dividends which are paid on a weekly basis will be adjusted to reflect the holiday. Thank you for your understanding.”

I have received a few more confirmations today about successful withdrawal requests from SazaInvestments (reviewed here). I urged the members of the program to stay calm and allow the admins to do their job in paying all the outstanding withdrawal requests. Remember that so far they never let us down and always fulfilled what they promised. The admin Ricardo (interviewed here) sent out another email today stating that the last funds should be paid by Monday (tomorrow). Investors’ patience is appreciated as well and I suggest to always think positive instead of hitting the panic button prematurely like some people invariably do. Here is the latest news from SazaInvestments:
“We got part of our funds online today so we did some more of the pending withdrawals. Hopefully we will get all the rest of our funds by Monday and we will complete all payouts by then. Thank you all for your trust in us. Regards, Ricardo Andre Brandao. SazaInvestments Marketing Manager”.

I’m glad to report that I was paid last night from 21stCenturyArb (reviewed here) and that everything seems to be back to normal there. The admin sent out another update today stating that all cashouts had been processed successfully. This is the latest from 21stCenturyArb:
“Good-day to all members of 21stCenturyArb.
We are please to inform you that 21stCenturyArb is rockin! both in terms of membership,upgrade,payout and admin support. I want to say that you to all our members for their continuous support and I also want to assure you that we have a long way to go with 21stCenturyArb.
All pending withdrawal request have been completed. All paid members should please visit any of our monitors/forums to cast a vote for 21stCenturyArb.
Thanks for all your support once again and have a wonderful Sunday.
Joy. Admin”.

I don’t know if there really is a hacking problem with DepositPalace already (yet to be reviewed on MNO) but I have received a rather strange email from the admin of the program today urging everybody to change their account details so as not to allow the hacker to change the details for you and hijack your payments to a different e-currency account:
“One of our members has been hacked with a hacker and the hacker has changed him or his account to U2243257 (our member is behnam59).
Please check your profile if this account was on your profile report to us.
Please change your password in DepositPalace and change your email password.
That member was referral from top1monitor.
We want to have a safe program please being with us.”
Well, I guess I know the best medicine to protect you from hacking attempts – not to deposit too much money in DepositPalace in the first place. Because if you do invest too much your account may well be hacked but if you’re just a small average investor or monitor the “hacker” will strangely leave you alone. Yes, this is probably the new smart generation of hackers emerging! That is something to ponder on, don’t you think? Anyway, I hope that the admin of DepositPalace will tighten security because this is simply unacceptable and I for one will not tolerate it if members deposits are stolen. Security needs to be taken a lot more seriously than this or else there is simply no reason to join.

There was another email received today from GoldenFleeceFund (reviewed here). This is just another gold trading report and a reminder about the deposit bonuses and Post Your Payment contest which was already reported here. So there’s really nothing new here. Anyway, below is the newsletter from Felix, the admin of GoldenFleeceFund (interviewed here):
“Hello, This is Felix Zeller with GoldenFleeceFund. I am here to report the private sale of 200oz in gold to an investor buyer.
Friday, February 12th, 2010, GoldenFleeceFund completed sale of 200oz in gold to a private buyer. This sale generated a profit of $91,100 for GoldenFleeceFund, a subsidiary of GFF Holdings.
Our current gold storage holdings are now at 3800oz. GoldenFleeceFund. As part of our diversified precious metals trading strategies, we delivered 200oz from gold storage.
We would also like to remind all investors that any deposit bonuses that have not been applied can be requested by submitting a support form request through the contact us button on our website: GoldenFleeceFund.
Stay on the lookout those who have participated in the Post Your Payment Contest. Your e-currency account’s, if you won, will receive the amount to it. Remember to always post screenshots of interest payments received in your e-currency accounts as our Post Your Payment Contest is ongoing.
Rules: To participate and possibly win you must post in the forums above. The more you post, the more likely you will win. You must take a screenshot from the account you deposited with showing we sent you a payment of interest. 5 winners will be randomly chosen and sent $100 to the account you invested with (Liberty Reserve, Perfect Money, etc.).
Thank You, Felix Zeller. GoldenFleeceFund Manager”.

It’s strange to me though that from all the admins of the programs only Paula from DreamWealthBuilder (interviewed here) sent her regards for Valentine’s day. I believe this holiday is one of the nicest ways to celebrate love all over the world. I just hope that other admins were too busy making money to notice the holiday as quite clearly Paula is the only one who loves us, lol! Anyway, as you know DreamWealthBuilder has quite an original array of plans paying you 120% over 15 days and 150% over 4 weeks. Payment processors in use hare include LibertyReserve, PerfectMoney and StrictPay. More about their plans can be read in my extensive review of the program published on MNO here. The latest update also discusses the topic of changing the confirmation e-mail address from where you’re going to receive your daily reports about payments and referral commissions, warned about some blackmailing threats that could affect some monitors voting (please be aware of that) and promised to be available on Live Chat starting from tomorrow, Monday. This is the latest news from DreamWealthBuilder for your attention:
“Happy Valentines Day to all.
This is Paula Forney and Mark Irwin again from DreamWealthBuilder.
First of all, we would like to thank Paul from the Money News Online blog for publishing our interview.
Here is the interview of DWB at Money News Online:
http://money-news-online.com/blog/2010/02/13/13022010-interview-with-the-admin-of-dreamwealthbuilder/
We noticed that our sign-up, payout, referral notification emails are getting landed in your spam folder. We received mails from a few members stating that they did not receive the sign-up email. So, from now on, you will be receiving all the notification mails from our Google mail (dreamwealthbuilder@gmail.com). We hope this is the best possible solution to avoid missing our mails / news letters.
We received a threatening mail yesterday stating that we have to pay $100 or else they will post bad votes in HYIP monitors. We refused to pay them and informed the monitors about this issue. We hope that they will take care of this issue.
Finally, the Live Chat facility will probably back online from Monday, the 15th February 2010 and we will be available most of the time for Live Help!
Hope you have a great Valentines Day + Weekend!!
Paula Forney & Mark Irwin from DreamWealthBuilder.”

For the last 24 hours I have been by from the following programs listed on my monitoring page:
DreamWealthBuilder, BarterCrown, Skinex, NasMos, InvestProxy, WestFinance, XagaEnterprise, GrabFund, 21stCenturyArb, SportBetInv, HugMoney, MandarinInvest, GeniusFunds, WaterInvestment, Dragadox, InvestAward, DepositPalace, FinanceNova, EuroNanoInvest, Verifield, NanoMoneyCorp, PTVPartner, GoldenInvestment, EzProfit, GlobalFund, ExceptionalFunds, UmaxFunds, AlphaInvestments, KobelCapital, WeeklyDividend, AimTrust, FundUpgrader, BostonVenturesBillionairesClub, InvestoFin, CSMFinance, CelexProfit, AtoxFinance, AsiaInv and GoldenFleeceFund.

Don’t forget to check out my blog tomorrow for two more reviews and the most up to date news from anywhere in the industry! See you then, guys!