Oct 11th, 2011 Archives

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Beware! AssetsBank has stopped paying! Do not invest there!

Hello everyone! The new programs added to the MNO monitoring list this week have so far been mostly shorter term ones. They’ve ranged from the more “traditional” style HYIP that we’ve already seen to the one I’m looking at today which is AssetsBank, one of the newer more extreme type that have become more popular in recent times. Most readers by now will recognize the strategy immediately – offer a couple of low interest short to ultra short term plans that can comfortably complete a decent number of cycles without breaking the bank while simultaneously offering more medium term plans with (let’s be honest) an at best slim chance of getting much further than one cycle. Still, there’s money there to be made if you know how to play programs like AssetsBank properly as I can personally vouch for the fact that I myself have already made a profit from them, despite only being online since last Sunday.

You have six plans in total to choose from in AssetsBank, all of which pay you a return on expiry of the investment term based on the size of the initial principal. Deposits start from quite an affordable minimum, for which you are offered a reasonable payment. The top rates are only offered to those gambling with substantial amounts of money and are gradually less sustainable as we are about to see.

But we’ll start with the shortest term plan which can be joined for a minimum deposit of $10 and pays once on expiry after a term of 1 single day. In other words join today and AssetsBank will pay you tomorrow. This payment will include your principal. Deposits starting from the $10 minimum up to a value of $200 will earn a total return of 105%, or to put it another way you get a net profit of 5%. For larger deposits the following rates will apply:
106% for amounts between $201 and $500, 107% for $501 to $1,000, 108% for $1,001 to $3,000, 115% for $3,001 to $5,000, and 127% for $5,001 to $50,000.

AssetsBank‘s second plan runs for a term of 4 calendar days, paying on expiry for deposits starting from a $10 minimum. Investments from that up to a value of $200 can earn 122%, principal included, or 22% net profit. If you’re comfortable taking a bigger risk then AssetsBank also offer the following:
126% for amounts between $201 and $500, 130% for $501 to $1,000, 134% for $1,001 to $3,000, 200% for $3,001 to $5,000, and 400% for $5,001 to $50,000.

This is followed by a plan that pays on expiry after a term of 8 calendar days. The basic rate on offer this time is 148%, principal included, made for any deposits from a minimum $10 up to a value of $200. I have to say though that for taking the increased risk with this plan it doesn’t really reward any more than let’s say joining the one day plan and re-investing for eight cycles. In fact were you to redeposit the entire amount (ie full principal and profit) every day this one actually pays you less! Anyway, you might like it if you can’t be bothered to make daily withdrawals because the advantages certainly aren’t financial. For larger deposits you can expect AssetsBank to offer the following rates:
156% for amounts between $201 and $500, 164% for $501 to $1,000, 172% for $1,001 to $3,000, 450% for $3,001 to $5,000, and 900% for $5,001 to $50,000.

The next plan runs for 20 calendar days and while not completely impossible to make a profit for some members (by which I mean members investing small amounts) it’s probably unlikely to complete a significant number of cycles either. It still costs a $10 minimum to join but keep it sensible if joining because the risk is high). Payment is made on expiry and AssetsBank are offering a return of 230%, principal included, on all deposits up to a maximum value of $200. Larger deposits are offered the following rates:
250% for amounts between $201 and $500, 270% for $501 to $1,000, 400% for $1,001 to $3,000, 1200% for $3,001 to $5,000, and 2800% for $5,001 to $50,000.

Less advisable is a plan running for 40 calendar days, also paying on expiry. For a minimum spend of $10 up to a value of $200 AssetsBank are offering to pay you 480% interest, principal included, on expiry. Granted it need only cost you ten bucks to find this out but it’s unlikely to do much more than generate money for the admin and not the investor, though I’ll gladly eat my words come late November if I’m mistaken. Other rates being offered include:
420% for amounts between $201 and $500, 460% for $501 to $1,000, 1000% for $1,001 to $3,000, 2500% for $3,001 to $5,000, and 5000% for $5,001 to $50,000.
And no, that wasn’t a typing error. According to the AssetsBank members area some of the larger deposits are offered less than what the minimum is offered, clearly indicating just how seriously this is being taken by the admin who hasn’t bothered to proof read his own plans. And why would he? I mean it’s not as if he’s actually going to pay those rates anyway, so they just make up any ridiculously high number and write it down without a second thought.

And finally a plan which I’m going to include for informational purposes really as I think most of the experienced HYIP players reading MNO will recognize it as clearly (even more than the other plans) something set up to part the more gullible investors out there from their cash. The plan itself makes one simple offer and that is to make a whopping 15,000% interest payment on all deposits between a $10 minimum up to $50,000 on completion of a 60 day term. Clearly a waste of time, effort, and money but that’s not to say AssetsBank can’t successfully get you a more realistic profit elsewhere from the shorter term plans.

Payment options as are to be expected are limited to just LibertyReserve and PerfectMoney. Payments are made manually and will need to be requested by the investor. Once the request is made the payments are completed pretty within 24 hours depending on when you make the request. On the AssetsBank website you will see a timer counting backwards from 24:00 hours. Once the clock reaches 00:00 hours payments should be made and the timer reset to 24:00 once again.

AssetsBank is quite a design looking website, easy to navigate and with good graphics and a nice design. Not that it guarantees your money or anything but don’t underestimate the importance of a good first impression in attracting new members, especially important for high interest short term games like this one. The website is also SSL-secured, runs off a licensed GoldCoders script, and is hosted on an AntiDDoS dedicated server. If you have any further questions about the program or your account you can catch the admin by filling in the e-mail ticketing form on the contacts page. AssetsBank have also listed a telephone number and oddly enough for an online HYIP a Live Chat feature that’s not there for cosmetic purposes but actually genuinely works. It’s not clear during what hours you’ll find an operator there but when it is online you will find someone to deal with your questions.

Texts while being original are also very very brief, giving nothing away as to how AssetsBank could possibly sustain the bigger payouts and implying little other than the usual online HYIP is what you are looking at here. Of course the fact that you’re even reading this article means you have at least some interest in the online HYIP industry and should therefore either be comfortable with the risks (while of course making a deposit that’s relative to them) or else look elsewhere. Keep your spending within a strictly sensible and affordable level, and make best use of programs like AssetsBank by keeping them as part of a wider more diverse portfolio.

DAILY NEWS FROM THE INDUSTRY

First off, I would like to give you a follow-up on a warning about xChanger.org given last night. Apparently, there some encouraging news from my downlines there as withdrawal requests are still getting processed though it takes longer that usual. And although I still cannot recommend using the service for the moment because obviously they are still having those difficulties, I have received an email from the owner of xChanger.org Andrei today explaining the situation. It’s just a temporary set back and will be discussed by xChanger.org and AlertPay who are looking to introduce new safeguards against payment reversals and provide safer transactions. I will keep you updated on MNO, but first here is the reply I got today:
Hello Paul, Your exchange order has been processed. I apologize for the delay.
Thank you for your patience and understanding.
The delay was caused by the fact that lots of transactions we got in the latest days got reversed by AlertPay thus leaving us with short AP reserves.
We’re going to implement some changes that will make exchanges FROM AlertPay more strict. Regular members don’t have anything to worry about as this situation won’t affect them at all.
We’re going to use more caution for new members and new transactions as those are that making us lose lots of money with AlertPay.
If there’s anything else I can assist you with, please let me know.
Best regards, Andrei”.

I believe that AlertPay might be responsible for the premature collapse of BrandDaily today. Well, to tell you the truth I’m not sure why this happened as I was promptly paid to my AlertPay account instantly yesterday but I can confirm that the payouts have stopped now and according to reports sent to me by some of my readers the admin allegedly blamed AlertPay for blocking his account. As I said I cannot confirm if it’s true or not because he hasn’t responded to my emails so far but I guess he was also caught off-guard by it, if it really happened. At least half of the deposits made in BrandDaily were made AlertPay investors and I believe that to continue paying at this point even to other payment processors would be impossible. Please beware and do not make any deposits in BrandDaily at this point as the admin has already removed some monitoring images (including MNO’s) displaying Problem status for his program which might mislead many investors.

There is no good news for the members of SafeDepositary either because I have received another complaint from a reader about an unexpired deposit which was not credited properly to his account and is not available for withdrawal. I gave the administration until tomorrow to resolve this issue but I’m afraid it might be already too late to make a profit from them so all the future investments in SafeDepositary are not recommended at this point as the program’s status on MNO might change tomorrow.

Perhaps the only piece of good news today is from from HyperCompound (reviewed here). Keeping the development at a high level the admin recently offered members a Thai translation of the website. This becomes the ninth international version of HyperCompound for anyone looking to deposit in a unique 1.5%-3% + bonus interest for 100 business days plan with principal returned on expiry with instantly processed payouts to LibertyReserve and PerfectMoney. I’m sure you will find more interesting facts on HyperCompound if you read my interview with the admin posted here. This is just the latest short update taken from the program’s website:
HyperCompound website is now available in Thai
We are pleased to announce that our website is now available in Thai! More languages will be available soon.

Here is the list of the programs that processed payments to me for the last 24 hours:
ReProFinance, PerfectLottery, SafeDepositary, UnitrustDirect, AdvantagesCapital, NeoProgress, PowerfulStrategy, HyperCompound, SoaretInvestment, BIA, HitNRunMasters, KistFunds, BaseBucks, GeniusIncome, iForexGain, SapaInv, OneInv, BrantonsGroup, EurexTrade, ProfitsRaise, ViscoCorp, PokerProfits, OnlineInvestmentBank, GlobalFxTrades, AssetsBank, SuperHotPay, TopsFund, LargeProfit and EliteGain (the first payments received).

That’s all for tonight, guys. Join me tomorrow for the a closer look at a new program called EliteGain and the usual news round-up from the HYIP industry!

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